Nerd's Eye View

JUNE 2, 2023

Also in industry news this week: How Goldman Sachs’ RIA custodial platform is leveraging the resources of its parent company as it seeks to build momentum amidst a highly competitive environment among custodians How NASAA has changed the substance and/or scoring of the Series 63, 65, and 66 exams From there, we have several articles on college (..)

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Financial Planner Risk Tolerance Clients Financial Planning 246

Nerd's Eye View

NOVEMBER 7, 2022

From there, the latest highlights also feature a number of other interesting advisor technology announcements, including: Orion’s Redtail launches “Redtail Campaigns” in partnership with Snappy Kraken to facilitate CRM-based drip marketing emails.

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Risk Tolerance Startup Compliance Clients 241

Inside Information

JUNE 25, 2024

For more years than I’d care to name, I’ve been trying to put my finger on exactly why I have a such a huge problem with the traditional (Think: Riskalyze, now Nitrogen) risk tolerance assessments in the financial planning profession. You can actually test various bear markets and adjust accordingly.)

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Risk Tolerance Financial Planning Portfolio Asset Allocation 40

Nerd's Eye View

MARCH 20, 2024

By distilling hundreds of pieces of information into a single number that purports to show the percentage chance that a portfolio will not be depleted over the course of a client's life, advisors often place special emphasis on this data point when they present a financial plan.

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Communication Clients Risk Tolerance Financial Planning 246

The Big Picture

FEBRUARY 5, 2025

Anyone who puts up like really big numbers wildly outperforming the market sort of gets feted by the media, and then they sort of fade back into what they were doing. 2 and 20 has been the famous number for hedge funds for a long time. And different strategies can fit into those two different groupings. Has nothing to do with 68%.

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Taxes Portfolio Management Investing 147

The Big Picture

SEPTEMBER 18, 2024

Brian Portnoy : So you’ve pointed accurately to a number of studies on this and maybe it’s 75,000 or 90,000 I’d also point out that a dollar spent in Manhattan NY versus Manhattan KS those are very different conversations.

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Food Numbers Risk Tolerance Financial Planning 277

BlueMind

SEPTEMBER 11, 2022

However, it should be well understood that a client’s financial profile includes their risk tolerance and their risk capacity. In this article, although we will be focusing on the latter one and why it is significant to determine your client’s risk capacity let’s first understand the difference between the two.

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Risk Tolerance Clients Portfolio Investing 98

Validea

APRIL 4, 2025

Using Valideas Guru Stock Screener, we’ve identified a number of quality retail stocks trading at that have declined significantly. Investors should conduct further research and consider their risk tolerance before making investment decisions. UAA) : Performance apparel brand, approximately 55% below its 52-week high.

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Retail Risk Tolerance Marketing Marketing 52

Clever Girl Finance

MARCH 14, 2023

Shareholders (owners of the company’s stock) receive dividends based on the number of shares they hold. At the same time, you lower your exposure to the risks of each. Understand what risk tolerance means for you Investing in securities like stocks and mutual funds is risky. Risk tolerance is simply a preference.

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Portfolio Risk Tolerance Accounting Taxes 105

MainStreet Financial Planning

DECEMBER 20, 2023

Factors to consider would include – job changes, a change in the number of dependents, or a change in the number of breadwinners. If you are unsure if your portfolio aligns with your risk tolerance, time horizon and goals, reach out to us at Mainstreet and we would be happy to help!

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Inside Information

JANUARY 31, 2025

But a number of readers got back to me with a reality check. The impression you get from these complaints is that many advisor offices are being held back by an elderly founder who whines about so much darned change whenever the staff recommends replacing archaic legacy software with something new and better.

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Random Roger's Retirement Planning

MARCH 22, 2025

I also owned the name for a couple of more risk tolerant clients. The literature seems to say it is not a replication strategy, based on the number of markets it trades, it looks like a full implementation. To me, that was a great mix of attributes.

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Investing Investments Risk Tolerance Management 59

WiserAdvisor

APRIL 25, 2023

Your investment strategy determines the target percentages for each asset, often based on your risk tolerance, investment goals, and time horizon. This may lead to a higher or lower risk profile than initially intended. With a higher income, your risk tolerance can increase, and you may be more open to investing in equities.

