Wealth Management

JUNE 20, 2023

Integrated is launching the new insurance business largely due to recent changes in tax and estate planning regulations. Peter Kaplan, a former First American Insurance Underwriters vice president, will lead it.

Insurance 97

Insurance Estate Planning Taxes Planning 97

Clever Girl Finance

MAY 15, 2024

In addition to emotional turmoil, the remaining family may face financial stress unless they have life insurance. One of the biggest benefits of life insurance is financial protection for loved ones. Why shouldn’t I delay getting life insurance? Is it really worth having life insurance?

Insurance 52

Insurance Budgeting Taxes Insurance Coverage 52

MainStreet Financial Planning

JULY 27, 2022

So, when we adopted the kittens, I decided to research pet insurance to see if it would be the right fit for our needs. Pet Insurance is like health insurance for your pet. Typically, it is reimbursement based, so you will pay for any vet costs up front and then seek repayment from the insurance company.

Insurance 89

Insurance Medicine Planning Medical 89

Carson Wealth

DECEMBER 8, 2023

Petersen, CPA, CFP ® , CP, Affluent Wealth Planning The holidays are upon us! That must mean it’s time to roll up my sleeves and get to work on year-end financial planning – with an emphasis on 2023 income tax. Lastly, I allocate the retirement plan contributions between Roth and Traditional 401(k) accounts.

Planning 143

Planning Retirement Planning Taxes Insurance 143

Clever Girl Finance

JANUARY 9, 2024

We all love cash value, so it seems like a no-brainer to have cash value life insurance. But how does cash value life insurance work, and is it a good idea? Get a better understanding of this type of life insurance and whether it’s the best choice for you or not. Table of contents What is cash value life insurance?

Insurance 77

Insurance Accounting Taxes Insurance Coverage 77

Darrow Wealth Management

SEPTEMBER 25, 2023

And when something goes wrong, many homeowners are surprised to learn of gaps in their insurance coverage or their contractor’s. Addressing insurance risks before starting a home remodeling project Updating your homeowners insurance before starting work One key risk to address before starting a home construction project is insurance.

Insurance 84

Insurance Insurance Coverage Certification Wealth Management 84

Advisor Perspectives

NOVEMBER 14, 2022

A matter that can have large impacts on the marginal tax rates faced by individuals who obtain health insurance coverage through the ACA exchanges is the reduction of the tax credits (or subsidies) for health insurance coverage as incomes increase.

Insurance Coverage 111

Insurance Coverage Insurance Tax Planning Taxes 111

MainStreet Financial Planning

JULY 7, 2023

We are often asked by clients if they should keep or cancel their life insurance policies. First, ask yourself if you still need life insurance. Think about why you bought this insurance policy in the beginning. To see if you have enough life insurance check out our Do You Have Enough Life Insurance post by Anna.

Insurance 88

Insurance Estate Planning Taxes Planning 88

Nerd's Eye View

JANUARY 25, 2023

And while there are many things to consider when planning for a layoff, these considerations can be grouped into two distinct types of conversations. Next, the advisor and client can make a ‘game plan’ which would take effect if the client is actually laid off.

Clients 183

Clients Planning Insurance Medical 183

NAIFA Advisor Today

MAY 10, 2024

In the complex world of financial planning, life insurance remains fundamental. However, the traditional view of life insurance as merely a safety net is evolving, especially when it comes to enhancing charitable giving strategies. We invite you to join our us on Tuesday, June 4, 2024, from 12:00 pm to 1:00 pm Eastern.

Insurance 52

Insurance Financial Planning Planning 52

Good Financial Cents

JULY 7, 2023

Deciding whether to continue with your life insurance policy or cancel it is not just a significant financial choice, it can also have profound emotional implications. After all, life insurance isn’t just a monetary consideration – it’s about ensuring that your loved ones are protected in case of your untimely demise.

Insurance 89

Insurance Insurance Coverage Retirement Planning Investing 89

NAIFA Advisor Today

JANUARY 29, 2024

As a financial advisor, he has over 25 years of experience in insurance, investments, estate preservation, and employee benefit plans. Tom Palmeri is a Life Underwriting Training Council Fellow (LUTCF) committed to helping clients build and safeguard their wealth.

Insurance 94

Insurance Financial Advisor Clients Planning 94

Good Financial Cents

APRIL 3, 2023

I learned so much about living and dying during my years in the mortuary business, but there’s one that stuck with me — the real-life consequences of not having life insurance. I clearly remember speaking with dumbfounded families who couldn’t believe their husband or father (or wife or mother) never had life insurance in place.

