The Big Picture

APRIL 29, 2025

We learned everything, you know, across from accounting to auditing to, to tax and valuation. 00:05:36 [Speaker Changed] And I just wanna emphasize, we’re not talking the beginning of the pandemic in 2020. Again, we, we watch pension plans, you know, adjust their, their asset allocations.

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The Big Picture

JANUARY 21, 2025

I did it during the coronavirus collapse in 2020, and I did it again in 2022. So we are talking about things in what I consider personal finance, home ownership, social security, tax management, estate planning and so on. So what do you discuss with your wife and kids about taxes? It’s, it’s a temporary move.

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The Big Picture

JULY 15, 2025

The sell side indicator is a sentiment indicator that’s based on Wall Street’s consensus, recommended asset allocation. But rather, you know, we look at size, style, geography, and, you know, asset allocation, things like that. That carries no weight. I started that all the way back at EF Hutton.

Numbers 144

Numbers Investments Investing Economics 144

Random Roger's Retirement Planning

NOVEMBER 17, 2024

MDCEX is in Morningstar's Tactical Asset Allocation (TAA) category and the Fidelity info page for the fund offers the following comparison to other funds. Looking at how it has actually traded though, yes more volatility and you can see in the chart it got pasted in the 2020 Pandemic Crash (poor first responder?)

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Random Roger's Retirement Planning

MARCH 30, 2025

MCW also did great in 2021, 2020 and 2019. The prompt was a mention of the Cambria Global Asset Allocation ETF (GAA) somewhere and since the market has done so poorly, I though it would be worth revisiting. Occasionally of course, MCW gets pasted. It certainly has been valid the whole time.

Portfolio 59

Portfolio Asset Allocation Marketing Marketing 59

Brown Advisory

MARCH 26, 2020

Tax Loss Harvesting: Upside To A Down Market ajackson Thu, 03/26/2020 - 14:08 The market's path forward is extremely uncertain right now, but there are still planning steps that investors can implement today to generate positive results down the line. TAX LOSS HARVESTING: WHAT IS IT? Wash sale rules apply as noted above.

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Brown Advisory

MARCH 26, 2020

Tax Loss Harvesting: Upside To A Down Market. Thu, 03/26/2020 - 14:08. Tax loss harvesting (the process of realizing a loss on the sale of an asset, in order to mitigate taxes on subsequent capital gains) is one of those planning steps. TAX LOSS HARVESTING: WHAT IS IT? TAX LOSS HARVESTING: KEY TAKEAWAYS.

Taxes 52

Taxes Marketing Marketing Clients 52

Trade Brains

SEPTEMBER 26, 2024

Indian households traditionally invested most savings in physical assets. However, financial asset allocation increased recently. Disclaimer: EBITDA has been calculated using Profit before tax and adding back depreciation and amortization, interest, and deducting other income. in March 2020 to ₹167.79

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Random Roger's Retirement Planning

APRIL 22, 2024

It offers this pie chart to show its current asset allocation. The fact sheet does not define what 75/25 means but the prospectus says it allocates 75% to long volatility and 25% to short volatility. Below, we compare VOLSX to a home made version of their exact, most recent allocation and VBAIX a proxy for a 60/40 portfolio.

Portfolio 97

Portfolio Asset Allocation Assets Clients 97

eMoney Advisor

DECEMBER 27, 2022

In 2020, The Advisor Channel (founded by partners New York Life Investments and Visual Capitalist) created a hierarchy that categorizes financial needs and demonstrates how wealth management plays an important role in financial health. It is not meant to be, and should not be taken as financial, legal, tax or other professional advice.

Financial Planning 78

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eMoney Advisor

MARCH 21, 2023

When surveyed in 2020 after the onset of the COVID-19 pandemic, advisors indicated that 85 percent of their clients who had a financial plan felt more prepared to weather market volatility than those who did not. It is not meant to be, and should not be taken as financial, legal, tax or other professional advice. link] 3 Kagan, Julia.

Financial Planning 72

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Random Roger's Retirement Planning

APRIL 17, 2024

It only dropped 6% during the Pandemic Crash in 2020 versus 12% for VBAIX. Reacting in the middle of 2022 after learning too much was allocated to risk assets? They are not intended to constitute legal, tax, securities or investment advice or a recommended course of action in any given situation.

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Portfolio Asset Allocation Advertising Numbers 102

Discipline Funds

JULY 25, 2023

In the vast majority of cases this ends up creating lower returns by creating unnecessary taxes and fees. You stay rich by allocating your saved income prudently. We often hear the mainstream media refer to nominal pre-tax and pre-fee returns of 10% or more for the stock market. 2) Set realistic savings return goals.

