Validea

MARCH 27, 2023

We discuss the Roth vs. traditional IRA debate, the importance of avoiding lifestyle creep, how to think about how much you need for retirement, the benefits of Monte Carlo simulation and a lot more.

Retirement Planning 52

Retirement Planning Retirement Planning Financial Planner 52

Park Place Financial

NOVEMBER 29, 2022

Retirement Planning 5 Ways to Catch Up on Retirement Planning Later in Life Schedule a Complimentary Financial Review CLICK HERE TO SCHEDULE. Retirement is a significant investment, which is why so many financial experts recommend establishing goals and starting when still a younger adult. SIMPLE 401(ks) and IRAs

Retirement Planning 52

Retirement Planning Retirement Certified Financial Planner Planning 52

Steve Sanduski

APRIL 8, 2023

As I think about the nature of retirement planning, it is highly left-hemisphere focused. What’s missing from retirement planning, and financial planning in general, is the value, nuance, and context that right-hemisphere thinking brings to the table. What does all this have to do with retirement planning?

Retirement Planning 52

Retirement Planning Retirement Planning Certified Financial Planner 52

WiserAdvisor

JULY 27, 2023

This advanced language processing technology has also greatly impacted the financial advisory sector, prompting a critical question: Can ChatGPT replace human financial advisors in retirement planning? Personalized guidance, empathy, and a deep contextual understanding are integral to effective retirement planning.

Retirement Planning 52

Retirement Planning Financial Advisor Retirement Planning 52

Carson Wealth

APRIL 25, 2024

There are some things in life you just can’t plan for: an unexpected illness, job loss, death of spouse, disability. And while experiencing one of these major events can drastically impact your life, having an effective financial plan can help ensure that it doesn’t ruin your financial well-being. Let’s break each one down.

Financial Planning 97

Financial Planning Planning Retirement Insurance Coverage 97

Integrity Financial Planning

JULY 31, 2023

Defined-Benefit Let’s start with a defined-benefit plan. These types of plans commonly come in the form of pension plans. [1] 1] A pension plan guarantees a certain level of retirement benefit based on your salary and how many years you worked for the company. [2]

Planning 98

Planning Retirement Planning Retirement Accounting 98

Ballast Advisors

APRIL 13, 2023

Making the transition from taking care of your business to having the business take care of you in retirement is the purpose of succession planning. A good plan helps ensure the orderly transfer of a business to the next generation while providing you with retirement income or a nest egg to secure your future.

Retirement Planning 40

Retirement Planning Retirement Planning Taxes 40

Validea

AUGUST 28, 2023

Many Americans rely on 401k plans as the primary source to fund their retirements. But many also don’t understand the behind-the-scenes details that play a significant role in the outcomes they generate with these retirement plans.

Retirement Planning 52

Retirement Planning Planning Retirement Financial Planner 52

Trade Brains

AUGUST 19, 2022

Best Indian Stock Market Blogs to Follow to Learn Investing : If you are looking for a few best Indian stock market blogs to follow, then you have reached the right place. 8 Best Indian stock market Blogs to Follow. Get money rich (GMR) blog is run by Mani (founded in 2008). Trade Brains. Get Money Rich (GMR).

Marketing 59

Marketing Marketing Education Investing 59

Carson Wealth

DECEMBER 27, 2023

By Ryan Egolf, EA, Senior Tax Planner As the New Year quickly approaches, it’s time to put a bow on your 2023 financial plan. While this is by no means an exhaustive or comprehensive list of financial planning tools, these three broad areas will get you headed in the right direction. Rates are more accessible than ever before.

Planning 89

Planning Retirement Planning Insurance Taxes 89

International College of Financial Planning

JULY 31, 2023

Retirement is a time to embrace your dreams and live a contended retirement life, but it requires meticulous financial planning and preparation. Retirement planning is even more critical for self-employed individuals as they lack the safety net of traditional benefits like PPF or LTA.

Financial Planning 52

Financial Planning Retirement Planning Retirement Planning 52

Integrity Financial Planning

AUGUST 28, 2022

Understand the basics first, and then create an estate plan. Wills and trusts are both important estate planning tools with important differences. There could be other reasons to update your retirement account beneficiaries, such as marriage, divorce, or the birth of a new child or grandchild. A Will vs. a Trust.

Estate Planning 98

Estate Planning Planning Communication Retirement 98

Integrity Financial Planning

AUGUST 3, 2022

Why does tax planning matter for your retirement plan? Brian talks through the difference it can make and why you should pay attention to it now as a part of your financial plan. When it comes to taxes, should you use the same person that files taxes to do tax planning and retirement planning for you?

