Calculated Risk
AUGUST 11, 2022
From the MBA: Mortgage Delinquencies Decrease in the Second Quarter of 2022 The delinquency rate for mortgage loans on one-to-four-unit residential properties decreased to a seasonally adjusted rate of 3.64 percent of all loans outstanding at the end of the second quarter of 2022, according to the Mortgage Bankers Association’s (MBA) National Delinquency Survey.
The Big Picture
AUGUST 11, 2022
My morning train WFH reads: • Private Equity Doesn’t Want You to Read This : Not only do private equity partners make money even if their companies blow up; they also get a pretty good deal from the government on what they earn. Private equity funds generally charge their investors two different fees: a management fee of 2 percent of invested assets per year (funds are held for an average of about six years), and a “carried interest” fee that is 20 percent of any investment gains realized in the
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Wealth Management
AUGUST 11, 2022
The former Reynolds Investment Management will partner under the Captrust banner with a Greenville, S.C. team acquired last year.
Calculated Risk
AUGUST 11, 2022
Today, in the Calculated Risk Real Estate Newsletter: Current State of the Housing Market A brief excerpt: This is a market overview for mid-August. The early local market reports for July show inventory up over 46% YoY for these markets! These same markets were up 20% YoY in May, so the NAR report for July will show further increases in inventory. It is important to realize inventory is both increasing and still very low.
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Where are top advisors focusing in 2025? AcquireUp’s 2025 Industry Index reveals it all. Based on insights from 200+ financial professionals nationwide, discover why 74% say seminars and referrals deliver the best ROI, how automation is helping advisors scale faster, and why only 8% are tapping into niche marketing (a major growth opportunity!). Whether you're refining your client acquisition strategy or scaling your practice, this report gives you the real-world data, benchmarks, and action ste
Wealth Management
AUGUST 11, 2022
The Cleveland-based acquisition strengthens MAI’s foothold in Northeast Ohio as it continues efforts to add new capabilities.
Calculated Risk
AUGUST 11, 2022
The DOL reported : In the week ending August 6, the advance figure for seasonally adjusted initial claims was 262,000 , an increase of 14,000 from the previous week's revised level. The previous week's level was revised down by 12,000 from 260,000 to 248,000. The 4-week moving average was 252,000, an increase of 4,500 from the previous week's revised average.
Financial Advisor Source brings together the best content for financial advisor professionals from the widest variety of industry thought leaders.
Calculated Risk
AUGUST 11, 2022
From CoStar: STR: US Weekly Occupancy Near 70%, but Still Behind Pre-Pandemic Level Following seasonal patterns, U.S. hotel performance fell slightly from the previous week, according to STR‘s latest data through Aug. 6. July 31 through Aug. 6, 2022 (percentage change from comparable week in 2019*): • Occupancy: 69.9% (-5.7%) • Average daily rate (ADR): $154.48 (+15.1%) • Revenue per available room (RevPAR): $108.04 (+8.5%) *Due to the pandemic impact, STR is measuring recovery against comparabl
Wealth Management
AUGUST 11, 2022
The keys to strengthening Americans’ retirement security may be found beyond our borders.
Nerd's Eye View
AUGUST 11, 2022
Many clients seek financial advisors for their expertise and their abilities to guide them through financial decisions. However, for some clients, the ambiguity that inevitably arises from uncertain outcomes can be very distressing, especially when it comes to investments during volatile times. While these clients may have general concerns about their financial future, their concerns may also be in reaction to messaging from other sources that guarantee (unrealistically) low or even ‘no-ri
Wealth Management
AUGUST 11, 2022
A four-step process to help shape your marketing
Speaker: Claire Grosjean, Global Finance & Operations Executive
Finance teams are drowning in data—but is it actually helping them spend smarter? Without the right approach, excess spending, inefficiencies, and missed opportunities continue to drain profitability. While analytics offers powerful insights, financial intelligence requires more than just numbers—it takes the right blend of automation, strategy, and human expertise.
Abnormal Returns
AUGUST 11, 2022
Markets The stock market cares about better or worse, not good or bad. (theirrelevantinvestor.com) A notable sign that markets are moving higher. (allstarcharts.com) Companies Tomasz Tunguz, "Profitability has surged as the most significant correlate & predictor of a public software company’s value." (tomtunguz.com) Amazon ($AMZN) is ladling stock on its employees.
Wealth Management
AUGUST 11, 2022
DRLL joins a small but growing wave of so-called anti-woke ETFs after issuers such as BlackRock Inc. put their heft behind environmental, social and governance-focused funds in recent years.
The Reformed Broker
AUGUST 11, 2022
Final Trades: Adobe, defense stocks, Pinnacle West & more from CNBC. The post Clips From Today’s Halftime Report appeared first on The Reformed Broker.
Wealth Management
AUGUST 11, 2022
Buyers are beginning to ask for discounts and some deals fall through. But experts say the disturbance in the sector is based on “short-term uncertainty.
Speaker: David Worrell, CFO, Author & Speaker
Your financial statements hold powerful insights—but are you truly paying attention? Many finance professionals focus on the income statement while overlooking key signals hidden in the balance sheet and cash flow statement. Understanding these numbers can unlock smarter decision-making, uncover risks, and drive long-term success. Join David Worrell, accomplished CFO, finance expert, and author, for an engaging, nontraditional take on reading financial statements.
Abnormal Returns
AUGUST 11, 2022
Books An excerpt from "How to Stay Smart in a Smart World" by Gerd Gigerenzer. (engadget.com) A Q&A with Paris Marx author of "Road to Nowhere: What Silicon Valley Gets Wrong about the Future of Transportation." (gizmodo.com) Policy U.S. taxpayer money help develop a new battery technology. Now only China uses it. (npr.org) Family separation wasn't a side effect, it was the goal, of U.S. government policy.