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Asset Allocation Marketing Marketing Financial Market 52

Darrow Wealth Management

MARCH 28, 2022

The key to weathering the storm is having a diversified asset allocation that’s truly aligned with your risk tolerance and appetite before there’s a personal financial problem or other negative event. Asset allocation. loss on March 12, 2020 only to close with a 9.3% So many things to say here.

Asset Allocation 52

Asset Allocation Marketing Marketing Planning 52

Random Roger's Retirement Planning

DECEMBER 16, 2024

That reality can change some of the calculus between endowments and individual investor accounts but there are things we can learn from their asset allocations all the same. If bonds were already in a positive trend like they were in the 2020 Pandemic Crash then managed futures will do well. BTAL went up of course.

Portfolio 52

Portfolio Asset Allocation Management Accounting 52

Random Roger's Retirement Planning

AUGUST 12, 2024

The most recent doubling took just four years from the week of April 5th, 2020 to where we are now which again is very short. Diversifying a small portion into strategies that should go up when the broad market goes down is a good way to go if you don't want to be a forced seller of assets after a large decline.

Asset Allocation 52

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ClearMoney

NOVEMBER 4, 2021

As with many things in life, the truth is somewhere between the extremes: While both simulated and real-world data suggest momentum may not be suitable as a driver of long-term asset allocations, we believe momentum considerations can be integrated in a cost-effective way to help inform daily portfolio management decisions.

Asset Allocation 52

Asset Allocation Commission Portfolio Assets 52

Random Roger's Retirement Planning

OCTOBER 3, 2024

The asset allocation numbers are similar to what they were when we looked three months ago so comparing it VBAIX makes some sense. If someone had put some version of this portfolio on as soon as LCR listed in early 2020, they'd have been behind by a lot by the end of year and it would have been easy to throw in the towel.

Asset Allocation 52

Asset Allocation Portfolio Assets Taxes 52

Investing Caffeine

JUNE 3, 2024

Remember that global pandemic back in 2020 called COVID-19 that killed over 350,000 people in the U.S.? What did the stock market actually do in 2020? That same year, the unemployment rate reached a sky-high level of 14.9% (vs. most recently) and the economy went into recession with GDP (Gross Domestic Product) declining by -2.2%.

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Risk Tolerance Economy Economics Asset Allocation 52

Random Roger's Retirement Planning

SEPTEMBER 30, 2024

This is the most recent asset allocation I could find from Harvard. VNQ and IEF are pretty plain vanilla proxies for their respective asset classes. 2020 was the only year it lagged VBAIX by more than 5% and in 2022 my Harvard version outperformed VBAIX by 11.86% only dropping 5.01%.

Asset Allocation 52

Asset Allocation Portfolio Assets Retail 52

The Big Picture

SEPTEMBER 12, 2022

BITTERLY MICHELL: Meaning custodians, of course, like in terms of — of counterparty, but also thinking of like your wealth planning and the structure of your assets, the trusts that are available to you, how you want to think about trust and estate planning. there’s a big focus on how do we optimize for tax efficiency, too.

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Investing Caffeine

MAY 2, 2022

No information accessed through the Investing Caffeine (IC) website constitutes investment, financial, legal, tax or other advice nor is to be relied on in making an investment or other decision. Source: TradingView chart with Sidoxia notations. Please read disclosure language on IC Contact page.

Economy 59

Economy Electronics CFP Government 59

Random Roger's Retirement Planning

NOVEMBER 14, 2023

Early today the Rational/ReSolve Adaptive Asset Allocation Fund (RDMIX) sent out it's monthly report providing an update on how things are going. RDMIX is a multi-asset and I would say multi-strategy fund that uses a lot of sophisticated strategies along with some amount of leverage. We've talked about NFDIX in other posts.

Portfolio 40

Portfolio Asset Allocation Assets Taxes 40

Investing Caffeine

MARCH 1, 2022

Although the stock market as measured by the S&P 500 index has gone gangbusters over the last three years, almost doubling in value (2019: +29%, 2020: +16%, 2021: +27%), the S&P 500 has hit an air pocket during the first couple months of 2022 (-8%), including down -3% in February.

Economics 59

Economics Accounting Advertising CFP 59

Brown Advisory

MARCH 30, 2020

Managing Liquidity in the Coronavirus Market ajackson Mon, 03/30/2020 - 16:04 This article was written by Sid Ahl, Taylor Graff, Adam King and J.R. Consider how we defined investment risk in our 2018 asset allocation publication, Confronting the Unknown: “The probability that a portfolio will not meet an investor’s needs.”

