Wealth Management

JULY 2, 2025

April 14, 2025), a district court held on summary judgment that an insider didn’t have to disgorge his profits from the sale of stock received from a grantor retained annuity trust. The insider, who owns more than 10% of any one class of the company’s securities, must have made a purchase and a sale within a 6-month period.

Distribution

Carson Wealth

DECEMBER 20, 2024

Or, if you have a windfall year, with an inheritance or business sale, you can put money in a DAF to reduce your tax footprint for the year. Give Through Your Estate Plan When people sit down to work out their estate plan, I often start the conversation with a tongue-in-cheek question. government.

Financial Planning

Wealth Management

JUNE 20, 2025

Related: The WealthStack Podcast: The Future of Personalized Portfolio Management with Govinda Quish “Estate planning is one of the things that advisors [repeatedly] tell us that they found immediate value in [post-merger] because it is part of the turnkey [Mercer] offering and does not mean referring a client outside the firm,” said Orff.

Wealth Management

Wealth Management

JUNE 10, 2025

Related: Four Key Questions to Help Unlock the Value of Your Practice This is certainly not a sales pitch for making a move. Many advisors experienced record years in 2023 and 2024, but now is the time to ask the difficult question: Am I growing because of my firm, or despite it?

Wealth Management

Yardley Wealth Management

FEBRUARY 18, 2025

Key benefits include: Ensuring essential financial obligations are met first – Taxes, estate planning, and retirement savings take precedence. Strategic long-term planning – Provides a roadmap for surplus wealth allocation. Waterfall wealth management simplifies the process by categorizing financial goals into priority levels.

Wealth Management

Harness Wealth

NOVEMBER 12, 2024

Frontloading 529 Contributions Contributions to 529 plans can also be frontloaded or “superfunded”, allowing you to make up to five years’ worth of contributions in a single year without incurring gift taxes. Review Your Estate Planning The end of the year can also be a practical time to take stock of your long-term estate planning.

Tax Planning

Wealth Management

AUGUST 5, 2025

recently closed on its sale to Sammons Financial Group, an insurance holding company building out a wealth vertical. President and CEO Matt Regan recently spoke with WealthManagement.com about what the Sammons acquisition means for Wealthcare, whether advisors view Sammons as competition, and the RIA’s plans for increased M&A.

Wealth Management

Darrow Wealth Management

MARCH 13, 2025

Outright Sales: Selling stock through market or limit orders. Outright sales Though this option is obvious, that doesn’t mean it’s without merit. You may be able to maximize the tax benefits of a donor-advised fund alongside a large sale of stock, though there is a five-year carry forward for unused deductions.

Management

Tobias Financial

JUNE 16, 2025

Life transitions such as marriage, divorce, the birth of a child or grandchild, career changes, retirement, an inheritance, or the purchase or sale of a home can all influence your broader financial picture. These events may affect your investment approach, tax planning strategies, insurance needs, and estate planning documents.

Planning

Harness Wealth

JULY 14, 2025

Capital gains, on the other hand, arise from the sale of capital assets held for investment. However, these deductions may be recaptured and taxed upon sale. Farmland Income generated from the daily operations of a farm, such as the sale of harvested crops or raised livestock, is typically treated as ordinary income for tax purposes.

Taxes

Darrow Wealth Management

NOVEMBER 4, 2024

Stockbrokers, registered representatives, dual registered advisors, insurance agents, and other types of advisor-sales roles don’t always have to act in your best interest depending on the situation. If you’re working with a CPA for your taxes or have an estate planning attorney, consider asking them for a recommendation also.

Financial Advisor

International College of Financial Planning

JULY 2, 2025

Here’s the pathway under the current education structure: Investment Planning Specialist – Focuses on asset classes, portfolio strategies, and wealth accumulation. Retirement and Tax Planning Specialist – Covers retirement income strategies, tax optimisation, and goal-based planning.

