Nerd's Eye View

MARCH 20, 2024

By distilling hundreds of pieces of information into a single number that purports to show the percentage chance that a portfolio will not be depleted over the course of a client's life, advisors often place special emphasis on this data point when they present a financial plan. Read More.

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Inside Information

JUNE 25, 2024

For more years than I’d care to name, I’ve been trying to put my finger on exactly why I have a such a huge problem with the traditional (Think: Riskalyze, now Nitrogen) risk tolerance assessments in the financial planning profession. But in the preamble to the white paper, nebo’s authors directly address the thing I had been missing.

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The Big Picture

FEBRUARY 5, 2025

Ted Seides : The original premise of hedge funds was to deliver an equity-like return in marketable securities with less risk than the equity markets. So literally hedged funds, a fund that had some hedging component that would reduce risk. Barry, what you just described describes markets. Why hedge funds?

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Validea

APRIL 4, 2025

The recent market sell-off, driven by rising tariff concerns and economic uncertainty, has significantly impacted retail and consumer-facing stocks. Using Valideas Guru Stock Screener, we’ve identified a number of quality retail stocks trading at that have declined significantly. Footwear Steven Madden Ltd. Rocky Brands Inc.

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Retail Risk Tolerance Marketing Marketing 52

The Big Picture

SEPTEMBER 18, 2024

Brian Portnoy : So you’ve pointed accurately to a number of studies on this and maybe it’s 75,000 or 90,000 I’d also point out that a dollar spent in Manhattan NY versus Manhattan KS those are very different conversations. Brian Portnoy : Investing outside of a well-defined financial plan is speculation.

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Food Numbers Risk Tolerance Financial Planning 277

BlueMind

SEPTEMBER 11, 2022

However, it should be well understood that a client’s financial profile includes their risk tolerance and their risk capacity. In this article, although we will be focusing on the latter one and why it is significant to determine your client’s risk capacity let’s first understand the difference between the two.

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Clever Girl Finance

MARCH 14, 2023

Shareholders (owners of the company’s stock) receive dividends based on the number of shares they hold. At the same time, you lower your exposure to the risks of each. Understand what risk tolerance means for you Investing in securities like stocks and mutual funds is risky. Risk tolerance is simply a preference.

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WiserAdvisor

MAY 29, 2025

A long-term perspective allows you to ride out market volatility, avoid impulsive decisions, and benefit from the natural growth of your investments over time. Exchange-traded funds (ETFs) : ETFs are a popular choice for beginners because they offer broad market exposure without choosing individual stocks.

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eMoney Advisor

MARCH 21, 2023

Despite the toll on client emotions, times of market volatility give financial professionals a real opportunity to shine. Historically, staying the course and following a financial plan has outperformed rash investment decisions when there are times of uncertainty in the financial market. Here are some important steps to follow.

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MainStreet Financial Planning

DECEMBER 20, 2023

Factors to consider would include – job changes, a change in the number of dependents, or a change in the number of breadwinners. If you are unsure if your portfolio aligns with your risk tolerance, time horizon and goals, reach out to us at Mainstreet and we would be happy to help!

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Inside Information

JANUARY 31, 2025

This (they believe) is increasingly dysfunctional today, as powerful new tech capabilities (some of them made possible by AI) are coming to market faster than ever before. But a number of readers got back to me with a reality check. His concern is that rapid tech evolution is meeting slow adoption, and the combination is not healthy.

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Random Roger's Retirement Planning

MARCH 22, 2025

There are a handful of toll road stocks traded on foreign markets around the world. I also owned the name for a couple of more risk tolerant clients. The literature seems to say it is not a replication strategy, based on the number of markets it trades, it looks like a full implementation.

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Good Financial Cents

DECEMBER 10, 2022

Strategy Earning Potential Skills Needed Difficulty Level Launch Your Own Blog $100s to $1,000s per month Technical website knowledge, subject expertise, writing ability, social media skills High Take Online Surveys A few dollars to several $100 per month, but often payment in points Personable, opinionated, informed Low Invest with Peer-to-Peer Lending (..)