Management 52

Management Marketing Marketing Clients 52

Brown Advisory

MARCH 30, 2020

Mon, 03/30/2020 - 16:04. Consider how we defined investment risk in our 2018 asset allocation publication, Confronting the Unknown: “The probability that a portfolio will not meet an investor’s needs.” Federal Reserve’s steep rate cuts in March, bond yields broadly rose due to widespread sales of fixed income assets.

Management 52

Management Marketing Marketing Clients 52

Investing Caffeine

APRIL 1, 2022

As I pointed out last month, we are coming off a heroic advance over the last three years (2019/2020/2021) with the S&P 500 soaring +90%. No information accessed through the Investing Caffeine (IC) website constitutes investment, financial, legal, tax or other advice nor is to be relied on in making an investment or other decision.

Economy 59

Economy Economics Valuation Investing 59

Brown Advisory

OCTOBER 11, 2021

We believe that the investment return needed to achieve that objective should be the most important guidepost for a portfolio’s asset allocation. With traditional assets like stocks and bonds at high valuations, the implications for future returns of those assets may be underwhelming. Dates: 1/31/1995 to 9/30/2020.

Assets 52

Assets Portfolio Asset Allocation Risk Tolerance 52

Brown Advisory

OCTOBER 11, 2021

We believe that the investment return needed to achieve that objective should be the most important guidepost for a portfolio’s asset allocation. With traditional assets like stocks and bonds at high valuations, the implications for future returns of those assets may be underwhelming. Dates: 1/31/1995 to 9/30/2020.

Assets 52

Assets Portfolio Asset Allocation Risk Tolerance 52

Investing Caffeine

FEBRUARY 1, 2022

T he stock market has been like a rocket ship over the last three years 2019/2020/2021, advancing +90% as measured by the S&P 500 index, and +136% for the NASDAQ. After this meteoric multi-year rise, stock values started to come back to earth in 2022, and the rocket ship turned into a roller coaster during January.

Math 52

Math Assets Education Investing 52

The Big Picture

SEPTEMBER 19, 2023

In fact, state revenues were often at all time highs from taxes when this happened. It depends on your asset allocation. I also don’t think you should ever really beat yourself up for sticking to your asset allocation and your beliefs. There was a good equity rebound. 00:26:07 [Speaker Changed] No.

Assets 144

Assets Management Portfolio Investing 144

Brown Advisory

MAY 4, 2020

Beyond Investing: Strategic Advice for Nonprofits ajackson Mon, 05/04/2020 - 14:54 Running a nonprofit is a tall order. We have a proprietary analytical model that merges investment and operational assumptions, and we use it to help clients see how asset allocation, spending and other decisions might impact their future plans.

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The Big Picture

MAY 9, 2023

So how do you then go from tax and audit practice to finance and investing? But in some ways, those events, and we saw it again in March of 2020, we saw it again around where you see these big moments where it draws people together. If I’d moved to Hong Kong, I think it would have looked like a fairly self-serving tax trade.

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Good Financial Cents

MAY 1, 2023

The contributions made to the account may be tax-deductible or non-deductible, depending on the individual’s income level and participation in an employer-sponsored retirement plan. Tax-deductible contributions reduce the individual’s taxable income, while non-deductible contributions do not.

Risk Tolerance 95

Risk Tolerance Taxes Retirement Accounting 95

The Big Picture

MARCH 5, 2024

So I saw many companies then taxed and financial services. So a town 20 minutes from Burn, it was a tax free Canton. But no taxes, no income taxes. So they’d give individual asset allocation to people and they’d go invest their money. It was, 00:05:08 [Speaker Changed] It was Freeburg.

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Banking Portfolio Assets Investing 144

The Big Picture

AUGUST 20, 2024

And what that will allow me to do is have minimal trading costs, minimal tax costs, and avoid all the behavioral problems that comes with active management. People earn wages, whether it’s a retirement account or a tax deferred account or just an investment account. You were subject to the 75% marginal tax rate.

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Assets Management Portfolio Taxes 167

ClearMoney

FEBRUARY 22, 2022

The report examined the results of two types of funds7, each holding a mix of stocks and bonds: Balanced: Minimal change in allocation to stocks. Tactical Asset Allocation: Periodic shifts in allocation to stocks. Arnott, “Tactical Asset Allocation: Don’t Try This at Home,” Morningstar, September 20, 2021.

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