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Risk Tolerance Asset Allocation Portfolio Financial Advisor 76

Good Financial Cents

DECEMBER 10, 2022

And while it’s possible to earn cash, an increasing number of survey services compensate you in points, which are redeemable for prizes or gifts. Skills Needed: Capital to invest, basic credit knowledge, risk tolerance. Skills Needed: Capital to invest, high-risk tolerance, basic understanding of cryptocurrency trends.

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Risk Tolerance Media Investing Investments 112

Zajac Group

MARCH 20, 2023

For some, concentration risk might mean holding any amount of a single stock position in a company they work for. For others, concentration might feel suitable if they have significant other assets and/or if they have a high risk tolerance or high risk capacity. Here are a number of reasons we’ve seen.

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Risk Tolerance Taxes Portfolio Planning 98

Carson Wealth

DECEMBER 8, 2022

It’s a number that lenders take a hard look at when you apply for a mortgage or another personal loan. Are you getting closer to the number you need to retire, for example, or to pay for college for your kids? For example, is your risk tolerance the same? Pay Down Debt. Calculate Personal Net Worth.

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Estate Planning Budgeting Financial Advisor Risk Tolerance 98

Good Financial Cents

MARCH 20, 2023

Although brokerage accounts don’t offer any upfront tax advantages, you get the chance to invest in any number of stocks, ETFs, and more. You can also invest in any number of real estate platforms, or in Real Estate Investment Trusts (REITs). The best place to invest 200k would depend on your individual goals and risk tolerance.

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Investing Investments Risk Tolerance Retirement 98

Good Financial Cents

FEBRUARY 15, 2023

Outstanding customer service, including a large number of local branch offices. As is typical with robo-advisors, you’ll begin by completing a brief questionnaire designed to determine your risk tolerance and investment goals. Offers multiple portfolio options, depending on your portfolio size and risk tolerance.

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Investing Investments Commission Risk Tolerance 94

Carson Wealth

AUGUST 25, 2022

often fail to consider sequence of return, housing, longevity, health or family risks faced in retirement. Focus on Your Retirement Plan Rather Than a Magic Number. A better question than “What’s my magic number?” would be “How do I plan for retirement?“

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Retirement Planning Retirement Planning Certified Financial Planner 98

WiserAdvisor

DECEMBER 18, 2023

Retirement planning is not just about reaching a target savings number. Tailor your investment strategy Your investment choices should align with your risk tolerance and the time frame you have until retirement. Risk tolerance Assessing your risk tolerance as a couple is the first step to determining your investment strategy.

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Retirement Retirement Planning Risk Tolerance Healthcare 81

Good Financial Cents

DECEMBER 26, 2022

Roth IRAs have a number of benefits, including: Tax-free growth: The money in your Roth IRA grows tax-free, which can result in a larger balance over time. It’s important to consider your investment goals and risk tolerance when deciding how to invest your Roth IRA. What are The Benefits of a Roth IRA?

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Retirement Taxes Risk Tolerance Accounting 85

Clever Girl Finance

OCTOBER 12, 2023

Having all of these numbers in front of you and knowing your goals can make it much easier to start the investing process. Now that you have that larger number, you can break it down by how much you want to save each year and then each month. As you can see, there’s a lot to consider with risk tolerance.

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Investing Investments Risk Tolerance Accounting 98

Clever Girl Finance

NOVEMBER 25, 2023

Determine how much money you should invest In this step, you’ll be crunching some numbers! If your target numbers are a lot larger than the amount you can realistically afford to invest, you’ll need to look into ways to increase your income. It is important to understand your risk tolerance and consider that as you invest your money.

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Investing Investments Risk Tolerance Accounting 96

Clever Girl Finance

FEBRUARY 2, 2024

The SEP-IRA (AKA Simplified Employee Pension) Expert tip: Understand your risk tolerance How to save for retirement in your 20s when you’re just starting out How much should I contribute to my 401(k) in my 20s? Like a traditional account, Roth accounts also give you the chance to invest according to your risk tolerance.

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Retirement Accounting Taxes Risk Tolerance 98

Darrow Wealth Management

OCTOBER 29, 2024

This is critical because without rebalancing, you may be taking on more risk than necessary to meet your goals. First, your investment goals or risk tolerance might change, requiring your asset allocation to be updated. As you approach retirement, managing risk is even more important. Then work down, perhaps going to U.S.

