Nerd's Eye View

APRIL 11, 2025

Also in industry news this week: NASAA this week approved model rule amendments that would restrict the use of the titles "advisor" and "adviser" by broker-dealers (and their registered representatives) who are not also dually registered as investment advisers, which, if adopted by state regulators, would largely bring state rules on this issue in (..)

Financial Planner 159

Financial Planner Communication Commission Clients 159

Nerd's Eye View

MAY 2, 2025

a ski chalet), assessing whether it will lead to greater overall wellbeing, or, alternatively, more stress, is more challenging Enjoy the 'light' reading! a ski chalet), assessing whether it will lead to greater overall wellbeing, or, alternatively, more stress, is more challenging Enjoy the 'light' reading!

Financial Planner 179

Financial Planner CFP Retirement Retirement Planning 179

Nerd's Eye View

NOVEMBER 28, 2022

Traditionally, investment planning has been at the forefront of how financial advisors add value for their clients. Combined with growing advisor (and consumer) interest in comprehensive financial planning services, the number of ways advisors can add value for their clients has expanded greatly.

Clients 246

Clients Fee Only Planning Advertising 246

Nerd's Eye View

DECEMBER 13, 2024

Read More.

Financial Planner 246

Financial Planner CFP Retirement Certification 246

Wealth Management

JUNE 11, 2025

Number 8860726. Ratner June 11, 2025 2 Min Read A client whose estate will remain non-taxable after 2025 has a policy in an irrevocable life insurance trust (ILIT) that was presumably purchased for estate tax liquidity. Informa PLC's registered office is 5 Howick Place, London SW1P 1WG. Registered in England and Wales.

Wealth Management 165

Wealth Management Insurance Estate Planning Clients 165

Nerd's Eye View

AUGUST 30, 2024

Enjoy the current installment of "Weekend Reading For Financial Planners" – this week's edition kicks off with the news that a recent benchmarking study suggests that a number of RIAs are looking to move 'upmarket' and work with wealthier clients by expanding their service menu to include family office services, investment banking, and/or trust (..)

Financial Planner 241

Financial Planner Financial Advisor Retirement Clients 241

Nerd's Eye View

SEPTEMBER 23, 2022

While the new rule allows financial advisors to proactively use testimonials (from clients), endorsements (from non-clients), and highlight their own ratings on various third-party websites, the SEC’s warning suggests that advisory firms will want to take care to abide by the compliance requirements linked to the new rule.

Financial Planner 246

Financial Planner Compensation Planning Insurance Compliance 246

Nerd's Eye View

AUGUST 11, 2023

Read More.

Financial Planner 242

Financial Planner Certification CFP Clients 242

Nerd's Eye View

FEBRUARY 23, 2024

Which suggests that instead of trying to go head-to-head with these larger firms (and their heftier marketing budgets) in attracting clients, smaller firms might instead demonstrate how they are 'different' by offering a unique service offering tailored to their ideal target clients.

Financial Planner 246

Financial Planner Certification CFP Financial Advice 246

Nerd's Eye View

NOVEMBER 3, 2023

Also in industry news this week: A recent study indicates that the RIA model has seen significant growth in the number of firms and advisors during the past decade, and these firms are expected to control 1/3 of industry AUM by 2027 Despite market headwinds leading to a contraction in advisory firm AUM in 2022, firms continued to produce strong profit (..)

Financial Planner 246

Financial Planner Retirement Planning Retirement Insurance 246

Nerd's Eye View

MAY 17, 2024

Also in industry news this week: The SEC this week announced a proposed rule that would require RIAs to collect and verify their clients' personal information in an effort to prevent illicit activity, though many firms likely are taking many of these steps already Why larger RIAs and those that have been acquired tend to have worse client and staff (..)

Financial Planner 238

Financial Planner Wealth Management Retirement Financial Planning 238

Nerd's Eye View

SEPTEMBER 8, 2023

Also in industry news this week: Changes to CFP Board’s procedural rules went into effect September 1 and are intended to make the disciplinary process more efficient for respondents as well as CFP Board staff, and to expand the CFP Board’s ability to pursue more complaints against CFP professionals A NASAA model rule follows in the footsteps (..)

Financial Planner 246

Financial Planner CFP Clients Investment Planning 246

Nerd's Eye View

MARCH 8, 2024

to prevent fraud. Read More.

