Mon.Jul 14, 2025

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Zephyr's Adjusted for Risk: How Private Credit Is Reshaping Investment Strategies

Wealth Management

Ryan Nauman and Miguel Sosa discuss the increased popularity of private credit post-Global Financial Crisis, how interval funds match well with private credit due to liquidity needs, and why private credit is attractive to both investors and issuers

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Tuesday: CPI, NY Fed Mfg

Calculated Risk

From Matthew Graham at Mortgage News Daily: Mortgage Rates Just a Hair Higher Ahead of Important Inflation Report Today's movement in mortgage rates, in and of itself, is barely worth mentioning. The average lender remains close enough to Friday's levels but is technically just a hair higher. That fact is offset by the counterpoint that most of the past two months saw higher rates.

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Five Key Provisions of New Tax Law Affecting Estate Planning

Wealth Management

New law increases transfer tax exemptions, raises SALT deduction cap, preserves TCJA rates, expands QSBS benefits and continues QBI deduction.

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The 2025 Alternative Investment Tax Guide for High-Income Filers

Harness Wealth

Alternative investments such as private equity, cryptocurrencies, and collectibles now represent a significant part of the investment arena, in particular to high-income individuals. These alternative investments can offer distinct advantages in the shape of portfolio diversification and the potential for higher returns, but they can come with equally distinct tax complications that need to be carefully planned for.

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How to Streamline Payment Applications & Lien Waivers Through Innovative Construction Technology

Speaker: Dylan Secrest, Founder of Alamo Innovation and Construction Digital Transformation Consultant

Construction payment workflows are notoriously complex when you consider juggling multiple stakeholders, compliance requirements, and evolving project scopes. Delays in approvals or misaligned data between budgets, lien waivers, and pay applications can grind progress to a halt. The good news? It doesn't have to be this way! Join expert Dylan Secrest to discover how leading contractors are turning payment chaos into clarity using digital workflows, integrated systems, and automation strategies.

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Will House Prices Decline Nationally in 2025?

Calculated Risk

Today, in the Calculated Risk Real Estate Newsletter: Will House Prices Decline Nationally in 2025? A brief excerpt: Most forecasts for 2025 were for U.S. house prices to increase modestly in the 3% to 4% range. My early view was “mostly flat prices nationally in 2025” with some areas seeing price declines. I didn’t expect either a crash in prices or a surge in prices.

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Banks Are Bringing Boots $4.25 Billion Buyout Debt to Market

Advisor Perspectives

Banks are looking to sell $2.25 billion of term loans and $2 billion equivalent of bonds for Boots, to help finance its acquisition by US private equity firm Sycamore Partners, according to people familiar with the matter.

More Trending

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The Emotional and Time Value of Advice

Advisor Perspectives

In this paper, we study the emotional benefits and time-saving value that paid professional financial advice provides to clients.

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"We're Living In 'End Times' When You Can't Retire On $1 Million"

Random Roger's Retirement Planning

How about that for a headline from a Marketwatch article, here's the link via Morningstar. The magic of having $1 million for retirement is no longer what it once was. Assuming normal withdrawal rates of 4-5%, $40,000 or $50,000 is a fine income stream but it's not a G-Wagon in the driveway, a closet full of $500 shoes and frequent first class tickets to Europe.

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Morgan Stanley Says Tax Cuts and Earnings to Boost US Mega Caps

Advisor Perspectives

US mega caps are attractive as they’re likely to be boosted by the fiscal spending bill as well as a robust earnings outlook, according to Morgan Stanley strategists.

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Crypto Investors Are Choosing Japan Over India; Here’s Why

Trade Brains

Synopsis- While global crypto markets shake, Japan is building a fortress. Asia’s third-largest economy is rapidly becoming a safe harbour for digital assets. As a result, its carefully crafted approach offers vital lessons for India’s own crypto ambitions. India currently wrestles with regulatory uncertainty. On the other hand, Japan provides a clear roadmap for balancing innovation with security.

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You upgrade everything else. Why not your close process?

You wouldn’t keep using a 2009 flip phone - so why settle for outdated close processes? It’s time for an upgrade. SkyStem's Guide to Month-End Close Software walks you through what today’s best tools can do (and what your team shouldn’t have to deal with anymore). Get smart, fast, and a whole lot less stressed when it’s time to close the books.

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Adviser links: our greatest value

Abnormal Returns

Podcasts Michael Kitces talks with James Conole, founder of Root Financial, about attracting clients who have engaged with his educational YouTube videos. (kitces.com) Michael Batnick talks tech overload with Kyle Van Pelt, CEO of MileMarker. (youtube.com) Meb Faber talks with Sara Naison-Tarajano, Global Head of Private Wealth Management Capital Markets and Goldman Sachs Apex.

