Nerd's Eye View

FEBRUARY 12, 2025

When the Social Security Fairness Act was signed into law on January 5, 2025, it came as a relief to many recipients of state or local government pensions whose Social Security benefits had been, up until now, reduced by the Windfall Elimination Provision (WEP) for individuals claiming retirement benefits under their own name, or the Government Pension (..)

Retirement 245

Retirement Government Clients Planning 245

Calculated Risk

APRIL 4, 2025

Federal government employment declined. Job gains occurred in health care, in social assistance, and in transportation and warehousing. Employment also increased in retail trade, partially reflecting the return of workers from a strike.

Transportation 232

Transportation Retail Government 232

Norman Marks

MAY 29, 2025

Many countries have a corporate governance code, including: South Africa, whose King IV code from the Institute of Directors is my favorite United Kingdom: the Financial Reporting Councils Corporate Governance Code Netherlands: Dutch Corporate Governance Code The German Corporate Governance Code France: Corporate Governance Code for Listed Corporations (..)

Government 45

Government 45

Wealth Management

MARCH 25, 2024

Wilmington Trust's Alvina Lo delves into the complexities of NFL team ownership.

Government 273

Government 273

Calculated Risk

APRIL 23, 2025

The most notable declines in headcount were in government roles or roles at organizations receiving government funding. This is a slight deterioration from the previous report with a few more Districts reporting declines. Hiring was generally slower for consumer-facing firms than for business-to-business firms.

Economics 194

Economics Transportation Government Financial Services 194

Calculated Risk

MARCH 5, 2025

Refinance activity was at its fastest pace since October 2024, as conventional refinance applications rose 34 percent and government refinance applications increased by 42 percent over the week. The move in government refinances was driven by a 75 percent increase in VA loans, which have been prone to large changes in recent months.

Government 221

Government Economy Marketing Marketing 221

Calculated Risk

MARCH 27, 2025

The increase in real GDP in the fourth quarter primarily reflected increases in consumer spending and government spending that were partly offset by a decrease in investment. Bureau of Economic Analysis. In the third quarter, real GDP increased 3.1 Imports, which are a subtraction in the calculation of GDP, decreased.

Government 218

Government Economics Investments Investing 218

Calculated Risk

NOVEMBER 1, 2024

Employment continued to trend up in health care and government. From the BLS: Employment Situation Total nonfarm payroll employment was essentially unchanged in October (+12,000), and the unemployment rate was unchanged at 4.1 percent , the U.S. Bureau of Labor Statistics reported today. Temporary help services lost jobs.

Manufacturing 306

Manufacturing Government 306

Calculated Risk

FEBRUARY 27, 2025

The increase in real GDP in the fourth quarter primarily reflected increases in consumer spending and government spending that were partly offset by a decrease in investment. Imports, which are a subtraction in the calculation of GDP, decreased. Real GDP was revised up by less than 0.1

Government 173

Government Economics Investments Investing 173

Abnormal Returns

FEBRUARY 14, 2025

sixcolors.com) Contracts When the government pulls money from an account without authority. government is breaking legal contracts. (sixcolors.com) The Apple TV app is coming to Android. spyglass.org) Apple TV should lean into live channels. axios.com) It's hard to plan when the U.S.

Advertising 173

Advertising Government Manufacturing Media 173

Calculated Risk

MARCH 12, 2025

Government purchase applications experienced an 11 percent increase helped by the FHA rate dropping to 6.34 As a result, applications increased over the week and were up 31 percent from a year ago, said Joel Kan, MBAs Vice President and Deputy Chief Economist.

Government 264

Government Marketing Marketing 264

Calculated Risk

OCTOBER 30, 2024

The increase in real GDP primarily reflected increases in consumer spending, exports, and federal government spending. The increase in federal government spending was led by defense spending. These movements were partly offset by accelerations in exports, consumer spending, and federal government spending. Imports accelerated.