Insurance 101

Insurance Insurance Coverage Medical Planning 101

MainStreet Financial Planning

AUGUST 15, 2023

Condo insurance is designed to cover what your condo association’s master policy won’t. Here are 5 things to consider when buying insurance for your condo. As a condo owner, your HOA collects monthly dues that include insurance for the condo’s building exteriors and common areas. if there was a loss.

Insurance 71

Insurance Medical Financial Planning Electronics 71

Nerd's Eye View

MAY 14, 2024

What's unique about Danielle, though, is how she has created a process she calls "Financial Fingerprints To Footprints ", where she helps clients who are struggling to implement their financial planning recommendations by working with them to unlock their money memories and help them understand how the financial lessons of their past may be creating (..)

Clients 231

Clients Financial Planning Financial Advisor Planning 231

Nerd's Eye View

SEPTEMBER 25, 2023

In the mid-20th century, the first phone call for a person who needed guidance on saving or planning for retirement was likely to be to a stockbroker or a mutual fund or insurance salesperson. So, in the late 1960s, a movement began to organize and promote best practices that would establish financial planning as a true profession.

CFP 239

CFP Financial Planning Planning Certification 239

Carson Wealth

NOVEMBER 29, 2023

By Matt Lewis, CLTC ® , Vice President, Insurance In today’s world it’s fair to say that most reasonable people believe they are going to live a long life. What Is Long-Term Care Insurance? One misconception about long-term care insurance is that it’s cost prohibitive. However, if you don’t use it, you lose it.

Planning 143

Planning Insurance Assets Financial Advisor 143

Carson Wealth

APRIL 25, 2024

There are some things in life you just can’t plan for: an unexpected illness, job loss, death of spouse, disability. And while experiencing one of these major events can drastically impact your life, having an effective financial plan can help ensure that it doesn’t ruin your financial well-being. Let’s break each one down.

Financial Planning 97

Financial Planning Planning Retirement Insurance Coverage 97

Wealth Management

MAY 8, 2024

Helping skeptical clients hedge their bets on tax law change.

Insurance 112

Insurance Planning Taxes Clients 112

NAIFA Advisor Today

SEPTEMBER 1, 2022

Life insurance is a crucial part of any solid financial plan, but 41% of Americans say they don’t have sufficient life insurance coverage. For agents and advisors, LIAM is the perfect time to meet with your clients to make sure their life insurance coverage meets their needs.

Insurance 98

Insurance Insurance Coverage Financial Planning Clients 98

Nerd's Eye View

NOVEMBER 30, 2022

Taxes are a central component of financial planning. Almost every financial planning issue – whether it is retirement, investments, cash flow, insurance, or estate planning – has tax considerations, and advisors provide a great deal of value in helping clients minimize their overall tax burden.

Tax Planning 235

Tax Planning Compliance Taxes Financial Advisor 235

Good Financial Cents

JULY 5, 2023

Life insurance policies are critical financial planning tools designed to provide financial security for policyholders’ beneficiaries upon their demise. They work by offering a lump-sum payment, known as a death benefit, to beneficiaries after the insured person’s death.

Insurance 76

Insurance Education Retirement Planning 76

MainStreet Financial Planning

SEPTEMBER 27, 2023

Pet insurance is not something you may think you need but let me tell you from personal experience why you should consider getting it. Because we had pet insurance, it was much easier to decide to have him x-rayed as well as monitored overnight at the hospital. It also often covers a lot of routine expenses.

Insurance 52

Insurance Medicine Financial Planning Planning 52

Clever Girl Finance

JANUARY 4, 2024

Life insurance is one of those things that we kind of know we need, but many of us don’t want to deal with getting it right away. However, we can’t downplay the importance of life insurance, how life insurance protects our finances and family, and how much peace of mind it can give you. Let’s get into it!

Insurance 59

Insurance Retirement Taxes Medical 59

Nerd's Eye View

MARCH 20, 2023

In part, this is due to the many commission-based advisors whose compensation depends on the sale of insurance or investment products, where the price that a client pays is baked into the price of the product or is included in (often opaque) fees associated with buying, selling, and/or holding the investment.

Communication 241

Communication Planning Financial Planning Fee Only 241

Nerd's Eye View

OCTOBER 17, 2023

What's unique about Brad, though, is how he built a multi-billion-dollar advisory firm not by moving 'upmarket' to gather multi-millionaire clients, but instead leveraged his 401(k) retirement plan advisory firm to begin offering comprehensive financial planning to the employees of large companies as an added employee benefit, and in the process scaled (..)

