The Big Picture

OCTOBER 7, 2022

If only the Fed didn’t do X, our portfolio would have been much better” seems to be a terrible approach to managing assets for clients. Following those March 2020 rate cuts, the Fed stayed at Zero until March 2022. Previously : Farewell, TINA (September 28, 2022). June 9, 2022). Blame the Fed For Everything!

Banking 336

Banking Economics Portfolio Assets 336

Random Roger's Retirement Planning

FEBRUARY 8, 2025

Barron's had a very quick look at the recent popularity of private assets to try to figure out whether investors should wade into the space. Consumer discretionary is another one that pretty reliably outperforms for ten year periods, not the last couple though after getting whacked pretty hard in 2022 though.

Assets 52

Assets Engineering Food Communication 52

Nerd's Eye View

APRIL 10, 2024

Every document that considers the facts around any particular asset class will invariably include that disclaimer, but constructing a portfolio consisting of a mix of equities, fixed income, and other assets requires investors and advicers to make some fundamental assumptions around long-term expected returns and correlations between assets.

Asset Allocation 246

Asset Allocation Wealth Accumulation Assets Portfolio 246

Nerd's Eye View

MAY 2, 2025

a ski chalet), assessing whether it will lead to greater overall wellbeing, or, alternatively, more stress, is more challenging Enjoy the 'light' reading! a ski chalet), assessing whether it will lead to greater overall wellbeing, or, alternatively, more stress, is more challenging Enjoy the 'light' reading!

Financial Planner 159

Financial Planner CFP Financial Advisor Retirement 159

The Big Picture

MARCH 3, 2023

2020 : Pandemic crash of 34%, fastest top fall (but fastest recovery) 2022 : Stocks & bonds both down double digits since 1981 All of these meet the unofficial definition of a bear of a 20% move off of the peak. The GFC and the pandemic were global phenomena; the 2022 market was the worst since 1981 for a 60/40 portfolio.

Marketing 336

Marketing Marketing Economics Portfolio 336

The Big Picture

MAY 5, 2023

From the perspective of an asset management and financial planning firm, the challenge is getting people to ignore the day-to-day noise in favor of thinking about where prices will be a decade hence. Rather than accept the volatility of month-to-month economic datapoints — NFP, Consumer Spending, Manufacturing, Inflation, etc.

Economics 363

Economics Financial Planning Manufacturing Numbers 363

Abnormal Returns

JANUARY 3, 2023

Markets How major asset classes performed in December 2022. capitalspectator.com) 2022 was the third worst year for the 60/40 portfolio. awealthofcommonsense.com) The Dow lead the major indices in 2022. in 2022 vs. 2021. ritholtz.com) It's been a long time since international stocks outperformed the U.S.

Startup 242

Startup Valuation Financial Advising Distribution 242

Abnormal Returns

JANUARY 11, 2023

Markets How does the 60/40 portfolio perform after big down years? economist.com) Alameda Research made a big investment in miner Genesis Digital Assets soon before the FTX unwind. wsj.com) BITO Bitcoin tanked in 2022 but Bitcoin futures ETPs held in there. (wsj.com) Europe Europe has gotten lucky this Winter, weather-wise.

Financial Advising 244

Financial Advising Startup Economy Media 244

Random Roger's Retirement Planning

DECEMBER 28, 2024

Bonds with duration are now more volatile than they used to be and that volatility is less reliable than it used to be making them a less effective diversifier for the equity portion of a diversified portfolio. Part of how to go about this is to dig into cross asset relationships and how things blend together.

Portfolio 52

Portfolio Retirement Retirement Planning Assets 52

Validea

OCTOBER 12, 2022

So as we entered 2022, many investors expected that if we got a bear market, that same formula would continue to work. One of the things we do at Validea is track a variety of ETF based risk management approaches that utilize different methods to diversify equity portfolios. Permanent Portfolio – Grade: C.

Risk Management 115

Risk Management Management Asset Allocation Portfolio 115

Nerd's Eye View

OCTOBER 15, 2024

Mark is the Chief Investment Officer of Noble Wealth Management, an RIA based in Greenwood Village, Colorado, that oversees $320 million in assets under management for 160 client households. Read More.

Retirement 130

Retirement Portfolio Management Investing 130

Validea

OCTOBER 19, 2022

Here are some lessons from 2022 that standout to me. Coming into 2022, the 60/40 stock/bond portfolio had been a stalwart strategy for your balanced investor. Even with bear markets like 2000-2002 and 2008-2009, the portfolio had strong returns for a very long period. Stocks and Bonds Can Fall at the Same Time.

Investing 128

Investing Investments Valuation Portfolio 128

Random Roger's Retirement Planning

JANUARY 17, 2025

The asset mix is comprised of equities, REITs, gold, bonds and "diversified futures" which I take to mean managed futures. WAAV seems Permanent Portfolio inspired which is why I threw in AQRIX and PRPFX along with VBAIX as a proxy for a 60/40 portfolio makes sense as a benchmark. Or not, that's the reason to dig in a little.

