Ballast Advisors

SEPTEMBER 15, 2023

Medicare Supplements , also known as Medigap plans, are private insurance policies designed to fill in the gaps in coverage left by Medicare Part A and Part B, helping beneficiaries pay for out-of-pocket healthcare expenses such as deductibles, co-payments, and co-insurance. Here’s an example. A broker can help.

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Nerd's Eye View

OCTOBER 20, 2023

Also in industry news this week: The latest update on the status of the Department of Labor's proposed regulation related to fiduciary advice on retirement accounts and why the agency is referring to it as a "retirement security rule" rather than a "fiduciary rule" A report suggests that RIA M&A surged in the 3rd quarter, as large acquirers resumed (..)

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Financial Planner Retirement Planning Retirement Insurance 246

Nerd's Eye View

AUGUST 12, 2022

We also have a number of articles on retirement: Though owning an RV and traveling the country is a popular retirement pastime, those with the resources can turn their motorhomes into a luxury vacation home on wheels (at about the same price as buying a second home). Enjoy the ‘light’ reading! Read More.

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Financial Planner Retirement Healthcare Numbers 245

Carson Wealth

OCTOBER 3, 2024

Retirement is an exciting milestone—a time to leave behind the hustle and bustle of work and embrace a new chapter filled with more freedom and opportunities to enjoy life. Planning well in advance ensures that your retirement years will be financially secure, fulfilling, and less stressful than your working years.

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Retirement Healthcare Retirement Planning Taxes 96

MainStreet Financial Planning

MAY 4, 2023

Exploring Retirement Housing Decisions Hosted by: Jennifer Bush, CFP® MainStreet Financial Planning As people approach retirement age, one of the most significant decisions they face is where and how they will live during their golden years. Topics Include: What are some considerations when choosing a retirement home?

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Integrity Financial Planning

JUNE 27, 2023

However, it is a common goal for retirees to create and maintain generational wealth in retirement. Prior to your retirement years, diversifying your investment portfolio can be a good way to grow your wealth. In today’s fast-paced world, ensuring financial stability for future generations can be a daunting task.

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Retirement Healthcare Financial Planning Estate Planning 98

Random Roger's Retirement Planning

JANUARY 6, 2025

Before yeah butting me about long term care insurance, I've seen content (sorry no link) about LTC insurance not keeping up anywhere close to the inflation rate of healthcare costs. One suggestion about this that was thrown in was if necessary, people can use their home equity to pay for this sort of care.

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Retirement Retirement Planning Insurance Medical 52

WiserAdvisor

OCTOBER 4, 2022

Retirement planning can be a bit complex. There are multiple factors to weigh in, right from healthcare and inflation to estate planning, business succession planning, tax planning, and more. Given the complexity and magnitude of things necessary for a comfortable retirement, starting planning from a young age is also essential.

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Budgeting Retirement Healthcare Food 102

Advisor Perspectives

JANUARY 19, 2023

The greatest financial risk for depleting retirement resources is an unexpected and lengthy stay in a long-term healthcare facility.

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Retirement Healthcare Clients 98

MainStreet Financial Planning

FEBRUARY 22, 2024

Managing cash flow in retirement is a crucial aspect of financial planning that can feel daunting after decades of receiving regular paychecks. Consider new expenses like healthcare before Medicare coverage begins and subtract any expenses that will no longer apply in retirement, such as commuting or work-related clothing.

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Retirement Management Financial Planning Taxes 96

James Hendries

SEPTEMBER 25, 2022

Many workers have been dreaming of retirement since they first entered the workforce. However, once this retirement date draws near, the prospect of giving up your primary source of income may be nerve-wracking, even if you’ve diligently saved and planned. Draft a Retirement Budget. Review Your Healthcare Options.

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Retirement Medical Healthcare Budgeting 98

MainStreet Financial Planning

MAY 17, 2023

We speak daily with clients who are contemplating where they might live in retirement. Now is the time to explore various retirement housing options and strategies for aging individuals. From aging in place to retirement communities, consider your individual preferences and needs when choosing the most suitable housing option.

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Retirement Medical Financial Planner Planning 98

Fortune Financial

AUGUST 8, 2023

Healthcare Costs After Retirement — Securing Your Parents’ Future Retirement is a long-awaited phase of life where individuals can enjoy the fruits of their labor and enjoy well-deserved rest. However, one significant concern that often lingers in the minds of retirees and their families is healthcare costs.

