Calculated Risk

MAY 19, 2025

Altos reports that active single-family inventory was up 1.5% week-over-week. Inventory is now up 22.9% from the seasonal bottom in January and is increasing. Usually, inventory is up about 13% from the seasonal low by this week in the year. So, 2025 is seeing a larger than normal pickup in inventory. The first graph shows the seasonal pattern for active single-family inventory since 2015.

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282

Wealth Management

MAY 19, 2025

Gifting undivided real estate interests can help your clients maximize wealth transfer and minimize tax exposure in estate planning.

Estate Planning 248

Estate Planning Taxes Clients Planning 248

Calculated Risk

MAY 19, 2025

From Matthew Graham at Mortgage News Daily: Mortgage Rates Briefly Over 7% Before Mid-Day Improvement Mortgage rates jumped sharply over the weekend as financial markets reacted to Moody's credit rating downgrade of the U.S. News of the downgrade broke with only minutes left in Friday's market/business day, so most of the response played out when global markets opened again late last night.

Financial Market 191

Financial Market Economics Marketing Marketing 191

Wealth Management

MAY 19, 2025

Todays trustees face rising vulnerabilities, evolving legal expectations and increasingly complex investment decisions.

Investments 239

Investments Investing 239

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Accounting

Calculated Risk

MAY 19, 2025

There were still a large number of ships unloading in April. We should see a sharp drop in May traffic due to the tariffs. Container traffic gives us an idea about the volume of goods being exported and imported - and usually some hints about the trade report since LA area ports handle about 40% of the nation's container port traffic. The following graphs are for inbound and outbound traffic at the ports of Los Angeles and Long Beach in TEUs (TEUs: 20-foot equivalent units or 20-foot-long cargo

Retail 147

Retail Numbers 147

Wealth Management

MAY 19, 2025

Learn how to protect clients from tax penalties and missed opportunities as international business travel increases. Maximize portfolio performance across borders.

Taxes 245

Taxes Financial Advisor Portfolio Clients 245

Wealth Management

MAY 19, 2025

Decoding covered gifts and bequests under the final regulations.

Estate Planning 237

Estate Planning Taxes Planning 237

Calculated Risk

MAY 19, 2025

Today, in the Calculated Risk Real Estate Newsletter: "How do you grade the Spring housing market?" A brief excerpt: Last week, Housing Wire Editor in Chief Sarah Wheeler asked Lead Analyst Logan Mohtashami the above question: "How do you grade the Spring housing market?" My friend Logan replied: Generally, just for how I look at housing, this kind of gets an A.

Marketing 147

Marketing Marketing 147

Wealth Management

MAY 19, 2025

Individual beneficiaries are personally liable for their RMDs and taxes, even for IRAs inherited through a trust.

Distribution 205

Distribution Taxes 205

Abnormal Returns

MAY 19, 2025

Podcasts Michael Kitces talks with Ed Slott about the benefits of becoming an IRA expert. (kitces.com) Matt Zeigler and Jack Forehand talk with Wade Pfau about the dangers of sequence of returns risk. (youtube.com) Advisortech How Robinhood's ($HOOD) robo-advisor works in practice. (riabiz.com) Basic Capital wants to bring leverage to your 401(k) plan.

CFP 147

CFP Clients Planning Sales 147

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Clients

Wealth Management

MAY 19, 2025

A new survey by FTSE Russell finds a broad understanding of direct indexing among advisors, but friction remaining for use.

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206

The Big Picture

MAY 19, 2025

My back-to-work morning train WFH reads: The Stealthy Lab Cooking Up Amazons SecretSauce : The online giant bought a mysterious chip startup 10 years ago. It now looks like one of the smartest deals in tech history. ( Wall Street Journal ) Warren Buffett Reveals He Stepped Down After Finally Feeling His Age : The legendary investor, 94, opens up about his decision to hand the top job to Greg Abel; How do you know the day that you become old?

Engineering 130

Engineering Startup Manufacturing Assets 130

Wealth Management

MAY 19, 2025

The outcome will depend on state law.

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197

Advisor Perspectives

MAY 19, 2025

Given the recent market volatility and the possibility of an adverse wealth effect, it's worth quantifying the relationship between stock returns and economic activity.

Economics 69

Economics Marketing Marketing 69

Speaker: Claire Grosjean, Global Finance & Operations Executive

Finance teams are drowning in data—but is it actually helping them spend smarter? Without the right approach, excess spending, inefficiencies, and missed opportunities continue to drain profitability. While analytics offers powerful insights, financial intelligence requires more than just numbers—it takes the right blend of automation, strategy, and human expertise.

Management

Wealth Management

MAY 19, 2025

How to capture IRA rollovers is a pain point for both retirement plan advisors and record keepers.

