Nerd's Eye View

APRIL 26, 2024

Enjoy the current installment of "Weekend Reading For Financial Planners" - this week's edition kicks off with the news that the Department of Labor released the final version of its Retirement Security Rule (a.k.a.

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Financial Planner Commission Financial Advisor Communication 213

Carson Wealth

APRIL 25, 2024

There are some things in life you just can’t plan for: an unexpected illness, job loss, death of spouse, disability. And while experiencing one of these major events can drastically impact your life, having an effective financial plan can help ensure that it doesn’t ruin your financial well-being. Let’s break each one down.

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Financial Planning Planning Retirement Insurance Coverage 97

Abnormal Returns

NOVEMBER 29, 2023

morningstar.com) Christine Benz and Jeff Ptak talk with Mike Moran, managing director and pension strategist for Goldman Sachs ($GS) about the state of retirement preparedness. nytimes.com) Retirement Some alternatives to a fixed retirement withdrawal rates. thinkadvisor.com) What makes up the three-legged stool of retirement.

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Retirement Retirement Planning Budgeting Portfolio 260

Integrity Financial Planning

DECEMBER 18, 2023

One crucial aspect that you should financially monitor is the common financial stumbling block encountered when shifting to a retirement lifestyle. If your plan is working, then you probably want to stick with it. If your plan is working, then you probably want to stick with it. However, reality is often different.

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Retirement Retirement Planning Planning Financial Planning 97

Fortune Financial

APRIL 11, 2024

The reality for those with various employers is that untracked retirement savings might lead to missed financial growth opportunities and instability. Diligent oversight and management of these retirement accounts is essential for anyone aiming to build a solid financial foundation for a comfortable and secure retirement.

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Retirement Retirement Planning Financial Advisor Education 59

Nerd's Eye View

APRIL 19, 2024

Enjoy the current installment of "Weekend Reading For Financial Planners" - this week's edition kicks off with the news that CFP Board announced that it has crossed the milestone of 100,000 CFP professionals in the United States, and despite having just celebrated its 50th anniversary last year, just set a record high in the number of advisors sitting (..)

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Financial Planner CFP Financial Advisor Retirement Planning 240

Integrity Financial Planning

NOVEMBER 20, 2023

One way of thinking about retirement is that it happens in phases. Phase 1: Pre-retirement (Approximately Ages 50-62) This is around the age when you will start to have a sense of what you have saved and what your expenses might look like. When you are 20 years old, it can be hard to picture what retirement might look like for you.

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Retirement Budgeting Medical Distribution 52

WiserAdvisor

MARCH 22, 2024

Embarking on the journey toward retirement often begins with the echoing question: How much money is enough to retire comfortably? This inquiry paves the way for financial planning and unravels the complexity of individual aspirations, lifestyle choices, and the inevitable uncertainty of future needs.

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Retirement Retirement Planning Financial Advisor Planning 52

The Chicago Financial Planner

FEBRUARY 6, 2022

In spite of what was said on PBS Frontline The Retirement Gamble and elsewhere in the press, in my opinion 401(k) plans are one of the best retirement savings vehicles available. Here are 4 steps to make sure that your 401(k) plan is working hard for your retirement. Get started . Are you self-employed ?

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Retirement Planning Retirement Financial Planner Planning 189

oXYGen Financial

AUGUST 18, 2023

You're responsible for every decision, from selecting printer paper to creating a budget and business plan, as well as securing funding. Due to all of the tasks needed to keep a business profitable, long-term planning may become neglected. [CDATA[ Owning and operating a small company can be demanding.

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Retirement Planning Planning Retirement Business Planning 40

Integrity Financial Planning

MARCH 5, 2023

Are you unsure of how much money you will need in retirement? This is a very common concern for Americans as they approach retirement age. One of the easiest ways to judge how much money you will need in retirement is to take stock of how much money you need right now. [1] 3] How Many Years of Retirement Should I Have Saved For?

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Retirement Retirement Planning Planning Budgeting 93

Carson Wealth

DECEMBER 27, 2023

By Ryan Egolf, EA, Senior Tax Planner As the New Year quickly approaches, it’s time to put a bow on your 2023 financial plan. While this is by no means an exhaustive or comprehensive list of financial planning tools, these three broad areas will get you headed in the right direction. In some cases, those payments are tax-free.

