Random Roger's Retirement Planning

FEBRUARY 12, 2025

The starting point for the Man article is that defined contribution investors need exposure to risk assets for more years and portable alpha to add alternatives, they say, is a better way to do it. There are funds that provide the plain vanilla exposures, with leverage, from WisdomTree, ReturnStacked and PIMCO, there might be others too.

Portfolio 52

Portfolio Retail Assets Clients 52

Trade Brains

JUNE 24, 2025

This pool is then managed by a professional, known as a fund manager, who invests it across different financial assets—primarily stocks, but sometimes also in bonds or cash instruments. A mutual fund is basically a pool of money collected from many investors. Depending on the fund type, you might even earn dividends along the way.

Portfolio 76

Portfolio Investments Investing Management 76

Harness Wealth

APRIL 16, 2025

Different acquisition structures (asset vs. stock) create distinct tax implications, requiring careful analysis to balance immediate tax impacts against long-term financial benefits. Asset deals In asset deals, purchase price allocation among asset categories is crucial, as each has its own tax implications.

Taxes 52

Taxes Tax Planning Startup Compliance 52

Validea

MARCH 13, 2025

Strong Liquidity (Current Ratio 2) A companys current assets must be at least twice its current liabilities, ensuring financial stability. Low Debt Levels (Long-Term Debt Net Current Assets) Limiting debt helps safeguard a companys financial health, especially during economic downturns.

Valuation 52

Valuation Investments Investing Portfolio 52

Random Roger's Retirement Planning

NOVEMBER 21, 2024

There's no fact sheet yet and while the holdings are available, the asset allocation is vague without calculating the spreadsheet yourself which I did (hopefully correctly). It has been challenging as we've talked about in other posts recently but I believe the 2010's were even worse. Offering diversified exposure to U.S.

Asset Allocation 52

Asset Allocation Management Portfolio Taxes 52

Random Roger's Retirement Planning

DECEMBER 22, 2024

GAA stands for Global Asset Allocation and it has been lagging for 15 years. The current funk is nowhere near as long as the languishment of the 2010's though. The TLDR is that the basic building blocks for how to build a diversified have lagged badly behind the S&P 500 for a long time causing frustration for some investors.

Portfolio 52

Portfolio Clients Asset Allocation Management 52

Validea

JUNE 2, 2025

At Validea, we’ve built our version of the All Weather Portfolio based on the core principles of asset class diversification that underpin Dalio’s original concept. All Weather Portfolio: Asset Class Behavior Across Economic Regimes Asset Class Performs Well In Why It’s Included U.S. 2008 -0.4% -21.0%

Portfolio 52

Portfolio Investing Investments Economics 52

The Better Letter

JANUARY 2, 2025

UBS Asset Management said if its base case soft landing was achieved, “global equities will comfortably ascend to new all-time highs in 2024.” So far, since 2010, solar energy has outperformed every single prediction. .” Stifel called for a range-bound S&P and growth underperformance. There were a few bulls.

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Management Marketing Marketing Economics 106

Trade Brains

JULY 11, 2025

For perspective: Gold gave ~240% returns since 2017 Sensex grew roughly 190% Larger investments created millionaires. 1 lakh then would yield Rs. lakh today. Early adopters fared even better. 10,000 bet ballooned past Rs. 200 crore High Risk, Historic Reward Bitcoin transformed Rs. 10,000 into near-millionaire status for 2017 investors.

Investments 59

Investments Investing Financial Advisor Consulting 59

Trade Brains

JULY 20, 2025

Eternal Limited was established in 2010 and is a major Indian technology company primarily operating food delivery, quick-commerce, restaurant supply, and ticketing platforms. Eternal Limited With a market capitalization of Rs. crore, the shares of Eternal Limited closed at Rs. per equity share, down nearly 0.92 2,171.95.

Financial Services 59

Financial Services Wealth Management Banking Electronics 59

Carson Wealth

FEBRUARY 24, 2025

As I pointed out above, households were in a big deleveraging cycle during the 2010-2019 period, as they looked to shore up balance sheets. This is probably the chart that best illustrates the post-Financial Crisis deleveraging cycle of 2010-2019. Assets are currently worth 851% of disposable income, up from 791% in 2019.

Marketing 85

Marketing Marketing Economy Planning 85

Carson Wealth

JULY 11, 2025

The chart below shows an attribution of corporate profit growth over several periods of time since 2010. 2010–2015: Business investment and dividends drove profit growth, overcoming the drag from the reduction in government spending (which started to fall after the 2008–09 recession). asset of choice for foreigners).

