Sara Grillo

JUNE 24, 2024

The math behind Universal Life Insurance Interest Rates is a twisted web and most consumers are deceived. Know how the math works so you can see the potential risks that may exist with your policy. Grillo Investment Management, LLC will strive to maintain current information however it may become out of date. Don’t be fooled!

Insurance

The Big Picture

NOVEMBER 14, 2023

She has a really fascinating background, very eclectic, a combination of math and law. You, you get a, a BS in Mathematics and a JD from Boston University Math and Law. It is something, math has always come easy to me since a child. I didn’t get an advanced degree in math. Not the usual combination. What happened?

Math

Brown Advisory

JANUARY 17, 2024

Global Leaders Strategy Investment Letter: January 2024 bgregorio Wed, 01/17/2024 - 05:23 Just want the PDF? Download it here Darwinian Investing: The Science of Rejection The outperformance of the “Magnificent Seven”1 during 2023 led to many questions from our investors (for instance “why are you underweight the Mag 7?”)

Investing

The Big Picture

FEBRUARY 6, 2024

I love finding these people who are just absolute rock stars within their space that most of the investing public probably is not familiar with, haven’t heard about them. Tremendous track record, unusual background comes from computer science and software and, and pivoted into quantitative investing. Really fascinating guy.

Valuation

The Big Picture

DECEMBER 6, 2022

BARRY RITHOLTZ, HOST, MASTERS IN BUSINESS: This week on the podcast I have an extra special guest, Luis Berruga has a fascinating career as both a tech wizard and investment banker before becoming CEO of Global X ETFs. I remember telling myself, why would anyone invest in mutual funds when you can buy an ETF instead?

Clients

Random Roger's Retirement Planning

NOVEMBER 21, 2023

I outsource compliance (have to), technology stuff (pretty sure I have to) and we brought our support person with us to help with things like RMDs, money movement and other administrative work. So using simple math, the total return is 34% versus 72% for the common. The idea that I could do no work is culturally acceptable.

Portfolio

Harness Wealth

MAY 13, 2025

One of the reasons Idaho uses state-specific tax forms is to ensure compliance with local tax codes that may differ from federal requirements. Idahos tax forms are tailored to capture information relevant to the states tax code, ensuring accurate tax collection and compliance.

Taxes

The Big Picture

AUGUST 15, 2023

Let’s talk a little bit about your alternative investments career. And so alongside of Wall Street recruiting in my senior year, I interviewed at the Yale Investments Office and was fortunate to get that job and violated the two principles I had at the time, which was I wanted to be in a training program and I wanted to leave New Haven.

Management

Harness Wealth

MAY 19, 2025

Navigating the tax landscape can be complex, but having a comprehensive guide to Minnesota tax forms can simplify the process and help ensure compliance with state tax laws. Using the correct Minnesota tax forms ensures compliance and helps avoid processing delays or errors that could arise from submitting federal forms alone.

Taxes

FMG

DECEMBER 22, 2022

I couldn’t pass up on the one-click compliance! I was considering building my own with a regular web designer, but as a solo advisor, I just don’t have time to get every single edit approved through compliance before going live. I create a lot of content and didn’t want “submitting things to compliance” to become a time suck.

Financial Advisor

Harness Wealth

MAY 18, 2025

By requiring specific forms, Utah can enforce compliance and reduce errors that might arise if federal forms were used exclusively. Understanding which forms apply to your filing situation is essential to ensure compliance and avoid penalties. Who Needs to File Utah Taxes?

Taxes

Harness Wealth

MAY 17, 2025

Delawares tax system has unique features that distinguish it from federal tax filing, and knowing these differences will help you avoid common pitfalls and ensure compliance with state laws. It is important to review the current years guidelines to ensure compliance. Income thresholds for filing vary depending on filing status and age.

Taxes

Harness Wealth

MAY 18, 2025

Navigating these forms accurately is essential for both residents and non-residents to ensure compliance and avoid penalties. Understanding which form applies to your situation is crucial to ensure accurate filing and compliance with Ohio tax laws. Who Needs to File Ohio Taxes? These errors can delay processing and refunds.

Taxes

Harness Wealth

MAY 19, 2025

Navigating these forms correctly is essential for both residents and non-residents to ensure compliance and avoid penalties. Understanding these distinctions is critical to ensure compliance and avoid unnecessary filings. Income thresholds also play a significant role in filing requirements.

Taxes

Harness Wealth

MAY 14, 2025

For example, Hawaii offers certain credits for renewable energy investments and has specific rules regarding income sourced within the state. Understanding which form applies to your situation is critical to ensure compliance and avoid penalties. Who Needs to File Hawaii Taxes? These mistakes can trigger audits or delay refunds.

Taxes

Harness Wealth

MAY 18, 2025

Navigating these forms correctly is essential to ensure compliance and to maximize any potential refunds or minimize liabilities. It is important to review these requirements annually to ensure compliance and avoid penalties for failure to file when required. Extensions can be requested, moving the filing deadline to October 15th.

Taxes

The Better Letter

MARCH 16, 2023

The maths are exactly the same. These sorts of math problems are the focus of this week’s TBL. Math Problems As this TBL goes live, just 16 games and one day of the NCAA Tournament are in the books, yet my bracket is a mess. We notice the unlikelihood of 100 in a row because of the pattern. Thanks for reading. quintillion.

Math

The Big Picture

SEPTEMBER 19, 2022

He has a fascinating background in technology and software, and is interested in all sorts of interesting things, ranging from climate change to humanism, to the huge transitions that humans have gone through as a species and what it means to society, investing, scarcity and just the quality of life that we will enjoy as a species.

