Calculated Risk

APRIL 2, 2025

Today, in the Calculated Risk Real Estate Newsletter: Moody's: Q1 2025 Apartment Vacancy Rate Highest Since 2010; Office Vacancy Rate at Record High A brief excerpt: From Moodys Analytics Economists: Q1 Moodys CRE Preliminary Trend Analysis The national multifamily market has been under supply-side pressure over the past two years.

Marketing 232

Marketing Marketing 232

Calculated Risk

MARCH 12, 2025

Today, in the Calculated Risk Real Estate Newsletter: Part 2: Current State of the Housing Market; Overview for mid-March 2025 A brief excerpt: Earlier this week, in Part 1: Current State of the Housing Market; Overview for mid-March 2025 I reviewed home inventory, housing starts and sales.

Marketing 229

Marketing Marketing Sales 229

Calculated Risk

MARCH 24, 2025

Today, in the CalculatedRisk Real Estate Newsletter: Policy and 2025 Housing Outlook Excerpt: I started the year taking Fed Chair Jerome Powells approach to the impact of policy: Id wait to see what was implemented before changing my outlook. Now we know a little more. In fact, sales were down YoY.

Sales 179

Sales Economy 179

Calculated Risk

MAY 13, 2025

Today, in the Calculated Risk Real Estate Newsletter: MBA: Mortgage Delinquencies Increased Slightly in Q1 2025 A brief excerpt: From the MBA: Mortgage Delinquencies Increase Slightly in the First Quarter of 2025 The delinquency rate for mortgage loans on one-to-four-unit residential properties increased to a seasonally adjusted rate of 4.04

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147

Calculated Risk

DECEMBER 26, 2024

Today, in the CalculatedRisk Real Estate Newsletter: Question #9 for 2025: What will happen with house prices in 2025? Excerpt: Earlier I posted some questions on my blog for next year: Ten Economic Questions for 2025. What will happen with house prices in 2025? Here is a review of the Ten Economic Questions for 2024.

Economics 147

Economics Sales 147

Calculated Risk

DECEMBER 27, 2024

Earlier I posted some questions on my blog for next year: Ten Economic Questions for 2025. How much will wages increase in 2025? My sense is nominal wages will increase close to mid-to-high 3% range YoY in 2025 according to the CES. How about housing starts and new home sales in 2025? year-over-year as of November.

Economics 147

Economics Sales Retirement Investing 147

Calculated Risk

APRIL 21, 2025

So, 2025 is seeing a larger than normal pickup in inventory. The red line is for 2025. Inventory will pass 2020 levels in the next two weeks, and it now appears inventory will be close to 2019 levels towards the end of 2025. Usually, inventory is up about 6% or 7% from the seasonal low by this week in the year.

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Calculated Risk

FEBRUARY 10, 2025

Today, in the Calculated Risk Real Estate Newsletter: Part 1: Current State of the Housing Market; Overview for mid-February 2025 A brief excerpt: This 2-part overview for mid-February provides a snapshot of the current housing market. I always focus first on inventory, since inventory usually tells the tale !

Marketing 214

Marketing Marketing Numbers Sales 214

Calculated Risk

DECEMBER 26, 2024

Today, in the CalculatedRisk Real Estate Newsletter: Question #8 for 2025: How much will Residential investment change in 2025? How about housing starts and new home sales in 2025? Excerpt: Earlier I posted some questions on my blog for next year: Ten Economic Questions for 2025. How much will RI change in 2025?

Sales 147

Sales Investing Investments Commission 147

Calculated Risk

MAY 14, 2025

Today, in the Calculated Risk Real Estate Newsletter: Part 2: Current State of the Housing Market; Overview for mid-May 2025 A brief excerpt: Last Friday, in Part 1: Current State of the Housing Market; Overview for mid-May 2025 I reviewed home inventory, housing starts and sales.

Marketing 147

Marketing Marketing Sales 147

Calculated Risk

APRIL 9, 2025

Today, in the Calculated Risk Real Estate Newsletter: Part 1: Current State of the Housing Market; Overview for mid-April 2025 A brief excerpt: This 2-part overview for mid-April provides a snapshot of the current housing market. Just over two weeks ago, I revised down my outlook for housing this year, see Policy and 2025 Housing Outlook.

Marketing 216

Marketing Marketing Economy Sales 216

Calculated Risk

MARCH 15, 2025

10:00 AM: State Employment and Unemployment (Monthly) for January 2025 -- Tuesday, March 18th -- 8:30 AM: Housing Starts for February. The consensus is for a reading of 43, up from 42. Any number below 50 indicates that more builders view sales conditions as poor than good. This graph shows single and multi-family housing starts since 1968.

Retail 191

Retail Manufacturing Sales Food 191

The Big Picture

MAY 5, 2025

(Bloomberg, April 24, 2020) Big Picture Mirror Simple, But Hard (January 30, 2023) See also : Warren Buffett, Investings Philosopher King (Bloomberg, May 4, 2025) How Warren Buffett Changed the Way Investors Think of Investing (NYT, May 4, 2025) Buffett’s Astonishing Track Record in Five Charts (Bloomberg, May 5, 2025) The post Be Like You appeared (..)

Investing 296

Investing Investments Portfolio Planning 296

Calculated Risk

APRIL 23, 2025

The next graph shows new home sales for 2024 and 2025 by month (Seasonally Adjusted Annual Rate). Sales in March 2025 were up 6.0% The previous three months were revised down, combined. from March 2024. New home sales, seasonally adjusted, have increased year-over-year in 21 of the last 24 months.

