Calculated Risk

APRIL 7, 2025

Early in February , I expressed my "increasing concern" about the negative economic impact of "executive / fiscal policy errors", however, I concluded that post by noting that I was not currently on recession watch. Now I am on recession watch , but still not yet predicting a recession for several reasons: the U.S. economy is very resilient and was on solid footing at the beginning of the year, the administration might reverse many of the tariffs (we've seen that before), and Congress might take

Sales 241

Sales Economy Economics Investments 241

Abnormal Returns

APRIL 7, 2025

Markets Why this is different than the GFC. (morningstar.com) Markets are discounting lower future cash flows. (ritholtz.com) What would earnings have to do to justify the move down? (klementoninvesting.substack.com) Strategy Why you need a plan, now more than ever. (fortunesandfrictions.com) What to do during a stock market downturn. (obliviousinvestor.com) It's okay to feel anxious.

Media 162

Media Economy Planning Marketing 162

Calculated Risk

APRIL 7, 2025

Altos reports that active single-family inventory was up 2.3% week-over-week. Inventory is now up 10.7% from the seasonal bottom in January and is increasing. Usually, inventory is up about 4% or 5% from the seasonal low by this week in the year. So, 2025 is seeing a larger than normal pickup in inventory. The first graph shows the seasonal pattern for active single-family inventory since 2015.

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Abnormal Returns

APRIL 7, 2025

Podcasts Michael Kitces talks with Nick Rodkin, managing partner of Stoic Financial, about working with client couples. (kitces.com) Matt Zeigler talks with Danika Waddell, founder of Xena Financial Planning. (epsilontheory.com) Aging How financial literacy declines with age. (knowledge.wharton.upenn.edu) Why advisers may spot dementia in clients first.

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Fiduciary Duty Financial Advice Financial Planning Clients 147

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Automation generally supercharges any process and brings its value to the forefront. See how infusing automation such as ART (our month-end close solution), into your close can get you to the next level of closing. We will share a live demo of SkyStem's solution, ART and share the key elements of month-end close automation. Through ART, we'll take a look at: What month-end close automation entails Which process steps can and should be automated Benefits of achieving process automation, and Why i

Accounting

Calculated Risk

APRIL 7, 2025

From Manheim Consulting today: Manheim Used Vehicle Value Index Shows Seasonal Decline in March Despite Strong Market Demand Wholesale used-vehicle prices (on a mix, mileage, and seasonally adjusted basis) were lower in March compared to February. The Manheim Used Vehicle Value Index (MUVVI) declined to 202.6, which is a decrease of 0.2% from a year ago and also lower than the February levels.

Consulting 162

Consulting Accounting Sales Marketing 162

Nerd's Eye View

APRIL 7, 2025

Welcome to the April 2025 issue of the Latest News in Financial #AdvisorTech – where we look at the big news, announcements, and underlying trends and developments that are emerging in the world of technology solutions for financial advisors! This month's edition kicks off with the news that Wealthbox has announced it is planning to launch a new built-in AI meeting note tool that it seeks to integrate seamlessly with its existing CRM solution – which serves as a prominent warning for

Tax Planning 130

Tax Planning Taxes Planning Clients 130

Alpha Architect

APRIL 7, 2025

With over nearly 150 years of data, the study finds that when inflation and interest rates rise, stocks and bonds tend to move together, reducing diversification benefits. This has critical implications for portfolio construction and risk management. Understanding What Drives Momentum in Global Stock Markets was originally published at Alpha Architect.

Risk Management 90

Risk Management Marketing Marketing Portfolio 90

Wealth Management

APRIL 7, 2025

Its time to move from outdated, opaque and complex revenue-sharing schemes in 401(k) plans to transparent and understandable pricing.

Planning 273

Planning 273

Zoe Financial

APRIL 7, 2025

Market Drama Featuring Zoe CEO & Founder, Andres Garcia-Amaya, CFA April 7th, 2025 Watch Time: 5 min. Welcome to this week’s Market Drama! Stock Market Update: S&P 500: Down 9% this week, now down ~1314% YTD. Nasdaq: Down 10% this week, now down 19.3% YTD. Oil: Also down nearly double digits for the week. Main driver: April 2nd announcement of aggressive new tariffs caused sharp sell-offs on Thursday and Friday.

Marketing 81

Marketing Marketing Risk Tolerance Financial Advisor 81

Wealth Management

APRIL 7, 2025

The amendments to the model rule wouldnt automatically change for state-registered reps. By offering the template, NASAA aims for uniformity between states (and between state and federal law).

