Calculated Risk

SEPTEMBER 15, 2022

From Matthew Graham at MortgageNewsDaily: Boring Day For Rates, But Not "Good" Boring The mortgage market is no stranger to excitement in 2022. Unfortunately, it hasn't been the good kind of excitement. That's especially true of the past few weeks as rates pushed back up to long term highs. After yesterday's upside surprise in the Consumer Price Index (a key inflation report that frequently causes volatility in markets), rates surged up to match the highest levels in 14 years.

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Marketing Marketing 363

Wealth Management

SEPTEMBER 15, 2022

The last half-decade was not good to these funds.

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Calculated Risk

SEPTEMBER 15, 2022

Today, in the Calculated Risk Real Estate Newsletter: Q2 Update: Delinquencies, Foreclosures and REO A brief excerpt: Last year, I pointed out that the foreclosure moratorium, combined with the expiration of a large number of forbearance plans, would NOT lead to a surge in foreclosures and impact house prices (as happened following the housing bubble).

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Wealth Management

SEPTEMBER 15, 2022

The Center for Exhibition Industry Research’s CEIR Total Index, a measure of convention business activity, was in the second quarter about 25.5 percent below 2019 levels, according to a forthcoming report shared with Bloomberg. In the first quarter, it was 37.9 percent below pre-pandemic levels.

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Where are top advisors focusing in 2025? AcquireUp’s 2025 Industry Index reveals it all. Based on insights from 200+ financial professionals nationwide, discover why 74% say seminars and referrals deliver the best ROI, how automation is helping advisors scale faster, and why only 8% are tapping into niche marketing (a major growth opportunity!). Whether you're refining your client acquisition strategy or scaling your practice, this report gives you the real-world data, benchmarks, and action ste

Clients

Abnormal Returns

SEPTEMBER 15, 2022

Books An excerpt from "They Knew: How a Culture of Conspiracy Keeps America Complacent" by Sarah Kendzior. (vanityfair.com) An excerpt from "How to Speak Whale: An Voyage Into the Future of Animal Communicaiton" by Tom Mustill. (hakaimagazine.com) Environment The planet is changing in a number of ways, including how it sounds. (canadiangeographic.ca) Boreal forests store a lot of carbon.

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Wealth Management

SEPTEMBER 15, 2022

Introducing the Diamond Consultants Transition Report, the first of a semi-annual review of advisor movement in the wealth management industry.

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Wealth Management Management Consulting 242

Wealth Management

SEPTEMBER 15, 2022

Yvon Chouinard and his family are transferring ownership of the apparel company to a trust and nonprofit instead of pursuing a sale.

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Alpha Architect

SEPTEMBER 15, 2022

We examine the short-duration premium using pre-scheduled economic, monetary policy, and earnings announcements. We provide high-frequency evidence that duration premia associated with revisions of economic growth and interest rate expectations are consistent with asset pricing models but cannot explain the short-duration premium. Instead, we show that the trading activity of sentiment-driven investors raises prices of long-duration stocks, which lowers their expected returns, and results in the

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Wealth Management

SEPTEMBER 15, 2022

The loan will be used to repay existing debt, fund future leasing costs and capital upgrades for wellness and lifestyle amenities.

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Good Financial Cents

SEPTEMBER 15, 2022

The standard message from the financial community is that Americans are woefully unprepared for retirement. That owes to several factors, one of the major ones being a lack of regular retirement savings contributions. But there may be hope for America’s children, including yours. One of the most fundamental elements of investing success is starting early and giving your money a chance to grow through compounding earnings.

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Accounting Taxes Retirement Education 101

Speaker: Claire Grosjean, Global Finance & Operations Executive

Finance teams are drowning in data—but is it actually helping them spend smarter? Without the right approach, excess spending, inefficiencies, and missed opportunities continue to drain profitability. While analytics offers powerful insights, financial intelligence requires more than just numbers—it takes the right blend of automation, strategy, and human expertise.

