MainStreet Financial Planning

JUNE 13, 2023

Update your life and disability insurance. Now more than ever you want to have appropriate life and disability insurance coverage, so if something unexpected happens your family will be OK. Name a guardian for your child in the event something unexpected happens to you. Start saving for college now.

Insurance Coverage 92

Insurance Coverage Healthcare Budgeting Estate Planning 92

International College of Financial Planning

MARCH 11, 2023

Financial planning helps you prepare for unexpected events like job loss, illness, or emergencies. It ensures you have enough savings and insurance coverage to protect your assets and financial stability, providing financial security.

Financial Planning 52

Financial Planning Planning Insurance Coverage Financial Planner 52

MainStreet Financial Planning

JUNE 2, 2022

Without sufficient insurance coverage, a homeowner is at risk of having to pay out of pocket to rebuild their home after a disaster. Here are the 8 types of insurance coverage that you will want to review to see if you have sufficient coverage for your home. Replacement cost coverage (aka “Dwelling”).

Insurance Coverage 52

Insurance Coverage Insurance Medical Financial Planner 52

Walkner Condon Financial Advisors

NOVEMBER 11, 2022

The closing out of a year provides a great opportunity for us to take stock of the events of that year and determine if any changes need to be made. Insurance Amounts . Another overlooked area of a sound financial plan is insurance coverage and their respective coverage amounts.

Insurance Coverage 98

Insurance Coverage Retirement Planning Financial Advisor Taxes 98

Carson Wealth

JULY 19, 2022

Executive benefits can include company-provided vehicles, housing stipends, extensive moving expenses, access to a corporate jet, country club memberships, sporting-event seating, executive dining, and supplemental disability, life, healthcare and wellness plans. Exercising the ISO may trigger an Alternative Minimum Tax event. .

Executive Compensation 112

Executive Compensation Compensation Planning Planning Insurance 112

Gen Y Planning

JULY 1, 2023

But just because they’re hard to think about doesn’t mean you shouldn’t consider the possibility of an unexpected event. Review Insurance Coverage One of the most effective ways to financially prepare for the unexpected is to incorporate the right insurance coverage into your financial plan.

Financial Planning 52

Financial Planning Budgeting Insurance Coverage Insurance 52

Carson Wealth

DECEMBER 27, 2023

While premiums can cost more than you are willing to pay, no one in an accident has ever said, “I wish I had less insurance.” And in more dire situations, your loved ones named as beneficiaries will be covered. · Home & auto insurance – Review the cost of your current insurance coverage.

Planning 89

Planning Retirement Planning Insurance Taxes 89

Good Financial Cents

DECEMBER 12, 2022

The Securities Investor Protection Corporation (SIPC) is a nonprofit membership corporation that protects the customers of its members in the event of the failure of a member brokerage firm. FDIC coverage protects depositors up to $250,000 per account in the event of a bank failure. How Does FDIC Coverage work?

Investing 82

Investing Investments Portfolio Analysis Insurance 82

eMoney Advisor

FEBRUARY 9, 2023

Financial Planning Needs: Retirement planning Education and family planning Obtaining appropriate insurance coverage Business and tax planning Significant asset purchases Strategies for Serving Clients in This Stage: Clients at this stage are experiencing life events — both large and small — that will impact their financial planning needs.

Financial Planning 95

Financial Planning Clients Planning Education 95

Good Financial Cents

DECEMBER 9, 2022

What Doesn’t Home Insurance Cover? Whether you have a named peril policy or an open peril policy can have a direct impact on whether the disaster that destroyed or damaged your home qualifies for insurance coverage. However, an array of events are typically excluded from home insurance. Power failure.

Insurance 91

Insurance Insurance Coverage Electronics Budgeting 91

WiserAdvisor

DECEMBER 1, 2023

each of these events can profoundly impact an individual’s financial situation. From insurance needs for the child to save for their education, a financial advisor can help physicians proactively plan for these added expenditures and work toward the family’s financial security.

Financial Advisor 59

Financial Advisor Medical Insurance Education 59

Gen Y Planning

JANUARY 5, 2022

Review Your Insurance Coverage . The new year is an excellent time to take a look at your insurance coverage. Ask yourself, Do you have a life insurance policy that properly protects your family? Does your employer offer short or long-term disability insurance, and are you signed up?