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Where are top advisors focusing in 2025? AcquireUp’s 2025 Industry Index reveals it all. Based on insights from 200+ financial professionals nationwide, discover why 74% say seminars and referrals deliver the best ROI, how automation is helping advisors scale faster, and why only 8% are tapping into niche marketing (a major growth opportunity!). Whether you're refining your client acquisition strategy or scaling your practice, this report gives you the real-world data, benchmarks, and action ste

Clients

Discipline Funds

APRIL 7, 2025

Here are three things I am thinking about that are really only one thing, of course. 1) Why Tariffs are Bad. I got back into making YouTube videos this weekend. This time I touched on tariffs, how they work, the many myths around them and why they’re bad. This whole thing really blows my mind because this was never a controversial topic in economics.

Portfolio 59

Portfolio Assets Economy Taxes 59

Wealth Management

APRIL 7, 2025

Michael Nathanson shares his vision for Focus Financial, offering an insiders perspective on the firms evolution and differentiators and how that plays into the future of independence.

Financial Advisor 253

Financial Advisor 253

XY Planning Network

APRIL 7, 2025

In the hectic day-to-day running of your firm, it's easy to get caught up in the day-to-day demands of client work and administrative tasks, but what about your firm's future? Carving out time for business growth is essential but often gets neglected. The reality of running your firm is that you will dedicate roughly half of your time to billable client work and half to non-billable activities.

Management 64

Management Clients Investments Investing 64

Wealth Management

APRIL 7, 2025

At T3, the conversation has shifted. AI is taking center stage, legacy platforms are losing ground, and new tools like Advyzon, Holistiplan, and Jump are gaining serious traction.

Marketing 246

Marketing Marketing 246

Speaker: Claire Grosjean, Global Finance & Operations Executive

Finance teams are drowning in data—but is it actually helping them spend smarter? Without the right approach, excess spending, inefficiencies, and missed opportunities continue to drain profitability. While analytics offers powerful insights, financial intelligence requires more than just numbers—it takes the right blend of automation, strategy, and human expertise.

Management

Nerd's Eye View

APRIL 7, 2025

Welcome to the April 2025 issue of the Latest News in Financial #AdvisorTech – where we look at the big news, announcements, and underlying trends and developments that are emerging in the world of technology solutions for financial advisors! This month's edition kicks off with the news that Wealthbox has announced it is planning to launch a new built-in AI meeting note tool that it seeks to integrate seamlessly with its existing CRM solution – which serves as a prominent warning for

Tax Planning 130

Tax Planning Taxes Planning Clients 130

Wealth Management

APRIL 7, 2025

Debunking some retirement-related truisms that rank high on the tooth-fairy scale.

Retirement 240

Retirement 240

Validea

APRIL 7, 2025

In this episode of Excess Returns, Matt Zeigler is joined by special co-host Bogumil Baranowski to sit down with Chris Mayer. As the author of the acclaimed book 100 Baggers: Stocks That Return 100-to-1 and How to Find Them, former editor of influential newsletters, and co-founder of Woodlock House Family Capital, Chris brings a wealth of experience and a unique perspective to the table.

Engineering 52

Engineering Valuation Investments Investing 52

Wealth Management

APRIL 7, 2025

First Horizon Advisors, which has about 110 financial advisors across $16 billion of client assets, will transition to LPLs Institution Services platform in the second half of this year.

Financial Advisor 240

Financial Advisor Assets Clients 240

Speaker: David Worrell, CFO, Author & Speaker

Your financial statements hold powerful insights—but are you truly paying attention? Many finance professionals focus on the income statement while overlooking key signals hidden in the balance sheet and cash flow statement. Understanding these numbers can unlock smarter decision-making, uncover risks, and drive long-term success. Join David Worrell, accomplished CFO, finance expert, and author, for an engaging, nontraditional take on reading financial statements.

Numbers

Don Connelly & Associates

APRIL 7, 2025

Its well established that many millennials almost entirely rely on the internet for their daily consumption of information and social engagement. They would rather seek information for themselves than be told what is true. For these digital natives, if it cant be found on the Web, it doesnt exist. Or, if it cant be validated through a quick internet search, it is not to be trusted.

Financial Advisor 52

Financial Advisor Clients Marketing Marketing 52

NAIFA Advisor Today

APRIL 7, 2025

NAIFA CEO Kevin Mayeux , CAE, was honored during the Chinese American Insurance Association s (CAIA) Year of the Snake Gala, held April 3 in New York. The festive evening brought together hundreds of insurance professionals, community leaders, and honored guests to celebrate the achievements and deep-rooted values of the Chinese American insurance community.

