Wealth Management

MARCH 20, 2024

Supporters and critics of the proposed rule are setting up discussions with the Office of Management and Budget, one of the last steps before the final rule will be revealed.

Insurance 317

Insurance Budgeting Retirement Management 317

The Chicago Financial Planner

OCTOBER 21, 2021

Saving for retirement is a major undertaking for most of us. Health savings accounts (HSA) provide another vehicle to save for retirement. Many of you have the option to enroll in high-deductible insurance plans that allow the use of a health savings account via your employer. The rising cost of healthcare in retirement .

Retirement Planning 193

Retirement Planning Accounting Retirement Planning 193

Financial Symmetry

NOVEMBER 26, 2024

Early retirement has unique financial planning challenges, particularly regarding health insurance and tax strategies. For people who retire before age 65, the challenge of finding affordable and adequate health insurance adds another layer of complexity to their financial plans.

Insurance 67

Insurance Financial Planning Retirement Taxes 67

Abnormal Returns

JANUARY 15, 2025

Podcasts Khe Hy talks with Christine Benz author of "How to Retire: 20 Lessons for a Happy, Successful and Wealthy Retirement." podcasts.apple.com) Retirement Retirement is a great time to do some creative tax planning. awealthofcommonsense.com) The best retirement withdrawal strategy is one you can live with.

Retirement 157

Retirement Tax Planning Taxes Budgeting 157

Wealth Management

DECEMBER 23, 2022

There is a good reason to worry about the American retirement system. It’s not a system at all, but a patchwork of programs and products.

Insurance 246

Insurance Retirement 246

Abnormal Returns

MARCH 12, 2025

axios.com) Getting insurance is going to be a barrier to rebuilding in LA. wsj.com) On the growth of university-affiliated retirement communities. ft.com) Retirement The sequence of returns matters most in the first few years of retirement. mr-stingy.com) Should you get your insurance coverage re-quoted?

Insurance Coverage 144

Insurance Coverage Retirement Insurance Planning 144

Wealth Management

AUGUST 7, 2024

Including permanent life insurance can help prevent blind spots in retirement planning and enable clients to live longer.

Financial Planning 306

Financial Planning Planning Retirement Planning Assets 306

Nerd's Eye View

MAY 15, 2024

On April 25, 2024, the Department of Labor (DoL) issued the final version of its Retirement Security Rule (the "Final Rule"), which imposes an ERISA fiduciary standard "that applies uniformly to all investments that retirement investors may make with respect to their retirement accounts ".

Retirement 246

Retirement Commission Banking Financial Advising 246

Abnormal Returns

OCTOBER 9, 2024

Podcasts Thomas Kopelman and Jacob Turner talk what you should look for in auto insurance. youtube.com) Health insurance Health insurance costs are only going up. wsj.com) Even when you have health insurance your work isn't done. wsj.com) Retirement savings How 401(k) rollovers can reduce your expenses.

Estate Planning 270

Estate Planning Insurance Retirement Financial Planning 270

Nerd's Eye View

OCTOBER 2, 2024

To start, while the state of Social Security's trust fund reserves often receives significant media attention, in reality, the bulk of funding for paying out Social Security benefits comes from Federal Insurance Contributions Act (FICA) taxes, more commonly known as payroll taxes (with workers and their employers each paying 6.2%

Retirement 246

Retirement Clients Financial Planning Taxes 246

Abnormal Returns

AUGUST 7, 2024

(axios.com) Insurance What you need to know about auto insurance coverage. flowfp.com) How much umbrella insurance do you need? wsj.com) Retirement Seven factors when choosing the best retirement location. kindnessfp.com) So many Americans are lacking a 'third leg' to their retirement stool.

Insurance Coverage 271

Insurance Coverage Retirement Insurance Sales 271

Wealth Management

OCTOBER 4, 2022

How whole life insurance can help retirees prepare for market downturns.

Portfolio 246

Portfolio Retirement Insurance Marketing 246

Wealth Management

JULY 31, 2023

How whole life insurance can help retirees prepare for market downturns.

Portfolio 246

Portfolio Retirement Insurance Marketing 246

Wealth Management

JUNE 11, 2025

Ratner June 11, 2025 2 Min Read A client whose estate will remain non-taxable after 2025 has a policy in an irrevocable life insurance trust (ILIT) that was presumably purchased for estate tax liquidity. Related: Zephyrs Adjusted for Risk: Holistic Wealth Strategy and The Essential Role of Insurance About the Author Charles L.