Management

NAIFA Advisor Today

SEPTEMBER 15, 2022

NAIFA’s Committee on Governance has nominated Douglas B. Massey , LUTCF, FSS, Owner of Doug Massey Financial Services in San Angelo, TX, to be the 2023 NAIFA Secretary. A current member of NAIFA’s Board of Trustees, Massey has been a loyal NAIFA member since 1987. As incoming Secretary, Massey will be in line to serve as President-Elect in 2024 and President in 2025.

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FMG

SEPTEMBER 15, 2022

It’s time for another “Meet the Team” blog! And for this one, we caught up with Customer Success Coordinator, Elizabeth McArdle. When she isn’t looking for ways to better serve our clients, she loves traveling with her family, headed to the beach, crafting and a lot more! . To learn more about Elizabeth and what she does in her free time, be sure to check out our “Meet the Team” blog.

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Clever Girl Finance

SEPTEMBER 15, 2022

Have you ever regretted a career decision? Even the smartest people make rash decisions in their professions. Poor choices can lead to some major career mistakes. You don't want these setbacks to get in the way of your goals. So let's talk about how can level up by avoiding rash decision making so you can in turn create a career you love for yourself!

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Planning 98

Steve Feinberg

SEPTEMBER 15, 2022

For Immediate Release September 15, 2021. We’re pleased to announce that Appletree Business Services LLC has acquired Cold Spring Business Services LLC, a provider of bookkeeping, payroll and tax services. Cold Spring owner Van Ballantyne has been a long time friend of the team at Appletree and a fellow member of the PASBA Association. Van will become part of the Appletree staff to help service clients and bring a wealth of tax knowledge.

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Taxes Clients Marketing Marketing 76

Speaker: David Worrell, CFO, Author & Speaker

Your financial statements hold powerful insights—but are you truly paying attention? Many finance professionals focus on the income statement while overlooking key signals hidden in the balance sheet and cash flow statement. Understanding these numbers can unlock smarter decision-making, uncover risks, and drive long-term success. Join David Worrell, accomplished CFO, finance expert, and author, for an engaging, nontraditional take on reading financial statements.

Numbers

FMG

SEPTEMBER 15, 2022

Video creation and marketing have taken a significant role in the financial field. Businesses in financial services use video for marketing, branding, and events/updates. Meaning that video can be used in a multitude of ways. Its efficiency depends on how creative you can be. In this blog post, we discuss how you can create optimized thumbnails for your videos, with best practices, our preferred platform and examples to get you started.

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Wealth Management Financial Advisor Media Retirement 64

Aleph

SEPTEMBER 15, 2022

Graph Credit: Aleph Blog || How do you feel about 3.00%/year nominal returns over the next 10 years? That’s less yield than the 10-year T-note. Stocks always beat bonds. Stocks always beat bonds. Stocks always beat bonds. Stocks always beat bonds. Quite a mantra. And for those with a long time horizon, this is true. What I am telling you this evening is if you want that to work for you, your time horizon should be greater than ten years.

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Asset Allocation Banking Assets Clients 59

Steve Feinberg

SEPTEMBER 15, 2022

For Immediate Release September 15, 2021. We’re pleased to announce that Appletree Business Services LLC has acquired Cold Spring Business Services LLC, a provider of bookkeeping, payroll and tax services. Cold Spring owner Van Ballantyne has been a long time friend of the team at Appletree and a fellow member of the PASBA Association. Van will become part of the Appletree staff to help service clients and bring a wealth of tax knowledge.

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Taxes Clients Marketing Marketing 52

Clever Girl Finance

SEPTEMBER 15, 2022

Car depreciation rate probably isn’t the first thing that you think about when purchasing a car. In fact, it usually isn’t a concern until it's time to sell your vehicle. However, even if you are not in the market to sell your car right now, it's a good idea to know what it means in the event that you do sell. It's also smart to have a sense of how long a car will last when you buy one.

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Transportation Budgeting Math Assets 52

Speaker: Erroll Amacker

Automation is transforming finance but without strong financial oversight it can introduce more risk than reward. From missed discrepancies to strained vendor relationships, accounts payable automation needs a human touch to deliver lasting value. This session is your playbook to get automation right. We’ll explore how to balance speed with control, boost decision-making through human-machine collaboration, and unlock ROI with fewer errors, stronger fraud prevention, and smoother operations.

