Mon.Mar 20, 2023

article thumbnail

MBA Survey: "Share of Mortgage Loans in Forbearance Decreases to 0.60% in February"

Calculated Risk

From the MBA: Share of Mortgage Loans in Forbearance Decreases to 0.60% in February The Mortgage Bankers Association’s (MBA) monthly Loan Monitoring Survey revealed that the total number of loans now in forbearance decreased by 4 basis points from 0.64% of servicers’ portfolio volume in the prior month to 0.60% as of February 28, 2023. According to MBA’s estimate, 300,000 homeowners are in forbearance plans.

Portfolio 303
article thumbnail

Real Estate Investors Brace for a Liquidity Squeeze Amid Bank Sector Turmoil

Wealth Management

The failures of major regional banks last week have created a new round of uncertainty for real estate capital markets.

Banking 279
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Adviser links: ventilation of your schedule

Abnormal Returns

Podcasts Brendan Frazier talks with Deirdre Van Nest about communicating with clients in an emotionally-compelling way. (wiredplanning.com) Daniel Crosby talks with Emily Koochel about defining and seeking financial wellness. (standarddeviationspod.com) Banks The combined UBS-CS will be a money management giant. (barrons.com) The FDIC is planning to sell SVB Private separately from the rest of the bank.

article thumbnail

Diversifying Beyond the 60/40 Portfolio: Part 2

Wealth Management

Investors can improve the odds of achieving their financial goals by including alternative investments in their portfolios.

Portfolio 278
article thumbnail

2025 Industry Index: How Top Advisors Are Scaling Smarter (and Faster) This Year

Where are top advisors focusing in 2025? AcquireUp’s 2025 Industry Index reveals it all. Based on insights from 200+ financial professionals nationwide, discover why 74% say seminars and referrals deliver the best ROI, how automation is helping advisors scale faster, and why only 8% are tapping into niche marketing (a major growth opportunity!). Whether you're refining your client acquisition strategy or scaling your practice, this report gives you the real-world data, benchmarks, and action ste

article thumbnail

First House Price Index goes Negative Year-over-year

Calculated Risk

This is for asking prices of a "common" home. Haus released their weekly Common Haus Price Index (CHPI) today showing a 0.2% decrease in asking house prices year-over-year. From Common Haus Price Index (CHPI) at Haus: The weekly Common Haus Price Index Each week, Haus releases the Common Haus Price Index (CHPI), a home price index of asking prices for the most common American home: a three-bed, two-bath, 1,500-square-foot home built in 1977 on a quarter-acre lot.

242
242
article thumbnail

How to Help DC Participants Find and Consolidate Accounts

Wealth Management

Meet Beagle is working with plan sponsors and advisors to help people find their old 401(k) plans and roll them into a new plan or IRA.

More Trending

article thumbnail

Orion Continues to Advance Technology Opportunities for Advisors

Wealth Management

Orion is working to advance technology opportunities for advisors.

264
264
article thumbnail

Tuesday: Existing Home Sales

Calculated Risk

From Matthew Graham at Mortgage News Daily: How to Make Sense of Mortgage Rate Info These Days Shifting gears to today's MOVEMENT (since that what matters after all), rates are HIGHER today than they were on Friday. Most lenders ended up raising rates during the business day in response to bond market losses. In terms of 30yr fixed rates, the average lender ended up about an eighth of a percent (.125) higher compared to Friday morning. [ 30 year fixed 6.67% ] emphasis added Tuesday: • At 10:00 A

Sales 162
article thumbnail

The Rise of the “Moneyball Era” of Commercial Real Estate

Wealth Management

Now is the time for commercial real estate professionals to adopt AI-based best practices and navigate the vertical market.

Marketing 264
article thumbnail

Yes, This Is a Bailout of Credit Suisse

The Reformed Broker

On this special episode of Live from The Compound, Jesse Eisinger (senior editor and reporter at ProPublica) joins Michael Batnick and Josh Brown to discuss UBS acquiring Credit Suisse, ProPublica’s new insider trading expose, and much more! Follow Jesse on: Twitter Book Let us know if we can help you with your financial plan or portfolio: [link]. The post Yes, This Is a Bailout of Credit Suisse appeared first on The Reformed Broker.

article thumbnail

Data Talks, CFOs Listen: Why Analytics Are Key To Better Spend Management

Speaker: Claire Grosjean, Global Finance & Operations Executive

Finance teams are drowning in data—but is it actually helping them spend smarter? Without the right approach, excess spending, inefficiencies, and missed opportunities continue to drain profitability. While analytics offers powerful insights, financial intelligence requires more than just numbers—it takes the right blend of automation, strategy, and human expertise.

article thumbnail

Goodwill Hunting When Selling a Business: Reader Q&A

Wealth Management

Last month’s column generated a number of questions about goodwill from Wealthmanagement.com readers.

