Nerd's Eye View

APRIL 21, 2025

While this approach works for many clients, individuals who are 12 months away from retirement face a range of complex financial and emotional considerations. In this guest post, Jason Siperstein, president of Eliot Rose Wealth Management, introduces his firm's innovative ten-meeting process for first-year clients nearing retirement.

Retirement

Wealth Management

JULY 16, 2025

Power’s annual survey of nearly 3,700 advisors forecasts a pending “talent crisis.“ In addition, LPL’s Commonwealth snags its 12th top satisfaction ranking among independent advisors, and Stifel leads for employee advisors.

Financial Advisor

Wealth Management

JUNE 18, 2025

Andy Kalbaugh will lead The Wealth Consulting Group into its next phase of growth, which will include a new partners channel to help advisors with succession issues.

Retirement

Wealth Management

MAY 28, 2025

The Department of Labor rescinded its 2022 guidance cautioning against cryptocurrency in 401(k) plans, reaffirming a neutral stance on digital assets in retirement accounts.

Retirement

Darrow Wealth Management

FEBRUARY 9, 2025

The idea of living off dividends in retirement sounds nice, but investors often don’t realize how much money they’ll need invested to generate enough income from dividends to cover lifestyle expenses. You may need more money than you think to retire on dividends. Retire on dividends?

Retirement

Nerd's Eye View

JUNE 6, 2025

Also in industry news this week: ETFs remain the most commonly used investment vehicle among advisors, according to a recent survey, while some "alternative" assets saw the greatest growth rates in terms of adoption over the past year Several large brokerages have jettisoned their robo-advisor arms, signaling the challenges they faced in acquiring (..)

Financial Planner

Nerd's Eye View

NOVEMBER 25, 2024

To start, Taylor refined his ideal client profile to focus on those he could best serve: diligent savers over age 50 with a retirement nest egg between $2M and $10M. These clients, typically in or near retirement, face key challenges like reducing taxes, managing investment risk, and maximizing income.

Financial Planning

Nerd's Eye View

FEBRUARY 12, 2025

Notably, estimating benefits in this way isn't a simple 'back-of-the-envelope' calculation, given the complexity of the rules determining the calculation of Social Security retirement, spousal, and survivor benefits.

Retirement

Nerd's Eye View

JULY 4, 2025

Also in industry news this week: A recent survey of wealth management firm leaders found that while respondents were confident in their abilities, many are facing challenges finding the right people for their teams and creating time to support them RIAs are being targeted by a phishing attack impersonating an SEC official, highlighting the value of (..)

Financial Planner

Nerd's Eye View

JANUARY 22, 2025

Some prospects approach an advisor with an immediate 'problem to be solved', such as a fast-approaching retirement date. I help clients in retirement by doing X, Y, and Z."). These situations often narrow the focus of the prospecting conversation, giving the advisor a clear opportunity to affirm their value (e.g., "I

Financial Advice

Wealth Management

JUNE 18, 2025

Explore three mega-trends in private market investing, including big partnerships, semi-liquid structures and retirement plan integration.

Retirement Planning

Abnormal Returns

NOVEMBER 6, 2024

Podcasts Christine Benz and Amy Arnott talk the state of retirement with Anne Tergensen of the WSJ. kindnessfp.com) How to think about taxes in early retirement. humbledollar.com) How to retire without regrets. morningstar.com) Barry Ritholtz talks shareholder yield with Meb Faber of Cambria Investments. Quit playing.

Estate Planning

Wealth Management

JUNE 26, 2025

Financial advisors must consider the unexpected costs of end-of-life care in retirement planning to help clients prepare for potential care bombs.

Planning

Abnormal Returns

DECEMBER 25, 2024

awealthofcommonsense.com) Retirement Seven hidden traps of retirement including 'Not focusing on creative endeavors to maximize your fulfillment.' theretirementmanifesto.com) What's changing for retirement in 2025. (peterlazaroff.com) Housing Taxes and insurance are creeping up as a percentage of total home ownership costs.

Financial Advice

Abnormal Returns

JULY 7, 2025

advisorperspectives.com) Retirement Probabilities of success don't matter as much to people in retirement. (wealthmanagement.com) How owners can use synthetic equity. wealthmanagement.com) Words When 'why' is the wrong question? meaningfulmoney.life) Your words matter.

Certification

MainStreet Financial Planning

JULY 25, 2025

Retirement should bring financial freedom and peace of mind—not stress about market swings. Here’s how to build resilience into your retirement plan, no matter what the markets are doing. Debt: Do your best to minimize high-interest debt before retiring. A retirement check-in could make all the difference. The good news?

Retirement

Abnormal Returns

JUNE 16, 2025

kitces.com) Josh Brown and Nick Sapienza break down a real-life case study of couple with $3 million in assets and a desire to retire. alphaarchitect.com) Advisers How to plan for purpose in retirement. (youtube.com) Michael Kitces talks compliance with Leila Shaver, founder of My RIA Lawyer.

Estate Planning

Wealth Management

JULY 2, 2025

As a result, financial advisors should start honing the services Gen X members will likely benefit from the most, including retirement planning, estate and tax planning and mortgage refinancing. trillion annually over the next decade as part of the great wealth transfer, a new report finds. trillion annually.

Financial Advisor

Random Roger's Retirement Planning

JULY 14, 2025

The magic of having $1 million for retirement is no longer what it once was. million as being sustainable for a 25 year retirement assuming 4%/$50,000/yr. million as being sustainable for a 25 year retirement assuming 4%/$50,000/yr. How much do you have now and how much are you likely to have when you retire?

Retirement

Trade Brains

JUNE 9, 2025

When you are preparing for retirement, you should keep in mind both financial strategies and what tax benefits you may gain. Older citizens can get helpful guidance from the Income Tax Department’s special brochure for retirement taxation matters. Key Tax Advantages for Retirees 1.

