Good Financial Cents

DECEMBER 19, 2022

When you actually do the math, traditional braces or Invisalign can easily cost $24,000 or more for four kids! One of the benefits of an FSA is that it can help people save money on taxes. FSAs are a great way for people to save money on their healthcare costs, but not everyone has access since these accounts are offered by employers.

Insurance 84

Insurance Planning Medical Accounting 84

Zajac Group

FEBRUARY 10, 2025

If you dig even deeper, you may also think about tax implications, including the alternative minimum tax and qualified holding periods. But the basics of equity compensation and tax aside, theres something else you might want to be mindful of something that is a bit more difficult to define or quantify. or Europe).

Taxes 52

Taxes Risk Tolerance Portfolio Investing 52

The Big Picture

FEBRUARY 6, 2024

You wouldn’t be surprised to learn the tax consequences of owning a mutual fund is a part of it. I’d say management consulting is any of the other thing that least at that time was the other career trajectory, just my personality, more of a math oriented introvert. And big consumer and healthcare.

Valuation 130

Valuation Investing Investments Assets 130

The Big Picture

SEPTEMBER 12, 2022

I — I loved math, but really, I was going to go down that literature route more than anything else and — and study Spanish literature. there’s a big focus on how do we optimize for tax efficiency, too. It’s different wealth regimes, it’s different tax regimes. RITHOLTZ: Applied Mathematics, Quants, those guys, yeah.

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Clients Wealth Management Banking Investing 296

The Big Picture

SEPTEMBER 19, 2023

One, one is true and I’ve always said is that I wanted people to stop, ask if I could doing math. And no one asked me if I can do math anymore with a degree from Booth, particularly in econometrics and statistics. So people really ask you, you take French and can you do math. Two reasons. There was a good equity rebound.

Assets 146

Assets Management Investing Portfolio 146

The Big Picture

JANUARY 16, 2024

I was always good at math, but I really, I just didn’t relate to things that were more esoteric bonds options. As it did, I worked for a very large syndicator right out of school, which was right around the time the tax laws changed. But in those days, there were very tax driven investment. I have no family history.

Assets 263

Assets Investing Investments Management 263

The Big Picture

AUGUST 15, 2023

So for a taxable investor, hedge funds generally aren’t tax efficient. And when you look at the assets that are invested, the three trillion in hedge funds, I would guess that north of 90% of that are in institutions that don’t pay taxes. It’s part of their own tax planning. I like Buffett’s idea.

Management 130

Management Investing Investments Government 130

The Big Picture

DECEMBER 6, 2022

You have the liquidity, the tax efficiency, the transparency. And I did the math, and I think at that point in time, roughly speaking, assets in ETS were roughly just 10 percent, 12 percent of assets in mutual funds and I was pretty convinced that that number was to increase significantly.

Clients 159

Clients Investing Investments Management 159

Carson Wealth

MARCH 2, 2023

After you’ve done this math, you might be wondering if you have “enough,” and certainly that’s hard to assess when there are so many unknowns. Understand Your Tax Situation It’s easy to forget about managing taxes in retirement, but the old adage applies: It’s not what you make, it’s what you keep.

Retirement 98

Retirement Taxes Accounting Financial Advisor 98

The Big Picture

AUGUST 8, 2022

ANAT ADMATI, PROFESSOR OF FIANCE AND ECONOMICS, STANFORD GRADUATE SCHOOL OF BUSINESS: So, my journey starts where I took a lot of math. I was good in math and I love the math. So, I was kind of, in my romantic mind when I was in my early 20s, I was going to take but not give back to math, that kind of thing.

Banking 203

Banking Government Insurance Taxes 203

The Big Picture

MAY 9, 2023

So how do you then go from tax and audit practice to finance and investing? So I took it upon myself to go off and took a course in bond math, took another course in derivatives and realized the underlying fundamental concepts were barely, I mean, it wasn’t even high school math in most cases. Very different fields.

Assets 296

Assets Clients Investing Investments 296

Random Roger's Retirement Planning

NOVEMBER 19, 2023

Part of the math that determines options premiums is the risk free rate of return from T-bills. Retire, move to Spain, enjoy food and excellent healthcare. They are not intended to constitute legal, tax, securities or investment advice or a recommended course of action in any given situation.

Retirement 75

Retirement Accounting Math Healthcare 75

The Big Picture

SEPTEMBER 26, 2022

Take healthcare, the healthcare really is going to require systems level change to really revolutionize how we think about our health. Some of the key partners you need in the healthcare space are big hospitals like Mayo Clinic in Minnesota, or Cleveland Clinic in Ohio, or Johns Hopkins in Maryland, or MD Anderson in Texas.

Startup 170

Startup Investing Investments Numbers 170

The Big Picture

JANUARY 24, 2023

I mean, if we really stretched 10 times net income, I think if we find the hot buyer, we can get the 10 times, you know, with no adjustments, no trickery after tax net income, that would be a great price for most businesses. RITHOLTZ: So it’s different math then I need 100x winner versus 99? KLINSKY: Yeah. KLINSKY: Yeah.