Numbers 246
article thumbnail

House Prices: Rust or Bust?

Calculated Risk

Today, in the Calculated Risk Real Estate Newsletter: House Prices: Rust or Bust? It is possible the Median House Price will be Down YoY in February A brief excerpt: Back in 2005, a real estate agent asked me if I thought house prices would “rust or bust”. My answer in 2005 was “bust”! For the current situation, I’d argue this is more like the 1978 to 1982 period , and my answer now is “rust” (see: House Prices: 7 Years in Purgatory ).

Sales 130
article thumbnail

CFP Board's Ad Campaign Reflects Flexibility After Split

Wealth Management

The new advertisement begins running today, and comes several months after the Board announced a change to grant the organization more flexibility in its marketing.

CFP 246
article thumbnail

Monday links: suffering the consequences

Abnormal Returns

Markets Treasury market liquidity is not great. (bloomberg.com) Rising rates are still working their way through the markets and economy. (allisonschrager.substack.com) Crypto Bitcoin has been on a tear YTD. (allstarcharts.com) New York Community Bank is acquiring Signature Bank but not its crypto assets. (blockworks.co) The remaining crypto firms are undergoing a rebrand.

article thumbnail

What Your Financial Statements Are Telling You—And How to Listen!

Speaker: David Worrell, CFO, Author & Speaker

Your financial statements hold powerful insights—but are you truly paying attention? Many finance professionals focus on the income statement while overlooking key signals hidden in the balance sheet and cash flow statement. Understanding these numbers can unlock smarter decision-making, uncover risks, and drive long-term success. Join David Worrell, accomplished CFO, finance expert, and author, for an engaging, nontraditional take on reading financial statements.

article thumbnail

Orion’s Eric Clarke Tackles the Tech Integration Challenge

Wealth Management

Hear how Orion is creating an integrated technology experience designed to power growth and efficiency.

246
246
article thumbnail

Lies, Damn Lies, and Visions of Nuclear Catastrophe

Advisor Perspectives

The strongest force standing in the way of nuclear energy is the antiquated, irrational fear of it.

126
126
article thumbnail

WMRE's Common Area: Exploring Tax-Advantaged Real Estate Options

Wealth Management

Capital Square's Louis Rogers comes on the podcast to talk about 1031 exchanges, DSTs, Qualified Opportunity Zones and other tax-advantaged real estate options.

Taxes 246
article thumbnail

Riskless at Age 104

Advisor Perspectives

A TIPS is risky in the short term and riskless in the long run, which is precisely the opposite of, and complementary to, a T-bill, which is riskless in the short term but, because of reinvestment rate volatility, risky in the long run.

111
111
article thumbnail

How to Avoid Pitfalls In Automation: Keep Humans In the Loop

Speaker: Erroll Amacker

Automation is transforming finance but without strong financial oversight it can introduce more risk than reward. From missed discrepancies to strained vendor relationships, accounts payable automation needs a human touch to deliver lasting value. This session is your playbook to get automation right. We’ll explore how to balance speed with control, boost decision-making through human-machine collaboration, and unlock ROI with fewer errors, stronger fraud prevention, and smoother operations.

article thumbnail

Making WealthTech Make Sense

Wealth Management

At the Orion Ascent Conference, several tech firms explain what they do to an 11 year old.

246
246
article thumbnail

Talk Your Book: How to Buy Treasuries

A Wealth of Common Sense

Today’s Talk Your Book is brought to you by US Benchmark Series: On today’s show, we spoke with Alex Morris, Co-Founder and CIO of F/m Investment to discuss the 2023 banking crisis and investing in treasuries. On today’s show, we discuss: The need for a treasury product for investors How US Benchmark runs their treasury ETFs What “on the run” means Why focus on one treasury duration The volatility.

Banking 107
article thumbnail

Seven Must Reads for Real Estate Investors Today (March 21, 2023)

Wealth Management

The Real Deal looks at the potential impact of UBS buying Credit Suisse. The New York Times examines what it calls a chaotic liquidation of Bed Bath & Beyond’s Harmon Stores division. These are among today’s must reads from around the commercial real estate industry.