Retirement

Trade Brains

JULY 9, 2025

That means if your retirement plan underestimates medical costs, you risk serious shortfalls. For instance, a retired government employee receiving a fixed monthly pension of ₹40,000 ten years ago might find its value significantly reduced today if inflation averaged around 6% annually. on June 6, 2025 , and cut CRR by 100 bps.

Retirement Planning

Wealth Management

JUNE 5, 2025

CFPB petitions to vacate Section 1033 Open Banking Rule, potentially slowing innovation in wealth management and retirement sectors, affecting consumer choice.

Wealth Management

Abnormal Returns

JUNE 18, 2025

(peterlazaroff.com) Retirement Retirement is a marathon, not a sprint. bestinterest.blog) Why the first year of retirement is a unique challenge. npr.org) Nobody cares more about your retirement than you do. tonyisola.com) Personal finance Why it's hard to reduce your pre-tax retirement balances. Here's one method.

Retirement

Nerd's Eye View

OCTOBER 29, 2024

We also talk about how Travis built the onboarding and compensation plans for his own (contracted) student loan consultants to scale the business while incentivizing them to take on a greater volume of meetings (and still ensuring that they could give high-quality student loan advice), how Travis decided to diversify his business's income streams when (..)

Consulting

Nerd's Eye View

MARCH 10, 2025

These services may range from 'standard' offerings like retirement planning to less traditional areas like credit card consulting. Financial advicers often market their comprehensive financial services as a way to differentiate themselves from other advisory firms and to stand out in the broader landscape of financial advice.

Clients

Wealth Management

JUNE 26, 2025

Sponsored Content Alternative Investments Summit: Navigating the New Frontier Alternative Investments Summit: Navigating the New Frontier Apr 11, 2025 Carlyle Group Alternative Investments Carlyle Makes New Retail Fund Push to Buy and Sell PE Stakes Carlyle Makes New Retail Fund Push to Buy and Sell PE Stakes by Dawn Lim Jun 26, 2025 2 Min Read Wealth (..)

Financial Advisor

Wealth Management

JULY 28, 2025

Related: What Does It Take To Be a Great Retirement Plan Advisor? About the Author Fred Barstein Founder and CEO, The Retirement Adviser University Fred Barstein is founder and CEO of The Retirement Adviser University, a collaboration with UCLA Anderson School of Management Executive Education, The Plan Sponsor University and 401kTV.

Estate Planning

Clever Girl Finance

DECEMBER 23, 2024

As a freelancer, you juggle not only your craft but also your finances, taxes, and retirement planning. Plan for retirement 5. Plan for retirement Without a traditional employer-sponsored 401(k), freelancers need to take control of their retirement savings. That’s where financial planning for freelancers comes in.

Budgeting

MainStreet Financial Planning

OCTOBER 30, 2024

Whether it’s savings, retirement funds, or net worth, understanding where you stand can provide valuable perspective on your financial progress. I’m occasionally asked where a client should be financially compared to others. When it comes to personal finances, many people wonder how they stack up against the rest of the country.

Retirement

Wealth Management

MAY 21, 2025

Open, honest and candid discussion about Empower adding private markets to TDFs, startup adding leveraged financing to retirement plans, the growing wave of forfeiture cases and ways to deal with the IRA rollover problem.

Retirement Planning

Abnormal Returns

FEBRUARY 5, 2025

Podcasts Peter Lazaroff talks with Benjamin Brandt author of "Retirement Starts Today." iwillteachyoutoberich.com) Retirement RMDs are typically below sustainable withdrawal rates. peterlazaroff.com) Michael Easter speaks with Sahil Bloom, the author of "The 5 Types of Wealth: A Transformative Guide to Design Your Dream Life."

Retirement

Yardley Wealth Management

SEPTEMBER 10, 2024

The post Investing for Retirement: Strategies for Long-Term Success appeared first on Yardley Wealth Management, LLC. Investing for Retirement: Strategies for Long-Term Success Introduction Investing for retirement is a journey that demands careful planning, patience, and discipline. What lifestyle do you envision?

Retirement

Nerd's Eye View

APRIL 9, 2025

For instance, rather than starting a conversation by asking, "How much do you need for retirement?" which focuses a client on numbers and the possibility that they might not have saved enough), an advisor might instead ask, "What does an ideal retirement look like for you?"

Clients

Abnormal Returns

JULY 2, 2025

whitecoatinvestor.com) Gen Z has learned the lesson on retirement savings. (ofdollarsanddata.com) Money, alone, isn't the goal. awealthofcommonsense.com) Personal finance Everybody's financial risks are different. nytimes.com) For many, spending more money requires effort and thought.

Retirement

Abnormal Returns

DECEMBER 18, 2024

(tonyisola.com) Aging 10 steps to prepare financially for retirement, including 'Design a retirement paycheck.' theretirementmanifesto.com) How to think about retirement planning even though it may be decades off. nextbigideaclub.com) Some updated estimates of sustainable retirement withdrawal rates.

Retirement Planning

Nerd's Eye View

NOVEMBER 1, 2024

Also in industry news this week: A recent study suggests that while a majority of financial advisory clients surveyed have only had 1 advisor, deteriorating client service is a key risk factor that could sway certain clients to leave for a different advisor RIA M&A activity in 2024 is poised to surpass the total number of deals seen in 2023, according (..)

Financial Planner

The Big Picture

MAY 1, 2025

If you are retiring in the next 12-36 months, you have a right to be concerned. As youre likely aware, were in the midst of Peak 65, where were seeing more people turning the traditional retirement age of 65 than ever before. How should a person who is approaching retirement NOT invest?

Retirement