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Q2-2025 Earnings Season Preview

Advisor Perspectives

Next week, the Q2-2025 earnings season will begin in earnest as a barrage of S&P 500 companies report, starting with the Wall Street money center banks on Tuesday and Wednesday. Since earnings drive the market by supporting investor expectations, what should investors expect? Let’s dig into the details.

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CPI Preview

Calculated Risk

The Consumer Price Index for May is scheduled to be released tomorrow. The Consumer Price Index for June from the BLS. The consensus is for a 0.3% increase in CPI, and a 0.3% increase in core CPI. The consensus is for CPI to be up 2.6% year-over-year and core CPI to be up 2.9% YoY. From Goldman Sachs economists: We expect a 0.23% increase in June core CPI (vs. +0.3% consensus), corresponding to a year-over-year rate of 2.93% (vs. +3.0% consensus).

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What is a CLO?

SEI

Skip to main content remove menu search Search search remove Home What we do right-arrow arrow-sm-down left-arrow Back What we do Customizable technology and investment solutions that simplify complexity and empower the financial services industry to move forward with confidence. Technology and operations Powering the future of wealth with enterprise platform solutions and outsourced operations that address complex business challenges.

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Your Accounting Expertise Will Only Get You So Far: What Really Matters

Speaker: Victor C. Barnes, CPA, MBA

In the climb from contributor to leader, the rules quietly change. If you’re aiming for the summit, the air gets thinner—and what got you here won’t be enough to get you to the top (a concept first popularized by Marshall Goldsmith in his book What Got You Here Won’t Get You There ). What made you successful early in your finance career—technical accuracy, sharp analysis, flawless execution—won’t be what carries you to the next level.

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Market Commentary: Carson Investment Research Presents Its Midyear Outlook 2025: Uncharted Waters

Carson Wealth

The Carson Investment Team was proud to release our Midyear Outlook 2025: Uncharted Waters last week. Few would have thought at the April 8 lows, with the S&P 500 down nearly 20%, that markets would make such a furious comeback. Yet here we sit in early July with the S&P 500 at a total return of 7.2% year to date as of July 11, well on pace for our full year Outlook 2025 target of 12–15%.

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Three Things: Are You Rich?

Discipline Funds

This is actually one thing with three very important conclusions. I was reading this article in the WSJ (h/t Ben Carlson ) about people who make over $250,000 a year who don’t feel rich. A common theme in my work over my career is that American living standards are better than they’ve ever been and people don’t seem to know it. We don’t realize how good we have it because we don’t have a good way to measure our relative living standards.

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13 Investment Must Reads for This Week (July 14, 2025)

Wealth Management

Trying to pick winners among active mutual funds is a bad bet, according to Morningstar’s Jeffrey Ptak. U.S. ETFs raised more than $100 billion again in June, bringing the midyear total to $554 billion, according to ETFGI. These are among the investment must-reads we found this week for financial advisors.

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A Guide to Tax-Efficient Real Estate Investment

Harness Wealth

Real estate investment is one of the more common—and arguably more consistent—avenues to wealth creation, delivering capital appreciation, rental income, and portfolio diversification. While the appeal of real estate may be evident, complex federal, state, and local tax regulations can present a major challenge to the profitability of your property investments.

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Live Demo - Supercharge your Month End Close

Automation generally supercharges any process and brings its value to the forefront. See how infusing automation such as ART (our month-end close solution), into your close can get you to the next level of closing. We will share a live demo of SkyStem's solution, ART and share the key elements of month-end close automation. Through ART, we'll take a look at: What month-end close automation entails Which process steps can and should be automated Benefits of achieving process automation, and Why i

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Seven Important Tax Changes for Pre-Retirees from H.R.1 (OBBBA)

Walkner Condon Financial Advisors

Clint Walkner, Managing Partner at Walkner Condon Financial Advisors, offers insight into seven key tax changes from H.R. 1 (OBBBA) that affect pre-retirees, including deductions, credits and retirement strategies.

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Are You Buying What They Selling? We’re Not—Here’s Why.

Advisor Perspectives

Fixed income benchmarks have two fundamental flaws. First, their exposures prioritize the needs of borrowers rather than investors. Second, they tend to expose investors to the biggest risks at the worst times.

