The Big Picture

SEPTEMBER 19, 2023

One, one is true and I’ve always said is that I wanted people to stop, ask if I could doing math. And no one asked me if I can do math anymore with a degree from Booth, particularly in econometrics and statistics. So people really ask you, you take French and can you do math. So I applied to Maryland State retirement.

Assets 147

Assets Management Investments Investing 147

Good Financial Cents

SEPTEMBER 29, 2022

However, by doing a little math, you can easily determine your hourly wage from your annual salary. The amount of taxes you pay will depend on several factors, including your filing status, job status, the state you live in, retirement contributions, and your income. 55K a Year Is How Much an Hour?

Budgeting 64

Budgeting Taxes Transportation Insurance 64

The Big Picture

FEBRUARY 6, 2024

I’d say management consulting is any of the other thing that least at that time was the other career trajectory, just my personality, more of a math oriented introvert. And that a bit of that cult, Dick and Ike are both retired now. And I very much get the sense he has no interest in retiring. Learn math, learn history.

Valuation 130

Valuation Investments Investing Assets 130

Harness Wealth

MAY 14, 2025

This reduces errors and helps the state collect the appropriate amount of revenue to fund public services such as education, healthcare, and infrastructure. The state also allows deductions for contributions to Hawaiis Prepaid College Trust Program and certain retirement income. These mistakes can trigger audits or delay refunds.

Taxes 52

Taxes Tax Planning Medical Consulting 52

The Big Picture

SEPTEMBER 12, 2022

I — I loved math, but really, I was going to go down that literature route more than anything else and — and study Spanish literature. BITTERLY MICHELL: … difficult situations for those who were retiring, right, and those …. RITHOLTZ: Applied Mathematics, Quants, those guys, yeah. BITTERLY MICHELL: … was — no, no.

Clients 299

Clients Wealth Management Banking Investments 299

The Big Picture

DECEMBER 6, 2022

It has to be such a different set, the retirement planning is different, the safety net is different. People in Spain when I was growing up in the ‘80s and ‘90s, they expect to just retire and have the government give them like a paycheck every month. So a phenomenal learning experience with both Jefferies and Morgan Stanley.

Clients 162

Clients Investments Investing Management 162

The Big Picture

AUGUST 15, 2023

RITHOLTZ: So hold the duration risk aside with those two, but just for an investor in treasuries, I know you’ve done the math before. If you’re giving up that 1% big fat yield in 2019, 2021, let’s say you give up three years of 1% and get zero, how does the math work over the subsequent couple of years?

Management 130

Management Investments Investing Government 130

Carson Wealth

MARCH 2, 2023

Tom Fridrich, JD, CLU, ChFC ® , Senior Wealth Planner We’ve all asked ourselves whether it’s too early to retire (usually after a particularly challenging commute or dealing with a difficult client). But even if you feel confident today, would it be reasonable to retire early? How Early Is Early?

Retirement 98

Retirement Taxes Accounting Financial Advisor 98

Random Roger's Retirement Planning

NOVEMBER 19, 2023

Yahoo Finance had kind of a long read recapping an update from Morningstar about safe retirement withdrawal rates. I would much rather withdraw 10% or more per year from my retirement accounts and do it without taking any principal. Part of the math that determines options premiums is the risk free rate of return from T-bills.

Retirement 75

Retirement Accounting Math Healthcare 75

The Big Picture

MAY 13, 2025

It was not, not an unknown, like many of my, you know, retired predecessors are, you know, when they joined Vanguard in the eighties, it was really off the radar. Vanguard had to be a really interesting place. What was it like during that period? Karin Risi : It was an interesting place. We were starting to gain traction.

Clients 130

Clients Investments Investing Management 130

The Big Picture

NOVEMBER 22, 2022

Also, healthcare is really popping up. Nashville and Atlanta are two very large healthcare hubs. And so you need strong healthcare to meet the needs of the population. My dad was a naval officer who retired shortly before I was born. What did your dad retire from doing? I know nothing about healthcare.

Recruitment 147

Recruitment Engineering Banking Investments 147

The Big Picture

AUGUST 8, 2022

ANAT ADMATI, PROFESSOR OF FIANCE AND ECONOMICS, STANFORD GRADUATE SCHOOL OF BUSINESS: So, my journey starts where I took a lot of math. I was good in math and I love the math. So, I was kind of, in my romantic mind when I was in my early 20s, I was going to take but not give back to math, that kind of thing.

Banking 204

Banking Government Insurance Taxes 204

The Big Picture

MAY 9, 2023

So I took it upon myself to go off and took a course in bond math, took another course in derivatives and realized the underlying fundamental concepts were barely, I mean, it wasn’t even high school math in most cases. I didn’t know what any of these terms meant. SALISBURY: Sure. SALISBURY: Yes. SALISBURY: Yes.

