Calculated Risk

DECEMBER 26, 2024

Today, in the CalculatedRisk Real Estate Newsletter: Question #8 for 2025: How much will Residential investment change in 2025? 8) Residential Investment: Residential investment (RI) was slightly positive through the first three quarters of 2024. How about housing starts and new home sales in 2025? New home sales were up 2.1%

Sales 147

Sales Investments Investing Commission 147

Calculated Risk

JULY 29, 2022

The BEA reported that investment in non-residential structures decreased at a 11.7% Investment in petroleum and natural gas structures increased in Q2 compared to Q1 and was up 31% year-over-year. The first graph shows investment in offices, malls and lodging as a percent of GDP. annual pace in Q2. year-over-year.

Commission 363

Commission Manufacturing Investments Investing 363

Wealth Management

NOVEMBER 4, 2024

The commission settled charges that Wahed Invest violated the ad rule when including a pro soccer player and MMA athletes in marketing without clarifying that they weren’t clients and were compensated.

Commission 349

Commission Clients Investments Investing 349

Nerd's Eye View

JANUARY 24, 2025

Enjoy the current installment of "Weekend Reading For Financial Planners" – this week's edition kicks off with the news that while overall financial advisor headcount remains relatively flat, the RIA channel continues to gain share in terms of both headcount (as brokers break away to start their own independent firms and aspiring advisors seek (..)

Financial Planner 246

Financial Planner Asset Allocation Clients Commission 246

Wealth Management

MARCH 18, 2024

The commission accused Global Predictions and Delphia of “AI washing,” making misleading claims about how they each used artificial intelligence in managing investments.

Commission 306

Commission Management Investments Investing 306

Calculated Risk

JANUARY 29, 2024

The BEA reported that investment in non-residential structures increased at a 3.2% Investment in petroleum and natural gas structures increased in Q4 compared to Q3 and was up 5% year-over-year. The first graph shows investment in offices, malls and lodging as a percent of GDP. annual pace in Q4. Click on graph for larger image.

Commission 289

Commission Manufacturing Investments Investing 289

Calculated Risk

JANUARY 26, 2023

Note: The first two graphs - Investment Contributions and Residential Investment as a percent of GDP - are useful in predicting Fed induced recessions. The graph below shows the contribution to GDP from residential investment, equipment and software, and nonresidential structures (3 quarter trailing average). annual rate in Q4.

Investments 227

Investments Investing Government Commission 227

Calculated Risk

APRIL 29, 2024

The BEA reported that investment in non-residential structures decreased at a 0.1% The first graph shows investment in offices, malls and lodging as a percent of GDP. Investment in offices (blue) increased slightly in Q1 and was up 4.1% And the office vacancy rate is at a record high, and this will hold down office investment.

Commission 278

Commission Manufacturing Investments Investing 278

Nerd's Eye View

DECEMBER 7, 2022

For investment advisers looking to attract prospective clients, advertising the performance of their investment strategies would be a logical way to market their services (at least if they had strong historical returns!). Two final prohibitions under the Marketing Rule include restrictions on the use of predecessor performance (e.g.,

Advertising 246

Advertising Investments Investing Marketing 246

Wealth Management

MARCH 16, 2023

The Investment Adviser Association, the trade group for RIAs, said it appreciated the additional time and was worried about the “interrelatedness of the SEC's current proposals." " The commission also proposed updates to cybersecurity rules for brokers.

Commission 278

Commission Investments Investing 278

Nerd's Eye View

DECEMBER 6, 2023

While commission-based models remain in use, fee-for-service models (including AUM, hourly, retainer, and subscription) have become increasingly popular. And because many service offerings have traditionally focused on areas like investments and securities recommendations, there has been little debate about the need to register as an advisor.

Investments 246

Investments Investing Retirement Planning Financial Advising 246

Wealth Management

NOVEMBER 4, 2024

The commission settled charges that Wahed Invest violated the ad rule when including a pro soccer player and MMA athletes in marketing without clarifying that they weren’t clients and were compensated.

Commission 246

Commission Clients Investments Investing 246

Nerd's Eye View

APRIL 11, 2025

Senate has confirmed Paul Atkins to be the next Chair of the Securities and Exchange Commission (SEC). Enjoy the current installment of "Weekend Reading For Financial Planners" - this week's edition kicks off with the news that the U.S.