Financial Planner

Zoe Financial

JUNE 20, 2025

For high-net-worth individuals, continuously refining your strategy over time is what keeps your plan efficient and aligned with evolving goals. They are not real clients and are intended solely for educational purposes. Individual results will vary based on specific financial circumstances.

Retirement Planning

Diamond Consultants

FEBRUARY 11, 2025

As clients are demanding more from advisors, many firms have added subject matter expertise in the areas of advanced financial planning, tax advisory, estate planning, tax preparation, and even life coaching. Majority Buyers These firms acquire 100% of the advisors business, effectively representing a complete asset sale.

Compliance

MainStreet Financial Planning

NOVEMBER 8, 2024

Consult with a tax professional to navigate the complexities and avoid wash-sale rules. You can use up to $3,000 of net capital losses to offset ordinary income, with any excess carried forward to future years.

Taxes

Carson Wealth

DECEMBER 31, 2024

Your personal preferences and the potential good your bequests can do are factors to think about in your estate planning. What Is Estate Equalization? Basically, estate equalization is the process of helping ensure fairness in your estate plan, whether that means leaving all your primary heirs the same bequests or not.

Estate Planning

Yardley Wealth Management

FEBRUARY 4, 2025

Key deductions include: Mortgage interest payments on primary and secondary residences Property tax deductions (subject to SALT limitations) Home office deductions for qualifying spaces Maximizing Retirement Account Benefits Take full advantage of tax-advantaged retirement accounts to reduce your current tax burden: Contribute the maximum allowed to (..)

Taxes

Carson Wealth

MAY 7, 2025

Both can be effective ways to plan major donations, defer income taxes on the sale of assets transferred to the trust, and help provide for yourself or your family. You should consider the counsel of an experienced estate planning professional before implementing such strategies. Its important to consult with an advisor.

Compliance

Harness Wealth

FEBRUARY 4, 2025

Real Estate Investment Taxation Real estate investments have the potential to generate rental income, appreciation, and tax benefits, but tax treatment varies depending on how the property is used. Capital Gains on Sale: Profits from selling real estate are taxed as long-term capital gains if held for more than a year.

Taxes

Wealth Management

JUNE 9, 2025

In contrast, Nikki Strausberg ADP’s vice president of sales and consulting, said her firm does not offer them, providing 3(16) products instead. Book with code: SAVE10WM and save 10%.

Wealth Management

Zajac Group

APRIL 23, 2025

Contribute assets : When you contribute appreciated stock in-kind to a CRT, the transfer is not treated as a sale, and therefore not a taxable event. If your estate is close to or currently exceeds the federal estate tax exemption limit (or state exemption limits, if applicable), a CRT can also help reduce potential estate tax liability.

Distribution

Indigo Marketing Agency

MAY 13, 2025

B2B Referral Partnerships Building strategic alliances with professionals like CPAs , estate planning attorneys, and family law attorneys can be incredibly powerfulespecially if your niche aligns with theirs. Estate planning attorneys can be strong allies. No sales pitch. Targeting women in transition?

Financial Advisor

Zajac Group

MARCH 11, 2025

In addition to mitigating concentration risk and potentially deferring tax recognition, an exchange fund can also be a useful tool for estate planning. In fact, you may be able to sell some shares at a loss and some at a gain, netting the two for minimal tax impact upon a sale.

Taxes

Nationwide Financial

AUGUST 23, 2024

He rolls over the remaining portion of his plan balance, $300,000, to an IRA. Sale When John sells the stock the $150,000 NUA is taxed at long-term capital gains rates. Any additional gains or losses from the date of distribution to the date of sale are taxed according to their holding period.

Retirement

Darrow Wealth Management

APRIL 28, 2025

Although a living trust can be an effective estate planning technique, it is important to understand the benefits it can and cannot provide. A living trust doesn’t help with asset protection purposes or remove the home from your taxable estate. Working with an attorney is an important part of the estate planning process.