Retirement Planning 192

Retirement Planning Retirement Planning 192

XY Planning Network

MAY 19, 2025

Lets talk about this elusive efficiency goal achieving the best outcome while sacrificing the least resources. Well, not everything should be efficient. Hear me out. As a discerning and gifted business builder, you should still decide what doesnt need to be effortless. Maybe client time doesnt need to come in tight, agenda-oriented, 30-minute sessionsmaybe it does.

Clients 73

Clients Education 73

Wealth Management

MAY 19, 2025

The most pressing tax law developments of the past month.

Taxes 212

Taxes 212

Random Roger's Retirement Planning

MAY 19, 2025

A quote attributed to David Swensen that I hadn't seen before. As a general rule of thumb, the more complexity in a Wall Street creation, the faster and further investors should run. If you read a lot of posts here, you might have read something from me along the lines of allocating a lot to simplicity with just a little bit to complexity. Swensen was the long time manager of the Yale Endowment and anything you might find about how the endowment was allocated under Swensen probably won't look ve

Risk Tolerance 52

Risk Tolerance Portfolio Management Taxes 52

Speaker: David Worrell, CFO, Author & Speaker

Your financial statements hold powerful insights—but are you truly paying attention? Many finance professionals focus on the income statement while overlooking key signals hidden in the balance sheet and cash flow statement. Understanding these numbers can unlock smarter decision-making, uncover risks, and drive long-term success. Join David Worrell, accomplished CFO, finance expert, and author, for an engaging, nontraditional take on reading financial statements.

Numbers

Wealth Management

MAY 19, 2025

The benefits of having a prenuptial agreement and some alternatives for those clients who resist.

Clients 174

Clients 174

Advisor Perspectives

MAY 19, 2025

This is the story of how we got to a moment in history defined by global and national crises. It is the story about how a radical geopolitical transition is taking place as old socio-economic and institutional cycles in the US end and new ones begin.

Economics 55

Economics 55

Wealth Management

MAY 19, 2025

The phraseif youve seen one family office, youve seen one family officeis more of a myth than a maxim. While every familys story is its own, the family offices they create often reflect familiar patterns.

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158

Advisor Perspectives

MAY 19, 2025

Wall Street’s emerging-market faithful are finally seeing better returns after missing out for years as US stocks soared.

Banking 59

Banking Marketing Marketing 59

Speaker: Erroll Amacker

Automation is transforming finance but without strong financial oversight it can introduce more risk than reward. From missed discrepancies to strained vendor relationships, accounts payable automation needs a human touch to deliver lasting value. This session is your playbook to get automation right. We’ll explore how to balance speed with control, boost decision-making through human-machine collaboration, and unlock ROI with fewer errors, stronger fraud prevention, and smoother operations.

Accounting

Wealth Management

MAY 19, 2025

Jeff Ringdahl, a former executive at Resolute Investment Managers, will be responsible for enhancing Summit Trails client experience and family office products.

Clients 158

Clients Management Investments Investing 158

Advisor Perspectives

MAY 19, 2025

Long-dated Treasuries fell on Monday as investor attention turned to the US’ ballooning debt after Moody’s Ratings stripped the nation of its last top credit rating.

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49

Wealth Management

MAY 19, 2025

The DOJ claimed that Matthew Piercey touted his bona fides as an investment advisor but stole millions from clients, contending federal investigations against him were merely payback.

Investment Advisor 150

Investment Advisor Clients Investments Investing 150

FMG

MAY 19, 2025

A financial advisor Instagram bio might be short, but its impact isnt. Its one of the most visible pieces of your digital presence as a financial advisor. People decide in seconds whether to follow, message, or scroll away. When that decision happens on your profile, your bio needs to do heavy liftingand fast. Financial advisors dont get second chances with first impressions.

Financial Advisor 52

Financial Advisor Retirement Planning Retirement Planning 52

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Accounting

Wealth Management

MAY 19, 2025

Allocating between principal and income portfolios.

Distribution 140

Distribution Portfolio 140

Advisor Perspectives

MAY 19, 2025

Stocks have rebounded since the White House delayed steep tariffs that were announced in early April, but trade policy remains a potential driver of volatility.

Marketing 52

Marketing Marketing 52

Wealth Management

MAY 19, 2025

Planning strategies for practitioners.

Taxes 140

Taxes Planning 140

Advisor Perspectives

MAY 19, 2025

In a speech Thursday, Federal Reserve Chair Jerome Powell hinted that the central bank’s five-year framework review will focus on the particulars of its maximum employment and stable price goals, as well as efforts to communicate clearly with the public.

Communication 52

Communication Banking 52

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Like being inches from the end zone, many advisors are frustratingly close to their next level of success. You work hard. You put in the hours. But if your closing rate is stuck or your pipeline feels like a revolving door… something has to change. Most advisors are just one small shift away from dramatically increasing their revenue. The difference?

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