Insurance 52

Insurance 52

Validea

APRIL 7, 2025

Shareholder yield provides investors with a holistic assessment of value returned relative to a company’s market capitalization through three essential components. Dividend yield delivers direct cash distributions to shareholders from corporate profits. Stock repurchase programs constitute the second element, as buying back shares enhances the value of outstanding stock.

Distribution 52

Distribution Investments Investing Sales 52

A Wealth of Common Sense

APRIL 7, 2025

Today’s Talk Your Book is brought to you by Schafer Cullen: See here for more information on Schafer Cullens International strategies On today’s show, we discuss: The catalyst for international outperformance How AI is affecting international markets Policies affecting international markets Accessing Schafer funds Building an international portfolio How the value of the US dollar affects international investm.

Portfolio 53

Portfolio Marketing Marketing 53

Speaker: Erroll Amacker

Automation is transforming finance but without strong financial oversight it can introduce more risk than reward. From missed discrepancies to strained vendor relationships, accounts payable automation needs a human touch to deliver lasting value. This session is your playbook to get automation right. We’ll explore how to balance speed with control, boost decision-making through human-machine collaboration, and unlock ROI with fewer errors, stronger fraud prevention, and smoother operations.

Accounting

Random Roger's Retirement Planning

APRIL 7, 2025

Monday had to be the wildest up 23 basis point day in stock market history. The day started down a lot, then had an insane rally that appeared to be panic buying but turned out to be driven from sort of incorrect quote attributed to Kevin Hassett and then it was moving back and forth with very big swings in very short time bursts. Treasury yields did something similar, ultimately rising on the day which might be surprise for anyone thinking we are in the midst of a crash (maybe this is a crash,

Banking 45

Banking Portfolio Accounting Management 45

Advisor Perspectives

APRIL 7, 2025

As market prices change over time, so will the fraction of your portfolio which is in stocks or bonds. How often should you rebalance your portfolio back to your desired asset allocation? And how much is that rebalancing worth?

Portfolio 64

Portfolio Asset Allocation Assets Marketing 64

Midstream Marketing

APRIL 7, 2025

Key Highlights Building trust is paramount for financial advisor s seeking to attract and retain clients. Content marketing provides a powerful avenue for showcasing expertise and building credibility. This comprehensive guide outlines practical strategies and actionable steps to leverage content effectively. From crafting engaging blog posts to harnessing the power of social media, learn how to establish a trustworthy online presence.

Financial Advisor 52

Financial Advisor Clients Engineering Media 52

Advisor Perspectives

APRIL 7, 2025

Only one of the nine indexes on our world watch list has posted gains through April 7, 2025. Hong Kong's Hang Seng is the sole index on our watchlist still in the green, with a year to date gain of 1.04% while Tokyo's Nikkei 225 has posted the largest loss at -21.95%.

Marketing 59

Marketing Marketing 59

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Based off SkyStem's popular e-Book, the book of secrets to the month-end close will be revealed in this one-hour webinar. Learn leading practices when it comes to building a strong and sustainable month-end close that has room to grow and evolve. Learn about the power of precise estimates, why reconciliations are critical to closing the books, how and when to automate, and how the chart of accounts play into your close process.

Accounting

Accounting for Good

APRIL 7, 2025

Australia is considered a caring country, as evidenced by the extraordinary number of registered charities operating on our shores.

Numbers 52

Numbers 52

Advisor Perspectives

APRIL 7, 2025

If tariffs are imposed on gold and silver will their prices rise, fall, or stay the same? We explain facts and myths when it comes to gold prices and tariffs.

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Norman Marks

APRIL 7, 2025

Theres an old joke: Q: How do you eat an elephant? A: One bite at a time. You could also ask: Q: How do you audit the entire system of internal control (i.e., for all objectives)? A: One audit of high sources of risk at a time.

Risk Management 45

Risk Management Management Government 45

Advisor Perspectives

APRIL 7, 2025

What does the ratio of unemployment claims to the civilian labor force tell us about where we are in the business cycle and recession risk?

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Like being inches from the end zone, many advisors are frustratingly close to their next level of success. You work hard. You put in the hours. But if your closing rate is stuck or your pipeline feels like a revolving door… something has to change. Most advisors are just one small shift away from dramatically increasing their revenue. The difference?

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