Calculated Risk

JANUARY 15, 2025

and abroad continued to move higher in response to concerns over a sticky inflation outlook and still too-high budget deficits, which pushed mortgage rates higher for the fifth consecutive week. The unadjusted Purchase Index increased 48 percent compared with the previous week and was 2 percent lower than the same week one year ago.

Budgeting

The Big Picture

MARCH 24, 2025

The text accompanying that chart reads: “ Consumption: in 2024, one third of GDP came from government spending, a record high excluding periods of war or crisis; this was financed by 6-7% budget deficits, another unwelcome peacetime record.”

Government

Nerd's Eye View

MARCH 6, 2025

The advisor may be surprised by how understanding many long-standing clients will be – but for clients who are unable or unwilling to adjust, the advisor may need to guide them to a firm that better fits their budget.

Clients

Abnormal Returns

MARCH 14, 2025

fasterplease.substack.com) Policy Stephen Dubner talks tax myths with Jessica Riedl, a senior fellow in budget, tax, and economic policy at the Manhattan Institute. (podcasts.apple.com) Jim Pethokoukis talks the business of space with Matt Weinzierl, co-author of "Space to Grow: Unlocking the Final Economic Frontier."

Budgeting

Abnormal Returns

JANUARY 8, 2025

peterlazaroff.com) Katie Gatti Tassin talks with Dana Miranda author of "You Don't Need a Budget." (youtube.com) Peter Lazaroff on the need for professional help in retirement planning.

Retirement Planning

Nerd's Eye View

JANUARY 24, 2025

Read More.

Financial Planner

Abnormal Returns

DECEMBER 1, 2024

nytimes.com) Budgeting When you do the math, it's hard to find trillions to save in the federal budget. econbrowser.com) The Department of Veteran Affairs now makes up 5% of the federal budget. economist.com) No-limit vouchers are blowing a hole in the state of Arizona's budget.

Math

Clever Girl Finance

JANUARY 10, 2025

Your money values influence the decisions you make about budgeting, saving, investing, and even giving. That realization encouraged me to create a fun fund in my budget , so I could treat myself to experiences without guilt. When you align your financial choices with these values, your life feels more intentional and fulfilling.

Ethics

The Big Picture

MARCH 14, 2025

Senate Budget Committee, and was senior economic adviser for Bernie Sanders 2016 and 2020 presidential campaigns. In addition to her work in academia, Stephanie has held numerous roles in the political sphere. She served as chief economist on the U.S.

Economics

Clever Girl Finance

APRIL 11, 2025

Shifting to budget-friendly meal planning I started packing snacks and easy meals before we left the house. I gave myself a realistic fast food budget, so when we do eat out, its intentional. Grocery shopping while hungry My grocery bill was a sneaky budget killer for me. It seemed harmless until I added it up.

Budgeting

Clever Girl Finance

FEBRUARY 11, 2025

Follow your existing budget : Stick to your pre-planned necessities and nothing extra. Mistake #3: Not thinking of the bigger picture Giving yourself time to consider your financial future and the reasons you carefully budget and save is extremely powerful. What Is The 70-20-10 Budget? You may even inspire them to join you!

Budgeting

Advisor Perspectives

MAY 28, 2025

Proposed tax-cut extensions and higher debt costs could amplify fiscal concern.

Budgeting

Clever Girl Finance

FEBRUARY 11, 2025

In a low-buy year, you might allow yourself a $100 clothing budget for the year or one new item per season. What Is The 70-20-10 Budget? A low-buy year A low-buy year is more flexibleyou set specific spending limits and rules to control your spending while allowing some purchases.

Budgeting

Nerd's Eye View

MAY 19, 2025

The available education budget is also an important consideration. When selecting a training program, managers may consider many factors, including whether the program is open-ended or time-bound, asynchronous or synchronous, and whether training takes place during work hours or personal time.

Financial Planning

The Big Picture

MARCH 7, 2025

Senate Budget Committee, and was named by Politico as one of the 50 people most influencing the policy debate in America, and one of Barrons top 100 Women in Finance.Her book “ The Deficit Myth ” became an instant New York Times bestseller. Previously, she was Chief Economist on the U.S.

Economics

Clever Girl Finance

JUNE 29, 2025

Even with the best intentions, it’s easy to fall into spending patterns that quietly chip away at your budget, and hold you back from your financial goals. But when this becomes a habit, it drains your budget and teaches the wrong lesson about love and connection. You’re not alone. But here’s the good news: it’s not about deprivation.

Budgeting

MainStreet Financial Planning

JANUARY 23, 2025

Revise Your Annual Budget Look over your budget from the previous year and make adjustments for 2024. Whether theyre stored in physical files or securely stored digitally, its important to confirm theyre updated and easy to access should you need them.

Estate Planning

Your Richest Life

NOVEMBER 12, 2024

But holiday spending is still a struggle for most people, with seven in 10 people reporting that they usually go over budget on their holiday expenses. Creating a budget for the holidays gives you the freedom to enjoy the holidays without the nagging guilt that you might be undermining your financial goals. From there, you can edit.