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Planning Retirement Planning Insurance Taxes 89

Integrity Financial Planning

JUNE 5, 2023

A recent study by Investopedia found that Generation X’s biggest worry is retirement. The survey found that although many members of Gen X feel like they understand their finances, they are still concerned about setting themselves up to transition into retirement. 1] These numbers are very significant. So what can you do?

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Retirement Financial Advisor Planning Budgeting 98

Integrity Financial Planning

DECEMBER 4, 2023

Do you feel like you have enough saved for retirement? Do you have anything saved for retirement? If your answer to either of these questions is no, then our advisors may have some strategies to help you turn your retirement income strategy around. Don’t Retire Right Away! That’s okay! 1] [link] [2] [link].

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Retirement Retirement Planning Budgeting Financial Planning 98

Integrity Financial Planning

DECEMBER 18, 2023

One crucial aspect that you should financially monitor is the common financial stumbling block encountered when shifting to a retirement lifestyle. If your plan is working, then you probably want to stick with it. If your plan is working, then you probably want to stick with it. However, reality is often different.

Retirement 52

Retirement Retirement Planning Planning Financial Planning 52

Carson Wealth

DECEMBER 27, 2022

Act has passed, making it the largest retirement legislation since the original Secure Act hit in the late 2019. As 55% of Americans say they don’t have enough saved for retirement, this bipartisan legislation primarily seeks to make it easier to contribute to retirement plans and use those funds appropriately for their needs in retirement.

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Retirement Retirement Planning Distribution Taxes 98

Clever Girl Finance

JANUARY 22, 2024

If you’re really struggling financially and aren’t sure which problem to tackle or how, budget counseling can help. Table of contents What is budget counseling? Does budget counseling affect your credit score? Articles related to counseling and budgeting Consider budget counseling to get your finances in order!

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Budgeting Financial Counseling Debt Management Financial Advisor 65

Clever Girl Finance

FEBRUARY 2, 2024

Starting early with investing for retirement is so important to secure your future self. This means that saving for retirement should be a component of your overall financial portfolio and wealth-building strategy. So, let’s discuss how to save for retirement in your 20s! The 401(k) Plan 2. Traditional IRA 3.

Retirement 81

Retirement Risk Tolerance Taxes Accounting 81

Good Financial Cents

JANUARY 26, 2023

Early retirement has become a popular financial goal. Even if you never retire early, just knowing that you can is liberating! Can You Really Retire at 50? Can You Really Retire at 50? Table of Contents Can You Really Retire at 50? FAQs on Retiring Early at 50 It’s a big bold claim – retire at 50?

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Retirement Taxes Retirement Planning Accounting 122

Integrity Financial Planning

OCTOBER 19, 2023

1] This is the time when you can change your health plan and prescription drug coverage to adapt to your needs. [1] 1] Every year, there are changes to Medicare health plans and networks, so make sure that you know if your coverage is changing. [1] You can use this online tool to help you find plans. [2]

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Medical Retirement Planning Retirement Planning 96

Nerd's Eye View

DECEMBER 6, 2023

Notably, while many financial coaches satisfy the majority of these requirements – they are in the business of offering advice to clients and are compensated as such – they often steer clear of making specific securities recommendations, focusing instead on areas like budgeting, debt management, savings, and retirement planning.

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Investing Investments Financial Advising Retirement Planning 237

WiserAdvisor

SEPTEMBER 8, 2023

Most people feel a sense of anticipation and excitement before retirement. Yet, amidst the joy and delight, it is vital to remember that the journey to retirement is not one to be rushed. Hasty decisions made before retirement can lead to unexpected financial troubles and compromises.

Retirement 59

Retirement Retirement Planning Financial Advisor Budgeting 59

Random Roger's Retirement Planning

APRIL 2, 2024

Northwestern Mutual published a report about the state of retirement and of course all the numbers are grim. million to retire, up about 50% from 2020, while the average retirement account balance is $88,000. I've been pushing back on the idea of have a number, a retirement number, for a very long time.

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Retirement Taxes Numbers Accounting 72

Integrity Financial Planning

APRIL 18, 2023

If you are headed toward retirement soon, or you have just retired, you may find yourself wondering, “Is my nest egg enough?” As you know, medical expenses, long-term care, housing repairs, and other unpredictable costs are just a part of life, so how can you prepare for those kinds of things during your retirement?

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Retirement Medical Budgeting Financial Planning 98

Fortune Financial

AUGUST 8, 2023

Healthcare Costs After Retirement — Securing Your Parents’ Future Retirement is a long-awaited phase of life where individuals can enjoy the fruits of their labor and enjoy well-deserved rest. With medical expenses on the rise, planning for healthcare during retirement becomes crucial to ensure a secure future.