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Healthcare Retirement Medical Insurance 52

Fortune Financial

AUGUST 8, 2023

Healthcare Costs After Retirement — Securing Your Parents’ Future Retirement is a long-awaited phase of life where individuals can enjoy the fruits of their labor and enjoy well-deserved rest. However, one significant concern that often lingers in the minds of retirees and their families is healthcare costs.

Healthcare 52

Healthcare Retirement Medical Insurance 52

Carson Wealth

SEPTEMBER 5, 2024

However, choosing the right Medicare plan is crucial to ensure that you have the coverage you need as you move into retirement. Whether you’re enrolling for the first time or considering a change, these tips will help you choose a plan that fits your healthcare needs and budget.

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Healthcare Medical Planning Retirement 141

Good Financial Cents

JANUARY 26, 2023

Early retirement has become a popular financial goal. Even if you never retire early, just knowing that you can is liberating! Can You Really Retire at 50? Can You Really Retire at 50? Table of Contents Can You Really Retire at 50? FAQs on Retiring Early at 50 It’s a big bold claim – retire at 50?

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Retirement Taxes Accounting Retirement Planning 122

WiserAdvisor

AUGUST 31, 2023

Financial advisors play a crucial role in assisting you before your retire. They can provide ongoing support so you can continue investing after retirement, monitor market fluctuations, and make necessary adjustments to your retirement portfolio. Here are 5 benefits of hiring a financial advisor after you retire: 1.

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Financial Advisor Retirement Risk Tolerance Estate Planning 90

MainStreet Financial Planning

MARCH 27, 2024

In an earlier post, I summarized many of the housing options people can consider in retirement. This post takes a deeper dive into CCRCs (Continuing Care Retirement Communities also known as Life Plan Communities) CCRCs are an all-in-one solution to aging in place for people over 60. You can check out the article here.

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Retirement Transportation Planning Healthcare 96

Nerd's Eye View

MAY 17, 2023

Like native-born workers, foreign workers need to think about saving for retirement, planning for their children’s college, managing healthcare costs, and all manner of other financial goals. on a ‘temporary’ visa. However, the system in the U.S.

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Taxes Investing Investments Accounting 246

WiserAdvisor

DECEMBER 18, 2023

Navigating the journey to retirement can often feel like a complex puzzle, especially when it comes to figuring out how much you need to save. The answer to “how much you need to retire” is shaped by various factors, including the kind of retirement life you dream of, your age, and the expenses you anticipate during your retirement years.

Retirement 81

Retirement Retirement Planning Risk Tolerance Healthcare 81

Nerd's Eye View

AUGUST 12, 2022

We also have a number of articles on retirement: Though owning an RV and traveling the country is a popular retirement pastime, those with the resources can turn their motorhomes into a luxury vacation home on wheels (at about the same price as buying a second home). Enjoy the ‘light’ reading! Read More.

Financial Planner 178

Financial Planner Retirement Healthcare Numbers 178

Your Richest Life

NOVEMBER 26, 2024

Do you know when you want to retire? Are you saving enough for the retirement you want? Myth #2: You should plan to retire in your 60s With more people going back to school or changing careers later, holding off on retiring is becoming more common, too. And then, there are the un-retirees.

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Retirement Planning Fee Only Financial Planning 52

Financial Symmetry

DECEMBER 11, 2023

When having conversations with individuals approaching retirement, but who have yet to reach age 65, one primary concern is often in the forefront of their mind: What am I going to do about health insurance before I reach Medicare age?

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Insurance Retirement Healthcare 113

Integrity Financial Planning

OCTOBER 3, 2022

With market volatility and inflation affecting people’s finances, talk about investment strategies and portfolio longevity seems to dominate retirement planning conversations. But one of the most important aspects of retirement is often overlooked in these conversations: healthcare costs. 1] [link]. [2] 2] [link]. [3]

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Healthcare Retirement Planning Retirement Insurance 98

Random Roger's Retirement Planning

DECEMBER 16, 2022

A few things from the last couple of days all with the theme of retirement planning mistakes to avoid. The 4% rule of course refers to the percentage that can be safely withdrawn from portfolio assets for a sustainable retirement (not running out of money). Lastly is a list of retirement mistakes from Brett Arends.