Taxes 75

Taxes Marketing Marketing Government 75

Discipline Funds

FEBRUARY 1, 2025

The thing is, from an asset pricing perspective, an asset like Bitcoin is virtually impossible to value. In traditional finance we like to use things like discounted cash flows or similar cash flow based metrics to value an asset. But when an asset doesnt generate cash flow it becomes difficult to value.

Insurance 90

Insurance Economy Assets Banking 90

Trade Brains

JULY 16, 2025

As a systemically important non-deposit-taking NBFC, ABCL manages assets worth over Rs 5.11 Incorporated in 2010, Zomato Limited is one of India’s leading online food services platforms, known for transforming how users discover, order, and experience food. lakh crore, with a consolidated lending book of Rs 1.57

Food 59

Food Insurance Manufacturing Healthcare 59

The Big Picture

MAY 27, 2025

And I, I looked at her and I said, you know what, if I had any guts, I’d monetize every asset we have. And I came back one weekend around 2010, 11, and I sat down at a computer and I wrote a vision for how I would compete with Panera. 00:27:23 Panera is the gem. It could be a nationally dominant company.

Food 130

Food Numbers Investments Investing 130

Carson Wealth

FEBRUARY 6, 2025

Ongoing uncertainty for Fed members may start to increase the probability of no cuts at all in 2025, a potential headwind for risk assets. However, the deficit started to shrink after 2010, falling to about 0.5% Yes, the tariffs were pulled back, but for now, its temporary. The primary deficit rose to about 6.5% of GDP in 2015.

Taxes 64

Taxes Manufacturing Economy Government 64

The Better Letter

JANUARY 10, 2025

In 2010, Exxon stayed at number one (oil prices had skyrocketed over the previous ten years), Microsoft moved up to third, GE fell to fifth, and Walmart stayed sixth, but only Exxon grew its market cap significantly (Microsoft’s was basically flat; GE’s and Walmart’s fell). All 1990 list members are gone by 2010.

Numbers 100

Numbers Retail Pharmaceutical Government 100

Random Roger's Retirement Planning

NOVEMBER 24, 2024

That is refutable though because interest rates went down steadily for many years in the 2010's but the strategy did poorly. 10% may not be enough to be a core holding (debatable) but 20% into a strategy or asset class makes it a core holding, not a diversifier. The line between diversifier and core holding is probably debatable.

Engineering 40

Engineering Management Insurance Taxes 40

Trade Brains

JUNE 13, 2025

It has minimal debt (debt-to-equity ratio of 0.08) and healthy liquidity, as current assets exceed current liabilities. RPP Infra Projects Limited was initially converted into a private limited company in 1995 and later became a public limited company, getting listed on both BSE and NSE in 2010. percent average revenue growth, and 120.16

Management 52

Management Investment Advisor Investments Investing 52

Wealth Management

SEPTEMBER 26, 2024

Justin Berman details the thinking behind his move from Goldman Sachs to independence in 2010, followed by the merger with Cresset Asset Management.

Financial Advisor 258

Financial Advisor Assets Management 258

The Big Picture

OCTOBER 30, 2023

Buoyed by low interest rates for the last decade, many property markets have seen substantial price growth since 2010. Experts warned that real estate bubbles—in which the price of assets moved up far beyond their intrinsic value—were forming. to convey bubble risk.

Marketing 261

Marketing Marketing Assets 261

The Big Picture

AUGUST 17, 2022

But that is not the same as becoming one of the most dominant asset managers in the world. Morningstar, August 9, 2010. For sure, ETF and fund fees compound over time, and whether or not they are passive or actively managed doesn’t matter. See also : How Expense Ratios and Star Ratings Predict Success. Russel Kinnel. Communist.

Taxes 332

Taxes Portfolio Management Investments 332

The Big Picture

MAY 20, 2023

The firm manages about $145 billion in client assets and is the world’s largest publicly traded hedge fund. Before joining the firm in 2010 as Chief Compliance Officer for Man GLG, Robyn held Sr. This week, we speak with Robyn Grew, currently, the President at Man Group, and effective September 1, the firm’s new CEO.

Compliance 307

Compliance Communication Government Banking 307

The Big Picture

MARCH 10, 2023

Price stability and full employment seems to have taken a back seat to asset prices, discouraging speculation, and increasing Fed Chair “credibility.” Where the 2000s-era Fed ignored obvious recklessness among banks and leveraged asset managers, the current Fed seems to be overly concerned with asset prices and appearances.

Banking 341

Banking Assets Management Economy 341

The Big Picture

MARCH 8, 2023

The research contradicts a 2010 paper by Danny Kahneman and economist Angus Deaton, which found happiness “plateaus” between $60,000 and $90,000 a year.2 Billion, Steven Cohen, Point72 Asset Management 4. 2 So money can buy some happiness, but only up to a point; it’s nowhere near as clean or simple as we previously imagined.

