Clever Girl Finance

AUGUST 4, 2022

Budgeting isn’t just about making sure you have enough to pay for the bills each month. It’s also about planning ahead for future expenses. While you should have an emergency fund, the best way to be smart about saving each month is to set up different sinking fund categories. Why do sinking fund categories matter?

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Gen Y Planning

JANUARY 5, 2022

Increased financial wellness is also at the top of many people’s lofty beginning-of-the-year plans. . But don’t worry; this isn’t a blog about creating a financial New Year’s resolution (we don’t want to set you up to fail). Don’t stress if you can’t stash away 3-6 months’ worth of savings overnight.

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Gen Y Planning

JUNE 1, 2022

How can I-bonds help you out during high inflation? When you buy a bond, you give a loan to the company or government. That institution promises to pay you back in full with interest over a set period. Bonds also generate income, making them a flexible part of your long-term cash flow plan. What’s An I-Bond?

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Gen Y Planning

DECEMBER 1, 2021

It sounds like the type of vague financial advice you might hear from your relatives around the holiday table. . When you save money, you store it in a safe, accessible place so you can have it when you need it. The money won’t grow much, but that’s okay; it’s there to protect you. .

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Zoe Financial

MAY 18, 2023

5 Reasons Why You Should Hire a Financial Advisor Published May 18th, 2023 Reading Time: 3 minutes Written by: The Zoe Team Hiring a financial advisor is a big decision that can be crucial in helping you grow your wealth and achieve your goals. What if you didn’t have to carry this weight on your shoulders?

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Clever Girl Finance

FEBRUARY 20, 2024

Picture this: you’ve just received or saved $20,000 but are unsure what to do with it. You could spend it on a luxurious vacation or a new car, or you could invest it wisely to set yourself up for financial stability in the future. Articles related to investing The best way to invest $20k depends on you!

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Investing Investments Risk Tolerance Education 52

Zoe Financial

APRIL 17, 2023

Besides meeting all the requirements for this date, have you considered the impact of implementing long-term tax strategies on your wealth? Besides meeting all the requirements for this date, have you considered the impact of implementing long-term tax strategies on your wealth?

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Clever Girl Finance

MARCH 19, 2024

No one cares more about your financial well-being than you, so having a personal financial plan is important. Knowing how to make a financial plan will allow you to save money, afford the things you want, and achieve long-term goals like saving for college and retirement. Table of contents What is a financial plan?

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Gen Y Planning

MAY 1, 2022

Your contributions are after-tax , meaning you don’t get any sort of “reward” upfront. RMDs dictate a set amount you have to remove from your retirement accounts each year once you turn 72, but with a Roth IRA, you can remove the money on your terms when you need it (as long as you follow all the rules, of course).

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Clever Girl Finance

FEBRUARY 7, 2023

You may have heard the term "generational wealth" and thought, " Wow, that sounds important." But at the same time, you might have pushed it to the back of your mind because you have more pressing issues. For instance, you might be focused on getting out of debt , saving money , or pursuing other financial goals.

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Carson Wealth

JANUARY 25, 2024

By Ryan Egolf, EA, Senior Tax Planner If you or your children are in the college hunt, the prospect of paying for school could be disheartening given its alarming price tag. Here are eight other noteworthy changes families should be aware of. Come October of 2024, the FAFSA for the 2025–26 year should be back to its fall release.

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Gen Y Planning

DECEMBER 5, 2022

What should go on your year-end to-do list? Here are nine financial elements you won’t want to forget! Here are nine financial elements you won’t want to forget! De-clutter Your Budget (Aka Spending Plan). Are you knee-deep in a year-end spending spree? Instead, start thinking of your budget as a spending plan.

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Nationwide Financial

JANUARY 6, 2023

529 plans, on the other hand, do not have an annual contribution limit, other than the annual gift tax exclusion. Coverdell ESAs allow your clients to save for college and university expenses and, like 529 plans, tuition for elementary and secondary schools. ESAs and 529 plans are not mutually exclusive.

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Gen Y Planning

NOVEMBER 5, 2021

What should go on your year-end to-do list? Here are nine financial elements you won’t want to forget! Here are nine financial elements you won’t want to forget! De-clutter Your Budget (Aka Spending Plan). Are you knee-deep in a year-end spending spree? Instead, start thinking of your budget as a spending plan.

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Taxes Estate Planning Planning Budgeting 75

WiserAdvisor

NOVEMBER 6, 2023

However, it is imperative to recognize that you have only taken the first step toward achieving financial security. This ensures financial security not only in the present but also as you age. Here are seven investment strategies you can consider to preserve your wealth and ensure your $100k in savings continue to grow: 1.

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Good Financial Cents

MARCH 17, 2023

Have you ever wondered how much your annual salary would be if you earned 25 dollars an hour? This information is critical if you want to create a budget and manage your money correctly. In this article, I’ll show you how to calculate your annual income by converting a $ 25-an-hour wage to a yearly salary.

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Budgeting Taxes Retirement Planning Food 102

Integrity Financial Planning

SEPTEMBER 30, 2022

If you’re married, retirement planning is a team effort. Or at least, it should be. While discussing finances and estate planning can easily fall by the wayside, it’s important to prioritize with your spouse. Here’s a guide to retirement planning for couples. Discuss Estate Planning. Do you have a will?

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Gen Y Planning

SEPTEMBER 12, 2022

On August 24th, President Biden announced his plan for student loan forgiveness and ongoing student debt relief for current and future borrowers. . While the plan details are buried in the White House brief, the magic number making headlines is $10,000 —that’s how much you may be eligible to wipe away from your balance sheet. .

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Clever Girl Finance

NOVEMBER 29, 2022

These funny finance quotes show us that it's ok to spend on "frivolous" things if they make you happy. Maybe you want to buy a Chanel handbag or another designer item. Where you can go wrong, however, is if you don't save up for your splurges or spend money that you don't genuinely have. 2. " – Will Rogers.

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