Harness Wealth

MAY 25, 2023

The primary fee structures are: Fee-only : Advisors only receive payment from their clients for the services they provide, not receiving any commissions or other incentives from product providers. Fee-based : This structure is a blend of fees and commissions. Hourly Fee Fee charged per hour of advice.

Financial Advisor 52

Financial Advisor Certified Financial Planner Ethics CFP 52

Your Richest Life

JUNE 30, 2022

It can feel disheartening to check on your portfolio and see poor returns, but don’t panic; we’ll cover why it’s better to weather the turbulent times to get the long-term rewards. What does that mean for your portfolio? That’s why it’s so important to have a well-balanced portfolio. Stocks Weather Down Economies.

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Risk Tolerance Fee Only Portfolio Economy 52

Your Richest Life

SEPTEMBER 10, 2024

Big, broad dreams and more specific, immediate goals are both instrumental in figuring out the best way forward with your portfolio. Finding Your Best Investing Strategy Tip #2: Understand and Diversify Your Asset Allocation In addition to your goals, the asset mix in your portfolio should reflect your time horizon and risk tolerance.

Investing 52

Investing Investments Risk Tolerance Financial Planner 52

International College of Financial Planning

SEPTEMBER 3, 2021

The Certified Financial Planner (CFP) is the only professional who has to be qualified through a set of exams and also has to complete a long-term internship with at least 2 years of experience in the field. Financial planners plan and manage your portfolio in a way that saves your time. Go for Fee-Only Financial Advisors.

Financial Planner 52

Financial Planner Financial Advisor Certified Financial Planner Commission 52

Your Richest Life

JUNE 14, 2024

But many physicians are too busy to give their investments the time and attention they need, and their portfolios end up falling by the wayside. About Your Richest Life At Your Richest Life, Katie Brewer, CFP®, believes you too should have access to financial resources and fee-only financial planning.

Retirement Planning 52

Retirement Planning Retirement Planning Fee Only 52

Your Richest Life

APRIL 19, 2022

You’re not limited to dry explanations about portfolio allocations and tax strategies. The Investment Answer breaks down into five basic decisions to keep you focused and help you build a profitable portfolio. Mary Beth Storjohann, CFP®, is a speaker and writer who cuts through the fluff and gives clear, concise financial advice. .

Budgeting 52

Budgeting Financial Planner CFP Financial Planning 52

Your Richest Life

JULY 17, 2024

That’s why we typically prefer passive investing , with a balance of low portfolio expenses, minimal trading costs and tax efficiency. Lifestyle inflation) About Your Richest Life At Your Richest Life, Katie Brewer, CFP®, believes you too should have access to financial resources and fee-only financial planning.

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Financial Planner Estate Planning Financial Planning Financial Advice 59

Sara Grillo

APRIL 11, 2022

We’re going to talk about how he provides high value as an hourly financial advisor by saving investors from the “Humpty Dumpty portfolio” and the lessons other advisors can learn about serving clients with simplicity, transparency, and integrity, whether they choose to adopt the hourly fee model or not.

Financial Advisor 52

Financial Advisor Portfolio Clients Management 52

Your Richest Life

JANUARY 31, 2022

But sometimes, like when inflation is high, bonds can help cushion the blow of the economic instability that could impact your portfolio. The yearly limit can be small, depending on your overall portfolio. Friends and relatives can contribute to a 529 plan for college, for example. Downsides of savings bonds. About Your Richest Life.

Investing 52

Investing Investments Taxes Education 52

Your Richest Life

JUNE 15, 2022

It’s expected that your portfolio will respond to economic changes like inflation. . A balanced portfolio will typically be able to weather turbulent times. At Your Richest Life, Katie Brewer, CFP®, believes you too should have access to financial resources and fee-only financial planning. Keep Calm and Invest.

Budgeting 52

Budgeting Fee Only Accounting Taxes 52

Sara Grillo

MAY 23, 2022

This interview with Cody Garrett, CFP, of Measure Twice Financial was mind-blowing. The advice-only movement is a bigger move than a shift in fees – it’s a transcendence to a higher level of morality, transparency, and service to the consumer. What is an advice-only financial planner? So please subscribe!

Financial Planner 52

Financial Planner CFP Financial Planning Education 52

Sara Grillo

JANUARY 9, 2023

We welcome Dwight Dettloff, CPA, CFP, and Knut Rostad to today’s discussion. Specific examples: Educating financial advisors of all business models (AUM, fee only, commission, etc.) Dwight Dettloff, CPA, CFP® is the founder of Winding Trail Financial Planning in Colorado. They would never have approved a 5% AUM fee.

Financial Planning 52

Financial Planning Planning Financial Planner CFP 52

Inside Information

JULY 31, 2022

The other elephant in the room is the CFP Board, which has, at various times, explored becoming a regulatory body. Its initiatives might have gained more traction had the organization exhibited a consistently fair and even-handed enforcement policy.