Estate Planning

Wealth Management

JULY 24, 2025

When you are spending money to keep it alive, you are probably not spending money to do marketing and sales.” About the Author Elaine Misonzhnik Senior Editor, Investments, WealthManagement.com Elaine Misonzhnik is Senior Editor, Investments at WealthManagement.com , focusing on alternative investments.

Wealth Management

Wealth Management

JULY 17, 2025

April 14, 2025), a district court held on summary judgment that an insider didn’t have to disgorge his profits from the sale of stock received from a GRAT. An insider, who owns more than 10% of any one class of the company’s securities, must have made a purchase and a sale within a 6-month period. Handler, Alison E. AutoZone , Inc.

Taxes

Wealth Management

AUGUST 7, 2025

Related: Fidelity Brings its Custom Models with Private Assets to Vestmark The practice of gating — or limiting withdrawals — can be useful to manage flows and reduce the risk of premature, forced asset sales, Heron’s Nguyen said. billion through a privately placed bond sale JPMorgan Chase & Co.

Retail

Indigo Marketing Agency

MARCH 5, 2025

Financial advisors typically have a longer sales cycle than other businesses since your services involve taking over the management of the livelihood of clients. Popular topics include retirement planning strategies, tax-efficient investing, Social Security optimization, estate planning, and financial planning for business owners.

Financial Advisor

Carson Wealth

JULY 25, 2025

CRTs offer flexible funding options, be it cash, securities, or real estate. They combine financial planning with charitable giving. A charitable remainder trust is a tax-advantaged estate planning tool. Keep in mind that CRT payouts are taxable even if the trust itself doesn’t pay taxes on asset sales.

Nonprofit

Wealth Management

AUGUST 6, 2025

Ratner August 6, 2025 3 Min Read twentyfourworks/iStock/Thinkstock In “ Is Your Marketing Message Missing the Mark? ” I observed that agents in the middle market who use estate planning as a pathway to sales were wasting their time. Ratner is a commentator on life insurance and estate planning based in Cleveland, Ohio.

Estate Planning

Wealth Management

AUGUST 7, 2025

The complaint focuses on allegations that the broker/dealer refused to pay him what he believed he was owed concerning a private placement sale made to certain employees last year. The public complaint is heavily redacted, but some details are left readable.

Consulting

Wealth Management

AUGUST 7, 2025

The new team will offer wealth management guidance to ultra-high-net-worth individuals, family offices and businesses on estate planning, tax, wealth transfer and business succession. Cooper’s team will be based in the Philadelphia office of the law firm.

Wealth Management

Nerd's Eye View

JUNE 11, 2025

Even with the right messaging and tools, many clients still delay the estate planning process for various reasons. Some may assume that estate planning doesn't apply to their stage of life, especially those in their 30s–50s, who often believe their assets will automatically pass to a partner or children.

Estate Planning

Wealth Management

JULY 30, 2025

Ratner July 30, 2025 3 Min Read With the passage of the One Big Beautiful Bill Act (OBBBA), agents working in a certain segment of the high-net-worth market may have lost their estate liquidity sales. Can you work with my estate-planning attorney to get the policy out of the ILIT and safely back into my hands?

Insurance

Abnormal Returns

MAY 8, 2024

ofdollarsanddata.com) More people are paying capital gains taxes on their house sale. ft.com) Estate planning is all about tradeoffs. (humbledollar.com) Doing nothing is hard work. tonyisola.com) Housing Why young people are finding it difficult to buy a house. humbledollar.com) When RMDs are a problem.

Retirement

Abnormal Returns

MAY 8, 2023

riabiz.com) First Republic First Republic saw a wave of adviser departures prior to the sale to JP Morgan Chase ($JPM). kitces.com) How personality traits affect estate planning decisions. (standarddeviationspod.com) Frazer Rice talks with Brent Nelson about his experience with the Wealth and Law podcast.

Wealth Management