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WiserAdvisor

APRIL 25, 2023

Your investment strategy determines the target percentages for each asset, often based on your risk tolerance, investment goals, and time horizon. This may lead to a higher or lower risk profile than initially intended. Investors who follow this strategy rebalance their 401(k) portfolios regardless of market conditions.

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The Big Picture

SEPTEMBER 12, 2022

She really has an incredible background in everything from capital markets to derivatives, to wealth management. You’ve been involved with capital markets for your entire career. It’s a town of about 4,000 people, so exposure to markets or investment banking or any of the careers in finance was not something that you really envisioned.

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Zajac Group

MARCH 20, 2023

For some, concentration risk might mean holding any amount of a single stock position in a company they work for. For others, concentration might feel suitable if they have significant other assets and/or if they have a high risk tolerance or high risk capacity. Here are a number of reasons we’ve seen.

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Good Financial Cents

MARCH 20, 2023

Invest in the Stock Market 2. Invest in the Stock Market Suggested Allocation: 40% to 50% Risk Level: Varies Investing Goal: Long-term growth The stock market is where most of us save for retirement already, mostly through the use of tax-advantaged retirement plans, like a 401(k), SEP IRA, or Solo 401(k).

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Good Financial Cents

DECEMBER 26, 2022

Roth IRAs have a number of benefits, including: Tax-free growth: The money in your Roth IRA grows tax-free, which can result in a larger balance over time. Market Fluctuations. Like any investment, the value of your Roth IRA can fluctuate due to changes in the stock market or other economic conditions. How Safe is a Roth IRA?

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Retirement Taxes Risk Tolerance Accounting 85

Carson Wealth

DECEMBER 8, 2022

It’s a number that lenders take a hard look at when you apply for a mortgage or another personal loan. Are you getting closer to the number you need to retire, for example, or to pay for college for your kids? For example, is your risk tolerance the same? Pay Down Debt. Calculate Personal Net Worth.

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Estate Planning Budgeting Financial Advisor Risk Tolerance 98

Clever Girl Finance

NOVEMBER 25, 2023

Although most people associate investing with the stock market, there are many different types of investments. Historically, the stock market has provided returns between 6% and 7% , with inflation factored in. They track a specific stock market index, like the S&P 500. Lay out your personal goals for investing as well.

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Investing Investments Risk Tolerance Accounting 96

Trade Brains

NOVEMBER 7, 2023

Best Financial Markets to Trade : Are you looking to explore the best financial markets to trade in 2024? Whether you are a novice trader or an expert trader, this article on the best financial markets to trade in 2024 will assist you in making smarter investing selections by educating you on the major financial markets.

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Carson Wealth

AUGUST 25, 2022

Among these are your longevity, lifestyle, comfort with market performance, sequence of return risk, current health, housing plan, proportion of fixed to variable expenses, proximity to children and so much more. 2 And the market has seen unprecedented volatility in the past few years. Housing costs have hit all-time highs.

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Good Financial Cents

AUGUST 11, 2022

Ad Robo-Advisors move with the market to ensure your investments. What I’ve seen from do-it-yourselfers, especially over the past couple of years, is they often don’t have a clue and just throw money into the market. Ad Robo-Advisors keep an eye on the market's every move to protect your investments. Get Started.

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Harness Wealth

APRIL 19, 2022

In this article on managing equity in a down market, we discuss: Why are tech stocks down? In principle, each stock trades at a price which reflects public market investors’ belief in the future profitability of the business. The post How to Manage Equity in a Down Market appeared first on Harness Wealth - Advice for Equity Owners.

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MainStreet Financial Planning

MARCH 15, 2023

It’s important to note that SIPC protection does not cover losses resulting from market fluctuations, fraud, or bad investment decisions. You should always review your account agreements with each institution and understand the risks associated with the investments. and are not protected by SIPC.