Tax Planning 52

Tax Planning Taxes Planning Retirement Planning 52

International College of Financial Planning

APRIL 25, 2024

This certification is recognized globally and showcases a deep, systematic understanding of personal financial management, including investment planning, risk management, tax planning, and retirement planning. From there, they collaborate with you to develop a tailored financial plan.

Certification 52

Certification CFP Certified Financial Planner Financial Planning 52

Random Roger's Retirement Planning

OCTOBER 29, 2023

The various plans available where I live are not cheaper despite having high deductibles, so we haven’t contributed for a while. I probably wrote about this one a couple of times back in the first iteration of this blog. FAIRX is 82% invested in Florida real estate developer St.

Insurance 77

Insurance Clients Math Portfolio 77

Robert B. Ritter Jr.

NOVEMBER 30, 2021

(Click here for Blog Archive)(Click here for Blog Index) (There are no InsMark presentations used in this blog. It is a an informational blog only) Note from Bob Ritter: I have been buried lately on a project involving a new product we will release in 2022 called the InsMark Annuity Proposal System.

Financial Services 52

Financial Services Retirement Planning Insurance Financial Planning 52

Robert B. Ritter Jr.

FEBRUARY 28, 2022

(Click here for Blog Archive)(Click here for Blog Index) (Presentations in this blog were created using the InsMark® Illustration System) Other than the principal owners, who are the key executives of any business? What are the benefit plans […]. What are the benefit plans […]. Anyone else?

Financial Services 40

Financial Services Planning Certified Financial Planner Wealth Management 40

Indigo Marketing Agency

NOVEMBER 17, 2021

And financial advisor blog posts are an integral part of marketing strategically. Each blog post we create for our advisors is published on their website, sent through email, and shared across social media. Each blog post we create for our advisors is published on their website, sent through email, and shared across social media.

Financial Advisor 52

Financial Advisor Clients Retirement Planning Retirement 52

WiserAdvisor

DECEMBER 18, 2023

The answer to “how much you need to retire” is shaped by various factors, including the kind of retirement life you dream of, your age, and the expenses you anticipate during your retirement years. Retirement planning is not just about reaching a target savings number.

Retirement 105

Retirement Retirement Planning Risk Tolerance Healthcare 105

Integrity Financial Planning

OCTOBER 19, 2023

1] This is the time when you can change your health plan and prescription drug coverage to adapt to your needs. [1] 1] Every year, there are changes to Medicare health plans and networks, so make sure that you know if your coverage is changing. [1] You can use this online tool to help you find plans. [2]

Medical 96

Medical Retirement Planning Retirement Planning 96

eMoney Advisor

FEBRUARY 9, 2023

If you are looking for opportunities to grow your business, expanding your services to clients at all stages of the financial planning lifecycle creates new opportunities for you to reach those households in search of professional advice. People in this stage may have just graduated from college and recently joined the working world.

Financial Planning 95

Financial Planning Clients Planning Education 95

Validea

JANUARY 29, 2024

We discuss whether stocks and bonds are sufficient in a portfolio, retirement planning, factor investing, whether an AI driven bubble could be coming. why there wasn’t a #1 rap song in 2023 and a lot more.

Retirement Planning 52

Retirement Planning Investing Investments Retirement 52

Integrity Financial Planning

AUGUST 21, 2023

One of those options might be to set up a defined contribution plan such as a 401(k). [1] 3] Alternatively, small business owners can set up a SIMPLE IRA, an acronym for Savings Incentive Match Plan for Employees. [4] One of those options might be to set up a defined contribution plan such as a 401(k). [1]

Retirement 95

Retirement Retirement Planning Taxes Accounting 95

Fortune Financial

JANUARY 11, 2024

From 401(k) plans and health savings accounts (HSA) to general financial information, our experts explain how different financial tools help your business and employees secure a stable financial future. What we found surprising is that this is the first year that saving for retirement is not the primary financial stress factor for employees.

Retirement Planning 59

Retirement Planning Education Insurance Retirement 59

Validea

JUNE 22, 2023

We talk both retirement planning and factor investing with Dimensional Fund Advisors Senior Researcher Mathieu Pellerin. The post Factor Investing for Retirement with DFA’s Mathieu Pellerin appeared first on Validea's Guru Investor Blog.