Assets 299

Assets Clients Investments Investing 299

Mr. Money Mustache

NOVEMBER 10, 2020

So I decided to take some action, by doing the math for myself using a spreadsheet. In our famously broken US healthcare model, an insurance company is wedged in between you and your doctors, and it has different objectives than you do. After all, shouldn’t our career and life choices be separate from our healthcare?

Insurance 58

Insurance Medical Medicine Healthcare 58

The Big Picture

SEPTEMBER 10, 2024

I don’t even know what it’s going to be yet, but I mean, I’m not retiring. So that’s the math. For example, in healthcare, which we were talking about earlier, right? 00:45:47 [Speaker Changed] It, it’s amazing when you look in the healthcare space, they still use fax machines.

Valuation 162

Valuation Clients Investments Investing 162

The Big Picture

JUNE 18, 2024

So the fact that I had a sociology degree really didn’t impede, I think getting into business Barry Ritholtz : And you end up in like what some would think of as kind of a dry, legalistic part of Fidelity, the ERISA Division, which focuses on retirement accounts. Erika Ayers Badan : It was very boring.

Media 147

Media Food Advertising Investing 147

The Big Picture

JANUARY 24, 2023

I will say when there were fewer firms, I was effectively — there had Ted and Nick Forstmann, Brian little had retired from the firm. You executed a $4 billion IPO for your Avantor life sciences company, the largest healthcare-related IPO I think in history, is that true? I mean, so you just have to live through all this stuff.

Investments 263

Investments Investing Numbers Banking 263

Good Financial Cents

AUGUST 19, 2023

EXPERT TIP That brings us back to simple math – multiplying your annual income times the number of years your family’s living expenses will need to be covered. Or a 65-year-old that is retired to secure a $3 million dollar policy. Health Insurance If your family relies on your work for healthcare, take notice.

Insurance 97

Insurance Insurance Coverage Medical Certified Financial Planner 97

Random Roger's Retirement Planning

MAY 10, 2025

That is inline with one way we've expressed inflation math before, that with average 3% price inflation, expenses would increase by 50% in 15 years. What about healthcare costs? As people get close to and then into retirement, hopefully the mortgage payment goes away. Unusual Whales Tweeted out the following.

Medical 52

Medical Food Math Insurance 52

The Big Picture

APRIL 8, 2025

We’re serving family offices, we’re serving institutions, we’ve done acquisitions in, in the stock plan businesses, in the retirement businesses. They want a financial plan, they want some advice, they want to think about whether it’s saving for a home or college or, or retirement. Remember that.

Asset Allocation 147

Asset Allocation Wealth Management Clients Assets 147

The Big Picture

AUGUST 23, 2022

So, I did the math, 20 million times a hundred. So, let me just repeat the math. And so, again, I went through this simple math. And this guy, you know, there’s no mandatory retirement age for a federal judge and we got in front of this guy and he didn’t understand. How many do you have in your fleet?

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Government Banking Numbers Investments 321

The Big Picture

JANUARY 7, 2025

But it allowed me to go into the healthcare vertical straight out of Stanford. But within a year and a half I retired all our hedge fund business because I could see the capital inflows going into the private markets opportunity. Now we’re starting to come out of that now, but that math is still nowhere near where it needs to be.

Valuation 130

Valuation Engineering Numbers Marketing 130

The Big Picture

MARCH 17, 2025

Deficits can be used to accomplish big things like, you know, repairing crumbling infrastructure, improving our healthcare education systems and, and so on and so forth. Wasn’t the Excel spreadsheet error, which changed their math. My dad was in the military, so we lived all over the place. Deficits for what, right?

Economy 147

Economy Taxes Government Budgeting 147

The Big Picture

JUNE 20, 2023

Now, They have seized on healthcare as a huge industry to really dive into, to invest in. And the difficulty with healthcare is that you are not supposed to put profits ahead of patients. RITHOLTZ: How did private equity healthcare, senior living, nursing homes, ERs, hospitals, do during the COVID pandemic? MORGENSON: Right.

Insurance 147

Insurance Healthcare Retail Medicine 147

The Big Picture

AUGUST 22, 2023

I went there because I was fearful that being a professor would be like retiring in your 20s. It’s a power law, this is very slightly technical for yours truly, the English major, not technical for you, the math guy. SUNSTEIN: But by tradition, it is not just a lackey. And then, as you say, I went to the University of Chicago.

Economics 245

Economics Media Government Numbers 245