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The Irrelevant Investor

FEBRUARY 25, 2020

For the 18th time since the stock market bottomed in 2009, the S&P 500 is more than 5% off its high. What if the virus continues to spread, what if it brings the global economy to a grinding halt, and what if the stock market crashes? What are the odds of the stock market crashing? Stock market crashes hurt a lot.

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Marketing Marketing Risk Tolerance Portfolio 52

Clever Girl Finance

FEBRUARY 2, 2024

The SEP-IRA (AKA Simplified Employee Pension) Expert tip: Understand your risk tolerance How to save for retirement in your 20s when you’re just starting out How much should I contribute to my 401(k) in my 20s? Like a traditional account, Roth accounts also give you the chance to invest according to your risk tolerance.

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Good Financial Cents

FEBRUARY 15, 2023

Outstanding customer service, including a large number of local branch offices. Vanguard is one of the top investment companies and is good for investors wanting to hold funds for the long term and add to their position over time,” Sam Boughedda, Equities Trader and Lead Stock Market News Writer at AskTraders.com.

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Darrow Wealth Management

OCTOBER 29, 2024

Without periodic rebalancing, your investment mix will change as the market fluctuates, falling out of alignment with your target investment mix. This is critical because without rebalancing, you may be taking on more risk than necessary to meet your goals. As you approach retirement, managing risk is even more important.

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Clever Girl Finance

SEPTEMBER 11, 2023

The downside to highly liquid investments 12 Highly liquid vs short term highly liquid investments Expert tip: Know your risk tolerance When does it make sense to pursue a liquid investment? The asset must maintain a large number of readily-available, interested buyers. But don’t forget—ETFs are just as volatile as the market.

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Workable Wealth

JUNE 24, 2020

While this is true, most articles don’t tell you how to invest wisely, what role investments play in your wealth-building journey or even what the Market can tell you. . But you can’t do that without a clear understanding of what the financial market is, how it operates, and strategies to approach it. stock market.

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Validea

NOVEMBER 29, 2023

” I think for most investors their degree of optimism and pessimism l ikely fluctuates with the performance of their investments and the overall market. Understanding Markets : One of the reasons stocks reward long-term investors is because in the short term they are risky and unpredictable. Take 2022 and 2023 as an example.

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Good Financial Cents

JANUARY 26, 2023

You’ll need to carefully manage your budget, invest in efficient high-yielding assets , and review the numbers regularly so you can work towards retiring at a reasonable age without sacrificing your lifestyle along the way. So if you’ve got ambition and self discipline, maybe you really can retire at 50! Ads by Money.

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Good Financial Cents

DECEMBER 29, 2022

According to a recent Gallup poll , more than half of American adults (58%) have money invested in the stock market. Unfortunately, the sheer number of investment options to choose from can be overwhelming and downright confusing. From there, you can research options and invest in the fractional share market at your own pace.

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Midstream Marketing

AUGUST 13, 2024

Key Highlights A good marketing plan is important for financial advisors. This guide shows key strategies to build a financial advisor marketing plan. These include finding your target audience and using social media, as well as offline marketing methods. In a busy market, financial advisors must use marketing.

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James Hendries

JUNE 20, 2023

But the more you think about it, a successful golfer and a successful investor share a number of traits such as patience, perseverance, attention to detail, and intellectual curiosity. But if you’re consistently playing (or investing) beyond your risk tolerance, you could find yourself disappointed in the results.

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The Irrelevant Investor

FEBRUARY 20, 2020

I had Nick Maggiulli run some numbers for me on what a 60/40 levered portfolio would have done compared to the unlevered version. Near the stock market bottom in 2009, bonds were almost 90% of the portfolio! But after looking at the numbers, it probably doesn't make sense to do it with your entire portfolio, if at all.

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