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Healthcare Retirement Medical Insurance 52

Fortune Financial

AUGUST 8, 2023

Healthcare Costs After Retirement — Securing Your Parents’ Future Retirement is a long-awaited phase of life where individuals can enjoy the fruits of their labor and enjoy well-deserved rest. With medical expenses on the rise, planning for healthcare during retirement becomes crucial to ensure a secure future.

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Healthcare Retirement Medical Insurance 52

Nerd's Eye View

DECEMBER 23, 2022

”, a series of measures that will have significant impacts on the world of retirement planning. A review of financial planning actions, from tax-loss harvesting to charitable giving, that have a December 31 deadline.

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Financial Planner Retirement Planning Financial Planning Distribution 200

Your Richest Life

MARCH 8, 2024

Here are some of the top financial hurdles that women face, and what steps you can take to confidently achieve your money goals: Getting Involved with Finances: Financial Planning for Women Women are much more in control of their money than ever before. That being said, some companies are putting plans in place to ease that struggle.

Financial Planning 59

Financial Planning Planning Medical Retirement Planning 59

WiserAdvisor

DECEMBER 13, 2023

In a world where the cost of living is steadily climbing and market uncertainties loom large, the idea of a serene retirement can seem like a distant dream. But let’s face it: the importance of saving for retirement hasn’t waned; if anything, it’s become more crucial. When to start saving for retirement?

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Retirement Risk Tolerance Retirement Planning Taxes 45

The Big Picture

OCTOBER 23, 2023

Wall Street Journal ) but see Car Owners Fall Behind on Payments at Highest Rate on Record : The risk of vehicle repossession is rising for many Americans facing a budget crunch. Chances are, they’ll stick around anyway. Wall Street’s boilerplate mix of stocks and bonds isn’t cutting it anymore.

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Retirement Planning Budgeting Retirement Investing 259

Fortune Financial

SEPTEMBER 29, 2022

In our planning with clients, we like to employ a “pay yourself first” approach, especially as it relates to retirement planning. This cycle can repeat itself over multiple years, resulting in minimal or no retirement savings. Planning for retirement is a multi-step process with continuous updates and monitoring.

Retirement 52

Retirement Portfolio Retirement Planning Investing 52

Carson Wealth

MARCH 2, 2023

Tom Fridrich, JD, CLU, ChFC ® , Senior Wealth Planner We’ve all asked ourselves whether it’s too early to retire (usually after a particularly challenging commute or dealing with a difficult client). But even if you feel confident today, would it be reasonable to retire early? How Early Is Early?

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Retirement Taxes Financial Advisor Accounting 98

WiserAdvisor

MARCH 28, 2024

As you enter your 50s, the urgency of retirement savings becomes palpable. For those who find themselves behind on their retirement savings, the path ahead may seem daunting. However, despite the challenges, there are strategies to catch up on your retirement savings.

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Retirement Financial Advisor Medical Healthcare 59

Random Roger's Retirement Planning

APRIL 23, 2023

The Atlantic had what I would describe as a very left leaning article about lowering the retirement age in the US while increasing payroll taxes to pay for it and to cover the expected shortfall in Social Security due to hit in 10-12 years. It was short anecdotes from older white collar workers who are planning to never retire.

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Retirement Planning Advertising Budgeting 69

Integrity Financial Planning

DECEMBER 4, 2023

Do you feel like you have enough saved for retirement? Do you have anything saved for retirement? If your answer to either of these questions is no, then our advisors may have some strategies to help you turn your retirement income strategy around. Don’t Retire Right Away! That’s okay! 1] [link] [2] [link].

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Retirement Retirement Planning Budgeting Financial Planning 52

Carson Wealth

DECEMBER 1, 2022

If you learn to budget in your 20s, that habit will carry with you through your lifetime. Consider online budgeting tools , spreadsheets or even pen and a notebook. . Track income, expenses and build in budgeted items for future financial goals. Take Advantage of Retirement Plans and Matching Contributions.

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Retirement Planning Risk Tolerance Retirement Budgeting 72

Park Place Financial

MARCH 15, 2022

RETIREMENT PLANNING The Four Phases of Retirement Schedule a Complimentary Financial Review CLICK HERE TO SCHEDULE. Retirement planning has become increasingly difficult as the cost of living continues to rise. To help you better prepare for the future, discover the four phases of retirement below.

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