Wealth Management

FEBRUARY 13, 2025

Understanding the options financial advisors have to support your clients largest investment asset, 401(k) retirement accounts.

Accounting 209

Accounting Clients Management Financial Advisor 209

The Chicago Financial Planner

NOVEMBER 27, 2022

One of the best tax deductions for a small business owner is funding a retirement plan. Beyond any tax deduction you are saving for your own retirement. You deserve a comfortable retirement. If you don’t plan for your own retirement who will? Two popular small business retirement plans are the SEP-IRA and Solo 401(k).

Retirement Planning 263

Retirement Planning Retirement Planning Financial Planner 263

Wealth Management

JANUARY 3, 2023

New law includes significant changes to the rules for individual retirement accounts and employer plans.

Retirement 246

Retirement Accounting Planning 246

Nerd's Eye View

SEPTEMBER 25, 2024

For example, if taxes were expected to rise in the future, it would be better to contribute to a Roth retirement account (which is taxed on the contribution, but not upon withdrawal) than to a traditional pre-tax account (which is tax-deductible today but is taxable on withdrawal). Read More.

Taxes 246

Taxes Retirement Tax Planning Accounting 246

Darrow Wealth Management

FEBRUARY 9, 2025

The idea of living off dividends in retirement sounds nice, but investors often don’t realize how much money they’ll need invested to generate enough income from dividends to cover lifestyle expenses. You may need more money than you think to retire on dividends. Retire on dividends?

Retirement 79

Retirement Asset Allocation Taxes Portfolio 79

Nerd's Eye View

SEPTEMBER 20, 2023

30 years ago, when financial plans relied mainly on constant investment return projections derived from straight-line appreciation and time-value of money calculations, financial advisors began acknowledging and accounting for the variable and uncertain nature of investment returns.

Retirement 246

Retirement Planning Financial Planning Risk Tolerance 246

Nerd's Eye View

MAY 15, 2024

On April 25, 2024, the Department of Labor (DoL) issued the final version of its Retirement Security Rule (the "Final Rule"), which imposes an ERISA fiduciary standard "that applies uniformly to all investments that retirement investors may make with respect to their retirement accounts ".

Retirement 246

Retirement Commission Banking Financial Advising 246

Abnormal Returns

NOVEMBER 20, 2024

(sites.libsyn.com) Frazer Rice talks with Christine Benz author of "How to Retire" (podcasts.apple.com) Carl Richards talks money and more with journalist Kara Swisher. 50fires.com) Retirement Gray divorce can have a huge effect on your retirement. nytimes.com) Taxes in retirement only get more complicated.

Estate Planning 157

Estate Planning Retirement Marketing Marketing 157

Abnormal Returns

FEBRUARY 26, 2025

mrmoneymustache.com) Why you need to account for your Treasury income on your state taxes. aptuscapitaladvisors.com) Retirement There are different levels of retirement readiness. fastcompany.com) What to consider when rolling over a 401(k) account to an IRA. theretirementmanifesto.com) Gen X is next up for senior living.

Asset Allocation 157

Asset Allocation Retirement Financial Planning Accounting 157

NAIFA Advisor Today

JANUARY 16, 2025

Advisor Today Guest Column January of 2025 is the 50th anniversary to one of the most important pieces of legislation in the retirement planning arena ever put into law by Congress. What Im referring to is the enactment of ERISA, the Employee Retirement Income Security Act.

Retirement Planning 140

Retirement Planning Retirement Planning Accounting 140

A Wealth of Common Sense

JANUARY 16, 2025

We also answered questions about 2025 retirement account limits, Coast FIRE strategies, when to take money off the table from the stock market, how to account for pension and Social Security income during retirement and how other economies impact the U.S.

Retirement 142

Retirement Accounting Economy Marketing 142

The Big Picture

APRIL 17, 2025

Your Lizard Brain : One of my favorite behavioral hacks is for you stock junkies: Manage your lizard brain via a Cowboy Account. Set up a mad-money account with less than 5% of your liquid capital. ” The cowboy account serves the same function. Buy high, sell low, repeat until broke. If it works out great!

