A Wealth of Common Sense

MAY 29, 2025

Email us if you have a question: AskTheCompoundShow@gmail.com Further Reading: Rebalancing with Required Minimum Distributions 1After that first one then you have until the end of t.

Retirement Planning 111

Retirement Planning Distribution Retirement Planning 111

The Big Picture

JANUARY 21, 2025

And so, you know, that’s why I’ve started to distribute money to them. And you, you don’t need to fine tune your portfolio every month, just, you know, set up a sensible asset allocation, buy some index funds, save regularly, and good things will happen.

Investments 144

Investments Investing Retirement Management 144

The Big Picture

APRIL 29, 2025

You get the asset class specialization, you get the entrepreneurialism in the boutique, but you get the benefit of being part of a larger manager that has access to wealth management platforms, capital, global distribution. Again, we, we watch pension plans, you know, adjust their, their asset allocations.

Management 130

Management Assets Portfolio Insurance 130

Discipline Funds

DECEMBER 29, 2024

Asset Allocation and Goals. We are big advocates of time based asset allocation. This means you should try to create specific buckets for your portfolio where youre matching future expenses and liabilities to specific corresponding assets. I prefer building out a 5-15 and 15+ year bucket for these instruments.

Financial Planning 64

Financial Planning Planning Asset Allocation Retirement Planning 64

The Big Picture

APRIL 7, 2025

My back-to-work morning train WFH reads: Where We Stand: The Fiscal, Economic, and Distributional Effects of All U.S. She leads the development of all asset allocation models, global investment due diligence and portfolio analytics, and oversees the Global Investment Committees models and Outsourced Chief Investment Office mandates.

Budgeting 208

Budgeting Asset Allocation Wealth Management Engineering 208

Nerd's Eye View

JANUARY 4, 2023

Further, given that a client’s monthly distributions will almost certainly change at some point when implementing a guardrails strategy, they must understand what this means in practical terms. If the portfolio balance declines due to excess distributions (e.g.,

Retirement 247

Retirement Distribution Retirement Planning Asset Allocation 247

WiserAdvisor

DECEMBER 2, 2022

However, what is equally critical when it comes to creating a portfolio is asset allocation and selection. Asset allocation aims to balance risk and reward through a portfolio composition of different kinds of assets. If not allocated efficiently, you may become subject to a slew of taxes and other charges.

Asset Allocation 52

Asset Allocation Assets Portfolio Risk Tolerance 52

Brown Advisory

OCTOBER 28, 2016

Asset Allocation: Caution Toward High Dividend Yielding Stocks achen Fri, 10/28/2016 - 11:25 Why Have High Dividend Yielding Sectors Done Well This Year? Reach for yield. In response to weak nominal growth, central banks have maintained accommodative monetary policies, pushing interest rates to historic lows. © 2016 Morningstar, Inc.

Asset Allocation 52

Asset Allocation Assets Valuation Banking 52

Brown Advisory

OCTOBER 28, 2016

Asset Allocation: Caution Toward High Dividend Yielding Stocks. The information contained herein: (1) is proprietary to Morningstar and/or its content providers; (2) may not be copied or distributed; and (3) is not warranted to be accurate, complete or timely. Fri, 10/28/2016 - 11:25. Reach for yield. © 2016 Morningstar, Inc.

Asset Allocation 52

Asset Allocation Assets Valuation Banking 52

Darrow Wealth Management

OCTOBER 29, 2024

Your asset allocation is the percentage of your portfolio that you distribute between different asset classes, like stocks and bonds. To rebalance your portfolio, you’ll buy and sell certain investments to realign to your accounts with your desired asset allocation.

Asset Allocation 75

Asset Allocation Accounting Risk Tolerance Portfolio 75

Darrow Wealth Management

AUGUST 30, 2022

Developing an asset allocation and investment plan that suits you , which may be different than who left you the inheritance. Some of the best things to do after inheriting a retirement account from a parent: Monitor changes in tax law in case annual required minimum distributions become law. Shoring up college funds.

Accounting 111

Accounting Retirement Distribution Taxes 111

Alpha Architect

MARCH 8, 2024

Investors are best served to avoid investments with lottery-like distributions. Filippou, Garcia-Ares, and Zapatero demonstrated that skewness-seeking investors try to identify securities that could experience a short squeeze in the near future and are willing to pay a premium for them.

Investing 120

Investing Investments Distribution Retail 120

SEI

AUGUST 2, 2022

Discussions covered a range of topics, including foundation operations, inflation and return expectations, processes for unspent distributions, asset allocation changes, and governance findings. Processes around unspent distributions were especially interesting, varying greatly among respondents. 47% of $100-500M).