Government 162

Government Food Economics Investments 162

Calculated Risk

APRIL 8, 2025

On the institutional side, planning activity slowed for education, healthcare and government buildings. On the commercial side, weaker planning activity for warehouses, data centers and retail stores drove this months decline. Meanwhile, hotel and office planning continued to accelerate. The commercial segment was up 32% from March 2024.

Healthcare 221

Healthcare Planning Education Retail 221

Calculated Risk

APRIL 3, 2025

Government job growth is expected to come in at just 10k due to the federal hiring freeze/DOGE. It seems early for the government related layoffs to significantly impact employment. We estimate that the unemployment rate was unchanged on a rounded basis at 4.1%. This suggests layoffs in March were about the same as in February.

Manufacturing 173

Manufacturing Government Numbers 173

Calculated Risk

MAY 1, 2025

We expect a 15k decline in federal government payrolls and a slower but still positive 15k increase in state and local payrolls. Government job growth is expected to come in at 10k due to the federal hiring freeze/DOGE. It still seems early for the government (DOGE) layoffs and tariff related layoffs to impact the employment report.

Manufacturing 147

Manufacturing Government Numbers 147

Calculated Risk

MAY 29, 2025

The decrease in real GDP in the first quarter primarily reflected an increase in imports, which are a subtraction in the calculation of GDP, and a decrease in government spending. In the fourth quarter of 2024, real GDP increased 2.4 These movements were partly offset by increases in investment, consumer spending, and exports.

Government 147

Government Economics Investments Investing 147

Calculated Risk

APRIL 19, 2023

Although other countries have defaulted on their sovereign debt, these defaults occurred in situations where the government could not feasibly continue to service its debt. federal debt ceiling, in contrast, would be a voluntary decision to stop meeting the government’s obligations even though it has no problems doing so. . •

Government 353

Government Assets Economy Financial Market 353

The Big Picture

MAY 14, 2025

Our wide-ranging, 90-minute conversation covered the full arc of his career, from Liars Poker to this years Who is Government. A bonus LIVE episode of Masters in Business: I speak with bestselling author and financial journalist Michael Lewis, live, from the Landmark Theater in Port Washington, NY.

Government 173

Government 173

Calculated Risk

JULY 28, 2022

The decrease in real GDP reflected decreases in private inventory investment, residential fixed investment, federal government spending, state and local government spending, and nonresidential fixed investment that were partly offset by increases in exports and personal consumption expenditures (PCE).

Government 333

Government Economics Investments Investing 333

Calculated Risk

MAY 8, 2023

For loans to households, banks reported that lending standards tightened across all categories of residential real estate (RRE) loans other than government-sponsored enterprise (GSE)-eligible and government residential mortgages, which remained basically unchanged. Meanwhile, demand weakened for all RRE loan categories.

Banking 363

Banking Government Marketing Marketing 363

Nerd's Eye View

JANUARY 7, 2025

In this episode, we talk in-depth about how Pete frames the differences between socially responsible investing (which is focused on excluding certain industries or companies from portfolios), ESG investing (which measures the risk to companies from environmental, social, and governance factors), and Pete's sustainable investing approach (which he views (..)

Investments 240

Investments Investing Clients Risk Tolerance 240

Abnormal Returns

FEBRUARY 26, 2025

sherwood.news) Tesla Over time SpaceX and Tesla ($TSLA) have received at least $38 billion in government contracts, loans, subsidies and tax credits. wapo.st) Tesla ($TSLA) may have to name the federal government as a related party. (cnbc.com) What now for Him & Hers ($HIMS)?

Government 162

Government Manufacturing Media Taxes 162

Abnormal Returns

MARCH 2, 2025

nytimes.com) DOGE Elon Musk has been plotting the destruction of the federal government for awhile now. propublica.org) DOGE laid off the GSA's 18F team which works to make government systems work better. Oz is hopelessly conflicted, from a financial perspective. nytimes.com) USAID has stopped payments on already fulfilled contracts.

Manufacturing 162

Manufacturing Government Media Economy 162

The Big Picture

APRIL 3, 2025

Here is a brief description: Who works for the government and why does their work matter? The government is a vast, complex system that Americans pay for, rebel against, rely upon, dismiss, and celebrate. The vivid profiles inWho Is Government? A Q&A will follow.Everybody who comes gets a signed copy of the new book.