Budgeting

Midstream Marketing

OCTOBER 29, 2024

Millennials need help with budgeting, investing, and managing debt. This includes budgeting, investing, retirement planning, and understanding key financial concepts in wealth management. It is important to talk about budgeting, investing in real estate, managing student loans, and creating long-term wealth.

Financial Advisor

Abnormal Returns

JANUARY 15, 2025

theatlantic.com) Five insights from Dana Miranada's new book, "You Dont Need a Budget: Stop Worrying about Debt, Spend without Shame, and Manage Money with Ease." (bestinterest.blog) Wealthy Americans are ensuring their children start life with a high credit score. nextbigideaclub.com) Five types of wealth you should actually shoot for.

Retirement

The Big Picture

MARCH 10, 2025

In my own family, myself and my two siblings each had a very different relationship with money. I grew up lower income. My sister grew up a little more comfortable, middle income and the youngest, my brother, was solidly upper-middle class.

Investing

Midstream Marketing

DECEMBER 6, 2024

Email marketing software : Pick an email marketing service that works for you and fits your budget. Social media accounts : Make profiles on the social media platforms where your target audience spends time. When you have these important things ready, you can start using your digital marketing strategies.

Marketing

Diamond Consultants

MAY 27, 2025

Here are four benefits of scale: More Capital, More Investment Larger firms have bigger budgets to invest in technology, platforms, and talent. The Case For Scale Theres no doubt that scale can create real advantagesespecially in a hyper-competitive, tech-enabled world.

Wealth Management

Clever Girl Finance

APRIL 14, 2025

I created a budget I could actually stick to 3. I created a budget I could actually stick to When I started living stingy, budgeting became my best friend. Today I create a monthly budget that reflects my actual lifestyle. In fact, it can be the gateway to financial peace, clarity, and freedom.

Budgeting

The Big Picture

JANUARY 15, 2025

Ted Seides : It’s entirely a function of, let’s say, a liquidity budget. How much in the alt and private space should investors think about allocating in order to generate potentially better returns and increase their diversification? That means you can’t access it.

Portfolio

Yardley Wealth Management

NOVEMBER 12, 2024

Teaching them about budgeting, saving, and managing debt can help instill a sense of responsibility and independence. By practicing sound financial habits—budgeting, saving, investing, and living within your means—you demonstrate the importance of these behaviors.

Financial Planning

Tobias Financial

JUNE 16, 2025

Monthly or quarterly reviews of bank statements, budgets, and investment accounts can help monitor your day-to-day financial health. Even in the absence of major changes, setting aside time each year to review your financial documents and revisit your overall strategy can be beneficial.

Planning

The Big Picture

JULY 16, 2025

Yeah, I think it, it’s helpful to get very granular about the budgeting, and I don’t mean you know that you’re nickel and dimming yourself and looking at every line item, but if you have, say, a big family trip planned in year two of your retirement, spend some time figuring out what the implications will be.

Retirement

Zoe Financial

JUNE 18, 2025

Managing spending doesn’t require strict budgeting—it’s about awareness. Spend Spending refers to the money leaving an account for expenses. Without a clear understanding of where money goes, it can be difficult to plan effectively. Identifying expenses makes it easier to make informed choices that align with financial priorities.

Insurance

Zoe Financial

DECEMBER 28, 2024

Outcome: Define Your Big Financial Goals Set a Clear Spending Plan Create a budget that prioritizes your values. Financial Resolutions for 2025 To help you get started, here are ten actionable financial resolutions organized within the Atomic Habits framework. A spending plan isnt about restrictionits about intentionality.

Estate Planning

MainStreet Financial Planning

MARCH 12, 2025

Reassess Your Budget Take a close look at your spending. You can reduce your stock exposure and increase investments in fixed income options, such as cash or bonds, within tax-advantaged accounts (like a 401(k), IRA, or Roth IRA). This adjustment lowers risk without triggering tax consequences, giving you more stability in uncertain markets.

Economics

WiserAdvisor

JULY 2, 2025

Financial advisors help clients identify these potential gaps and incorporate them into the budgeting process to make sure that appropriate funds are available when needed. Evaluating supplemental coverage options For additional financial protection, advisors may recommend layering supplemental insurance policies onto existing coverage.

Healthcare

Inside Information

JANUARY 31, 2025

Ayasha Jones, partner and Director of Operations at BlueSky Wealth Advisors in New Bern, NC said that she and other ops professionals are inundated with new fintech options all the time, and the IT percentage of the operating budget is larger than it ever was.

Risk Tolerance

Clever Girl Finance

JUNE 22, 2025

What changed the game for me wasn’t just budgeting harder or cutting out all my fun—it was being intentional with how I handled my paycheck the moment it hit my account. Tune up your budget 5. How often should I update my budget? Your budget should reflect your whole life, including joy. Table of contents 1.

Budgeting

Zoe Financial

JUNE 6, 2025

Review Your Budget — And Your Spending Leaks Even high earners lose track of money. Then ask: Is my current plan aligned? A subscription here, an unused app there — it adds up.

Budgeting

Carson Wealth

JULY 16, 2025

Primary deficit: A measure of a government’s budget shortfall excluding interest payments on existing debt. It’s a tactic that can stimulate short-term economic growth but also risk inflation, higher interest rates, and long-term debt burdens for investors.

Investing