The Big Picture

OCTOBER 30, 2023

Buoyed by low interest rates for the last decade, many property markets have seen substantial price growth since 2010. Experts warned that real estate bubbles—in which the price of assets moved up far beyond their intrinsic value—were forming. to convey bubble risk.

Marketing 257

Marketing Marketing Assets 257

Calculated Risk

APRIL 13, 2023

The table below shows the top 10 cohorts by size for 2010, 2022 (released recently), and the most recent Census Bureau projections for 2030. And below is a table showing the ten most common ages in 2010, 2021, and 2030 (projections are from the Census Bureau, 2017 ). Note the younger baby boom generation dominated in 2010.

Economy 145

Economy Numbers 145

Random Roger's Retirement Planning

APRIL 22, 2024

For however long I've been a broken record on this, I've avoided trying predict anything since probably 2010, I learned a lesson at some point back then about how silly it is to try to predict interest rates. I found an interview I did with Seeking Alpha in late 2010 that made its way to NASDAQ.com. Here's the relevant excerpt.

Marketing 75

Marketing Marketing Financial Advising Math 75

XY Planning Network

APRIL 8, 2024

I had started my firm, Pathfinder Planning , from scratch in 2010 and was still struggling to figure things out. I was tracking my work based on an hourly charge. I didn’t have AUM fees at the time as I was only offering planning services.

Financial Planning 92

Financial Planning Planning Fee Only Financial Advisor 92

Calculated Risk

MARCH 1, 2024

Freddie's serious delinquency rate peaked in February 2010 at 4.20% following the housing bubble and peaked at 3.17% in August 2020 during the pandemic. The Fannie Mae serious delinquency rate peaked in February 2010 at 5.59% following the housing bubble and peaked at 3.32% in August 2020 during the pandemic.

Portfolio 76

Portfolio 76

A Wealth of Common Sense

DECEMBER 5, 2023

The Fed was trying to juice the economy in the 2010. The only reason stocks kept recovering from every correction so quickly is because of the Fed put. These narratives all have a kernel of truth to them.

Economy 108

Economy Marketing Marketing 108

Fintoo

SEPTEMBER 7, 2023

incorporated in 2010 is in the business of (i) Sewerage solution providers (ii) Water Supply Systems (iii) Water and Waste Treatment […] The post EMS LIMITED IPO (Subscribe) appeared first on Fintoo Blog. Highlights Issue Size – 15,224,923 shares Issue Open/Close – Sept 08 /Sept 12, 2023 Price Band (Rs.)

Financial Advising 112

Financial Advising Financial Planning Investing Investments 112

The Big Picture

MAY 20, 2023

Before joining the firm in 2010 as Chief Compliance Officer for Man GLG, Robyn held Sr. She is also a member of Man Group’s senior executive governance committee. Previously she was COO, General Counsel, Chief Administrative Officer, and Global Head of Legal and Compliance. positions at Barclays Capital and at Lehman Brothers and LIFFE.

Compliance 297

Compliance Communication Government Banking 297

Wealth Management

JUNE 5, 2023

Dynasty’s former COO will join as president of Advisor Group RIA Solutions after leaving the former firm he co-founded in 2010.

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115

The Big Picture

DECEMBER 10, 2022

McCarthy previously served as Blackstone’s global chief operating officer; before joining Blackstone in 2010, she worked at Goldman Sachs. The largest owner of commercial real estate globally, Blackstone Real Estate has a $565 billion portfolio and $319 billion in investor capital under management.

Management 289

Management Economics Portfolio Investing 289

The Big Picture

FEBRUARY 14, 2024

Full transcript below. ~~~ Previously : Hirsch’s WTF Forecast: Dow 38,820 (September 28, 2010) Super Boom: Why the Dow Jones Will Hit 38,820 and How You Can Profit From It (April 12, 2011) ~~~ Jeffrey Hirsch is editor of the Stock Trader’s Almanac & Almanac Investor Newsletter. You’re looking at what just took place.

Marketing 303

Marketing Marketing Government Numbers 303

The Big Picture

OCTOBER 13, 2023

March 14th, 2010) Brilliant Amazon Reviews: David Lereah’s RE Books (April 26, 2011) The post National Association of Realtors Is Imploding appeared first on The Big Picture.