Management 345

Management Distribution Investments Investing 345

The Big Picture

JANUARY 5, 2023

Sometimes the reason asset prices fall is because they went up too much in the first place. Wealth of Common Sense ) see also Observations to Start 2023 : From 2010 through 2021, The S&P500 Index gained 330% — a little over 13% annually (not including dividends). Historically, SPX averages about 8% with dividends. (

Food 261

Food Financial Market Assets Marketing 261

The Big Picture

SEPTEMBER 19, 2023

The transcript from this week’s, MiB: Elizabeth Burton, Goldman Sachs Asset Management , is below. Elizabeth Burton is Goldman Sachs asset management’s client investment strategist. It depends on your asset allocation. And they took it out of their asset allocation in favor of other strategies.

Assets 144

Assets Management Portfolio Investments 144

Calculated Risk

MARCH 13, 2023

Note: There were over 500 bank failures during and immediately following the GFC, and almost 300 in just 2009 and 2010. To protect depositors, the FDIC transferred all the deposits and substantially all of the assets of Signature Bank to Signature Bridge Bank, N.A., Signature Bank had total assets of $110.4

Banking 130

Banking Financial Services Insurance Assets 130

Good Financial Cents

AUGUST 14, 2023

The creator(s) of this first-of-its-kind asset developed the cryptocurrency in response to the Great Recession of 2007-2009 , spurred by a distrust of the traditional banking system and concerns about its stability. Given the recent values of Bitcoin, it’s hard to believe the currency first started trading on exchanges in 2010 at under $0.10.

Assets 119

Assets Investments Investing Numbers 119

The Big Picture

DECEMBER 16, 2022

The Wealth Effect : Jay Powell seems to be targeting assets prices, despite equities not being part of the dual mandate. Previously : Wealth Effect Rumors Have Been Greatly Exaggerated (November 16, 2010). Owners Equivalent Rent is the largest portion of the CPI Services sector. Behind the Curve, Part V (November 3, 2022).

Economics 307

Economics Banking Marketing Marketing 307

A Wealth of Common Sense

SEPTEMBER 14, 2023

She’s been with [advisor name redacted] since October 2010 and has a 2.61% annual return. A reader asks: I recently started looking at my mother-in-law’s retirement account. According to their chart, the S&P 500 had a 12.95% annual return during that same period.

Marketing 129

Marketing Marketing Retirement Accounting 129

Nerd's Eye View

JANUARY 11, 2023

In fact, until earlier this year, the average 30-year fixed mortgage rate had stayed below 5% since 2010 (and below 7% since 2001). Leading up to 2022, financial advisors and their clients had grown accustomed to a relatively low mortgage rate environment. in October 2022, twice the 3.45% average rate in January.

Clients 130

Clients Financial Planning Financial Advisor Media 130

The Big Picture

AUGUST 28, 2024

Well, they have been going that way for a while there’s already a couple 0 fee ETF out there they are from companies that aren’t as popular as a Schwab or a State Street so I think once you get below 5 basis points you get to this realm of like super dirt cheap where people don’t really care are you 3 or 4 are you two or three you (..)

Assets 167

Assets Numbers Investments Investing 167

Alpha Architect

FEBRUARY 5, 2025

Since 2010, the S&P 500 has beaten the International Developed market in all but three years. This led the U.S. market to outperform International Developed by an astounding 8.14% compounded per year. Talk about pain if youre a global investor. Is It Time to Ditch International Stocks? was originally published at Alpha Architect.

Marketing 80

Marketing Marketing Asset Allocation Media 80

Getting Your Financial Ducks In A Row

OCTOBER 17, 2022

Two primary goals of the IRA were to provide a tax-advantaged retirement plan to employees of businesses that were unable to provide a pension plan; in addition, to provide a vehicle for preserving tax-deferred status of qualified plan assets at employment termination (rollovers). trillion in assets, while traditional IRA are owned by 36.6

Retirement 111

Retirement Distribution Taxes Retirement Planning 111

MarketWatch

MARCH 30, 2023

sanctions by providing a trade finance platform to an unnamed foreign bank, which used the platform to process $532 million in prohibited transactions between 2010 and 2015, according to a statement. trillion asset cap that was placed on it in 2018 by the Fed. The bank violated U.S.

Compliance 75

Compliance Banking Assets Marketing 75

The Big Picture

AUGUST 16, 2022

The basic concept is when one of these asset classes starts a long move, they tend to go much further and much longer than people typically expect, and you want to capture as much of that move as possible. So different time horizons, different assets. What assets are they in? I don’t know if all our listeners are.

Management 299

Management Assets Risk Management Valuation 299