Investments 266

Investments Investing Accounting Startup 266

Wealth Management

NOVEMBER 22, 2022

A new study finds more Americans tapping their retirement accounts early with the economy on shaky ground.

Retirement 326

Retirement Economy Accounting 326

Wealth Management

JUNE 26, 2024

Legal battle over retirement account worth over $750,000.

Retirement 290

Retirement Accounting 290

The Reformed Broker

SEPTEMBER 26, 2022

If you’re not yet in retirement and not finished putting money into your retirement accounts, every 5% the market falls is an increased opportunity for you to buy things that will be worth much more in the future when you eventually sell them.

Retirement 332

Retirement Accounting Marketing Marketing 332

Nerd's Eye View

APRIL 24, 2024

Over the past few decades, advicers have used Monte Carlo analysis tools to communicate to clients if their assets and planned level of spending were sufficient for them to realize their goals while (critically) not running out of money in retirement.

Communication 246

Communication Retirement Clients Accounting 246

Wealth Management

NOVEMBER 1, 2023

Effective later this year, FCASH will be the only sweep account option for all new, non-retirement brokerage accounts opened by custody clients.

Accounting 302

Accounting Retirement Clients 302

Wealth Management

MAY 31, 2024

After Washington, Missouri is the second known state to send warning letters to advisors over the use of wealthtech tools that can access data in client retirement and banking accounts.

Retirement 299

Retirement Banking Accounting Clients 299

Abnormal Returns

OCTOBER 2, 2024

(humansvsretirement.com) How to Retire Sammy Azzouz talks with Christine Benz author of "How to Retire Successfully: There’s More to it Than Money." thebostonadvisor.com) A Q&A with Christine Benz about her book "How to Retire: 20 Lessons for a Happy, Successful, and Wealthy Retirement." Less than you think.

Retirement 273

Retirement Risk Management Accounting Insurance 273

The Big Picture

MAY 1, 2025

If you are retiring in the next 12-36 months, you have a right to be concerned. As youre likely aware, were in the midst of Peak 65, where were seeing more people turning the traditional retirement age of 65 than ever before. How should a person who is approaching retirement NOT invest?

Retirement 187

Retirement Investments Investing Numbers 187

Wealth Management

MARCH 17, 2023

Pontera CMO Nicole Zheng how advisors should approach the concept of holistic advice with clients, especially surrounding retirement planning.

Retirement Planning 246

Retirement Planning Accounting Retirement Management 246

Wealth Management

APRIL 9, 2025

million public service worker accounts has hired a former MassMutual executive to lead retail product offerings in a week market tumult has taken its toll on 401(k) plans. The plan provider with 1.3

Retirement 236

Retirement Retail Accounting Planning 236

Abnormal Returns

DECEMBER 18, 2024

(tonyisola.com) Aging 10 steps to prepare financially for retirement, including 'Design a retirement paycheck.' theretirementmanifesto.com) How to think about retirement planning even though it may be decades off. nextbigideaclub.com) Some updated estimates of sustainable retirement withdrawal rates. signaturefd-3437664.hs-sites.com)

Retirement Planning 130

Retirement Planning Retirement Valuation Insurance 130

Abnormal Returns

MARCH 12, 2025

wsj.com) On the growth of university-affiliated retirement communities. ft.com) Retirement The sequence of returns matters most in the first few years of retirement. morningstar.com) Why you need to understand your retirement withdrawal strategy, especially in a downturn.

Insurance Coverage 144

Insurance Coverage Retirement Insurance Planning 144

Abnormal Returns

JUNE 5, 2024

(ritholtz.com) Dan Haylett talks with Stephanie McCullough, founder of Sophia Financial, about the challenges facing women planning for retirement. wsj.com) Retirement When to collect Social Security is a complex decision, that you can't take back. bestinterest.blog) There are a lot of reasons, besides money, to work in retirement.