246
246
article thumbnail

Understanding the Bank Panic of 2023 (Video)

Discipline Funds

We put together a brief video on the dynamics of what’s occurring in the banking system presently. We cover: How the credit cycle typically unfolds Why banks are being hurt in this environment I hope this adds some context to what’s going on and helps you better understand the current environment.

Banking 105
article thumbnail

Book of Secrets on the Month-End Close

Based off SkyStem's popular e-Book, the book of secrets to the month-end close will be revealed in this one-hour webinar. Learn leading practices when it comes to building a strong and sustainable month-end close that has room to grow and evolve. Learn about the power of precise estimates, why reconciliations are critical to closing the books, how and when to automate, and how the chart of accounts play into your close process.

article thumbnail

Adjusted for Risk: All Things Direct Indexing With Revisor Wealth Management Partners' Landon Jones and Ethan Dunbar

Wealth Management

Revisor Wealth Management Partners' Landon Jones and Ethan Dunbar discuss the benefits of outsourcing investment management, and all things direct indexing, including how it's different than SMAs.

article thumbnail

Goldman Expects the FOMC to Pause

Calculated Risk

Yesterday I wrote: FOMC Preview: Uncertainty, Likely 25bp Hike, Maybe Pause This morning Goldman Sachs economist David Mericle wrote: March FOMC Preview: Pause We expect the FOMC to pause at its March meeting this week because of stress in the banking system. This would mean taking a pause in the inflation fight, but that should not be such a problem.The inflation problem actually looks less urgent now than last summer because near-term inflation expectations have fallen sharply and long-term in

Banking 100
article thumbnail

Multiple Law Firms Investigating Focus Financial Take-Private Sale

Wealth Management

Several law firms are looking into whether Focus’ board members breached their fiduciary duties in agreeing to the sale at $53 per share.

article thumbnail

NAIFA Mourns the Passing of Past President Terry Headley

NAIFA Advisor Today

NAIFA is sad to inform our members, partners, and friends that NAIFA Past President Terry K. Headley, LUTCF, FSS, LIC, passed away March 18, in Melbourne Beach, Florida. A loyal NAIFA member since 1974, Terry was a legend in the insurance and financial services industry. He was the Founder and President of Headley Financial Group in LaVista, Nebraska.

article thumbnail

Stop Falling Short When It Matters Most—The Elite Advisor’s Playbook to Success

Like being inches from the end zone, many advisors are frustratingly close to their next level of success. You work hard. You put in the hours. But if your closing rate is stuck or your pipeline feels like a revolving door… something has to change. Most advisors are just one small shift away from dramatically increasing their revenue. The difference?

article thumbnail

Is the Future of Finance Behavioral?

Wealth Management

Dr. Daniel Crosby discusses Orion’s pursuit to have advisors utilize technology to help deepen client conversations, differentiate themselves and grow their firms.

Clients 246
article thumbnail

: Wedbush upgrades NY Community Bancorp on ‘sweetheart deal’ for Signature Bank assets

MarketWatch

Wedbush on Monday upgraded New York Community Bancorp Inc. NYCB to outperform from neutral based on its expected earnings boost from its acquisition of Signature Bank’s loan and deposit portfolio, as announced by the Federal Deposit Insurance Corp. (FDIC). New York Community Bancorp is rallying 30% in premarket trades. New York Community Bancorp’s Flagstar unit will operate Signature Bank’s 40 branches starting Monday.

Assets 98
article thumbnail

How to Commit to Organic Growth as a Young RIA

Wealth Management

RIA firms are finding it difficult to grow outside of M&A and market performance. The timing may be perfect for RIAs to commit to organic growth and all that it reveals about who they are, who they serve, and why they do what they do. Dennis Morton, co-founder and principal at Morton Brown Family Wealth, discusses steps to creating a successful organic growth strategy.

Marketing 245
article thumbnail

How to Invest $200,000 and Generate a Solid Return

Good Financial Cents

When at the point of wondering how to invest $200,000, that’s definitely a good sign. After all, having this amount to invest means you’re on the fast path to building long-term wealth. This is especially true if you can invest $200,000 and leave it alone for a decade or two, giving compound interest plenty of time and space to do its job. But, how much can you end up with if you invest $200,000 wisely, today?

article thumbnail

Demo SkyStem’s Award Winning Month-End Close Solution & Earn $100

Is your finance team bogged down by endless data requests and disorganized spreadsheets during the month-end close? It’s time to consider a better option – automate with ART! SkyStem’s solution works alongside your ERP to transform the close and account reconciliation process and speed up month-end work. Explore SkyStem’s ART - the award-winning account reconciliation automation platform - and receive a $100 Amazon gift card as a thank you for your time.