Asset Allocation 52

Asset Allocation Budgeting Nonprofit Education 52

Brown Advisory

SEPTEMBER 11, 2016

By Taylor Graff, Head of Asset Allocation Research and Ed Chadwyck-Healey, Head of International Private Clients ⚑ Investment Outlook Falling Interest Rates Trigger Investor Hunger For Yield Investors snapping up U.S. securities are seeking yield as much as safety as interest rates plunge toward record lows.

Investing 52

Investing Investments Asset Allocation Marketing 52

Brown Advisory

SEPTEMBER 11, 2016

By Taylor Graff, Head of Asset Allocation Research and Ed Chadwyck-Healey, Head of International Private Clients ? Private credit occupies a sweet spot on the investment landscape, offering earlier distributions than private equity and higher yields than most publicly traded securities. Investors snapping up U.S.

Investing 52

Investing Investments Asset Allocation Marketing 52

Brown Advisory

MARCH 28, 2019

The “5% rule” was instituted in 1981 by the IRS; this rule requires private foundations to distribute at least 5% of portfolio assets each year, and over time this rule has been voluntarily adopted by nonprofits of all types. In the past, spend-rate planning was a fairly straightforward task for investment committees.

Asset Allocation 52

Asset Allocation Portfolio Assets Clients 52

Brown Advisory

MARCH 28, 2019

The “5% rule” was instituted in 1981 by the IRS; this rule requires private foundations to distribute at least 5% of portfolio assets each year, and over time this rule has been voluntarily adopted by nonprofits of all types. In the past, spend-rate planning was a fairly straightforward task for investment committees.

Asset Allocation 52

Asset Allocation Portfolio Assets Clients 52

The Irrelevant Investor

JUNE 15, 2019

Because of the skewed distribution in participant balances, 75% of all participants have balances below the average. The chart below further breaks down the distribution of account balances. 18,500, $24,500 for people 50 or older) The chart below shows overall asset allocation in these plans. There is way too much of it.

Asset Allocation 52

Asset Allocation Retirement Accounting Distribution 52

Random Roger's Retirement Planning

SEPTEMBER 2, 2022

The bill would increase limits on IRA and 401k contributions by $4000, put required minimum distributions on a multi-year plan to increase from the recently imposed 72, up from 70, to 75 by 2032 and enhance catch up contributions. As I've blogged about it, I reiterated my concern about it being overly complex.

Accounting 74

Accounting Asset Allocation Retirement Retirement Planning 74

ClearMoney

NOVEMBER 4, 2021

As with many things in life, the truth is somewhere between the extremes: While both simulated and real-world data suggest momentum may not be suitable as a driver of long-term asset allocations, we believe momentum considerations can be integrated in a cost-effective way to help inform daily portfolio management decisions.

Asset Allocation 52

Asset Allocation Commission Portfolio Assets 52

Workable Wealth

APRIL 29, 2020

There are a couple of accounts that are tax-deferred accounts, which means the accounts contribute and accrue gains tax-free until distribution in retirement. All of the gains continue to grow tax-free and are only subject to tax when you take distributions in retirement as ordinary income.

Taxes 52

Taxes Investing Investments Risk Tolerance 52

International College of Financial Planning

AUGUST 31, 2023

Understanding the importance of asset allocation is like building a strong financial foundation. It’s all about spreading your investments across different asset classes, like stocks, bonds, and real estate, to manage risk and maximize returns. This helps manage risk and maintain your desired balance of returns.

Portfolio 52

Portfolio Certified Financial Planner Investing Investments 52

Workable Wealth

SEPTEMBER 16, 2020

Asset Allocation. Building on diversification, asset allocation is an investment strategy that builds your portfolio by weighing an adequate amount of risk for your goals. Asset allocation evaluates how your portfolio is created and the specific securities you are investing in. Dollar-Cost Averaging.

Investing 52

Investing Investments Asset Allocation Risk Tolerance 52

WiserAdvisor

MAY 13, 2025

Spread your investments across different asset classes Asset allocation involves distributing investments across different asset classes to balance risk and return. Asset allocation should evolve based on an investors risk tolerance and retirement stage.

Retirement 52

Retirement Portfolio Investing Investments 52

Cordant Wealth Partners

SEPTEMBER 8, 2022

Decide upon your asset allocation The first step in investing your 401(k) is determining your “asset allocation,” which is simply the mix of stocks, bonds and cash you’ll hold. This mix of assets is the main building block of your portfolio and will primarily determine the risk and return in the account.

