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MBA: Mortgage Delinquencies Decreased Slightly in Q3 2024

Calculated Risk

percent of all loans outstanding at the end of the third quarter of 2024 compared to one year ago, according to the Mortgage Bankers Association’s (MBA) National Delinquency Survey. percent in Q3 2024 (red) and remains historically low. The percent of loans in the foreclosure process decreased year-over-year from 0.49

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Two Bank Failures in 2024

Calculated Risk

There were four bank failures in 2024. The median number of failures since the FDIC was established in 1933 was 7 - so 2 failures in 2024 was below the median.

Banking 258
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1.73 million Total Housing Completions in 2024 including Manufactured Homes; Most Since 2006

Calculated Risk

million Total Housing Completions in 2024 including Manufactured Homes; Most Since 2006 A brief excerpt: Although total housing starts decreased 3.9% in 2024 compared to 2023, completions increased sharply year-over-year. There were 1.731 million total completions and placements in 2024, up 12.5% thousand in 2023. There were 16.8

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U.S. Demographics: Largest 5-year cohorts, and Ten most Common Ages in 2024

Calculated Risk

This month the Census Bureau released the population estimates for July 2024 by age, and I've updated the table from the previous posts. The table below shows the top 10 cohorts by size for 2010, 2024 (just released), and the most recent Census Bureau projections for 2030. population by age in July 2024 according to the Census Bureau.

Economy 207
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Confronting the Change Challenge

Register now for November 14th, 2024 at 11:00 am PT, 2:00 pm ET, 7:00 pm BST to reserve your spot! Learning Objectives: This course objective is to understand how to initiate, plan for, and welcome change to maintain competitiveness in the marketplace. Field of Study: Personal Development. Recommended CPE: 1 CPE.

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U.S. Births Increased in 2024

Calculated Risk

From the National Center for Health Statistics: Births: Provisional Data for 2024. The NCHS reports: The provisional number of births for the United States in 2024 was 3,622,673, up 1% from 2023. births per 1,000 women in 2024, an increase of less than 1% from 2023. The general fertility rate was 54.6 births through 2023.

Numbers 162
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CoreLogic: 1.1 million Homeowners with Negative Equity in Q4 2024

Calculated Risk

From CoreLogic: CoreLogic: Borrowers Gained Over $280B in Home Equity in 2024 CoreLogic. today released the Homeowner Equity Report (HER) for the fourth quarter of 2024. Nationwide, borrower equity increased by $281.9 billion, or 1.7% year-over-year. The report shows that U.S. The report shows that U.S. of all mortgage properties.

Numbers 191
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The Ultimate Finance Toolkit: Proven Strategies For Impact And Efficiency

Speaker: Duke Heninger

📅 October 2, 2024 at 9:30am PT, 12:30pm ET, 5:30pm GT

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Pricing for Profit: How to Set, Negotiate, and Succeed

Speaker: Igli Laci, Strategic Finance Leader

📆 September 18th, 2024 at 9:30 AM PDT, 12:30 PM EDT, 5:30 PM BST Continuously assess market trends, customer behavior, and competitor strategies to make informed pricing decisions that drive business success. Don't miss this brand new webinar! Save your seat today!

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How to Navigate Revenue and Expense Management: Competitive Insights for Financial Success

Speaker: Hilary Akhaabi, PhD - Founder, Chief Financial & Operations Officer at Go Africa Global

📆 August 20th, 2024 at 9:30 AM PDT, 12:30 PM EDT, 5:30 PM BST Don't miss this opportunity to transform your approach to revenue optimization and take your financial leadership to the next level. Register now to secure your spot!

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The Financial Leaders Playbook: How To Deliver Insight, Oversight, And Foresight

Speaker: Chandra McCormack, CPA, MBA, NACD.DC

📅 November 19, 2024 at 11:00 am PT, 2:00 pm ET, 7:00 pm GMT Save your seat today!

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How To Overcome Change Fatigue In Finance With Neuroscience-Backed Strategies

Speaker: Kim Beynon, CPA, CGMA, PMP

The most overlooked, yet most critical, element of transformation is preparing people for change. Automation and AI aren't just technical upgrades, they’re cultural shifts which can challenge identities. That’s why change management isn’t a side project—it’s the foundation.

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What Your Financial Statements Are Telling You—And How to Listen!

Speaker: David Worrell, CFO, Author & Speaker

Your financial statements hold powerful insights—but are you truly paying attention? Many finance professionals focus on the income statement while overlooking key signals hidden in the balance sheet and cash flow statement. Understanding these numbers can unlock smarter decision-making, uncover risks, and drive long-term success.

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Operational Strength Starts with People: The New Rules of Finance Leadership

Speaker: Melissa Hurrington

What’s holding finance teams back isn’t just process inefficiency. It’s culture gaps, reactive mindsets, and missed opportunities to lead real change. In an era of disruption, finance leaders can no longer afford to operate on autopilot and the most resilient teams aren’t just efficient—they’re connected, talent driven, and culture-focused.

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Cash Flow Secrets Every Upskilled CPA Should Know

Speaker: Debra L. Robinson

CPAs know the drill: taxes, compliance, rinse, repeat. But what about the sneaky cash flow that’s quietly messing with your organization’s success? It’s time to step into the spotlight and expose the “dirty little secrets” of cash flow to fuel strategic growth.