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Retirement Retirement Planning Healthcare Numbers 74

Clever Girl Finance

JANUARY 10, 2025

For instance, inhealth, money enables you to afford nutritious food, fitness memberships, and necessary healthcare services. This could include saving for a down payment on a home, contributing to retirement accounts, or growing an investment portfolio. Start by considering key categories and how finances play a role in each.

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Ethics Budgeting Retirement Accounting 98

Validea

FEBRUARY 8, 2025

In this episode of Excess Returns, we sit down with Mike Taylor, portfolio manager of Simplify’s PINK healthcare ETF, for a fascinating discussion about how he mansges his personal portfolio.

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Portfolio Investing Investments Healthcare 52

oXYGen Financial

SEPTEMBER 2, 2022

![CDATA[ If you're of retirement age then you may be well aware of the fact that reaching Medicare eligibility can go a long way in helping with your healthcare needs, which happens to be one of the most expensive retirement related problems.

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Healthcare Retirement 97

WiserAdvisor

FEBRUARY 19, 2024

Blind spots in retirement planning are those aspects that are often overlooked, either intentionally or subconsciously. From seemingly harmless low-interest debt to underestimating the emotional impact of transitioning out of the workforce, various factors can disrupt your peace of mind during your retirement years.

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Retirement Retirement Planning Healthcare Estate Planning 66

MainStreet Financial Planning

OCTOBER 24, 2024

In today’s world of rising healthcare costs, it’s essential to find smart financial tools that can help manage expenses while also supporting long-term goals. This makes HSAs a great tool for both short-term healthcare costs and long-term financial planning.

Accounting 98

Accounting Medical Healthcare Taxes 98

Nationwide Financial

MARCH 10, 2023

Key Takeaways: Choosing a city in which to retire won’t be a one-size-fits all approach; there are many factors for your clients to consider such as cost of living, climate, taxes, access to healthcare, cultural amenities, and social opportunities.

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Retirement Clients Healthcare Transportation 52

WiserAdvisor

MAY 13, 2025

Planning for retirement requires a well-thought-out investment strategy. A financial advisor can help create a well-balanced retirement portfolio that offers stability and growth and ensures financial peace of mind during retirement. Below are 10 ways to diversify your investment portfolio for retirement: 1.

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Retirement Portfolio Investing Investments 52

Your Richest Life

JUNE 14, 2024

But even the best paid physicians need to plan carefully for their retirement, and make sure they’re truly putting away enough to be comfortable in their golden years. Here are some ways to assess your own savings, and retire without financial strain: How much should you save? How many years do you have until you hit retirement?

Retirement Planning 52

Retirement Planning Retirement Planning Fee Only 52

MainStreet Financial Planning

MARCH 11, 2024

Continuing Care Retirement Communities Hosted by: Jennifer Bush , CFP® CCRCs are retirement communities (aka life plan communities) for people 60+ who want an all-in-one solution to aging in place.

Retirement 52

Retirement Financial Planning Healthcare CFP 52

Carson Wealth

APRIL 4, 2024

Information you’ll want to document includes: Bank accounts Investments Retirement accounts Estate planning documents (wills, trusts, etc.) 1 Wells Fargo & Company, “Survey: Financial Planning & Preparedness of Americans with Parents Entering Retirement,” 2022.

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Management Healthcare Medical Estate Planning 137

Park Place Financial

SEPTEMBER 30, 2022

Retirement Planning How to Calculate How Much You Need to Retire Schedule a Complimentary Financial Review CLICK HERE TO SCHEDULE. While many financial experts discuss specific percentages people should aim for to have a fulfilling retirement, the ultimate retirement income formula does not exist. Will you move?

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Retirement Retirement Planning Certified Financial Planner Fiduciary Duty 52

WiserAdvisor

NOVEMBER 14, 2023

Retirement planning is an essential aspect of financial security, especially as one transitions from a phase of regular income to relying on savings and investments. The concept of retirement has undergone a significant transformation in recent times. Traditional retirement plans often rely heavily on pension schemes.

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Retirement Planning Retirement Planning Healthcare 52