The Big Picture

JULY 20, 2023

At least, if you are a smart investor who does the right things: Set up a financial plan, manage your own behavior, engage in long-term thinking, and avoid reacting to the endless daily noise that markets + media generate. My obvious bias is that my advisory firm charges clients to create financial plans and manage their assets.

Math 186

Math Financial Planning Assets Retail 186

Random Roger's Retirement Planning

OCTOBER 26, 2024

That number is from a Bankrate article I found on a Google search. I'd be curious to hear if anyone else does the same search and finds a different number of lost coins. First, is the math right based on my numbers? That roughly two million Bitcoin is actually more than 10% because approximately 3.8

Math 52

Math Portfolio Numbers Taxes 52

Darrow Wealth Management

APRIL 21, 2025

No required minimum distributions (RMDs) for the original account owner Unlike IRAs and qualified retirement plans, a Roth IRA is unique in that required minimum distributions are not required during the original account owners lifetime. A spouse may also elect to defer RMDs if they inherit the account.

Retirement 54

Retirement Retirement Planning Taxes Accounting 54

Getting Your Financial Ducks In A Row

OCTOBER 31, 2022

Lack of Understanding of the Numbers – when presented with the outcome of financial calculators, many of us consider whatever calculations were done in the background to be tantamount to magic. There’s no shame in admitting that factor – for a lot of us, math can be very tough.

Math 144

Math Retirement Investing Investments 144

Integrity Financial Planning

JULY 6, 2022

New statements may make it easier to see what you have, but what should you focus on when making a retirement income plan? Quarterly statements will be required to include numbers on lifetime income. Having an income plan is key for your retirement planning. Having an income plan is key for your retirement planning.

Retirement 95

Retirement Retirement Planning Math Financial Planning 95

Random Roger's Retirement Planning

JANUARY 6, 2025

I understand the difficulty of that one but if you're 50, overweight and taking a half dozen medications, you should plan on health stuff being very expensive. I've said many times that I plan to wait until 70 and that I think my wife should take hers at the same time which would be 64 and 2 months. number for her.

Retirement 52

Retirement Retirement Planning Insurance Medical 52

Nerd's Eye View

FEBRUARY 21, 2023

Danqin is a Lead Advisor for Austin Asset, an independent RIA based in Austin, Texas that oversees more than $1.3 billion in assets under management for nearly 400 client households.

Financial Advisor 130

Financial Advisor CFP Financial Planner Education 130

Integrity Financial Planning

FEBRUARY 3, 2023

Confirm Your Numbers Make sure that your filing status, name, and the names and Social Security numbers of your dependents are accurate. It’s also not a bad idea to review the bank account numbers you included (some of those digits can be lengthy!).

Taxes 82

Taxes Math Accounting Numbers 82

Carson Wealth

FEBRUARY 22, 2023

Matt Kory, Vice President, Retirement Programs As a retirement income vehicle, the 401(k) is second in popularity only to Social Security – and as CNBC reported in 2019 the number of 401(k) millionaires is at an all-time high. Just think of the numbers. People are living longer these days, and that number is only going up.

Retirement 98

Retirement Taxes Planning Math 98

Random Roger's Retirement Planning

NOVEMBER 6, 2023

My process here for the notional values was that the multiplier is 100 so a put struck at 4100 would hedge $410,000 worth of stock, so then I just multiplied the dollar amount by the number of puts. Why wouldn't the fund have already blown up earlier this year when the S&P 500 was up more?

Math 105

Math Education Accounting Taxes 105

Integrity Financial Planning

JANUARY 23, 2023

3] So, it’s easy math: the less you work, the less you’ll earn. While you can begin to enroll in benefits at age 62, it is encouraged that individuals wait until age 66 or 67 to be eligible to receive the highest number of benefits. [4] In fact, your benefit amount is based on the average of your 35 highest-earning years.

Retirement 89

Retirement Math Retirement Planning Planning 89

Random Roger's Retirement Planning

JUNE 3, 2024

Do the math on your particulars like what your various sources of earned income will likely be, how much your RMDs will likely be and so on. With more normal scenarios, really crunch the numbers with your accountant. Some goal, your number, is fine to shoot for but whatever you end up with is your reality. They want you to know.

Numbers 98

Numbers Taxes Retirement Accounting 98

Clever Girl Finance

FEBRUARY 6, 2023

The term personal finance ratios might be giving you flashbacks to math class. In mathematical terms, a ratio is essentially a way to compare two numbers to each other. Since personal finance is all about numbers, that can come in handy in many ways! However, their value tends to fluctuate more so it’s not a stable number).