Insurance Coverage 52

Insurance Coverage Insurance Accounting Taxes 52

Harness Wealth

DECEMBER 19, 2022

Whether you’re looking to get married , start a family , or planning for your estate , it makes good sense to take a closer look at your financial situation and how that might change after a big life event.

Taxes 52

Taxes Insurance Coverage Assets Financial Planning 52

Good Financial Cents

FEBRUARY 1, 2023

Whole Life Insurance Whole life insurance is a type of permanent life insurance policy that provides a guaranteed death benefit to the policyholder’s beneficiaries in the event of their death, as well as cash value accumulation over time. What investment has a guaranteed rate of return?

Accounting 93

Accounting Investing Investments Insurance 93

Clever Girl Finance

DECEMBER 16, 2022

This decision is often marked by a significant date or event– like starting new goals on January 1st. Insurance coverage , will, estate plan , etc.). What does it mean to start a new chapter in life and why is it important? Starting a new chapter is symbolic of the decision to do things differently. A savings plan.

Budgeting 59

Budgeting Insurance Coverage Planning Accounting 59

Gen Y Planning

OCTOBER 13, 2023

You won’t need as many business-casual clothes for conferences or work events, and you can shed many belongings that have ongoing expenses or require upkeep. Think about insurance coverage. There are health care options on Healthcare.Gov , and when you turn 65 you qualify for Medicare coverage.

Retirement 64

Retirement Consulting Accounting Planning 64

Clever Girl Finance

JANUARY 9, 2024

Our goal is to help you understand it so you can make the best life insurance decision for yourself! What is cash value life insurance? It’s more than basic life insurance coverage. It’s a type of life insurance policy with a savings account attached to it, called the cash value component.

Insurance 78

Insurance Accounting Taxes Insurance Coverage 78

WiserAdvisor

MAY 3, 2023

Disability insurance can help cover living expenses, medical bills, and other necessary costs for your loved ones. An accident can occur anytime and without warning, which is why it is crucial to plan for such adverse events. In the event of a severe illness or injury, you may become unable to work, resulting in a loss of income.

Financial Planning 52

Financial Planning Planning Healthcare Medical 52

WiserAdvisor

MARCH 13, 2024

By spreading your investments across different investment classes, geographical regions, and market sectors, you can reduce the impact of adverse market events on your portfolio’s overall performance. Health insurance can be instrumental in tackling the escalating costs of healthcare.

Retirement Planning 105

Retirement Planning Retirement Planning Estate Planning 105

Carson Wealth

DECEMBER 7, 2022

Establishing Appropriate Insurance Coverage  . But as more people, organizations and family finances are dependent on you, your need for insurance has never been greater. Some health plans may have high deductibles and require additional resources to be set aside in the event of an emergency.

Financial Planner 52

Financial Planner Insurance Retirement Planning Retirement 52

WiserAdvisor

JANUARY 10, 2023

In addition, ensure you have adequate insurance coverage. Choose the right insurance products based on your age and financial needs. Ideally, you should have health insurance, homeowners insurance, life insurance, auto insurance, long-term care insurance (if you have aging parents or you are retired yourself), etc.

Estate Planning 52

Estate Planning Retirement Financial Advisor Budgeting 52

WiserAdvisor

JANUARY 3, 2024

In the event of your demise, the funds held in a 401(k) can be passed on to your heirs. Health insurance: As your health needs evolve in retirement, comprehensive health insurance becomes imperative. Health insurance coverage can address retirement medical expenses, prescription costs, and unforeseen health challenges.

Retirement 52

Retirement Portfolio Investing Investments 52

MainStreet Financial Planning

MARCH 15, 2023

By entering information about their deposit accounts into the EDIE tool, users can generate a report that provides information on how their deposits are insured, what portion (if any) exceeds coverage limits, and what steps they can take to maximize their insurance coverage.

Insurance Coverage 79

Insurance Coverage Insurance Accounting Banking 79

Carson Wealth

AUGUST 4, 2022

Another option is adding insurance coverage that can help pay for some of the more significant health events. Here are two of the more standard coverage options that people can choose from. . Additionally, some life insurance policies have optional riders that can be added to help cover for these conditions or events.

Retirement 98

Retirement Insurance Insurance Coverage Taxes 98

Clever Girl Finance

OCTOBER 13, 2022

A financial emergency is any event that causes you to have an unexpected bill or expense. Generally, you’ll know well in advance how much money you want to spend on these events. In a financial emergency, you don’t usually have time to save up for the event. What types of unexpected events can put you into a financial emergency?