Sales 263

Sales 263

Calculated Risk

APRIL 10, 2025

This graph shows the YoY price change for Services and Services less rent of shelter through March 2025. YoY as of March 2025, down from 4.1% YoY as of March 2025, up from -1.2% This declined and is now up 3.3% Click on graph for larger image. Services were up 3.7% YoY in February. Services less rent of shelter was up 3.3%

Food 272

Food 272

Calculated Risk

FEBRUARY 13, 2025

Today, in the Calculated Risk Real Estate Newsletter: Part 2: Current State of the Housing Market; Overview for mid-February 2025 A brief excerpt: Earlier this week, in Part 1: Current State of the Housing Market; Overview for mid-February 2025 I reviewed home inventory, housing starts and sales.

Marketing 162

Marketing Marketing Sales 162

Calculated Risk

MARCH 1, 2025

12:30 PM: Speech, Fed Chair Jerome Powell , Economic Outlook , At The University of Chicago Booth School of Business 2025 U.S. This graph shows the jobs added per month since January 2021. Monetary Policy Forum, New York, N.Y.

Sales 162

Sales Economics Manufacturing Government 162

Calculated Risk

APRIL 30, 2025

From the BEA: Gross Domestic Product, 1st Quarter 2025 (Advance Estimate) Real gross domestic product (GDP) decreased at an annual rate of 0.3 percent in the first quarter of 2025 (January, February, and March), according to the advance estimate released by the U.S. Bureau of Economic Analysis. percent.

Government 257

Government Food Economics Investing 257

Wealth Management

MAY 13, 2025

Up to $30 billion in mutual fund marketing and distribution fees could be at risk if the SEC approves dual share classes. The Mag Seven stocks have regained momentum in recent weeks, but will that last? These are among the investment must reads we found this week for financial advisors.

Investing 230

Investing Investments Distribution Financial Advisor 230

Calculated Risk

MAY 1, 2025

From the Census Bureau reported that overall construction spending decreased: Construction spending during March 2025 was estimated at a seasonally adjusted annual rate of $2,196.1 below the peak in February 2025. billion, 0.5 percent below the revised February estimate of $2,206.9 The March figure is 2.8 billion, 0.6

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Calculated Risk

MARCH 17, 2025

retail and food services sales for February 2025, adjusted for seasonal variation and holiday and trading-day differences, but not for price changes, were $722.7 The December 2024 to January 2025 percent change was revised from down 0.9 From the Census Bureau report : Advance estimates of U.S. billion, up 0.2 percent to down 1.2

Retail 253

Retail Sales Food 253

Calculated Risk

MARCH 12, 2025

This graph shows the YoY price change for Services and Services less rent of shelter through February 2025. YoY as of February 2025, down from 4.2% YoY as of February 2025, unchanged from -1.2% This declined, but is still elevated, and is now up 3.8% Click on graph for larger image. Services were up 4.1% YoY in January.

Food 251

Food 251

Wealth Management

MARCH 19, 2025

With the 2024 recruiting headwinds behind us, advisor transitions are expected to look much different in 2025, according to a new report from Diamond Consultants.

Recruitment 259

Recruitment Consulting 259

Calculated Risk

FEBRUARY 16, 2025

8, 2025 Active inventory increased, with for-sale homes 27.5% We project home sales to increase in 2025 compared with 2024, which notched the lowest existing-home sales since 1996. Now - on a weekly basis - inventory is up 27.5% Realtor.com has monthly and weekly data on the existing home market.

Sales 261

Sales Numbers Marketing Marketing 261

Nerd's Eye View

JANUARY 20, 2025

There is no shortage of written content available for financial advisors to enhance their technical skills, grow in their careers, and run more successful planning practices, from books to research studies to long-form written content.

Financial Advisor 246

Financial Advisor Financial Advice Financial Planner Estate Planning 246

Nerd's Eye View

FEBRUARY 10, 2025

To earn the CFP marks, candidates must fulfill four key requirements: Education (holding a bachelor's degree and completing the required coursework through a CFP Board registered program), Exam (passing the 170-question CFP exam), Experience (gaining hands-on experience providing financial advice to the public), and Ethics (acting as a fiduciary).

CFP 237

CFP Education Ethics Financial Planning 237

Wealth Management

MARCH 17, 2025

Whats next for wealth management technology in 2025? The Oasis Group's John O'Connell discusses wealthtech trends shaping the industry.

Wealth Management 291

Wealth Management Management 291

Calculated Risk

APRIL 17, 2025

Horton cuts 2025 revenue forecast on weak demand for homes U.S. I discussed weaker demand and higher costs last month in Policy and 2025 Housing Outlook Housing Starts Decreased to 1.324 million Annual Rate in March. The third graph shows the month-to-month comparison for total starts between 2024 (blue) and 2025 (red).

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The Big Picture

APRIL 15, 2025

I discussed much of this in my Q2 2025 RWM client quarterly call on April 5. Before 2025 ends, a mild recession begins. I am sharing this now because so many questions have poured in. Best Worst Cases Last Monday, I discussed the consequences of chaos. appeared first on The Big Picture.

Economics 318

Economics Economy Communication Marketing 318

Wealth Management

MAY 13, 2025

The Advisory Services Network, a platform for small RIAs, has added or is in the works to add 16 RIAs this year, with total assets nearing $10 billion.

Assets 224

Assets 224