Wealth Management 165

Wealth Management Insurance Estate Planning Clients 165

Wealth Management

MAY 28, 2024

The American Council of Life Insurers, the Insured Retirement Institute and Finseca are among the plaintiffs in the newest suit against the Labor Department’s rule. This is the second suit filed against the rule in Texas this month.

Insurance 298

Insurance Retirement 298

NAIFA Advisor Today

DECEMBER 6, 2024

After earning a finance degree from Ball State University in Muncie, Indiana, Tyler Engelhaupt entered the insurance industry, initially seeking a case manager role with a focus on financial advising. Instead, he found himself in a sales position at Ash, where his career quickly flourished.

Insurance 98

Insurance Retirement Planning Financial Advising Retirement 98

Wealth Management

JUNE 10, 2024

Former Fidelity Investments Life Insurance Company President Jerry Patterson will lead Cetera’s retirement, insurance and annuities segment.

Insurance 283

Insurance Retirement Investing Investments 283

Abnormal Returns

DECEMBER 18, 2024

(tonyisola.com) Aging 10 steps to prepare financially for retirement, including 'Design a retirement paycheck.' theretirementmanifesto.com) How to think about retirement planning even though it may be decades off. nextbigideaclub.com) Some updated estimates of sustainable retirement withdrawal rates. signaturefd-3437664.hs-sites.com)

Retirement Planning 130

Retirement Planning Retirement Valuation Insurance 130

Abnormal Returns

FEBRUARY 26, 2025

sites.libsyn.com) Katie Gatti Tassin talks with Jeremy Porter about how home insurance and climate change are affecting the housing market. aptuscapitaladvisors.com) Retirement There are different levels of retirement readiness. Podcasts Sam Dogen talks with Dr. Jordan Grumet author of "The Purpose Code."

Asset Allocation 157

Asset Allocation Retirement Financial Planning Accounting 157

Abnormal Returns

OCTOBER 18, 2023

open.spotify.com) Retirement Nine things to consider in retirement. tonyisola.com) Retirement is, in part, about saying no to obligations you don't like. marketwatch.com) The retirement savings system is still way too complex. humbledollar.com) How to find abandoned retirement accounts.

Insurance 261

Insurance Math Retirement Taxes 261

Trade Brains

JUNE 9, 2025

When you are preparing for retirement, you should keep in mind both financial strategies and what tax benefits you may gain. Older citizens can get helpful guidance from the Income Tax Department’s special brochure for retirement taxation matters. Key Tax Advantages for Retirees 1.

Retirement 59

Retirement Taxes Planning Government 59

Abnormal Returns

APRIL 24, 2024

whitecoatinvestor.com) Retirement Retirement is filled with all sort of irreversible decisions. nytimes.com) How time feels more precious in retirement. advisorpedia.com) Retirement accounts Just because you can contribute to an IRA doesn't mean you should. humbledollar.com) Don't be ashamed to take senior discounts.

Insurance 259

Insurance Math Retirement Education 259

Financial Symmetry

DECEMBER 11, 2023

When having conversations with individuals approaching retirement, but who have yet to reach age 65, one primary concern is often in the forefront of their mind: What am I going to do about health insurance before I reach Medicare age?

Insurance 113

Insurance Retirement Healthcare 113

Wealth Management

MAY 13, 2024

How illogic in DOL’s Retirement Security Rule produces a crisis of identity for insurance professionals.

Financial Advising 278

Financial Advising Investing Investments Insurance 278

Abnormal Returns

OCTOBER 16, 2024

advisorperspectives.com) Home insurance Does home insurance have a future? contessacapitaladvisors.com) Six lessons learned from a 6-week mini-retirement including 'Appreciate what you have.' sherwood.news) A look at six phases of retirement. (ofdollarsanddata.com) Unearned income doesn't feel as good. bloomberg.com)

Transportation 283

Transportation Insurance Retirement Accounting 283

Abnormal Returns

OCTOBER 2, 2024

(humansvsretirement.com) How to Retire Sammy Azzouz talks with Christine Benz author of "How to Retire Successfully: There’s More to it Than Money." thebostonadvisor.com) A Q&A with Christine Benz about her book "How to Retire: 20 Lessons for a Happy, Successful, and Wealthy Retirement."