Financial Planner 159

Financial Planner Communication Commission Clients 159

Nerd's Eye View

JUNE 12, 2024

For example, if an advisor recommends an investment that prioritizes the commission they would receive rather than any benefit the client would derive from it, they could incur fines and sanctions for violating their fiduciary duty as an advisor.

Fiduciary Duty 245

Fiduciary Duty Risk Tolerance Investments Investing 245

Wealth Management

NOVEMBER 4, 2024

The commission settled charges that Wahed Invest violated the ad rule when including a pro soccer player and MMA athletes in marketing without clarifying that they weren’t clients and were compensated.

Commission 236

Commission Clients Investments Investing 236

Wealth Management

JULY 22, 2022

The firm recommended investments in share class options for clients in its wrap account programs when more affordable options were available, according to the commission.

Commission 246

Commission Accounting Clients Investments 246

Nerd's Eye View

MARCH 14, 2025

Which, if implemented under the new administration, could provide relief for investment advisers, particularly smaller firms that already have to balance compliance with client service, marketing, and the other duties that go into running a firm.

Financial Planner 159

Financial Planner Compliance Commission Retirement 159

Calculated Risk

OCTOBER 31, 2022

The BEA reported that investment in non-residential structures increased at a 3.7% Investment in petroleum and natural gas structures increased in Q3 compared to Q2 and was up 22% year-over-year. The first graph shows investment in offices, malls and lodging as a percent of GDP. annual pace in Q3. year-over-year.

Commission 228

Commission Manufacturing Investments Investing 228

Abnormal Returns

AUGUST 28, 2024

(slate.com) How to negotiate real estate commissions today. crr.bc.edu) A review of Larry Swedroe's new book "Enrich Your Future: The Keys to Successful Investing." wsj.com) Personal finance We are all stuck in our own frames. How to get out. bestinterest.blog) How Millennials pulled ahead of other generations.

Retirement 281

Retirement Commission Marketing Marketing 281

Wealth Management

AUGUST 14, 2023

The Department of Justice and the Securities and Exchange Commission are both looking into Nightingale Properties after it allegedly diverted $40 million of equity from investors, reports Bisnow. These are among the must reads from around the real estate investment to start the new week.

Commission 246

Commission Investments Investing Marketing 246

Abnormal Returns

MARCH 18, 2024

(wiredplanning.com) Ben Johnson and Julie Willoughby talk with Tony Davidow who is a senior alternative investment strategist for the Franklin Templeton Institute. riabiz.com) When do you need to register as an investment adviser? investmentnews.com) How home buying is going to change with the upheaval of realtor commissions.

Wealth Management 261

Wealth Management Commission Clients Management 261

Wealth Management

JANUARY 19, 2023

Real estate investment vehicles overseen by KKR and Blackstone have come under pressure in recent months as investors requested their money back beyond limits set by the funds.

Commission 231

Commission Investments Investing 231

Calculated Risk

JANUARY 3, 2024

Today, in the Real Estate Newsletter: Question #8 for 2024: How much will Residential investment change in 2024? 8) Residential Investment: Residential investment (RI) was slightly negative through the first three quarters of 2023 as the housing market appeared to bottom. How about housing starts and new home sales in 2024?

Sales 189

Sales Investments Investing Commission 189

Nerd's Eye View

JUNE 30, 2023

Enjoy the current installment of “Weekend Reading For Financial Planners” - this week’s edition kicks off with the news that NAPFA has announced that it will no longer exclude advisors who receive up to $2,500 in annual trailing commissions from previous product sales, if they agree to donate that money to a non-profit organization (..)

Financial Planner 246

Financial Planner Fee Only Commission Retirement Planning 246

Nerd's Eye View

OCTOBER 25, 2023

There is a general understanding that investment advisers have a fiduciary relationship with their clients – in other words, that they are required to act in the client's best interests. These 3 components in practice make up a core part of the adviser's fiduciary duty to their clients.

Fiduciary Duty 246

Fiduciary Duty Commission Clients Accounting 246

Nerd's Eye View

MAY 15, 2024

On April 25, 2024, the Department of Labor (DoL) issued the final version of its Retirement Security Rule (the "Final Rule"), which imposes an ERISA fiduciary standard "that applies uniformly to all investments that retirement investors may make with respect to their retirement accounts ".