Numbers 283

Numbers Sales Management Marketing 283

A Wealth of Common Sense

DECEMBER 20, 2022

Think back to 2010. After you got done signing up for some new app called Instagram and finished 17 shows and movies about vampires, maybe you finished reading The Girl With the Dragon Tattoo trilogy.

Marketing 134

Marketing Marketing 134

A Wealth of Common Sense

SEPTEMBER 14, 2023

She’s been with [advisor name redacted] since October 2010 and has a 2.61% annual return. A reader asks: I recently started looking at my mother-in-law’s retirement account. According to their chart, the S&P 500 had a 12.95% annual return during that same period.

Marketing 95

Marketing Marketing Retirement Accounting 95

Calculated Risk

JANUARY 26, 2024

Despite the recent increases, the newest totals remain far lower than in December 2010, when filings peaked at just less than 1.6 Bankruptcies fell especially sharply after the pandemic began in early 2020, despite some COVID-related disruptions to the economy. Click on graph for larger image.

Economy 131

Economy 131

Discipline Funds

APRIL 3, 2024

And here’s the data: From 1950 to 2010 Real GDP averaged 3.4%. From 2010 to the present RGDP has averaged just 2.3%. It reset our expectations permanently lower. That was the average! An economy that was “hot” or potentially “overheating” was typically something in the 5%+ growth range.

Economy 59

Economy 59

Calculated Risk

MARCH 27, 2024

As an example, if a house price was $300,000 in January 2010, the price would be $427,000 today adjusted for inflation (42% increase). The composite 20, in real terms, is 1% above the bubble peak. People usually graph nominal house prices, but it is also important to look at prices in real terms.

105

105

A Wealth of Common Sense

FEBRUARY 10, 2023

John Burns shared a great chart recently that shows how new homes priced below $200,000 have gone from more than 40% of the market in 2010 to 0% today: At the same time, sales of homes going for half a million dollars or more has shot up from less than 10% to nearly 40% of the new homes market.

Sales 112

Sales Marketing Marketing 112

The Big Picture

AUGUST 17, 2022

Morningstar, August 9, 2010. Given how many billions of dollars low-cost passive has cost the industry – Balchunas estimates it’s now over a trillion dollars – perhaps I shouldn’t be so surprised… Regardless, a fun conversation (to be posted a week from Friday). See also : How Expense Ratios and Star Ratings Predict Success.

Taxes 326

Taxes Portfolio Management Investing 326

The Irrelevant Investor

AUGUST 13, 2023

By Cullen Roche) As early as 2010, people were already sounding the alarm bells about valuations being too high: (By Ben Carlson) Owning stuff builds wealth (By Tony. (By Ian Cassell) What’s the most important thing when it comes to building wealth? (By By Nick Maggiulli) “You get a narrative, you get a narrative, you get a narrative!” (By

Valuation 79

Valuation 79

Calculated Risk

FEBRUARY 21, 2024

This now marks the lengthiest period of declining billings since 2010 , although it is reassuring that the pace of this decline is less rapid and the broader economy showed improvement in January,” said Kermit Baker, PhD, AIA Chief Economist. in January. Any score below 50.0 indicates decreasing business conditions.

Economy 121

Economy Investing Investments Clients 121

Calculated Risk

FEBRUARY 1, 2024

As an example, if a house price was $300,000 in January 2010, the price would be $425,000 today adjusted for inflation (41.5% The composite 20, in real terms, is 1% above the bubble peak. People usually graph nominal house prices, but it is also important to look at prices in real terms.

105

105

Calculated Risk

AUGUST 28, 2023

The Fannie Mae serious delinquency rate peaked in February 2010 at 5.59% following the housing bubble and peaked at 3.32% in August 2020 during the pandemic. The serious delinquency rate is down year-over-year from 0.76% in July 2022. This is below the pre-pandemic low of 0.65% and the lowest rate since 2002.

