WiserAdvisor

MARCH 13, 2024

Achieving financial freedom in retirement requires meticulous planning, dedicated effort, and strategic management. Without a solid plan, you risk drifting without direction. When aiming for financial independence, the importance of a structured approach should be emphasized.

Retirement Planning 105

Retirement Planning Retirement Planning Estate Planning 105

Pacifica Wealth

FEBRUARY 9, 2022

The principal becomes disabled or incapacitated. Unlike a General POA, which voids when the principal becomes disabled or incapacitated, a Durable POA does not terminate when the principal becomes disabled or incapacitated; it survives the disability. The principal revokes the POA. The principal dies. 2) Durable POA.

Estate Planning 52

Estate Planning Planning Healthcare Medical 52

Darrow Wealth Management

JANUARY 29, 2024

This article is a high-level overview of the various estate planning techniques and considerations when using revocable living trusts from the perspective of a wealth advisor (e.g. The US has 50 states – each with their own tax laws and estate planning opportunities. States have their own estate tax laws.

Estate Planning 79

Estate Planning Distribution Taxes Wealth Management 79

Carson Wealth

JANUARY 4, 2024

Your financial focus and planning in each decade should follow suit. Let’s look at three financial tactics to focus on in each decade of your life, starting with your 20s. Which decade should you really start to plan for retirement? Set yourself up for future financial success by living each decade to its fullest.

Financial Planning 96

Financial Planning Planning Retirement Estate Planning 96

MainStreet Financial Planning

OCTOBER 3, 2023

What financial struggles are unique to single mothers? How might single mothers financially fall behind compared to households with two parents? How can single mothers make sure they’re taking care of themselves too, financially? Single moms need a spending plan so they can set themselves up for financial success.

Estate Planning 98

Estate Planning Financial Planner Insurance Retirement 98

NAIFA Advisor Today

FEBRUARY 15, 2023

Ike is highly skilled in analyzing long-term care insurance, Medicare supplement coverage, disability insurance, life insurance, and retirement planning. As a Financial Services Professional for Ike Trotter Agency , he provides healthcare, risk management, and "basic" estate planning solutions to families and small businesses.

Estate Planning 52

Estate Planning Financial Consultant Retirement Planning Financial Services 52

Good Financial Cents

MARCH 30, 2023

The concept of a family trust —also known as a revocable living trust—isn’t very well understood by many people. While it’s somewhat more time consuming—and therefore, more expensive—to have a family trust prepared than a will, there are significant benefits of the trust for many individuals. And the final disbursement at age 65.

Estate Planning 111

Estate Planning Taxes Assets Distribution 111

Clever Girl Finance

OCTOBER 13, 2022

Whether it’s an unexpected car repair or damage from a natural disaster, financial emergencies can happen to anyone. Keep reading to learn about seven common types of financial emergencies as well as some of the best ways to prepare for them. What are financial emergencies? Financial emergencies are not large, planned expenses.

Medical 73

Medical Insurance Estate Planning Accounting 73

Darrow Wealth Management

APRIL 25, 2023

While it’s possible to organize financial documents ahead of time, there’s no way to truly prepare for the death of a spouse. Unfortunately, during the grieving process surviving spouses also need to navigate the complex financial issues that arise after the death of their partner. Small tangibles can cause big issues.

Estate Planning 73

Estate Planning Taxes Accounting Retirement 73

Carson Wealth

DECEMBER 20, 2022

Financial advisors and wealth managers help identify and develop a plan designed to meet their clients’ financial goals. Financial advisors can help their clients through one major life challenge or weave together a comprehensive strategy. What Is a Financial Advisor? . What Is Financial Planning?

Financial Advisor 52

Financial Advisor Certified Financial Planner Financial Planner Retirement Planning 52

James Hendries

FEBRUARY 23, 2023

Regardless of the income a business generates, the ages of the owners, or how many employees it has, a business financial plan can help plan for future and unexpected events. A financial plan is a road map of what the business is trying to achieve in the short and long term.

Financial Planning 40

Financial Planning Planning Estate Planning Insurance 40

Carson Wealth

FEBRUARY 29, 2024

It’s a simple, human act – one that seems like it shouldn’t take too much planning to do it correctly. What do you need to consider about gifting as it relates to your overall estate plan? Let’s take a closer look at estate and gift taxes and how you can approach them with a financial planning mindset.

Taxes 96

Taxes Financial Planning Planning Estate Planning 96

WiserAdvisor

MAY 3, 2023

Health and financial planning must go hand in hand to ensure you always have enough savings to tackle the unexpected. From medical expenses to the impact of illness or disability on your ability to earn a living, your health can have a significant effect on your financial well-being.