Financial Planner 246

Financial Planner Asset Allocation Clients Numbers 246

Nerd's Eye View

AUGUST 25, 2023

Also in industry news this week: The SEC settled its first charges related to its new marketing rule with a firm that advertised 2,700% annual returns A survey suggests that older Americans prefer the term "longevity" to "aging", perhaps informing the way advisors discuss related issues with their clients From there, we have several articles on retirement (..)

Financial Planner 246

Financial Planner Retirement Retirement Planning Advertising 246

Nerd's Eye View

DECEMBER 25, 2023

We start with several articles on retirement planning: Data showing where American retirees currently stand, from their average net worth to how they spend each hour of the day How, according to a recent study, delaying Social Security benefits typically leads to greater lifetime wealth than claiming benefits early in order to reduce portfolio withdrawals (..)

Financial Advisor 246

Financial Advisor Financial Planner Insurance Clients 246

Nerd's Eye View

SEPTEMBER 29, 2023

Enjoy the current installment of "Weekend Reading For Financial Planners" - this week's edition kicks off with the news that RIA custodial platform Altruist announced that it is offering its portfolio accounting software for free to advisors who custody with the firm, offering the opportunity to advisory firms to reduce the costs of their tech stacks (..)

Financial Planner 246

Financial Planner Healthcare Investment Planning Clients 246

Nerd's Eye View

JANUARY 13, 2023

In the advisor world, where noncompete agreements are fairly common, a ban on the practice could incentivize firms to reassess their employee value proposition and to consider ways to establish their clients’ relationships with the firm, and not just with their advisors.

Financial Planner 241

Financial Planner Retirement Planning Retirement Compliance 241

Nerd's Eye View

NOVEMBER 4, 2022

Morningstar has joined an increasingly competitive market of direct indexing platforms for advisors and their clients. From there, we have several articles on investment planning: While I Bonds have received significant attention during the past year, TIPS could be an attractive alternative for many client situations.

Financial Planner 240

Financial Planner Retirement Planning Financial Advisor Medical 240

Nerd's Eye View

NOVEMBER 28, 2022

Traditionally, investment planning has been at the forefront of how financial advisors add value for their clients. Combined with growing advisor (and consumer) interest in comprehensive financial planning services, the number of ways advisors can add value for their clients has expanded greatly.

Fee Only 246

Fee Only Portfolio Clients Planning 246

Nerd's Eye View

JUNE 28, 2024

Enjoy the current installment of "Weekend Reading For Financial Planners" – this week's edition kicks off with the news that a recent study found that at a time when the number of SEC-registered broker-dealers and their registered representatives is declining, the number of SEC-registered RIAs, their assets under management, and the number of (..)

Financial Planner 189

Financial Planner Clients Numbers Compliance 189

Nerd's Eye View

AUGUST 2, 2024

market during the past decade, historical data suggest that they could serve as a helpful ballast against sharp inflation-adjusted drawdowns in U.S. market during the past decade, historical data suggest that they could serve as a helpful ballast against sharp inflation-adjusted drawdowns in U.S.

Financial Planner 246

Financial Planner Financial Advice Investment Planning Retirement 246

Nerd's Eye View

AUGUST 2, 2024

market during the past decade, historical data suggest that they could serve as a helpful ballast against sharp inflation-adjusted drawdowns in U.S. market during the past decade, historical data suggest that they could serve as a helpful ballast against sharp inflation-adjusted drawdowns in U.S.

Financial Planner 243

Financial Planner Financial Advice Investment Planning Retirement 243

Nerd's Eye View

JUNE 7, 2024

detecting fraud or analyzing data) to provide a better client experience! Nonetheless, respondents (particularly those in younger generations) do not see this as an either-or choice, but rather anticipate benefitting from working with human advisors who leverage AI tools for certain tasks (e.g.,

Financial Planner 189

Financial Planner Financial Advisor Certification Estate Planning 189

International College of Financial Planning

JULY 11, 2025

The CFP® program isn’t just about mastering technical modules on investment planning, taxation, retirement, or insurance. You learn to think beyond numbers. You develop frameworks to assess client situations holistically. It is to help clients stick to their plan when everything else is moving.

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eMoney Advisor

FEBRUARY 9, 2023

If you are looking for opportunities to grow your business, expanding your services to clients at all stages of the financial planning lifecycle creates new opportunities for you to reach those households in search of professional advice. Starting Out clients are typically focused on beginning to build wealth.