Accounting

Integrity Financial Planning

SEPTEMBER 15, 2022

What are two important things that many of us have done or are doing? Raising kids and investing. We talk about what these two things have in common and the work it requires over time to become successful. The key is often having discipline. Whether in parenting, eating, or investing, discipline isn’t always easy but it is worth it. Listen to the entire episode or skip ahead using the timestamps below.

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Investing Investments Financial Planning Planning 52

Trade Brains

SEPTEMBER 15, 2022

Top Stocks Under Rs 1000: Most people start their SIPs in India with a figure that is a multiple of Rs. 1,000. The amount might be Rs. 2,000 or Rs. 20,000 as per the income level and investing orientation of the investor. In this article, we cover such stocks trading under Rs. 1,000. Below we present five top stocks under Rs 1000 that an investor can watch out for.

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Pharmaceutical Banking Financial Services Portfolio 52

Steven J. Wilson

SEPTEMBER 15, 2022

The responsibility of brand strategy varies depending on the size of the organization. In a small company, the owner or CEO may be responsible for developing and implementing the brand strategy. A brand manager or brand director will likely be responsible for this area in a larger organization. The brand strategy should be developed in […]. The post Who is responsible for brand strategy?

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Management 52

oXYGen Financial

SEPTEMBER 15, 2022

![CDATA[ Surety Bond Claims vs. Insurance Claims: How They Work If you are a business owner who is bonded and insured, you might wonder what the difference is between the bond claims process and the insurance claims process. There are distinct differences between each of these products regarding the party they protect and who will be responsible for paying.

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Insurance 40

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Accounting

Steven J. Wilson

SEPTEMBER 15, 2022

Brand awareness consists of four levels: recognition, recall, top-of-mind, and brand preference. Each of these levels indicates a different stage in the consumer’s journey. Understanding these levels can help businesses determine what strategies to use to improve brand awareness and reach their target consumers. The Recognition Level Recognition is the first level of brand awareness […].

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Calculated Risk

SEPTEMBER 15, 2022

Thursday: • At 8:30 AM: The initial weekly unemployment claims report will be released. The consensus is for an increase to 225 thousand from 222 thousand last week. • Also, at 8:30 AM ET: Retail sales for August will be released. The consensus is for a 0.2% increase in retail sales. • Also, at 8:30 AM: the Philly Fed manufacturing survey for September.

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Retail Sales Manufacturing 130

Steven J. Wilson

SEPTEMBER 15, 2022

The benefits of brand awareness include the ability to build customer loyalty, create word-of-mouth marketing, and increase overall sales and profits. Brand awareness also allows businesses to attract new customers and tap into new markets. By increasing brand awareness, businesses can effectively compete against larger companies with more established brands.

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Sales Marketing Marketing 52

Steven J. Wilson

SEPTEMBER 15, 2022

The difference between brand awareness and brand recognition is that brand awareness is the extent to which consumers are familiar with a particular brand, while brand recognition is the ability of consumers to identify a particular brand when they see it. Both are necessary to create a strong brand identity, but brand awareness is the […]. The post What is the difference between brand awareness and recognition?

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Like being inches from the end zone, many advisors are frustratingly close to their next level of success. You work hard. You put in the hours. But if your closing rate is stuck or your pipeline feels like a revolving door… something has to change. Most advisors are just one small shift away from dramatically increasing their revenue. The difference?

Sales

Steven J. Wilson

SEPTEMBER 15, 2022

The best branding strategy is one that creates a strong and unique brand identity that can be easily recognizable by your target audience. It should also be a strategy that can be consistently implemented across all of your marketing channels. There are a number of different elements that go into creating a strong brand identity, […]. The post What is the best branding strategy?

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Numbers Marketing Marketing 52

Steven J. Wilson

SEPTEMBER 15, 2022

A few factors make a brand successful, such as a strong and easily recognizable brand name, a clear brand identity, and a well-defined target audience. A successful brand also has loyal customers who are willing to spread the word about the brand to other potential customers. Additionally, a successful brand is able to adapt to […]. The post What makes a brand successful?

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