Retirement 246

Retirement Commission Banking Financial Advising 246

Calculated Risk

DECEMBER 28, 2022

8) Residential Investment: Residential investment (RI) was a drag on growth in 2022 as the housing market slowed sharply. Note: RI is mostly investment in new single-family structures, multifamily structures, home improvement and commissions on existing home sales. How much will wages increase in 2023?

Economics 347

Economics Economy Sales Commission 347

Nerd's Eye View

MAY 19, 2025

Training programs for new financial advisors have traditionally followed a sales-focused, sink-or-swim approach that primarily paid on commission for product sales. While some of these programs still exist, the role of an associate advisor has evolved alongside the broader financial planning profession.

Financial Planning 146

Financial Planning Communication Certification Planning 146

Abnormal Returns

MARCH 20, 2024

youtube.com) Barry Ritholtz talks with Jim O'Shaughnessy about the benefits of a quantitative investment approach. peterlazaroff.com) Investing There's no magic rule for asset allocation. wsj.com) Personal finance Compounding your investments is great, but at some point you need to spend it. stock market has held up.

Asset Allocation 273

Asset Allocation Retirement Commission Taxes 273

Nerd's Eye View

APRIL 26, 2024

Also in industry news this week: The Federal Trade Commission released a final rule that would ban most non-compete agreements, which could lead to an increasing number of non-solicit agreements (and, potentially, lawsuits regarding their enforcement) between financial planning firms and their advisors The Securities and Exchange Commission issued (..)

Financial Planner 246

Financial Planner Commission Communication Financial Advisor 246

The Big Picture

MAY 9, 2024

No audited returns, mathematically improbable claims, and zero accountability But none of these “influencers” sell securities to clients, so they do not fall under the regulatory oversight of the Securities and Exchange Commission (SEC).2 A good start would be eliminating all of the terrible FinTok advice on taxes, day trading and investing.

Media 336

Media Taxes Math Investing 336

Calculated Risk

JANUARY 26, 2023

The increase in real GDP reflected increases in private inventory investment, consumer spending, federal government spending, state and local government spending, and nonresidential fixed investment that were partly offset by decreases in residential fixed investment and exports. emphasis added PCE increased at a 2.1%

Government 246

Government Transportation Commission Manufacturing 246

The Big Picture

NOVEMBER 25, 2022

My end-of-week morning train WFH reads: • The Best 50-Year-Old Investing Advice Money Can Buy : Nearly 50 years ago, the economist Burton Malkiel came out with a book that said, in effect, that all of us should be in index funds. New York Times ). • Businessweek ). New York Times ). • Washington Post ). Weight Gaining Season Begins!

Commission 313

Commission Budgeting Economics Retail 313

Investment Writing

JANUARY 23, 2025

Disclosure: If you click on an Amazon link in this post and then buy something, I will receive a small commission. The post Why there’s no apostrophe in writers room appeared first on Susan Weiner Investment Writing. I link only to books in which I find some value for my blogs readers.

Commission 98

Commission Marketing Marketing Investments 98

Tobias Financial

MARCH 16, 2025

As you work toward your financial goals, regularly reviewing your investment portfolio is essential. Whether youre new to investing or have years of experience, taking a step back to evaluate your strategy can help ensure that your portfolio remains aligned with your objectives, especially in times of market uncertainty and volatility.

Investments 52

Investments Investing Risk Tolerance Asset Allocation 52

Nerd's Eye View

OCTOBER 3, 2022

While the growth of DPL’s marketplace may itself usher in a greater level of annuity competitiveness, as companies are forced to compete for RIA attention not by offering the biggest commissions but by offering the best features and benefits to get through the RIA-as-gatekeeper.

Commission 246

Commission Financial Planning Ethics Planning 246

Nerd's Eye View

JANUARY 6, 2023

From there, we have several articles on retirement planning: Why an individual’s portfolio of relationships could be just as important as their investment portfolio when it comes to happiness in retirement. How planning specializations can help firms and their advisors stand out from the pack.

Financial Planner 246

Financial Planner Retirement Planning Commission Retirement 246