Numbers 105

Numbers Assets Retirement Budgeting 105

Clever Girl Finance

JULY 12, 2022

We all know we should save more of our money to prepare for coming events, so learning how to make a savings plan is essential. That said, a weekly or bi-weekly savings plan can help you reach goals. A weekly savings plan or bi-weekly savings plan (saving every two weeks) helps you break down your goals. every two weeks.

Planning 52

Planning Budgeting Accounting Numbers 52

Clever Girl Finance

APRIL 22, 2025

Financial planning services 12. They aren’t likely to get rid of the person who knows the numbers. If you’re good with math, then turning to financial planning or accounting or opening up a similar company could be one of the best recession proof businesses to start! Courier and delivery services 5.

Economy 68

Economy Food Healthcare Economics 68

Clever Girl Finance

JANUARY 17, 2023

It's more than just math. To make it a money journal, you also need to write down how you feel about all your spending in addition to the numbers. Get the best of both worlds: numbers and emotions. Your journal can be a regular notebook, a special money planning book, or something digital. Make a plan for moving forward.

Budgeting 110

Budgeting Numbers Planning Math 110

Clever Girl Finance

AUGUST 14, 2022

A sinking fund helps you to plan for large purchases. With sinking funds, on the other hand, you can anticipate the upcoming expense and plan towards it. Divide the amount needed by the number of months. It also gives you the math formula to find the information you need if you prefer. What number of sinking funds?

Budgeting 105

Budgeting Accounting Medical Math 105

Random Roger's Retirement Planning

DECEMBER 17, 2023

Yahoo warned of potential problems retirees may face if their plan is to rely solely on Social Security. Do the bottom up work, it won't take long, to figure out some real numbers. Simple math is that this person needs to save $23/yr to come up with that additional $350,000. Can that be covered or is the hole painfully deeper?

Retirement 75

Retirement Math Insurance Accounting 75

Random Roger's Retirement Planning

FEBRUARY 29, 2024

The simple 40 year trade for bonds of "number go up" is finished and as a matter of math, can't be repeated. That just isn't the reality. The diversification benefits of intermediate and longer term bonds is not what it used to be. Taking volatility out of a fixed income portfolio is fairly simple.

Marketing 95

Marketing Marketing Math Portfolio 95

Clever Girl Finance

JANUARY 29, 2023

Causes of the student debt crisis Based on these staggering numbers, the student loan crisis arises from the fact that many Americans are taking on high debt for college but are unable to pay off their student loans. For white students, that number drops to 59.9%. Make scholarships part of your financial plan for college.

Budgeting 105

Budgeting Education Planning Government 105

The Big Picture

MAY 7, 2025

I need to plan for my own finances. I couldnt figure out where it came from; so I worked out the canonical math. And I, well, it was that, and it was about him and a number of other people. And I found that I enjoyed reading and writing about it. Barry Ritholtz : This began as you thinking. What was the Aha! I saw that.

Asset Allocation 146

Asset Allocation Medical Assets Management 146

The Big Picture

SEPTEMBER 12, 2022

I wasn’t that typical person that did a number of, you know, internships during the summer, had that …. I — I loved math, but really, I was going to go down that literature route more than anything else and — and study Spanish literature. One, we also saw a record number of credit card openings in Q1 and Q2.

Clients 296

Clients Wealth Management Banking Investing 296

Clever Girl Finance

JANUARY 29, 2023

Staying away from debt is also encouraged so you can keep your net worth number positive. Many things can make your net worth higher, but keeping low liabilities (debt) and growing your assets will determine your net worth number. Best net worth calculator by age Why not make the math simpler when finding net worth?

Budgeting 119

Budgeting Retirement Assets Education 119

Harness Wealth

APRIL 30, 2025

The people who undergo an audit have been selected due to a number of red flags that the IRSs computer-based system has detected. Common mistakes that can trigger an IRS audit There are a number of key red flagsranging from mistakes made on tax returns to specific financial circumstancesthat can attract IRS scrutiny.

Compliance 52

Compliance Taxes Accounting Assets 52

The Big Picture

NOVEMBER 14, 2023

She has a really fascinating background, very eclectic, a combination of math and law. She has run a number of firms and a number of divisions at large firms and traced a career arc that’s just very unusual compared to the typical person in finance. It is something, math has always come easy to me since a child.

