WiserAdvisor

MARCH 13, 2024

When aiming for financial independence, the importance of a structured approach should be emphasized. Without a solid plan, you risk drifting without direction. A well-structured approach ensures that every aspect is carefully considered. It also minimizes errors and oversights. Diversification lies at the heart of investment planning.

Retirement Planning 105

Retirement Planning Retirement Planning Estate Planning 105

Good Financial Cents

APRIL 25, 2023

Let’s start out by discussing some strategies for achieving important short-term goals and then move onto some short-term financial goals that are worth your time and effort. It’s important to be realistic about how much time you need and plan accordingly in order to make sure you can stay on track with your objectives.

Budgeting 96

Budgeting Insurance Estate Planning Accounting 96

Clever Girl Finance

OCTOBER 14, 2022

When you manage finances well, life may not get easier, but you have more time to focus on important things in your life. It is important to get both a checking and savings account so that you can easily separate your spending cash from long-term savings. Luckily, it is not too difficult to get your finances on track.

Management 111

Management Budgeting Insurance Accounting 111

Clever Girl Finance

JANUARY 26, 2023

Although you might know your gross pay, it's more important to understand your take-home pay. When it comes to financial matters, there is a wide range of situations to be in. Your finances could range from enjoying financial freedom to living paycheck to paycheck. For many, this is a worthwhile money goal.

Planning 52

Planning Insurance Budgeting Retirement 52

James Hendries

FEBRUARY 23, 2023

Employees may lose their livelihood Business partners may be impacted Legal expenses that were avoidable will accumulate Heirs have to wait to receive their inheritance Creating a business estate plan will likely involve legal, tax, and financial professionals and an insurance professional.

Financial Planning 40

Financial Planning Planning Estate Planning Insurance 40

Clever Girl Finance

APRIL 29, 2024

Though we all have some money regrets, the important thing is that we acknowledge it and take steps to improve our finances! When it comes to financial decisions, such as saving money and building wealth, we can all probably come up with several excuses as to why we haven’t done certain things. Can you relate? Not to worry though!

Budgeting 83

Budgeting Planning Accounting Investing 83

James Hendries

FEBRUARY 23, 2023

Personally, that often means investing in life and disability insurance, but with your business, you have to consider other risks. Think about those types of issues and make sure you have insurance policies and risk plans in place to preserve your business. To pursue that balance, check out these tips.

Financial Planning 40

Financial Planning Planning Tax Planning Taxes 40

Gen Y Planning

JANUARY 5, 2022

But don’t worry; this isn’t a blog about creating a financial New Year’s resolution (we don’t want to set you up to fail). Set up recurring payments for your mortgage/rent, insurance, utilities, etc., It’s often beneficial to keep your options open for things like auto insurance, cable, and internet services.

Insurance Coverage 52

Insurance Coverage Insurance Accounting Taxes 52

Clever Girl Finance

OCTOBER 17, 2023

Federal taxes to pay Your employer is required to take out certain federal taxes from your paycheck, according to the IRS , including: Federal income tax FICA (Federal Insurance Contributions Act) taxes like Social Security and Medicare But federal taxes are only part of what comes out of your paycheck.

Taxes 52

Taxes Insurance Retirement Retirement Planning 52

Aleph

NOVEMBER 1, 2022

Photo Credit: Ruin Raider || It is important to recognize the limitations of any system. Definitions: Guaranteed Investment Contract: A group annuity issued by a life insurance company. Its value accrues like a savings account, because it is an annuity from a life insurer. Basic Formula of Stable Value by Aleph Blog.

Insurance 59

Insurance Assets Management Math 59

Sara Grillo

JULY 8, 2022

Why I wrote this blog. No joke, there are alot of morons in the business who are salespeople in disguise and just sit around golfing all day while earning trailing commissions off their clients to whom they sold whole life insurance 20 years ago. For those of you who are new to my blog, my name is Sara. So please subscribe!

Financial Advisor 59

Financial Advisor Financial Planner Clients Compliance 59

Clever Girl Finance

SEPTEMBER 28, 2022

This is why it's so important to have an emergency fund. Even if you don't need to cut expenses to the bone right now, it's a good idea to know how to create a a minimal expense budget and have it at the ready, so you are prepared in case of a financial emergency. Here's how to do it. What is a bare bones budget? You have a cut in pay.

Budgeting 59

Budgeting Transportation Retirement Food 59

Gen Y Planning

MAY 1, 2023

While the above is what the industry typically considers to be the definition of financial independence, it’s more important to consider what the phrase means to you personally. Here’s a look at how the industry has traditionally defined this popular phrase and how you can use it to create your short- and long-term goals.

Financial Planner 52

Financial Planner Retirement Budgeting Planning 52

Clever Girl Finance

OCTOBER 13, 2022

Even with insurance, a natural disaster could cost you thousands of dollars. Did you know that an estimated 56% of Americans can’t cover a $1,000 emergency expense with savings? Whether it’s an unexpected car repair or damage from a natural disaster, financial emergencies can happen to anyone. But first, let's discuss what they are!

Medical 73

Medical Insurance Estate Planning Accounting 73

Clever Girl Finance

DECEMBER 1, 2022

No one cares about your financial well-being more than you, so it's important to have a financial plan for yourself. The right type of insurance coverage (Life, health, disability, home, etc.). As women, it’s important for us to build our own sense of security and have "our own" that we bring to the table.

Financial Planning 105

Financial Planning Planning Budgeting Insurance 105

Clever Girl Finance

MARCH 19, 2024

No one cares more about your financial well-being than you, so having a personal financial plan is important. your short, mid-term, and long-term goals) The right types of insurance coverage (Life, health, disability, home, etc.) What’s important is that you know your priorities. What is a full financial plan?

Financial Planning 69

Financial Planning Planning Budgeting Insurance 69

James Hendries

AUGUST 15, 2022

Disability insurance pays benefits when you are unable to earn a living because you are sick or injured. Most disability policies pay you a benefit that replaces a percentage of your earned income when you can’t work. Why would you need disability insurance?

Insurance 52

Insurance Government Medicine Financial Advisor 52

Clever Girl Finance

JULY 3, 2023

But having a budget broken out into budget categories in some form is really important for your financial success. In this blog post, you’ll learn all about budgeting and how you can win at it! The method you choose is entirely up to you; the most important part is picking a style that works for your life. Table of contents 1.

Budgeting 80

Budgeting Insurance Planning Food 80

Zoe Financial

MAY 18, 2023

Here are 5 signs it might be time to hire a financial advisor. If You’re Preparing for Retirement: When you think about retirement, you should envision a life full of relaxation, accomplishments, and fulfilled dreams. You should envision (financial) peace of mind. It pays to have a good wealth planner in your corner. When should I?

Financial Advisor 75

Financial Advisor Retirement Budgeting Wealth Accumulation 75

WiserAdvisor

FEBRUARY 19, 2024

Health insurance is a viable option. However, relying solely on health insurance may not be practical for everyone, especially given the unpredictability of health ailments in older age. However, relying solely on health insurance may not be practical for everyone, especially given the unpredictability of health ailments in older age.

Retirement 66

Retirement Retirement Planning Healthcare Estate Planning 66

Clever Girl Finance

AUGUST 19, 2022

The tax rate for single filers earning $50,000 per year can change annually, so it's important to stay current. FICA stands for Federal Insurance Contributions Act. Medical insurance costs. Any additional insurances (life insurance, long-term disability insurance, etc.). What is 50k a year per day?

Budgeting 52

Budgeting Taxes Insurance Numbers 52