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ICE Mortgage Monitor: Property Insurance Costs Rose at a Record Rate in 2024

Calculated Risk

Today, in the Real Estate Newsletter: ICE Mortgage Monitor: Property Insurance Costs Rose at a Record Rate in 2024 Brief excerpt: Property Insurance Premiums Increased Sharply in 2024 Here is a chart from the Mortgage Monitor. These increases are largely being driven by losses due to natural disasters.

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The Hidden Risk in Wealth Planning: Why Health Insurance Needs a Closer Look

Wealth Management

But one critical area is still routinely overlooked: health insurance. Whether it’s a child aging out of coverage, a client navigating Medicare or health insurance selection, or a household with homes in multiple states—these gaps can quietly expose families to surprise bills, denied care, and preventable financial setbacks.

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Weekend Reading For Financial Planners (December 28–29)

Nerd's Eye View

Also in industry news this week: According to a recent survey, advisors are putting an increasing share of client assets into model portfolios, allowing for customization and time savings that advisors appear to be using to provide more comprehensive planning services RIA M&A deal volume saw an annual record in 2024 as a lower cost of capital, (..)

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Q4 Update: Delinquencies, Foreclosures and REO

Calculated Risk

This graph shows the nominal dollar value of Residential REO for FDIC insured institutions based on the Q4 FDIC Quarterly Banking Profile released this week. Note: The FDIC reports the dollar value and not the total number of REOs.

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Why Health Savings Accounts (HSAs) Aren’t Always Worth The ‘Triple Tax Savings’ Advantage

Nerd's Eye View

However, HSAs require individuals to be covered by a High Deductible Health Plan (HDHP), which has tradeoffs compared to traditional health insurance plans.

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The Word on WealthTech for July 2025

Wealth Management

Raymond James Practice Mercer Advisors Lands $1.2B

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New Research Highlights the Benefits of Annuities Over Traditional Retirement Withdrawal Strategies

NAIFA Advisor Today

A recent study supported by the American Council of Life Insurers (ACLI), and conducted by economists Mark Warshawsky and Gaobo Pang, reveals that retirees could see better financial outcomes by incorporating annuities into their retirement income strategy, rather than relying solely on the traditional “4% rule.”