Portfolio 52

Portfolio Management Taxes Numbers 52

Nerd's Eye View

JULY 21, 2023

Further, the study identifies the traits of "top performing" firms, which, during the past 5 years, saw nearly triple the client and net organic asset growth compared to other firms.

Financial Planner 246

Financial Planner Clients Numbers Assets 246

Abnormal Returns

FEBRUARY 13, 2023

etf.com) Things to keep in mind when direct indexing a client's portfolio. tonyisola.com) Advisers RIAs continue to take share of IRA assets. riabiz.com) The number of CFPs grew some 5% in 2022. (fa-mag.com) (flowfp.com) The IRS has clarified its approach to state rebate payments. forbes.com) A ten-point Medicare primer.

Clients 245

Clients Retirement Financial Services Taxes 245

The Big Picture

NOVEMBER 27, 2023

Low Stakes : The most successful market timers are often those people who do not have actual assets at risk. Staying long through the 60-day 34% drop during the 2020 pandemic; getting out of the market ahead of the 2022 rate hiking cycle; and getting back in October 2022 for the next bull leg. It’s utterly laughable.

Marketing 304

Marketing Marketing Math Retirement Planning 304

The Big Picture

JANUARY 8, 2025

Fulltranscript below. ~~~ About this weeks guest: Matt Hougan, Chief Investment Officer at Bitwise Asset Management discusses the best ways to responsibly manage crypto assets. His firm runs over $10 billion in client crypto assets. To help us unpack this and what it means for your portfolio, let’s bring in Matt Hougan.

Assets 130

Assets Investing Investments Banking 130

Random Roger's Retirement Planning

JUNE 2, 2025

We talk about this some but when you try to understand how well a holding has done or how well a portfolio has done, it is important to understand the track record. The Invenomic Fund (BIVIX) that we've looked at a few times is seriously skewed by two phenomenal years in 2021 and 2022 when it was up 61% and then 50%.

Portfolio 59

Portfolio Management Assets Banking 59

Random Roger's Retirement Planning

MARCH 5, 2025

We have an oil reserve already as well as a gold reserve which are sort of "break glass in case of emergency" assets while a SWF is more of a pool of capital that is typically derived from some sort of byproduct, like oil in the case of Norway, where that byproduct creates a surplus for the country. but it was low in 2022 when it mattered.

Portfolio 72

Portfolio Assets Management Government 72

Nerd's Eye View

MARCH 8, 2024

Enjoy the current installment of “Weekend Reading For Financial Planners” – this week’s edition kicks off with the news that RIA clients of an insurance broker providing Errors & Omissions (E&O) coverage saw a 213% increase in claims paid in 2023, attributed to significant jumps in suitability claims (likely stemming (..)

Financial Planner 246

Financial Planner Asset Allocation Clients Risk Management 246

The Big Picture

SEPTEMBER 19, 2023

The transcript from this week’s, MiB: Elizabeth Burton, Goldman Sachs Asset Management , is below. Elizabeth Burton is Goldman Sachs asset management’s client investment strategist. Her job is portfolio and product solutions and that means she could go anywhere in the world and do anything. Elizabeth Burton : Hi Barry.

Assets 147

Assets Management Investing Investments 147

Dear Mr. Market

AUGUST 5, 2022

Not only are we sharing the importance of dividends in this article, but it’s also the official roll-out of the Top 10 Dividend Growth Portfolio strategy managed by My Portfolio Guide, LLC. The Top 10 Dividend Growth Portfolio strategy is a concentrated portfolio.

Portfolio 105

Portfolio Risk Tolerance Valuation Investing 105

Random Roger's Retirement Planning

JUNE 27, 2024

Taylor Pearson and Jason Buck from Mutiny Funds and managers of The Cockroach Portfolio had a short podcast about sequences of returns that is worth listening to. I'm sure I project that onto client portfolios. Luck can trickle into portfolio results in a bunch of different ways. It's an interesting thought exercise.

Assets 95

Assets Portfolio Clients Accounting 95

Abnormal Returns

AUGUST 13, 2024

Bonds Bonds are back as portfolio balance. ft.com) Fund management Index funds have succeeded in spite of the asset management industry. ft.com) Fund management Index funds have succeeded in spite of the asset management industry. nytimes.com) Asset managers keep snapping up boutique private credit managers.

Financial Advising 162

Financial Advising Media Assets Management 162

Nerd's Eye View

OCTOBER 4, 2023

Furthermore, inflation, though down from its peak in early 2022, remains above the Federal Reserve's long-term target of 2% despite the bank's attempts to tamp it down. What's driving many of the economic conditions today are higher interest rates resulting from the Fed's efforts to fight inflation.

