Cornerstone Financial Advisory

DECEMBER 16, 2024

TR = total return for the index, which includes any dividends as well as any other cash distributions during the period. ” – Alfred, Lord Tennyson Tax Tip… Have You Created Your IRS Online Account? This information is not a substitute for individualized tax advice. 5,6,7 Source: YCharts.com, December 14, 2024.

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Cornerstone Financial Advisory

DECEMBER 23, 2024

TR = total return for the index, which includes any dividends as well as any other cash distributions during the period. ” – Anas Nin Tax Tip… What is the Lifetime Learning Credit? The Lifetime Learning Credit (LLC) is a tax credit for qualified tuition and related expenses.

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Cornerstone Financial Advisory

OCTOBER 28, 2024

TR = total return for the index, which includes any dividends as well as any other cash distributions during the period. Food for Thought… “ Keep your thoughts free from hate, and you need have no fear from those who hate you.” – George Washington Carver Tax Tip… Is Your Office in a Historic Building?

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Cornerstone Financial Advisory

NOVEMBER 11, 2024

TR = total return for the index, which includes any dividends as well as any other cash distributions during the period. This information is not a substitute for individualized tax advice. Please discuss your specific tax issues with a qualified tax professional. 8 Source: YCharts.com, November 9, 2024.

Marketing

The Big Picture

NOVEMBER 26, 2024

But ETFs had this core advantage, which were they were lower cost, they were more tax efficient, they were easier to use. And so our distribution team sits under that. Bitcoin’s valuation technique is different from other crypto assets like Ethereum. And over time, the world woke up to the reality.

Investments

Cornerstone Financial Advisory

NOVEMBER 4, 2024

TR = total return for the index, which includes any dividends as well as any other cash distributions during the period. This also includes specific tax advice for military members on combat zone tax benefits, special extensions, and other special rules. This information is not a substitute for individualized tax advice.

Marketing

Validea

MAY 23, 2025

The Drawbacks Tax inefficiency : Dividends are taxed as income, which can reduce net returns, especially for investors in higher tax brackets. Opportunity cost : Some companies that dont pay dividends (like Warren Buffetts Berkshire Hathaway) reinvest earnings into high-return projects instead of distributing them.

Investments

Darrow Wealth Management

JANUARY 16, 2025

A step-up in basis is a tax advantage for individuals who inherit stocks or other assets, like a home. Understanding step-up in basis at death If youve received an inheritance you may have questions about the tax treatment of certain assets. This increases the tax basis, which determines capital gains or losses when the asset is sold.

Assets

Cornerstone Financial Advisory

NOVEMBER 18, 2024

TR = total return for the index, which includes any dividends as well as any other cash distributions during the period. Please discuss your specific tax issues with a qualified tax professional. The information in this material is not intended as tax or legal advice.

Marketing

Harness Wealth

FEBRUARY 4, 2025

However, unlike stocks and bonds, alternative investments, or alts as theyre commonly known, have unique tax treatments and complex reporting requirements that investors should carefully consider before investing. Well also go into some potential strategies to optimize tax efficiency. How Are Alternative Investments Taxed?

Taxes

Cornerstone Financial Advisory

DECEMBER 2, 2024

TR = total return for the index, which includes any dividends as well as any other cash distributions during the period. ” – James Baldwin Tax Tip… How to Verify Your Identity When Calling the IRS When calling the IRS, you can expect them to verify your identity before delving into personal information.

Marketing

The Big Picture

JANUARY 21, 2025

I think it’s very hard to say stocks are objectively cheap because all of these valuation metrics have, have become unreliable over the decades as the nature of the stock market has changed. So we are talking about things in what I consider personal finance, home ownership, social security, tax management, estate planning and so on.

Investments

Wealth Management

JUNE 9, 2025

trillion and 121 million participant accounts along part of the $37 trillion overall in retirement assets, the pressure is causing many record keepers to dig deep and, for many, reinvent themselves or face exiting the market before their valuations drop even further just as it did for active asset managers years ago.

Wealth Management

Harness Wealth

JULY 31, 2025

The Tax Cuts and Jobs Act of 2017 , which temporarily doubled estate and gift tax exemptions, is hurtling toward its expiration date of December 31, 2025. Many high-net-worth families underestimate the implications of the upcoming changes , which could expose substantial family wealth to a 40 percent federal tax rate.

Estate Planning

The Big Picture

APRIL 29, 2025

We learned everything, you know, across from accounting to auditing to, to tax and valuation. I ended up in what was called the valuation services group, where we valued real estate and businesses either for transactions or for m and a activity. You know, in those days these companies hired, you know, crops of undergrads.

Management

The Big Picture

FEBRUARY 4, 2025

That’s why marginal tax rates in Denmark are 55%. Barry Ritholtz : But you left before you had to pay those 55% tax rates. And even before we’ve talked about Trump policies and tariffs and restrictions on immigration and lower corporate taxes. And not 37% as it is in the us right?

Economy

Cornerstone Financial Advisory

DECEMBER 9, 2024

TR = total return for the index, which includes any dividends as well as any other cash distributions during the period. ” – Helen Keller Tax Tip… Beware of the Fake Charity Scam There are so many scams out there. You may even be able to claim a deduction on your tax return.

Marketing

The Big Picture

MARCH 25, 2025

Valuations tended to crash and burn very, very cheap valuations tended to do well. By looking at the biggest difference between their portfolio factor distribution and then using those as screens to get a portfolio, much like your manager. The, the tax side of it was a game changer. Right, right. Very, very high.

Management

Cornerstone Financial Advisory

DECEMBER 30, 2024

TR = total return for the index, which includes any dividends as well as any other cash distributions during the period. ” – Leo Tolstoy Tax Tip… Do You Have to Pay Taxes on Your Hobby? Whether you picked up embroidering, dog grooming, or making jewelry, a side hobby may or may not require paying taxes.