Financial Planning 130

Financial Planning Planning Wealth Management Retirement Planning 130

Clever Girl Finance

JANUARY 4, 2024

Life insurance is one of those things that we kind of know we need, but many of us don’t want to deal with getting it right away. However, we can’t downplay the importance of life insurance, how life insurance protects our finances and family, and how much peace of mind it can give you. Let’s get into it!

Insurance 52

Insurance Retirement Taxes Medical 52

Trade Brains

JUNE 2, 2024

Initially the plant will have a capacity to produce 6GWh by 2025 and they are planning to expand its capacity by 12GWh. They plan to provide customizable module solutions and joint product development with customers. The post Exide Industries: Energizing the Future with Strategic Expansion plans appeared first on Trade Brains.

Planning 104

Planning Manufacturing Sales Portfolio 104

Good Financial Cents

DECEMBER 9, 2022

The best home insurance companies offer high-quality coverage that protects against damage to your home’s structure and your property, whether it is caused by lightning, winds, fire, or other covered perils. Best Rating N/A A A+ A- A++ A- Best Online Insurance Company Lemonade Our Partner See an Estimate J.D. Best and J.D.

Insurance 92

Insurance Insurance Coverage Electronics Budgeting 92

Million Dollar Round Table (MDRT)

OCTOBER 5, 2022

A doctor declined Sousa’s offer of life insurance, but the 10-year MDRT member from Sao Paulo, Brazil did not stop there. “It It was so hard for me, so I asked him to write a letter to acknowledge that I had offered a plan to protect his family and that he was leaving them unprotected/exposed – that it was his fault, and not mine,” he said.

Insurance 90

Insurance Planning Management 90

MainStreet Financial Planning

JANUARY 5, 2023

The MainStreet Financial Planning Discussion Club. Hidden Insurance Limits. Trouette Insurance Agency. You may be surprised at what your insurance won’t pay…. You may be surprised at what your insurance won’t pay…. The post Chalk Talk: Hidden Insurance Limits appeared first on MainStreet Financial Planning.

Insurance 52

Insurance Financial Planning CFP Financial Advisor 52

Integrity Financial Planning

AUGUST 28, 2022

Understand the basics first, and then create an estate plan. Wills and trusts are both important estate planning tools with important differences. Many people may not know that their will does not control who inherits all of their assets, such as retirement accounts, life insurance, and annuities. A Will vs. a Trust.

Estate Planning 98

Estate Planning Planning Communication Retirement 98

Abnormal Returns

APRIL 24, 2024

investmentnews.com) Insurance Why auto insurance rates are skyrocketing. awealthofcommonsense.com) How to choose the right health insurance plan. bitchesgetriches.com) Why you need to do the math on a life insurance situation.

Insurance 197

Insurance Math Retirement Education 197

Carson Wealth

DECEMBER 27, 2023

By Ryan Egolf, EA, Senior Tax Planner As the New Year quickly approaches, it’s time to put a bow on your 2023 financial plan. While this is by no means an exhaustive or comprehensive list of financial planning tools, these three broad areas will get you headed in the right direction. Rates are more accessible than ever before.

Planning 89

Planning Retirement Planning Insurance Taxes 89

Nerd's Eye View

MAY 15, 2024

In practice, the DoL's Final Rule means that financial advisers who advise clients about rolling over assets from an employee retirement account like a 401(k) plan into an IRA are now subject to ERISA fiduciary obligations.

Retirement 243

Retirement Commission Financial Advising Banking 243

James Hendries

FEBRUARY 23, 2023

A solid financial plan for small businesses is vital, and part of that financial plan should be insurance. Insurance is essential to preserve small businesses, cover their assets, and safeguard their employees. General Liability An important part of small business insurance coverage is general liability.

Financial Planning 40

Financial Planning Insurance Insurance Coverage Planning 40

Abnormal Returns

NOVEMBER 16, 2023

bloomberg.com) Auto insurance Why Florida has such high auto insurance rates - auto glass lawsuits. washingtonpost.com) Why so many cars get 'totaled' by insurance adjusters these days. newsletter.abnormalreturns.com) Mixed media Apple ($AAPL) is planning to adopt the RCS (Rich Communication Services) messaging standard.

Asset Allocation 241

Asset Allocation Financial Advising Insurance Communication 241