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DSP Asset Managers Partners with Cybrilla to Bring Mutual Funds to More Indians via ONDC Network

Trade Brains

Mumbai, July 14, 2025: DSP Asset Managers (DSP AM) has joined hands with Cybrilla to become one of the first mutual fund companies to go live on the Open Network for Digital Commerce (ONDC). ONDC is an initiative of the Ministry of Commerce and Industry, Government of India to create a facilitative model that revolutionizes digital commerce, giving greater thrust to penetration of retail e-commerce in India.

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The Trial of Barry Ritholtz

Advisor Perspectives

When I read Barry Ritholtz’s recent book, I agreed with it almost 100 percent. The main themes of Ritholtz’s book are, first, that nobody can predict anything, let alone the stock market, and that therefore, second, you should invest in a low-cost index fund.

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How To Overcome Change Fatigue In Finance With Neuroscience-Backed Strategies

Speaker: Kim Beynon, CPA, CGMA, PMP

The most overlooked, yet most critical, element of transformation is preparing people for change. Automation and AI aren't just technical upgrades, they’re cultural shifts which can challenge identities. That’s why change management isn’t a side project—it’s the foundation. In finance, where precision and process rule, navigating change can feel especially disruptive.

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How Long Does It Take to Become a Financial Advisor?

Don Connelly & Associates

Successful financial advisors will tell you they have one of the most remarkable careers available, offering a unique blend of purpose, flexibility, and earning potential. They thrive on making a significant, tangible impact on people’s lives while enjoying the opportunity to build their own practice. Very few careers offer that kind of fulfillment.

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Bitcoin Soars Past $120,000 as US Congress Starts ‘Crypto Week’

Advisor Perspectives

Bitcoin breached $120,000 for the first time, with investor enthusiasm showing few signs of dimming as the US House of Representatives prepares to consider key industry legislation during its “Crypto Week” starting Monday.

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Monday links: first do not harm

Abnormal Returns

Markets The stock market can go up, even if you don't understand why. (optimisticallie.com) Gold and commodities don't move in lockstep. (mrzepczynski.blogspot.com) The dollar's decline is entirely self-inflicted. (mrzepczynski.blogspot.com) Gen Z trades and gambles the same way. (sherwood.news) Strategy Market observers need to first 'do no harm.' (ritholtz.com) The past decade has been historically bad for bond returns.

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Emerging Asia Bonds Are the New Standards for Fiscal Control

Advisor Perspectives

Bond investors worried about rising fiscal deficits are turning to an unusual haven: emerging markets.

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2025 Industry Index: How Top Advisors Are Scaling Smarter (and Faster) This Year

Where are top advisors focusing in 2025? AcquireUp’s 2025 Industry Index reveals it all. Based on insights from 200+ financial professionals nationwide, discover why 74% say seminars and referrals deliver the best ROI, how automation is helping advisors scale faster, and why only 8% are tapping into niche marketing (a major growth opportunity!). Whether you're refining your client acquisition strategy or scaling your practice, this report gives you the real-world data, benchmarks, and action ste

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Bad Advice is Everywhere

The Big Picture

Nick’s Tweet sent me hunting to track down what eventually became my favorite negative review of “ Bailout Nation.” My first book was published on May 26, 2009, but the review in question came seven years later in 2016, in response to a Washington Post column I had written: “ The real risk in the market is staying out of it.” My Fave 2016(!

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Tax Loss Harvesting Through the Volatile First Half of 2025

Advisor Perspectives

The second quarter’s rapid recovery from April’s market volatility reminds us how powerful a systematic rules-based approach to tax management can be.

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Professional Adviser: Digital natives, critical minds: What Gen Z's scepticism means for the future of wealth management

SEI

SEI's Jim London looks at the sceptical nature of Gen Z and asks what it means for the future of wealth management.

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Market Morning Notes For 15th July 2025

Fintoo

Market Commentary Global markets – US indices closed positive on Monday over upcoming earnings and economic data. Dow Jones closed higher by 0.2 pct. While Nasdaq closed green by 0.3 pct. Global Indices % Change Last Close 1 day YTD Dow Jones 44,459 0.2 4.5 Nasdaq 20,640 0.3 6.9 Hang Seng 24,241 0.2 […] The post Market Morning Notes For 15th July 2025 appeared first on Fintoo Blog.

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The New Way Remote Finance Teams Are Protecting Accuracy And Building Resilience In A Cyber-Threatened World

Speaker: Cheryl J. Muldrew-McMurtry

Remote finance teams are rewriting how the back-office runs—and attackers are taking notes. Disconnected workflows, process blind spots, and rising cyber threats have become more than just “growing pains”. They’re now liabilities. The challenge isn’t just team distribution, but building resilient systems that protect accuracy, control, and speed across every transaction and touchpoint.