Marketing

The Big Picture

APRIL 7, 2025

My back-to-work morning train WFH reads: Where We Stand: The Fiscal, Economic, and Distributional Effects of All U.S. CNN ) How Has Private Credit Affected Valuations Across Debt Markets? Trump Tariffs: The Economic Impact of the Trump Trade Source: Tax Foundation Sign up for our reads-only mailing list here.

Budgeting

The Big Picture

FEBRUARY 27, 2023

equity valuations: “Baby-boomers’ huge flow of 401K plan contributions helped to drive equities higher; now that ~70 million Boomers are retiring, when do demographics flip this from a huge positive to a net drag?” This demographic cohort is simply not a seller due to retirement – the tax expenses would be too great.

Distribution

Nerd's Eye View

NOVEMBER 4, 2022

We also have a number of articles on taxes and end-of-year planning: The importance for advisors of understanding current RMD rules to ensure their clients take the proper distributions (and avoid a 50% penalty in the process!). While private valuations have soared in recent years, public markets continue to be less kind to RIAs.

Financial Planner

Nerd's Eye View

DECEMBER 23, 2022

From gradually raising the RMD age to 75 to expanding opportunities to make Roth-style contributions, to increasing the annual limit for Qualified Charitable Distributions, this legislation will likely impact nearly all financial planning clients!

Financial Planner

Carson Wealth

MAY 23, 2024

While a critical decision, it’s often given significantly less thought than the distribution of your assets. Depending on the provisions of the trust, this type of arrangement could create a situation where the oldest child has complete discretion over whether to make distributions to their siblings.

Estate Planning

Diamond Consultants

JUNE 1, 2023

Here are 3 valuation scenarios to address that curiosity. Focus Financial Partners, the largest investor in the independent space, is being taken private at a $7B valuation. Prolific RIA acquirer CI Financial recently monetized a stake in their business at a $5B valuation. Those are some eye-popping numbers.

Valuation

Trade Brains

APRIL 9, 2023

We will cover different types of ratios like valuation ratios, profitability ratios, liquidity ratios, efficiency ratios, and debt ratios. Valuation ratios are relative and are generally more helpful in comparing the companies in the same sector (apple to apple comparison). EV/EBITDA This is a turnover valuation ratio.

Valuation

Harness Wealth

FEBRUARY 26, 2023

Cost-saving tax planning can be much more difficult to implement after your company is well-established and has reached the stage where an IPO, merger, or acquisition becomes a likely event. The first three options are pass-through entities, so profits and losses are distributed to the owners who are taxed on them.

Tax Planning

Brown Advisory

SEPTEMBER 12, 2016

Private Credit Outshines Many High-Valuation Stocks, Bonds. With interest rates at record lows and many publicly traded bonds and stocks approaching historically high valuations, private credit has become increasingly attractive to investors because of its total return prospects, steady income and role in diversification.

Valuation

Cornerstone Financial Advisory

FEBRUARY 26, 2024

Nvidia’s market cap rose by $277 billion on the news, pushing it to a $2 trillion valuation. TR = total return for the index, which includes any dividends as well as any other cash distributions during the period. ” – August Wilson Be On Alert For IRS Scams This tax season, the IRS expects an uptick in tax-related scams.

Marketing

Darrow Wealth Management

JULY 25, 2022

Particularly for employees of companies that IPO’d last year, valuations have fallen significantly. If the company was trading at an inflated price due to market conditions at the time, then it’s going to be much harder to justify that valuation when exuberance wanes. Single stocks vs the market. Big losses are common.³

Marketing

Cornerstone Financial Advisory

FEBRUARY 19, 2024

TR = total return for the index, which includes any dividends as well as any other cash distributions during the period. Here’s How It May Affect Your Taxes Taxpayers who work in the gig economy may benefit from a better understanding of how their work affects their taxes. Treasury note yield is expressed in basis points.

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Cornerstone Financial Advisory

JANUARY 29, 2024

TR = total return for the index, which includes any dividends as well as any other cash distributions during the period. ” – Albert Einstein Couples Who Work Together, Tax Together As more households decide to start a business, many couples learn about the tax responsibilities related to such businesses.

Marketing

Cornerstone Financial Advisory

MARCH 18, 2024

TR = total return for the index, which includes any dividends as well as any other cash distributions during the period. You must include all capital gains in your income, and you may be subject to the Net Investment Income Tax if your income is above certain amounts. Consult a qualified tax expert for help.

Marketing

Cornerstone Financial Advisory

FEBRUARY 5, 2024

TR = total return for the index, which includes any dividends as well as any other cash distributions during the period. For tax purposes, it’s critical to divide the expenses of a property into personal and business purposes. In addition, rental income may be subject to a net investment income tax.

Marketing

Cornerstone Financial Advisory

MARCH 11, 2024

TR = total return for the index, which includes any dividends as well as any other cash distributions during the period. State and local income tax refunds may be taxable and should be reported on your federal taxes. The information in this material is not intended as tax or legal advice.

Marketing

Cornerstone Financial Advisory

MARCH 25, 2024

TR = total return for the index, which includes any dividends as well as any other cash distributions during the period. The regular method allows you to specifically calculate the actual expenses, such as rent, mortgage interest, taxes, repairs, depreciation, and utilities you pay for the portion of your home used for the business.

Marketing

Cornerstone Financial Advisory

MARCH 4, 2024

TR = total return for the index, which includes any dividends as well as any other cash distributions during the period. Here’s How To Pay If you owe federal taxes, you must pay by the April deadline. Remember, if you get an extension to file your taxes, payment is still due by the April deadline.

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