Retirement Planning 52

Retirement Planning Retirement Planning Taxes 52

Carson Wealth

DECEMBER 1, 2022

Qualified employer retirement plans allow tax-deferred growth, which means accounts are not subject to taxes on dividends or capital gains until proceeds are distributed at a later date. Talking with a qualified investment advisor can help you develop an asset allocation appropriate for meeting your financial goals.

Retirement Planning 72

Retirement Planning Risk Tolerance Retirement Budgeting 72

Workable Wealth

APRIL 1, 2020

You then must deposit the check into your new IRA account within 60 days in order to avoid owing full taxes on the distribution plus penalties. After you deposit your first check, you’ll then need to make out another one to cover the 20% initially withheld (or else this could be deemed a distribution).

Distribution 52

Distribution Accounting Taxes Retirement 52

WiserAdvisor

APRIL 16, 2025

You need help with asset allocation and rebalancing Asset allocation refers to distributing your investment capital among different asset classes, keeping in mind your risk and return preferences. The right allocation helps ensure that your portfolio is balanced and diversified.

Financial Advisor 40

Financial Advisor Asset Allocation Retirement Planning Financial Planning 40

Brown Advisory

JULY 17, 2018

The cost of college is growing at an astronomical rate, and Section 529 plans have long helped individuals and families grow assets earmarked for education in a tax-efficient manner. As of this year, Federal law lets you distribute up to $10,000 each year from your 529 plan to fund primary (K-12) education tuition. But should you?

Taxes 52

Taxes Planning Education Distribution 52

Brown Advisory

JULY 17, 2018

The cost of college is growing at an astronomical rate, and Section 529 plans have long helped individuals and families grow assets earmarked for education in a tax-efficient manner. As of this year, Federal law lets you distribute up to $10,000 each year from your 529 plan to fund primary (K-12) education tuition. But should you?

Taxes 52

Taxes Planning Education Distribution 52

Trade Brains

OCTOBER 16, 2024

It is one of the oldest with 22 years of operating in the Asset Management industry. Their funds include Active funds, Absolute Funds, Liquid Funds, Overnight Funds, Gilt Funds, Tax Plans, Large Cap, Dynamic Asset Allocation Funds, and others. 26,644 crore, Quant ELSS Tax Saver Fund’s AUM of around Rs. 3,936 crore.

Manufacturing 52

Manufacturing Tax Planning Sales Distribution 52

Brown Advisory

NOVEMBER 29, 2016

Alternatively, nonprofits can boost potential portfolio returns, which often means tolerating more risk and illiquidity, through a recalibration of asset allocation— the single biggest driver of long-term gains. Reassess asset allocation. Choose investment managers with solid long-term performance. large-cap strategies.

Nonprofit 52

Nonprofit Asset Allocation Portfolio Budgeting 52

Random Roger's Retirement Planning

JUNE 29, 2024

This really is about having the right asset allocation. When someone is taking out a regular distribution as an income stream to pay for monthly expenses, yes there are taxes but that seems more like a paycheck and we are used to paying taxes on paychecks. One advisor said don't own target date funds.

Retirement 74

Retirement Taxes Accounting Asset Allocation 74

The Big Picture

NOVEMBER 14, 2023

So I worked at the third party administrator distribution arm of mutual fund family at Mass Financial. It was back when banks couldn’t offer and distribute mutual funds. And then I had this strange seven year stint of heading global distribution, which is, that was very interesting. I didn’t want that job at all.

Math 130

Math Management Insurance Assets 130

ClearMoney

MARCH 1, 2022

2 It is reasonable to assume a portion of that trading activity represented asset allocation changes motivated by market viewpoints, rather than buy-and-hold position accumulation. For example, the largest S&P 500 ETF had the highest average daily trade volume of US-listed securities in 2021, at $31 billion USD.2

Commission 52

Commission Distribution Asset Allocation Investments 52

Trade Brains

SEPTEMBER 26, 2024

DotEx International Limited distributes real-time market information. The exchange operates an “anywhere, any asset” trading platform. Indian households traditionally invested most savings in physical assets. However, financial asset allocation increased recently.

Compliance 90

Compliance Banking Management Assets 90

Brown Advisory

OCTOBER 11, 2021

We believe that the investment return needed to achieve that objective should be the most important guidepost for a portfolio’s asset allocation. With traditional assets like stocks and bonds at high valuations, the implications for future returns of those assets may be underwhelming. Source: BLOOMBERG.

Assets 52

Assets Portfolio Asset Allocation Risk Tolerance 52