Estate Planning 292

Estate Planning Retirement Planning Accounting 292

Abnormal Returns

DECEMBER 4, 2024

Podcasts Christine Benz talks 2025 taxes with Ed Slott author of "The Retirement Savings Time Bomb Ticks Louder." morningstar.com) Dan Haylett talks with Christine Benz, author of "How to Retire: 20 Lessons For a Happy, Successful, And Wealthy Retirement." tonyisola.com) How to get more money into a 529 account.

Retirement 144

Retirement Estate Planning Taxes Assets 144

Wealth Management

SEPTEMBER 10, 2024

The wirehouse is accusing Corbin Hoffner of abruptly departing for Raymond James and soliciting the clients of a recently retired advisor just days after he took over the accounts.

Retirement 273

Retirement Accounting Clients 273

Abnormal Returns

APRIL 16, 2025

readthejointaccount.com) Retirement savings Stopping and starting your 401(k) contributions is akin to market timing. morningstar.com) Americans are increasingly tapping their 401(k) accounts early. savantwealth.com) In praise of mini-retirements. investopedia.com) On the tax benefits of 529 accounts. wsj.com)

Retirement 144

Retirement Financial Planning Accounting Portfolio 144

Wealth Management

JANUARY 30, 2024

The Institute will again take the Labor Department to court if it does not withdraw or “substantially improve” the rule governing advisors to retirement accounts, according to CEO Dale Brown.

Government 289

Government Retirement Accounting 289

Financial Symmetry

APRIL 14, 2025

Each of these account types has its pros and cons, which I have outlined below. Once you open this account, it functions the same way as every other bank account does for deposits and withdrawals, and you can order a debit card for your child once they get older for spending purposes.

Accounting 62

Accounting Taxes Education Planning 62

Wealth Management

FEBRUARY 28, 2024

The amount of seven-figure retirement accounts at Fidelity Investments surged in the fourth quarter of 2023.

Numbers 279

Numbers Retirement Accounting Investments 279

Wealth Management

OCTOBER 10, 2022

The joint venture aims to facilitate transferability and consolidation of accounts while fueling the convergence of wealth and retirement at work.

Retirement 277

Retirement Accounting 277

Wealth Management

FEBRUARY 28, 2024

Open, honest and candid discussion about the demise of 401(k) plans, consolidating retirement accounts, tech in DC plans and plan sponsors demanding more from their advisors.

Retirement 278

Retirement Accounting Planning 278

Abnormal Returns

APRIL 2, 2025

podcasts.apple.com) Dan Haylett talks purpose in retirement with David Marlow, author of "The Ikagi Way" (humansvsretirement.com) Housing What is the best case for housing affordability? whitecoatinvestor.com) How to rollover your 401(k) account to an IRA. tonyisola.com) What does it mean to be 'set for life'? It's not the worst news.

Portfolio 144

Portfolio Retirement Accounting Investments 144

The Better Letter

MARCH 27, 2025

Everybody Needs Accountability Baseball umpires have one job: To describe reality accurately. ” According to long-time umpire Joe West (now retired), “[t]hree ways you can miss a call: lack of concentration, lack of positioning, lack of timing.” Such accountability leads to trust, our culture’s greatest deficit.

Accounting 61

Accounting Food Electronics Retirement 61

Carson Wealth

OCTOBER 24, 2024

Retiring abroad can be a dream come true for many Americans, offering the opportunity to explore new cultures, enjoy different climates, and potentially stretch retirement savings. Taxes One of the biggest financial considerations for Americans retiring abroad is understanding how taxes will work. tax return every year.

Retirement 143

Retirement Healthcare Taxes Medical 143

Carson Wealth

DECEMBER 20, 2024

You can deposit money into the account now, receive the tax benefit, and then make the donation in your own time. You could place the money in the account now and let it grow, then make a charitable decision as a family over the holidays. Another important maneuver you can make is converting your traditional IRA to a Roth IRA account.

Financial Planning 116

Financial Planning Planning Estate Planning Taxes 116