Valuation

The Big Picture

MAY 9, 2023

He is the Chief Investment Officer of Asset and Wealth Management at Goldman Sachs. He co-chairs a number of the asset management investment committees. I thought this was an absolutely fascinating way to see the world of investment management. Investment banks were not really a known concept in the area where I grew up.

Assets

The Big Picture

MARCH 27, 2023

I wanted to see the world, and whether it was investment banking, or basket weaving really had absolutely no bearing on my decision. RITHOLTZ: You describe what we now call junk bonds, we used to call high yield, what we now call distressed investing, we used to call vulture investing. But it was very tiny. RITHOLTZ: Right.

Assets

The Big Picture

JUNE 27, 2023

The transcript from this week’s, MiB: Peter Borish, Tudor Investments & Robin Hood , is below. Peter Borish, founding partner number two at Tudor Investments where he worked directly with Paul Tudor Jones, most famously helping him put on a very aggressive short position heading into the ’87 crash. I’m single.

Math

The Big Picture

AUGUST 20, 2024

Some of the things Mike said about investing, like what would you tell your friends and family to put your money into? 00:03:14 [Mike Greene] So that was actually an outgrowth from my experience coming out of Wharton and you mentioned the, the, you know, the transition of people who tended to be skilled at math or physics into finance.

Assets

Sara Grillo

JUNE 17, 2024

The regulators don’t force insurance companies to provide in-force illustrations to their Universal Life policy holders and it allows them to deceive consumers who aren’t prepared to do the math required to know the truth. What’s wrong with relying on investment hypotheticals in a Universal Life insurance policy illustration?

Insurance

The Big Picture

SEPTEMBER 10, 2024

Mike Wilson has been with Morgan Stanley since 1989, rising up through the ranks of institutional sales, trading, investing, banking to eventually becoming Chief Investment Officer and Chief US Equity Strategist. Was investing always the career plan? So I was really investment banking. MBA from Kellogg at Northwestern.

Valuation

Carson Wealth

FEBRUARY 5, 2024

It allows the Federal Reserve to ease up on interest rates, which can spur business investment and further boost productivity. A key part of this is a strong labor market, as that’s ultimately what forces businesses to invest in productivity-boosting technologies. By my math, there have been 57 Super Bowls and 22 different winners.

Marketing

Sara Grillo

JUNE 12, 2023

Quick math: If you have $1.828 million in the bank. And , you have to do the math by hand. Now, quick math, if you have 128 million in the bank in your Christmas or Hannukah Club, and the bank is going to credit you 5% on your money 0:18:18.4 There is an admin charge of about $49k. There is an insurance charge of about $246k.

Insurance

The Better Letter

JUNE 23, 2022

Make Fewer Decisions It’s simple math. One obvious good is to automate whatever you can — paying bills, investments, shopping, etc. Our tendency is to enforce compliance with “the list” rather than solve problems. I’m not talking about procrastination, although doing so often helps.

Numbers

Sara Grillo

MAY 8, 2023

So, they invest $95,238 in their general account, which will give them the 100k they need to give back to you in a year (they earn 5% on the $95,238, $95,238*1.05 = $99,999). The invest it in call options to see if they can catch some market upside. So what do they do with the other ($100,000 – $95,238), or $4,762?

Insurance

The Big Picture

JANUARY 24, 2023

They have $37 billion in clients and their own funds, of which they have invested across a variety of disciplines from credit to strategic capital, as well as taking companies private and helping them grow into something more substantial than they’ve been in the past. It was between corporate law and investment banking.

Investing

The Big Picture

JULY 29, 2024

And then I fell in love with technology and product development, moved from there to strategy, then moved from there to investment product development, worked on Schwab’s first ETF offerings, their equity mutual funds, fixed income mutual funds. Not everybody was in the same set of funds or same set of investments.

Clients

The Big Picture

FEBRUARY 13, 2023

He holds all sorts of fascinating titles in addition to chief investment officer for bonds. trillion in various investments. If you’re at all interested in a lecture school in investing or fixed income, or active and passive, this is just a masterclass as to how to do it right. You’re chief investment officer.

Economy

The Big Picture

MAY 21, 2024

She is one of the few people who combine quantitative investing with behavioral finance. I’m kind of in intrigued by the idea of philosophy and math. So I found myself getting kind of bored with my math problem sets, and then I could shift to philosophy and then go back and forth. What was the career plan? Right, right.

Numbers

The Big Picture

MARCH 21, 2023

BARRY RITHOLTZ, HOST, MASTERS IN BUSINESS: This week on the podcast, this will be my shortest introduction ever, Clifford Asness and I just go over the entire universe of quant factor and value investing. So given AQR has been around for 25 years, how has your investing philosophy evolved over that period, assuming it’s changed at all?

Valuation

The Big Picture

MAY 16, 2023

How does a kid from Arizona, from Phoenix, get interested in venture investing, not exactly known as a hotbed of early-stage tech companies. LINDZON: So now the one lucky investment that I made, and it was a dumb investment, much like the dumb investments people made in ’21. So in 1999, I invested in this.

Media

The Big Picture

JUNE 3, 2024

There are few people who understand both fixed income and equity investment and quantitative strategies to each better than Jeffrey Sherman. With no further ado, my discussion with Jeffrey Sherman, double line’s Deputy Chief Investment Officer. Barry Ritholtz : It seems that some people are math people and some people are not.

Math

The Big Picture

NOVEMBER 25, 2024

I, if you are at all interested in concepts of things like portable alpha or return stacking, or just want to know how a quant looks at the world of investing and tries to decide where there are opportunities. Quantitative investing was, was that the plan from the beginning? Let’s talk a little bit about your background.

Portfolio