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Asset Allocation Accounting Risk Tolerance Portfolio 75

Good Financial Cents

JANUARY 26, 2023

You’ll need to carefully manage your budget, invest in efficient high-yielding assets , and review the numbers regularly so you can work towards retiring at a reasonable age without sacrificing your lifestyle along the way. So if you’ve got ambition and self discipline, maybe you really can retire at 50!

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Retirement Taxes Accounting Retirement Planning 122

eMoney Advisor

MARCH 21, 2023

Focus on Planning and Investing Opportunities Beyond the communication and comfort you can provide to your clients when markets are fluctuating, there are a number of tangible planning and investment opportunities that are within your control that should also be explored.

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The Irrelevant Investor

FEBRUARY 20, 2020

I had Nick Maggiulli run some numbers for me on what a 60/40 levered portfolio would have done compared to the unlevered version. Stocks and bonds both have positive expected returns, so I understand why a young person with a high risk tolerance would find this appealing. We used two funds for this analysis, both from Direxion.

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Risk Tolerance Portfolio Numbers Marketing 52

The Irrelevant Investor

MARCH 30, 2017

Stress testing your portfolio might sound like a good idea, but it can give investors a false sense of security and expose them to the biggest risk of all, what if your portfolio does respond the way the model predicts, but you've overestimated your true risk tolerance? Think in dollar terms.

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Portfolio Risk Tolerance Economics Economy 52

James Hendries

JUNE 20, 2023

But the more you think about it, a successful golfer and a successful investor share a number of traits such as patience, perseverance, attention to detail, and intellectual curiosity. But if you’re consistently playing (or investing) beyond your risk tolerance, you could find yourself disappointed in the results.

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Investments Investing Risk Tolerance Assets 52

Zajac Group

JANUARY 31, 2022

Review Your Current Concentration Risk. Concentration risk is financial speak for owning a single stock that makes up a material part of your net worth. Acquiring a considerable number of company shares can be a powerful way to build wealth, especially if they perform well or if your company goes public.

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Risk Tolerance Taxes Investing Investments 52

Clever Girl Finance

SEPTEMBER 11, 2023

The downside to highly liquid investments 12 Highly liquid vs short term highly liquid investments Expert tip: Know your risk tolerance When does it make sense to pursue a liquid investment? The asset must maintain a large number of readily-available, interested buyers. What is the most liquid investment? Some offer up to 5.3%

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Investing Investments Accounting Assets 98

MainStreet Financial Planning

MARCH 15, 2023

With a money market account, you can withdraw your money at any time, but there may be limits on the number of withdrawals you can make per month. On the other hand, a Money Market Fund is a type of investment fund that invests in short-term, low-risk debt securities such as treasury bills, commercial paper, and certificates of deposit.

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Insurance Coverage Insurance Accounting Banking 94

Good Financial Cents

DECEMBER 29, 2022

Unfortunately, the sheer number of investment options to choose from can be overwhelming and downright confusing. From there, the robo-advisor uses computer algorithms to find the best investment options for your risk tolerance and your investment timeline. There are a number of options for investing $1,000, including: 1.

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Investing Investments Accounting Commission 119

WiserAdvisor

DECEMBER 15, 2023

Financial advisors can offer insights into a diverse range of investment instruments, including stocks, bonds, real estate, and precious metals like gold, and align the recommendations with your risk tolerance and long-term goals. These professionals also go beyond the numbers and charts and educate you about investing.

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Financial Advisor Retirement Risk Tolerance Retirement Planning 59

Clever Girl Finance

MAY 13, 2023

If you want to invest, create an investment plan that matches your financial goals with your risk tolerance. Calculate your financial independence number If you want to work towards being financially free, then you can calculate your financial independence (FI) number. first before you start investing.

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Budgeting Retirement Risk Tolerance Accounting 67

Validea

NOVEMBER 29, 2023

Felix outlines a number of ways to combat the cost of pessimism, including checking your investments less frequently and finding ways to automate your investing contributions, among others. This means you might experience more significant fluctuations in the value of your investment, which requires a higher risk tolerance.

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Investments Investing Risk Tolerance Financial Advisor 64