Government 130

Government Planning 130

Calculated Risk

MARCH 13, 2025

In particular, a number of Floridas markets, including Cape Coral, Sarasota, Lakeland and Tampa have experienced weakening prices over the past year , which led to Floridas average equity declining by about $18,000 at the end of 2024.

Numbers 191

Numbers Government Accounting Marketing 191

Calculated Risk

MAY 26, 2025

Memorial Day is about remembering those that in the words of Abraham Lincoln, gave the last full measure of devotion in defending our nation so that this government of the people, by the people, for the people, shall not perish from the earth.

Government 147

Government 147

Calculated Risk

DECEMBER 19, 2022

Furthermore, the performance of government post-forbearance workouts also weakened.” Added Walsh, “With many indicators pointing to a recession and higher unemployment in 2023, many of the most vulnerable homeowners will be those with FHA, VA, or other government loans. emphasis added Click on graph for larger image.

Government 344

Government Portfolio Planning Numbers 344

Wealth Management

NOVEMBER 6, 2023

The Pacific Legal Foundation, which has a record for arguing against “government overreach” before the Supreme Court, is representing Frank Black in the latest case challenging FINRA's Constitutionality.

Government 312

Government 312

Wealth Management

SEPTEMBER 19, 2023

From Bitcoin to Gmail accounts, the rules governing ownership, storage and transferability of digital assets differ significantly from traditional forms of wealth.

Assets 305

Assets Planning Government Accounting 305

Abnormal Returns

OCTOBER 7, 2024

standarddeviationspod.com) Frazer Rice talks with Megan Gorman quthor of "All the Presidents' Money: How the Men who Governed America Governed Their Money." (blairbellecurve.com) Daniel Crosby talks behavioral finance with Greg Davies, Head of Behavioral Finance at Oxford Risk.

Compliance 289

Compliance Wealth Management Financial Advice Government 289

The Big Picture

MARCH 21, 2025

His new book is Who Is Government?: Be sure to check out our Masters in Business next week with Michael Lewis, author of MoneyBall , The Big Short , Liar’s Poker , and many others. The Untold Story of Public Service.

Government 182

Government Management Assets Investing 182

Wealth Management

OCTOBER 4, 2023

The founder of Palantir, Addepar and Opto Investments discusses working with the government, his new alts investment platform and the complexities of RIAs.

Government 298

Government Marketing Marketing Investing 298

Wealth Management

FEBRUARY 14, 2025

The government seeks to suspend pending litigation surrounding the fiduciary rule, to allow the Labor Department to decide how to proceed under the new administration.

Government 272

Government 272

Calculated Risk

MAY 7, 2025

Government purchase loans were also up 6 percent for the week, led by a 9 percent growth in FHA purchase applications. Conventional purchase application volume increased 13 percent and was up 9 percent from year-ago levels, a surprisingly strong move given lingering economic uncertainty.

Economics 179

Economics Manufacturing Government Marketing 179

Calculated Risk

APRIL 1, 2025

This report is for private payrolls only (no government). Wednesday: At 7:00 AM ET: The Mortgage Bankers Association (MBA) will release the results for the mortgage purchase applications index. At 8:15 AM, The ADP Employment Report for March. The consensus is for 119,000 payroll jobs added in March, up from 77,000 added in February.

Government 147

Government 147

Wealth Management

JANUARY 29, 2024

Bernstein Private Wealth Management's initiative will include four senior executives, a dedicated service team and an focus on family governance research.

Wealth Management 288

Wealth Management Government Management 288

Wealth Management

NOVEMBER 21, 2023

Japan’s government pension fund is investing $1 billion in funds managed by Brookfield and Blackstone, reported Bisnow. Private investors have been increasingly focusing on retail real estate in recent months, according to JLL. These are among today’s must reads from around the commercial real estate industry.

Retail 301

Retail Government Management Investing 301