Wealth Management
AUGUST 11, 2022
Matthew Boersen, the head of the Michigan RIA Straight Path Wealth Management, will become the CFP Board’s youngest chair when he takes over at the start of 2024.
Alpha Architect
AUGUST 11, 2022
Litigation finance is a rapidly growing niche asset class focused on debt and equity investments in litigation claims and law firms. We find that in-sample returns in the space have been in excess of 20% annually with limited correlation to other investment areas. This apparent excess return may be due to information asymmetry and barriers to entry in the space.
Wealth Management
AUGUST 11, 2022
Mercer Advisors' Martine Lellis discusses how the role of financial advisor is evolving with client need.
Speaker: Erroll Amacker
Automation is transforming finance but without strong financial oversight it can introduce more risk than reward. From missed discrepancies to strained vendor relationships, accounts payable automation needs a human touch to deliver lasting value. This session is your playbook to get automation right. We’ll explore how to balance speed with control, boost decision-making through human-machine collaboration, and unlock ROI with fewer errors, stronger fraud prevention, and smoother operations.
A Wealth of Common Sense
AUGUST 11, 2022
A reader asks: So I know you guys have talked a lot about are we in a recession now and being in a bear market (equities declining 20%). When is a bear market by definition over? For instance if we just trade flat for the next year and then do enter a recession does this correction still count as part of that? The short answer is, yes, if we don’t reach all-time highs and rollover again at some point in the coming m.
Wealth Management
AUGUST 11, 2022
Morningstar looks at the most undervalued REIT stocks. Hotel demand and room rates are expected to hold up through the fall season, reports The Wall Street Journal. These are among today’s must reads from around the commercial real estate industry.
Good Financial Cents
AUGUST 11, 2022
They say your chances of winning the lottery are somewhere in the range of 1 in 10 million. Well, today is my lucky day, because I just won – yeah baby! Okay….maybe I didn’t actually win. We’re just going to pretend I did for the sake of this post. ??. I once had a client ask me, “Jeff, if you had a million dollars, how would you invest it?”. The reality is, there are a ton of different strategies I would personally use to invest $1 million dollars, and to help this seed money grow into even mor
Wealth Management
AUGUST 11, 2022
The Vanguard Total Bond Market ETF (ticker BND), with assets of roughly $83.8 billion, has surpassed the $83.2 billion iShares Core US Aggregate Bond ETF (AGG) to become the world’s biggest bond ETF.
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Based off SkyStem's popular e-Book, the book of secrets to the month-end close will be revealed in this one-hour webinar. Learn leading practices when it comes to building a strong and sustainable month-end close that has room to grow and evolve. Learn about the power of precise estimates, why reconciliations are critical to closing the books, how and when to automate, and how the chart of accounts play into your close process.
Million Dollar Round Table (MDRT)
AUGUST 11, 2022
By Bryce Sanders Have you ever come across a person with the potential to be a great prospect? There’s just one problem: You don’t know them. How can you change that? Let’s look deeper. This person might be a high-profile person mentioned in the news. They might be a local philanthropist you do not know or a senior executive who recently relocated to the area.
Wealth Management
AUGUST 11, 2022
It’s common for financial advisors to share that they are “uncomfortable” thinking about a move when the markets are unsettled. But how does an advisor know if now is the right time to consider change?
NAIFA Advisor Today
AUGUST 11, 2022
Congratulations to the NAIFA members who earned the Life and Annuity Certified Professional (LACP) certification during the July testing window. Julianne Hertel, LACP , (loyal member since 2009), financial advisor and founder at Dream Big Wealth Strategies, LLC , in Worcester, MA. Robert Edgin, LACP , (loyal member since 2004), insurance agent and registered representative at American National in Colorado Springs, CO.
Wealth Management
AUGUST 11, 2022
The proposed requirement, which would apply to projects over 20,000 square feet, aims to address the longstanding lack of diversity in the city’s CRE industry.
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Like being inches from the end zone, many advisors are frustratingly close to their next level of success. You work hard. You put in the hours. But if your closing rate is stuck or your pipeline feels like a revolving door… something has to change. Most advisors are just one small shift away from dramatically increasing their revenue. The difference?
Integrity Financial Planning
AUGUST 11, 2022
A recent survey found that 85% of Americans said their personal finances were causing them stress. One of the most common concerns was having enough saved for retirement. There’s no better time than now to review your current situation and get your finances on track. #1 Establish a List of Goals. As the year goes by, significant events can impact your outlook on life and retirement.
Wealthfront
AUGUST 11, 2022
When you think about your financial future, you probably have two kinds of goals: short-term goals, like a vacation you plan to take later this year, and long-term goals, like sending a child to college or retiring. In order to give yourself the best chance of comfortably reaching those goals, you should approach your short-term […]. The post How Should I Save for Short-Term vs.
Random Roger's Retirement Planning
AUGUST 11, 2022
Peter Lazaroff posted Investing in Your 50's which focused on both portfolio and lifestyle considerations as people in that age group are looking around one corner or two toward their retirement. All the advice is sound, nothing that was clearly incorrect or anything but as I read it I repeatedly thought to myself, yeah but. Again, "the book" would agree with the post but being well into my 50's now, I feel like it ignored real world stuff, or put differently, peoples real life situations are no
Good Financial Cents
AUGUST 11, 2022
This is a question that many investors are asking as cryptocurrency continues to gain popularity. While there is no simple answer, there are a few factors to consider that could help you make a prediction. What is Dogecoin? Dogecoin ( DOGE-USD ) is a cryptocurrency that was created in 2013 as a way to satirize the Bitcoin craze. It is often called the “joke currency” because it was originally started as a prank.
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