Medical 73

Medical Insurance Estate Planning Accounting 73

Good Financial Cents

JULY 14, 2022

Pros Coverage for single trips and annual travel policies Health insurance for international travelers for up to $5 million Coverage available for foreign residents traveling in the U.S Seven Corners has provided travel insurance for more than 25 years, and even covers foreign travelers. Travel Insurance Guide.

Insurance 62

Insurance Medical Insurance Coverage Planning 62

Mr. Money Mustache

JANUARY 29, 2021

I can now safely remain fully invested, and in the unlikely event of one of those “emergencies” above, I can just pull out any amount of money I might desire. Finally, with cash you eliminate any loan origination fees and you can choose your own insurance coverage and deductible, since you are the only one at risk.

Accounting 57

Accounting Taxes Investing Investments 57

Clever Girl Finance

DECEMBER 1, 2022

The right type of insurance coverage (Life, health, disability, home, etc.). Insurance is essentially your backup plan that will protect your assets in the event a life circumstance happens that requires a large amount of money to resolve. A diversified portfolio of investments. Multiple streams of income.

Financial Planning 105

Financial Planning Planning Budgeting Insurance 105

WiserAdvisor

OCTOBER 31, 2023

These events can bring new responsibilities. You might also need to enhance your life insurance coverage to provide adequate financial protection for your family in case of unforeseen events. Be realistic and keep your financial plan flexible enough to account for any unexpected events that might necessitate change.

Financial Planning 59

Financial Planning Planning Medical Retirement 59

Carson Wealth

JUNE 28, 2023

The distribution is tax neutral because you also don’t receive a charitable deduction, but again, the distribution was not a tax event for you in the first place. Group medical insurance will go away and there may be a period of time when health insurance coverage needs to be secured individually with a personal policy for your household.

Retirement Planning 52

Retirement Planning Retirement Planning Distribution 52

Clever Girl Finance

MARCH 19, 2024

your short, mid-term, and long-term goals) The right types of insurance coverage (Life, health, disability, home, etc.) Get the right insurance After working so hard to earn your money, the last thing you want is an unplanned occurrence to wipe you out.

Financial Planning 69

Financial Planning Planning Budgeting Insurance 69

Brown Advisory

NOVEMBER 12, 2015

We also want to work consistently with you and your other advisors to improve the structure of your estate, reduce your tax liabilities, update your life, property and other insurance coverage, and find other ways to organize and optimize your financial situation. Income Taxes. Shift income into the more advantageous tax year.

Planning 52

Planning Taxes Distribution Medical 52

Clever Girl Finance

JULY 6, 2023

Wedding insurance: 2% Don’t let unexpected events ruin your big day. Be sure to add wedding insurance to your wedding budget spreadsheet! The insurance covers lost pictures, deposits, rings, and other items. At the very least, be sure to get liability insurance to cover accidents if they were to occur.

Budgeting 52

Budgeting Planning Insurance Transportation 52

Nationwide Financial

OCTOBER 1, 2022

Liability risk – Is the business at risk of being sued; does its insurance coverage cover all it should? Support them by developing a strategy for securing capital to replenish reserves, invest in the business now, or at least building a plan to access capital in the event of a new, unexpected disruption.

Risk Management 52

Risk Management Management Consulting Insurance Coverage 52

WiserAdvisor

JANUARY 16, 2024

In the unfortunate event of your passing, the funds held in a 401(k) can be passed on to your heirs, offering them a tax-advantaged account. A well-diversified portfolio is less sensitive to the impact of a single market event. This could be annually, bi-annually, or more frequently based on significant life events.

Retirement Planning 52

Retirement Planning Retirement Planning Financial Advisor 52

Risk Management Guru

AUGUST 12, 2020

Everything from elections and politics to discordant weather, ever-updating regulations, poor economic events, and the health of the labor market can cause a disruption that trickles (or flows) directly to you. Verifying and monitoring their insurance coverage for lapses.

Compliance 52

Compliance Insurance Coverage Risk Management Communication 52

Good Financial Cents

OCTOBER 31, 2022

American Family Insurance is another highly-rated insurance company that extends coverage to young drivers and teenagers who are being added to a family plan. They also offer optional emergency roadside coverage, which can be accessed with ease using the MyAmFam mobile app.

Insurance 94

Insurance Insurance Coverage Planning Education 94