Financial Planning 95

Financial Planning Clients Planning Education 95

Gen Y Planning

JUNE 1, 2022

While that number isn’t all that exciting, the next one assuredly is. Once you see the numbers, it starts to make sense why I-bonds are turning heads. Since the variable interest rate for I-bonds is tied to inflation, the numbers are some of the highest on record. Fixed: Remains the same for the bond’s life—30 years.

Investment Planning 52

Investment Planning Planning Investments Investing 52

Tobias Financial

NOVEMBER 4, 2024

Each horizontal dash represents one month, and each vertical bar shows the cumulative number of months for which returns were within a given 1% range (e.g., This is a representation of a general case scenario, however individual client timeline and experience may vary due to one’s unique circumstances.

Marketing 52

Marketing Marketing Asset Allocation Commission 52

Sara Grillo

OCTOBER 31, 2022

The Form ADV Part I provides basic business detail about things such as ownership, clients, employees, etc. You should check the advisor’s CRD number and see if it matches what they sent you. If you ask the advisor for his or her CRD number and they refuse to provide it to you, they are hiding something – run away fast!

Financial Advisor 110

Financial Advisor Commission Clients Compliance 110

International College of Financial Planning

OCTOBER 5, 2021

This isn’t an ordinary job but one that would test your analytical ability every single day.Though you’d be aided by tons of data and dozens of tools, you will need to use your knowledge in finance and apply that in unique ways to get desired results for your clients. Investments, tax planning, retirement planning is a dynamic field.

Financial Advisor 52

Financial Advisor Communication Clients Retirement Planning 52

Brown Advisory

JUNE 3, 2015

For many investors, the topic of sustainable investing is a jungle of jargon and vague terms. When you cut through the confusion, though, you find that sustainable investing strategies have matured and improved, and now form the core of an increasing number of investors’ portfolios.

Investing 52

Investing Investments Clients Portfolio 52

Brown Advisory

MARCH 28, 2017

Starting Points achen Tue, 03/28/2017 - 14:11 The numbers tell a clear story about the growing number of investors interested in sustainable investing. Initial steps such as these can minimize disruption and help investors grow comfortable with values-based investing. That can be a mistake.

Portfolio 52

Portfolio Clients Nonprofit Asset Allocation 52

Brown Advisory

MARCH 28, 2017

The numbers tell a clear story about the growing number of investors interested in sustainable investing. Assets in investments aligned to environmental, social or governance factors increased nearly fivefold between 2012 and 2016, according to US SIF Foundation. . . Starting Points. Tue, 03/28/2017 - 14:11.

Portfolio 52

Portfolio Clients Nonprofit Asset Allocation 52

MainStreet Financial Planning

MARCH 15, 2023

Here are a few most typical brokerage firms our clients have accounts at: Schwab Excess SIPC limit Fidelity Excess SIPC limit TD Ameritrade Excess SIPC limit Vanguard Excess SPIC limit – from Vanguard site- “ Vanguard funds not held in a brokerage account are held by The Vanguard Group, Inc., and are not protected by SIPC.

Insurance Coverage 98

Insurance Coverage Insurance Accounting Banking 98

Brown Advisory

MARCH 1, 2019

During these activity periods, we lay out options and choices clearly for our clients, so they can quickly make important decisions—and get back to work. Phase-gate planning. We craft a process that involves a finite number of concise meetings over the projected growth cycle of the founder’s business. Post-Liquidity.

Planning 52

Planning Estate Planning Clients Startup 52

Brown Advisory

MARCH 1, 2019

During these activity periods, we lay out options and choices clearly for our clients, so they can quickly make important decisions—and get back to work. Phase-gate planning. We craft a process that involves a finite number of concise meetings over the projected growth cycle of the founder’s business. Post-Liquidity.

Planning 52

Planning Estate Planning Clients Startup 52

Workable Wealth

JUNE 24, 2020

In bear markets, the economy tends to slow down along with a spike in unemployment numbers. . This type takes the price of all stocks in the index and divides it by the number of companies to get the index’s value. Look for Part Two of our series where we delve into types of investing strategies! . Which Is More Reliable?

Investing 52

Investing Investments Marketing Marketing 52

Brown Advisory

OCTOBER 18, 2019

This fact is on the minds of a growing number of investors today who are concerned about the market’s direction. We believe that public equities and fixed income should always be the bedrock of most long-term investment plans, but there are other ways to earn alpha that are largely independent from the market’s movements.

Marketing 52

Marketing Marketing Valuation Numbers 52