Valuation 246

Valuation Economics Economy Marketing 246

Random Roger's Retirement Planning

MARCH 26, 2024

Let's continue the conversation about all-weather generically and then the Cockroach Portfolio. First a comparison of the Permanent Portfolio Mutual Fund (PRPFX) versus a 60/40 portfolio comprised of two Vanguard mutual funds. Putting 20% in VIXM pretty much doomed that version of the portfolio.

Portfolio 93

Portfolio Management Banking Financial Planning 93

Good Financial Cents

JANUARY 16, 2023

We all witnessed the stock market’s volatility in 2022, as soaring inflation led to aggressive rate hikes over the course of the year. Access to wide array of alternative asset classes Access to ultra-wealthy investments Can invest for income or growth Learn More Now. Unique Asset Classes. Key Features of Yieldstreet.

Assets 94

Assets Investing Investments Accounting 94

The Chicago Financial Planner

FEBRUARY 3, 2022

Today’s decline is on top of high levels of market volatility that we’ve seen so far in 2022. Review your asset allocation . If you haven’t done so recently, perhaps it is time to review your asset allocation and make some adjustments. Proper diversification is great way to reduce investment risk.

Asset Allocation 190

Asset Allocation Financial Planner Marketing Marketing 190

Brown Advisory

SEPTEMBER 6, 2022

Asset Allocation: Developing a Long-Term Investment Strategy for Mission-Driven Organizations. Tue, 09/06/2022 - 10:30. When putting a plan in place, we believe it is critical for any mission-driven organization to develop an effective, long-term asset allocation strategy to manage its endowment assets. 70–90% vs. 80%).

Asset Allocation 98

Asset Allocation Assets Investing Investments 98

The Big Picture

FEBRUARY 7, 2024

To find out more, I speak with Jeremy Schwartz, Global Chief Investment Officer of WisdomTree, leading the firm’s investment strategy team in the construction of equity Indexes, quantitative active strategies and multi-asset Model Portfolios. Present value of future cash flows, any asset is present value of future cash flows.

Investing 296

Investing Investments Valuation Portfolio 296

Random Roger's Retirement Planning

APRIL 19, 2024

The basic summary is that they blended together a bunch of asset classes, of which only gold had negative correlation to US large cap, and that blend lagged in 2023. We work on theoretical portfolios here all the time that blend in strategies that really are negatively correlated or at least very little correlation. On to today's post.

Portfolio 93

Portfolio Accounting Clients Marketing 93

Good Financial Cents

SEPTEMBER 29, 2022

In this guide, we’re going to present the 10 best long-term investment strategies for 2022. The table below provides a quick summary of each of the 10 best long-term investment strategies for 2022, along with the main features and benefits of each. Below is our list of the 10 best long-term investment strategies for 2022.

Investing 109

Investing Investments Retirement Planning Risk Tolerance 109

Random Roger's Retirement Planning

AUGUST 3, 2023

Portfolio 1 is 70% allocated to a low vol equity proxy and 30% to an alternative strategy that is intended to look like a horizontal line that tilts upward. Portfolio 2 is 100% Vanguard Balanced Index Fund (VBAIX) which is a proxy for a 60/40 portfolio and Portfolio 3 is the SPDR S&P 500 (SPY).

Portfolio 74

Portfolio Management Taxes Assets 74

The Big Picture

AUGUST 21, 2023

New York Times ) • UBS: An introduction to Private Credit : Private credit strategies like direct lending can offer an attractive option for investors looking to generate higher yields and diversify their portfolio from traditional fixed income. The ruble immediately plunged following Russia’s invasion of Ukraine in February 2022.

Economy 246

Economy Economics Portfolio Assets 246

Random Roger's Retirement Planning

FEBRUARY 12, 2025

The idea is that you get the full beta (stocks and bonds) return with just a portion of the portfolio often with futures or some other form of leverage, leaving dollars left over to add alternatives all in pursuit of better nominal returns or better risk adjusted returns. The fourth portfolio more closely aligns with what we do here.

Portfolio 52

Portfolio Retail Assets Clients 52

The Chicago Financial Planner

JUNE 13, 2022

After a strong finish in 2020 and very solid returns in 2021, we’ve seen a lot of market volatility so far in 2022. Ideally you’ve been rebalancing your portfolio along the way and your asset allocation is largely in line with your plan and your risk tolerance. Also assess your feelings about your portfolio’s performance.

Risk Tolerance 188

Risk Tolerance Marketing Marketing Financial Planner 188

Abnormal Returns

AUGUST 14, 2022

(peterlazaroff.com) Four big trends in the asset management have been in place for a decade. morningstar.com) Why we find it so hard to withstand a bear market. theirrelevantinvestor.com) Ten things investors are bad at including 'Withstand poor performance.' behaviouralinvestment.com) 15 reasons you may regret an RV in retirement.

Retirement 162

Retirement Portfolio Assets Management 162