Financial Planning 52

Financial Planning Planning Healthcare Medical 52

James Hendries

JUNE 29, 2022

Many parents may feel it is unnecessary to inform their adult children about their personal, financial affairs. However, as your children grow older, it can work to your advantage—and that of your entire family— to share with them key financial, medical, and estate planning information. LPL Tracking #1-05283899.

Medical 52

Medical Insurance Estate Planning Planning 52

WiserAdvisor

FEBRUARY 19, 2024

Blind spots in retirement planning are those aspects that are often overlooked, either intentionally or subconsciously. Overcoming these challenges can prove difficult if not addressed in retirement planning well in advance. Overcoming these challenges can prove difficult if not addressed in retirement planning well in advance.

Retirement 66

Retirement Retirement Planning Healthcare Estate Planning 66

Clever Girl Finance

MARCH 19, 2024

No one cares more about your financial well-being than you, so having a personal financial plan is important. Knowing how to make a financial plan will allow you to save money, afford the things you want, and achieve long-term goals like saving for college and retirement. Table of contents What is a financial plan?

Financial Planning 69

Financial Planning Planning Budgeting Insurance 69

Clever Girl Finance

JANUARY 9, 2024

With the right help, you, too, can open a trust and protect your assets, and this guide will give you a crash course on living trusts as an estate planning tool. ” a trust is a legal document that holds your assets, such as real estate, cars, and investments. Table of contents The basics Types How does a living trust work?

Estate Planning 59

Estate Planning Distribution Assets Accounting 59

Clever Girl Finance

JANUARY 4, 2024

However, we can’t downplay the importance of life insurance, how life insurance protects our finances and family, and how much peace of mind it can give you. In fact, having life insurance is protection for you and your loved ones that can minimize or potentially eliminate financial distress.

Insurance 59

Insurance Retirement Taxes Medical 59

Clever Girl Finance

JANUARY 4, 2024

However, we can’t downplay the importance of life insurance, how life insurance protects our finances and family, and how much peace of mind it can give you. In fact, having life insurance is protection for you and your loved ones that can minimize or potentially eliminate financial distress.

Insurance 52

Insurance Retirement Taxes Medical 52

Gen Y Planning

FEBRUARY 1, 2023

Everyone has unique stressors, but the most common are saving money, managing debt, and planning for retirement. They range from simple lifestyle adjustments, mental mindset shifts, and financial planning tips. Think of your net worth as a summary of your total financial value – your assets minus your liabilities.

Financial Planning 52

Financial Planning Financial Advisor Retirement Planning 52

Fortune Financial

FEBRUARY 4, 2024

Will you end up paying too much in ordinary income taxes for company stock in your 401(k) plan? Whether your objectives include paying off a mortgage, funding a college education or preparing for significant family events, understanding and utilizing NUA can greatly enhance your financial strategy, providing immediate and long-term benefits.

Retirement 59

Retirement Retirement Planning Distribution Taxes 59

WiserAdvisor

OCTOBER 4, 2022

Retirement planning can be a bit complex. There are multiple factors to weigh in, right from healthcare and inflation to estate planning, business succession planning, tax planning, and more. However, the main drawback to this can be the lack of foresight regarding what and how to plan.

Budgeting 102

Budgeting Retirement Healthcare Food 102

Good Financial Cents

APRIL 25, 2023

When it comes down to getting short-term goals done, including short-term financial goals, one must implement some strategies to stay on task and on schedule. Let’s start out by discussing some strategies for achieving important short-term goals and then move onto some short-term financial goals that are worth your time and effort.

Budgeting 96

Budgeting Insurance Estate Planning Accounting 96

The Irrelevant Investor

FEBRUARY 12, 2019

Jonathan spent years at an insurance company, and while he believes that term is usually the appropriate option, below he shares how permanent insurance might fit into somebody's financial plan. Second, people generally buy insurance because there will be a financial impact on their family or business were they to die or get disabled.

Insurance 52

Insurance Asset Allocation Estate Planning Planning 52

Brown Advisory

MAY 4, 2020

The missions that these organizations tackle— helping vulnerable families, advancing health care, and protecting the environment, just to name a few—are incredibly challenging. And in parallel with their program work, nonprofit leaders must also build the financial and organizational infrastructure to sustain those programs.

Nonprofit 52

Nonprofit Investing Investments Clients 52

Brown Advisory

SEPTEMBER 4, 2019

The missions that these organizations tackle— helping vulnerable families, advancing health care, and protecting the environment, just to name a few—are incredibly challenging. And in parallel with their program work, nonprofit leaders must also build the financial and organizational infrastructure to sustain those programs.

Nonprofit 52

Nonprofit Investing Investments Clients 52