Math 130

Math Management Insurance Assets 130

Random Roger's Retirement Planning

JULY 8, 2023

That is difficult to pull off but if you do the math on that it shows long term outperformance. A 25% allocation to equities for someone who needs equity market growth for their plan to work won't get it done. 75/50 seeks to capture 75% of the upside with only 50% of the downside.

Asset Allocation 74

Asset Allocation Math Portfolio Assets 74

Clever Girl Finance

JULY 13, 2024

The numbers in the 60/30/10 each represent a percentage of your financial plan. Ambitious savers are best suited for this budgeting style, especially if they have an ultimate lifetime money plan that includes a big money goal. Based on my current income and this budget, it might take about 20 years to reach this number.

Budgeting 98

Budgeting Transportation Retirement Food 98

Random Roger's Retirement Planning

JULY 9, 2023

Generally speaking, pensions are less viable than they used to be, the math doesn't work as well. About 40 years ago employers started to pivot away from pensions to 401k, they started to pivot away from defined benefit plans to defined contribution plans. Problems have been long in the making and seem to have gotten worse.

Retirement 66

Retirement Math Management Taxes 66

Random Roger's Retirement Planning

DECEMBER 15, 2024

Generally they all plan to work to 70 or beyond out of necessity. There was an odd and I believe inaccurate emphasis on workplace retirement plans pivoting from defined benefit plans (pensions) to defined contribution plans (401k) starting around the turn of the century. That is Rooster. Rooster loves duck toys.

Retirement 52

Retirement Retirement Planning Numbers Planning 52

Random Roger's Retirement Planning

JUNE 30, 2024

We've gone over the math before that starting as late as 55 can catch a lot of the way up if they can afford to save a very high percentage of their income. Obviously you can discount those numbers if you expect lower returns going forward.

Retirement 75

Retirement Math Taxes Accounting 75

The Irrelevant Investor

SEPTEMBER 19, 2020

How to think about it, how to plan for it, and everything in-between. Saving for college We put all of our kids through college with a fairly simple, but rigorous plan. We basically partnered with them and were fully transparent with the numbers. Yesterday Ben and I did a show on retirement.

Retirement 52

Retirement Math Education Planning 52

Good Financial Cents

JULY 3, 2023

Calculation Breakdown Let’s break down the math to find out how much you could earn annually with a $30 hourly wage: Consider an average workweek of 40 hours and an average year consisting of 52 weeks. Then $27,750 is the magic number. Nonetheless, it reveals the potential earnings for someone with a $30 hourly wage.

Budgeting 73

Budgeting Taxes Numbers Retirement 73

Clever Girl Finance

JULY 13, 2022

If you liked math in school and have a knack for numbers, you might make a great bookkeeper. Event planning. Tying into the ideas above, event planning is another industry that involves a ton of multitasking and coordinating details. Learn more about starting an event planning business. Bookkeeping and accounting.

Food 122

Food Advertising Media Clients 122

Clever Girl Finance

FEBRUARY 10, 2023

A budget plans out exactly how you'll use your money and this can be tailored to suit your specific lifestyle and situation. And don't worry if math isn't your thing because we've included 50 30 20 budget spreadsheet ideas to help you stay on top of your budgeting strategies. Like many, you might shudder at the word budget.

Budgeting 98

Budgeting Taxes Transportation Healthcare 98

The Big Picture

JANUARY 16, 2024

She has had a number of different positions within PIM, including managing their flagship core real estate fund. She has lived and invested through not just the great financial crisis, but the SNL crisis and a number of other fascinating experiences in real estate. I like the idea of kind of urban planning. I like placemaking.

Assets 263

Assets Investing Investments Management 263

Clever Girl Finance

SEPTEMBER 11, 2023

Using budgeting best practices means planning out exactly how you’ll use your money , and this can be tailored to suit your specific lifestyle and situation with the 50-30-20 rule. In a book called All Your Worth: The Ultimate Lifetime Money Plan , Elizabeth Warren and Amelia Warren Tyagi described this simple way to budget.

Budgeting 105

Budgeting Taxes Transportation Healthcare 105

The Big Picture

SEPTEMBER 19, 2023

One, one is true and I’ve always said is that I wanted people to stop, ask if I could doing math. And no one asked me if I can do math anymore with a degree from Booth, particularly in econometrics and statistics. So people really ask you, you take French and can you do math. New York is number one. Two reasons.

Assets 146

Assets Management Portfolio Investing 146