Investing 262

Investing Investments Numbers Banking 262

Good Financial Cents

AUGUST 19, 2023

EXPERT TIP That brings us back to simple math – multiplying your annual income times the number of years your family’s living expenses will need to be covered. Health Insurance If your family relies on your work for healthcare, take notice. This alone can require a $1 million life insurance policy.

Insurance 97

Insurance Insurance Coverage Medical Certified Financial Planner 97

Random Roger's Retirement Planning

MAY 10, 2025

That is inline with one way we've expressed inflation math before, that with average 3% price inflation, expenses would increase by 50% in 15 years. What about healthcare costs? They are not intended to constitute legal, tax, securities or investment advice or a recommended course of action in any given situation.

Medical 52

Medical Food Math Insurance 52

The Big Picture

APRIL 8, 2025

And then the next step up seems to be full on wealth management, where you’re dealing with philanthropy, generational wealth transfer, a lot of bells and whistles including estate planning tax. 00:31:40 [Speaker Changed] So there’s the emotions and then there’s the math, right? 00:26:17 [Speaker Changed] Absolutely.

Asset Allocation 146

Asset Allocation Wealth Management Clients Assets 146

The Big Picture

MAY 21, 2024

I’m kind of in intrigued by the idea of philosophy and math. So I found myself getting kind of bored with my math problem sets, and then I could shift to philosophy and then go back and forth. It’s all tax free. In not paying your taxes. So ba in mathematics and philosophy from Berkeley, an MBA from Columbia.

Numbers 146

Numbers Management Banking Marketing 146

Aleph

FEBRUARY 18, 2023

Now she’s leading a push to legalize gambling in Texas [link] Legal gambling leaves society as a whole worse off Feb 16, 2023 As the country emerges from a pandemic that left children zoning out over Zoom, parents are turning to the turbocharged “Russian math” method to give their kids an academic edge. There should be no surprise here.

Banking 59

Banking Healthcare Government Budgeting 59

The Big Picture

MARCH 17, 2025

You sit in a room all day doing tax returns or something, it’s just not, you know, that it seemed antisocial. Deficits can be used to accomplish big things like, you know, repairing crumbling infrastructure, improving our healthcare education systems and, and so on and so forth. A third was a temporary tax cut. I mean Yep.

Economy 146

Economy Taxes Government Budgeting 146

The Big Picture

AUGUST 23, 2022

So, I did the math, 20 million times a hundred. So, let me just repeat the math. And so, again, I went through this simple math. And they said as a result of them earning zero, the $230 million of taxes that was paid in the previous year is paid in error and we’d like that money back. It is $2 billion on the ship.

Government 320

Government Banking Numbers Investing 320

The Big Picture

JUNE 20, 2023

Now, They have seized on healthcare as a huge industry to really dive into, to invest in. And the difficulty with healthcare is that you are not supposed to put profits ahead of patients. RITHOLTZ: How did private equity healthcare, senior living, nursing homes, ERs, hospitals, do during the COVID pandemic? MORGENSON: Right.

Insurance 146

Insurance Healthcare Retail Medicine 146

The Big Picture

OCTOBER 3, 2023

We dive deep into all sorts of things about running businesses, managing risk, and then when we began talking about his public sector service, we went deep into the Tax Cuts and Job Act of 2017. You’re doing a lot of math in your head on the Fly. I’m doing, I’m doing an awful lot of math in my head on the fly.

Taxes 277

Taxes Banking Clients Management 277

The Big Picture

JULY 31, 2023

Burger King Tim Hortons, I remember very clearly because it was in the middle of those waves of kind of tax dodgy, those inversion deals. I mean, you’re talking about, I don’t, I could do the math, it’s like a 10,000% return in like three weeks. And that’s sort of the math. RITHOLTZ: Right.

Retail 130

Retail Government Economy Economics 130

The Big Picture

MAY 16, 2023

And then we brought on our third partner, Gary Bennett, who had sold his company to SalesForce and we were doing a lot of enterprise and healthcare. So this is the math that I applied. So think about this, do the math. How do I go about protecting this giant pool of capital and how do I not get killed tax wise?

Media 287

Media Investing Investments Valuation 287

The Big Picture

APRIL 2, 2024

Healthcare minimum wage. So when I was at this very fancy private school that I was at as a kid, I did math because it gave me a huge amount of free time to do the things I really cared about. But when I got to Cambridge, you know, the math was sort of serious there. So, you know, I took my math into statistics and things.

Healthcare 146

Healthcare Medicine Economics Numbers 146

The Big Picture

AUGUST 22, 2023

SUNSTEIN: Yeah, we probably need a progressive income tax or something and jobs programs and educational opportunity. It’s a power law, this is very slightly technical for yours truly, the English major, not technical for you, the math guy. I mean, what sort of a country has that sort of thing?

Economics 245

Economics Media Government Numbers 245