Retirement 273

Retirement Risk Management Accounting Insurance 273

Nerd's Eye View

MAY 2, 2025

a ski chalet), assessing whether it will lead to greater overall wellbeing, or, alternatively, more stress, is more challenging Enjoy the 'light' reading! a ski chalet), assessing whether it will lead to greater overall wellbeing, or, alternatively, more stress, is more challenging Enjoy the 'light' reading!

Financial Planner 179

Financial Planner CFP Financial Advisor Retirement 179

Abnormal Returns

SEPTEMBER 25, 2024

docs.google.com) Steve Chen talks intentional retirements with Fritz Gilbert. podcasts.apple.com) How to Retire Amy Arnott and Dan Lefkovitz talk with Christine Benz, about her new her book, "How to Retire: 20 Lessons for a Happy, Successful, and Wealthy Retirement."

Retirement 284

Retirement Wealth Management Taxes Insurance 284

Abnormal Returns

JANUARY 17, 2024

peterlazaroff.com) Robin Powell talks retirement planning with Justin King author of "The Retirement Café Handbook: Nine Accelerators for a Successful Retirement." youtube.com) Retirement How to spend your time in retirement guilt-free. humbledollar.com) 25 things to consider for retirement.

Retirement 254

Retirement Retirement Planning Insurance Education 254

MainStreet Financial Planning

JUNE 17, 2025

These small, intentional moves aren’t just about staying organized in the short term—they also help you protect your long-term financial health, including your ability to continue building toward retirement. Plan Ahead for Seasonal Spending Think about what’s coming: back-to-school shopping, Halloween, Thanksgiving travel, holiday gifts.

Financial Planning 52

Financial Planning Retirement Planning Insurance Coverage 52

Abnormal Returns

MAY 29, 2024

(awealthofcommonsense.com) More Americans are going without house insurance. wsj.com) Retirement Older Americans are spending more to be able to age in place. wsj.com) Retirement Older Americans are spending more to be able to age in place. housingwire.com) How to explore new interests in retirement.

Retirement 283

Retirement Insurance Marketing Marketing 283

Carson Wealth

OCTOBER 24, 2024

Retiring abroad can be a dream come true for many Americans, offering the opportunity to explore new cultures, enjoy different climates, and potentially stretch retirement savings. Taxes One of the biggest financial considerations for Americans retiring abroad is understanding how taxes will work. tax return every year.

Retirement 143

Retirement Healthcare Taxes Medical 143

Abnormal Returns

FEBRUARY 24, 2025

advisorperspectives.com) Retirement planning models are just uncertainty piled on uncertainty. advisorperspectives.com) Health care shocks are better insured than long-term care shocks. (kitces.com) Working with UNHW clients is more complex. citywire.com) Your (potential) clients are looking online for financial advice. crr.bc.edu)

Wealth Management 144

Wealth Management Retirement Planning Financial Advice Clients 144

Abnormal Returns

AUGUST 30, 2023

open.spotify.com) Retirement Seven things we lose in retirement including structure. morningstar.com) Why so many people fear entering retirement. awealthofcommonsense.com) Some Americans are dropping their home insurance due to higher premiums. humbledollar.com) Five steps to take to prepare for cognitive decline.

Financial Advising 260

Financial Advising Retirement Insurance Banking 260

Abnormal Returns

APRIL 17, 2024

Podcasts Roger Whitney talks retirement challenges with Christine Benz. youtube.com) Sam Parr talks with 'Ryan' and 'Jeff' about the reality of retiring early. podcasts.apple.com) Peter Lazaroff talks with Taylor Schulte and Benjamin Brandt about the new Retirement Podcast Network. Houses get bought and sold.

Retirement 274

Retirement Taxes Insurance Investing 274

Abnormal Returns

FEBRUARY 21, 2024

youtube.com) Retirement Why planning in retirement is so challenging. Rowe Price about non-financial considerations in retirement. morningstar.com) People work in retirement for any number of reasons. humansvsretirement.com) 3% rates make holding a mortgage in retirement easier.

Retirement 270

Retirement Retirement Planning Portfolio Management Taxes 270

Nerd's Eye View

NOVEMBER 3, 2023

Enjoy the current installment of "Weekend Reading For Financial Planners" - this week's edition kicks off with the news that the Department of Labor this week released its long-awaited "retirement security rule", its latest effort to curb conflicts of interest around retirement savings recommendations.

Financial Planner 246

Financial Planner Retirement Planning Retirement Insurance 246