Financial Planner 45

Financial Planner Financial Planning Ethics CFP 45

Zoe Financial

FEBRUARY 16, 2023

Implementing any of these strategies will likely have an impact on your investment portfolio, tax reporting, and process for making charitable donations. Important Bluebird Wealth Management Disclosure: This blog is original content by Bluebird Wealth Management an independent, fee-only, Registered Investment Adviser.

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Taxes Distribution CFP Accounting 40

Sara Grillo

AUGUST 14, 2023

Kelly Nilsson, CFP®, CDFA®, JD Kelly’s journey in finance began in 1992, and for the first 17 years of her career she worked for financial marketing firms and insurance companies, during which time her clients were financial advisors. She obtained her CFP designation in 2003. Bogle and His Lifelong Battle to Serve Investors First.

Financial Advisor 52

Financial Advisor Fiduciary Duty Insurance Financial Advice 52

Inside Information

OCTOBER 30, 2021

The argument with the regulators is that the more they require all advisors (including, of course, wirehouse brokers who call themselves ‘advisors’) to behave as fiduciaries, the more likely investors will be to receive advice in their interests, quality investment counsel, low portfolio expenses and fewer conflicts getting in the way.

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CFP Commission Education Investing 40

Clever Girl Finance

JULY 16, 2023

A robo-advisor can make automatic investments for clients, and this is great if you have a simple portfolio. And the great news is you only need a small opening balance to get started. Financial planner (CFP) A financial planner will help you reach your money goals and also works with you on your current finances.

Financial Advisor 52

Financial Advisor Financial Planner Certified Financial Planner Financial Planning 52

Clever Girl Finance

JULY 16, 2023

A robo-advisor can make automatic investments for clients, and this is great if you have a simple portfolio. And the great news is you only need a small opening balance to get started. Financial planner (CFP) A financial planner will help you reach your money goals and also works with you on your current finances.

Financial Advisor 52

Financial Advisor Financial Planner Certified Financial Planner Financial Planning 52

Inside Information

JANUARY 31, 2022

I was not surprised to see, in the NASAA survey, that 41% of brokerage and independent BD firms (firms, in other words, that pay commissions to their reps) recommended private securities, compared with practically zero for fee-only advisory firms.

Commission 40

Commission Clients Sales Fee Only 40

Your Richest Life

NOVEMBER 11, 2022

Top up your emergency fund (aim for three to six months of your typical monthly spending amount,) reduce excessive spending, and avoid knee-jerk changes to your portfolio. At Your Richest Life, Katie Brewer, CFP®, believes you too should have access to financial resources and fee-only financial planning.

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Certified Financial Planner Estate Planning Financial Planning Planning 110

Darrow Wealth Management

NOVEMBER 5, 2024

Also note that holding too much non-operating real estate, cash, and/or portfolio assets can disqualify stock from Section 1202 and jeopardize the QSBS tax exemption. Darrow Wealth Management is a financial fiduciary and fee-only registered investment advisor.

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Taxes Wealth Management Tax Planning Assets 73

Good Financial Cents

APRIL 10, 2023

While wealthy people may get where they are in a few different ways, many people become wealthy through: Starting a profitable business Investing in the stock market Building a real estate portfolio Some of the wealthiest people in the world also take all three of these steps plus several others on their way to riches. Ads by Money.

Investing 110

Investing Investments Accounting Assets 110

Sara Grillo

SEPTEMBER 26, 2022

In Part Two of our two part series on the CFP Board, the heated debate continues. We’ll discuss these questions: The CFP Board has specifically stated that it wants the CFP® mark to be a requirement for anyone who practices financial planning. What do you believe the CFP Board’s role should be in the future?

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CFP Financial Advisor Financial Planner Ethics 59

Sara Grillo

NOVEMBER 14, 2022

Fee only advisors can now purchase annuities for their clients without having to be licensed agents. If you didn’t want equity risk tied to your income, you would structure the portfolio for cash flow using fixed income, which has interest rate risk. As the bonds mature, you would replenish that with equities over long periods.

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Insurance Retirement License Financial Advisor 59

Inside Information

JUNE 2, 2025

Many of the early fee-only advisors were boasting about their low fees, and were pricing themselves at starvation levels in order to convince people to actually pay for planning advice. The acquirers seem to be taking for granted that clients will value a financial planning relationship regardless of how its delivered.

Financial Planner 40

Financial Planner Fee Only Clients CFP 40

Your Richest Life

JANUARY 9, 2025

Trying to time the market usually leads to losses, so focus on diversifying your portfolio and staying the course as the economy settles. About Your Richest Life At Your Richest Life, Katie Brewer, CFP, believes you too should have access to financial resources and fee-only financial planning.

Economy 52

Economy Marketing Marketing Fee Only 52

Your Richest Life

APRIL 11, 2025

Circumstances might change, but a long-term, well-balanced portfolio tends to be your best defense against market ups and downs. However youre feeling right now, you want to avoid knee-jerk reactions that could end up hurting your portfolio. A healthy portfolio accounts for things like recessions and upswings.

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Marketing Marketing Fee Only Portfolio 52