Retirement 52

Retirement Investing Investments Retirement Planning 52

Validea

JUNE 22, 2023

We talk both retirement planning and factor investing with Dimensional Fund Advisors Senior Researcher Mathieu Pellerin. The post Factor Investing for Retirement with DFA’s Mathieu Pellerin appeared first on Validea's Guru Investor Blog.

Retirement 52

Retirement Investing Investments Retirement Planning 52

Integrity Financial Planning

FEBRUARY 20, 2023

The concept of retirement planning is simple. Despite changes in the economy or in life itself, the concept of planning your retirement has remained unchanged. We work, save, retire, and repeat for generations over. 2] This, however, does not mean that the retirement of your dreams is out of reach.

Retirement Planning 95

Retirement Planning Retirement Planning Financial Planning 95

Integrity Financial Planning

OCTOBER 17, 2022

At age 50, workers with certain qualified retirement plans can make annual “catch-up” contributions in addition to their normal contributions. Those who are 50 or older and participate in a Simple IRA or Simple 401(k) plan can contribute up to $17,000 per year for 2022. Some 401(k) plans allow this, and others do not.

Retirement 95

Retirement Accounting Retirement Planning Distribution 95

Nationwide Financial

SEPTEMBER 9, 2022

Key Takeaways: National 401(k) Day is celebrated on September 9 to help Americans better understand their retirement plan by bringing awareness to the importance of saving for retirement. 1 Knowing this, National 401(k) Day is a great time to engage clients and discuss their retirement plans.

Retirement Planning 59

Retirement Planning Retirement Planning Clients 59

Robert B. Ritter Jr.

OCTOBER 30, 2021

(Click here for Blog Archive)(Click here for Blog Index) This is a re-release of Blog #214 due to several needed edits. The post Blog #214: Roth Conversion Magic first appeared on Bob Ritter's Blog, ideas for financial service professionals. So what is it? Case Study […].

Financial Services 40

Financial Services Taxes Certified Financial Planner Financial Planner 40

Truemind Capital

JANUARY 25, 2024

However, one must also be aware of the fact that if it is coming at the cost of their own retirement planning, they will have to be dependent on their children and others after retirement. I am sure, many parents of today would like to remain financially independent throughout their life post-retirement.

Retirement Planning 52

Retirement Planning Education Retirement Financial Planning 52

Integrity Financial Planning

OCTOBER 3, 2022

With market volatility and inflation affecting people’s finances, talk about investment strategies and portfolio longevity seems to dominate retirement planning conversations. But one of the most important aspects of retirement is often overlooked in these conversations: healthcare costs. 1] [link]. [2] 2] [link]. [3]

Healthcare 98

Healthcare Retirement Planning Retirement Insurance 98

Integrity Financial Planning

MARCH 5, 2023

Are you unsure of how much money you will need in retirement? This is a very common concern for Americans as they approach retirement age. This blog will give you some tips on how to begin estimating your needs in the future, as well as some tips on how to increase the longevity of your savings. How Much Should I Spend?

Retirement 93

Retirement Retirement Planning Planning Budgeting 93

Integrity Financial Planning

DECEMBER 18, 2023

Here are some valuable insights from our professionals for those on the verge of retirement: Stick to a Well-Constructed Plan Having a well-defined blueprint for your retirement plan, which considers your budget and expected expenditures, is crucial. If your plan is working, then you probably want to stick with it.

Retirement 97

Retirement Retirement Planning Planning Financial Planning 97

Nationwide Financial

DECEMBER 8, 2022

In reality, LTC is an event that will likely start at home, but needs planned for, just like any other financial event. A more successful conversation can come with discussing the consequences of not having a LTC plan in place. A retirement plan without the backing of LTC planning may not be a complete financial strategy.

Planning 52

Planning Retirement Planning Clients Retirement 52

Integrity Financial Planning

JULY 17, 2023

How you handle taxes and when you are taxed are two of the most important factors when it comes to retirement planning. 1] [link] [2] [link] [3] [link] [4-5] [link] [6-7] [link] The post Retirement Tax Strategies to Consider appeared first on Integrity Financial Planning, Inc.

Retirement 97

Retirement Taxes Retirement Planning Financial Advisor 97

Robert B. Ritter Jr.

APRIL 30, 2022

The post Blog #220: Testing Financial Tolerance™ for Zero Estate Tax Using InsMark’s Premium Financing and Wealthy and Wise first appeared on Bob Ritter's Blog, ideas for financial service professionals.

Financial Services 40

Financial Services Taxes Planning Clients 40