98

98

Calculated Risk

AUGUST 15, 2023

This graph is from Mortgage News Daily and shows the 30-year mortgage rate since 2010. The argument is that once the Federal Reserve has inflation back down to the 2% target, 30-mortgage rates will decline, perhaps to around 5% or lower. Of course, no one expects to see 3% mortgage rates without another crisis. Rates were mostly in the 3.5%

98

98

Advisor Perspectives

AUGUST 28, 2023

At its annual summit in Johannesburg this week, the bloc of five emerging countries—Brazil, Russia, India, China and South Africa—announced plans to expand for the first time since 2010.

Economics 52

Economics Planning 52

Nerd's Eye View

NOVEMBER 1, 2023

As while income phaseouts apply to contributions made to a Roth IRA, there are no such limitations on contributions made to a traditional IRA, nor on conversions from a traditional IRA to a Roth IRA (since 2010).

Taxes 242

Taxes Accounting Clients Retirement Planning 242

Calculated Risk

DECEMBER 1, 2023

As an example, if a house price was $300,000 in January 2010, the price would be $424,000 today adjusted for inflation (41% increase). The composite 20, in real terms, is at the bubble peak. People usually graph nominal house prices, but it is also important to look at prices in real terms.

114

114

Random Roger's Retirement Planning

APRIL 11, 2024

If you've done research on managed futures then you've probably read what a rough decade the 2010's were for the strategy. Maybe it's as simple as equities went up a lot but either way from 2010 through 2019, RYMFX negatively compounded at 2.07% and AQMIX compounded annually at a positive 77 basis points.

Management 68

Management Taxes Accounting Portfolio 68

The Big Picture

JANUARY 5, 2023

Wealth of Common Sense ) see also Observations to Start 2023 : From 2010 through 2021, The S&P500 Index gained 330% — a little over 13% annually (not including dividends). . • Why Markets Were Down in 2022 : there was also an Occum’s razor answer for the losses in financial markets in 2022.

Food 257

Food Financial Market Assets Planning 257

Wealth Management

OCTOBER 4, 2022

The billionaire founder of Bridgewater Associates first initiated his transition plan in 2010.

Planning 86

Planning 86

Advisor Perspectives

AUGUST 20, 2023

If the country falls into a recession, it would constitute the next turn of the debt supercycle that began in the US in 2008 and moved to Europe in 2010. While some economists may argue that secular stagnation is to blame for China’s economic slowdown, concerns about sustained slower growth are overblown.

Economics 52

Economics 52

Advisor Perspectives

APRIL 10, 2023

In January and February, central banks collectively bought a net 125 tonnes of the metal, the highest amount for the year-to-date period since banks became net buyers in 2010. Central banks accumulated gold at the fastest pace on record in the first two months of 2023.

Banking 59

Banking 59

Calculated Risk

JANUARY 10, 2024

The second table shows the change in construction and manufacturing payrolls starting in 2006.

Economy 117

Economy Manufacturing Economics Sales 117

Calculated Risk

MARCH 5, 2024

As an example, if a house price was $300,000 in January 2010, the price would be $426,000 today adjusted for inflation (42% increase). The composite 20, in real terms, is 1% above the bubble peak. People usually graph nominal house prices, but it is also important to look at prices in real terms.

73

73

Calculated Risk

JANUARY 17, 2023

This graph shows the unemployment rate for the Inland Empire (using MSA: Riverside, San Bernardino, Ontario), and also the number of construction jobs as a percent of total employment. The unemployment rate was falling before the pandemic and was down to 3.6% (down from 14.4%

Economy 135

Economy Numbers 135

Advisor Perspectives

MAY 2, 2023

Mortgage-Backed Security (MBS) Index was trading at an option-adjusted spread of 65 bps, which ranked in the 91st percentile since 2010. As of April 25, the Bloomberg U.S. We believe moves in the asset class have been overdone and that current valuations present an opportunity.

Valuation 52

Valuation Assets 52

Calculated Risk

DECEMBER 30, 2022

For in depth description of these issues, see Jed Kolko's article from 2014 "Let’s Improve, Not Ignore, Seasonal Adjustment of Housing Data" Note: I was one of several people to question the change in the seasonal factor (here is a post in 2009 ) - and this led to S&P Case-Shiller questioning the seasonal factor too ( from April 2010 ).

Sales 142

Sales 142