A Managed Accounts Case About More Than Managed Accounts
Wealth Management
JUNE 17, 2025
sends favorable message to advisors on managed accounts in retirement plans, highlighting key distinctions. Court dismissal of Hanigan v. Bechtel Global Corp.
DOL Opens Door for Crypto in 401(k)s
Wealth Management
MAY 28, 2025
The Department of Labor rescinded its 2022 guidance cautioning against cryptocurrency in 401(k) plans, reaffirming a neutral stance on digital assets in retirement accounts.
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Your Accounting Expertise Will Only Get You So Far: What Really Matters
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Helping Clients Understand When They Have Enough Retirement Savings To “Coast FIRE” (And Keep Working Without Necessarily Contributing More)
Nerd's Eye View
JUNE 25, 2025
Many financial advisory clients might work for 40 years or more, ideally seeing their income – and capacity to save for retirement – increase over time as they advance in their careers. Still others, including adherents of the Financial Independence Retire Early (FIRE) movement, may hope to retire even sooner.
$2.2B Resonant Capital Merges with Tax, Accounting Firm QBCo
Wealth Management
JULY 18, 2025
Resonant Capital Merges with Tax, Accounting Firm QBCo $2.2B Resonant Capital Merges with Tax, Accounting Firm QBCo $2.2B Resonant Capital Merges with Tax, Accounting Firm QBCo Wisconsin-based Resonant Capital and QBCo will share clients across wealth and tax in an increasingly popular service model.
What types of accounts can I rollover into?
Getting Your Financial Ducks In A Row
JUNE 23, 2025
Photo credit: jb When you have money in several accounts and you’d like to have that money consolidated in one place, the question comes up – Which type of account can be tax-free rolled over into which other type of accounts? The post What types of accounts can I rollover into? This is known as a Roth Conversion.
Can You Live Off Dividends In Retirement?
Darrow Wealth Management
FEBRUARY 9, 2025
The idea of living off dividends in retirement sounds nice, but investors often don’t realize how much money they’ll need invested to generate enough income from dividends to cover lifestyle expenses. You may need more money than you think to retire on dividends. Retire on dividends?
“How Much More Will I Get?”: Calculating The Impact Of WEP And GPO’s Repeal On Social Security Benefits
Nerd's Eye View
FEBRUARY 12, 2025
While future retirees can find nonreduced benefit estimates on their Social Security statements or online accounts, those already receiving benefits don't have access to this information – making it necessary to find a different way to predict how much their payments will increase once the law is fully implemented.
Social Security Fairness Act: Planning Considerations For The Repeal Of The Windfall Elimination Provision (WEP) And Government Pension Offset (GPO)
Nerd's Eye View
JANUARY 15, 2025
For most people, Social Security benefits are calculated using a single formula, which takes into account the individual's history of earning income on which they paid Social Security tax. This lack of clarity made retirement planning significantly more challenging.
Are You on Track For Retirement?
A Wealth of Common Sense
DECEMBER 5, 2024
We also touched on questions about managing your brokerage account, the best way to optimize asset location, RSUs vs. HELOCs when paying for a home renovation and jewelry as an asset class. The post Are You on Track For Retirement? Further Reading: 10 Money Revelations in my 40s 1And these peer rankings are net worth figures.
Should You Pay Off Your Mortgage Before Retirement?
A Wealth of Common Sense
FEBRUARY 13, 2025
Barry Ritholtz joined me on the show this week to discuss questions about timing market corrections with your savings account, how your portfolio should look heading into retirement, managing your parent’s financial plan and how to force yourself into splurging a little when you have more than enough money.
Avoid the Unforced Investment Errors Even Billionaires Make
The Big Picture
APRIL 17, 2025
Your Lizard Brain : One of my favorite behavioral hacks is for you stock junkies: Manage your lizard brain via a Cowboy Account. Set up a mad-money account with less than 5% of your liquid capital. ” The cowboy account serves the same function. Buy high, sell low, repeat until broke. If it works out great!
The Diamond Podcast for Financial Advisors: 10 Ways Top Advisors Are Growing Their Businesses
Wealth Management
JUNE 26, 2025
Podcasts & Videos CE Webinars Research Newsletters Subscribe Subscribe News Related Topics RIA IBD Wirehouse RPA Insights & Analysis Regulation & Compliance Career Moves Recent in News See all businessmen around table RPA Operating On The Record Keepers’ Efficient Frontier Operating On The Record Keepers’ Efficient Frontier by Warren Cormier (..)
Weekend Reading For Financial Planners (November 23–24)
Nerd's Eye View
NOVEMBER 22, 2024
Also in industry news this week: Why the announced acquisition of RIA custodian TradePMR by retail brokerage firm Robinhood could prove to be a boon for RIAs on TradePMR's platform, who could receive a wave of referrals from Robinhood's massive base of next-generation retail clients How Morningstar is cutting the "Medalist Ratings" of thousands of (..)
Pennsylvania Advisor Who Used Client Funds on Country Club Dues Gets 8 Years in Prison
Wealth Management
JUNE 26, 2025
Between 2014 and 2024, Mason transferred client funds into his own accounts and those of the two entities without clients’ authorization, according to the SEC. Mason, who ran Rubicon Wealth Management, a registered investment advisor in Gladwyne, Pa., He pleaded guilty to all of the criminal charges.
Retirement Resilience: How to Stay Steady in an Unsteady Market
MainStreet Financial Planning
JULY 25, 2025
Retirement should bring financial freedom and peace of mind—not stress about market swings. Here’s how to build resilience into your retirement plan, no matter what the markets are doing. Debt: Do your best to minimize high-interest debt before retiring. A retirement check-in could make all the difference. The good news?
Personal finance links: the idea of enough
Abnormal Returns
DECEMBER 18, 2024
(tonyisola.com) Aging 10 steps to prepare financially for retirement, including 'Design a retirement paycheck.' theretirementmanifesto.com) How to think about retirement planning even though it may be decades off. nextbigideaclub.com) Some updated estimates of sustainable retirement withdrawal rates. signaturefd-3437664.hs-sites.com)
"We're Living In 'End Times' When You Can't Retire On $1 Million"
Random Roger's Retirement Planning
JULY 14, 2025
The magic of having $1 million for retirement is no longer what it once was. million as being sustainable for a 25 year retirement assuming 4%/$50,000/yr. million as being sustainable for a 25 year retirement assuming 4%/$50,000/yr. million account can be a source of $70,000/yr for a very long time. Is it enough?
How to Make Charitable Giving Part of Your Financial Plan
Carson Wealth
DECEMBER 20, 2024
You can deposit money into the account now, receive the tax benefit, and then make the donation in your own time. You could place the money in the account now and let it grow, then make a charitable decision as a family over the holidays. Another important maneuver you can make is converting your traditional IRA to a Roth IRA account.
Financial Planning For Freelancers: 8 Tips To Budget And Save
Clever Girl Finance
DECEMBER 23, 2024
As a freelancer, you juggle not only your craft but also your finances, taxes, and retirement planning. As a freelancer, youre your own boss, accountant, and financial planner all rolled into one. Plan for retirement 5. Keep funds separate Maintain separate accounts for your personal emergency fund and business savings.
The Evolution of the UMA
Wealth Management
AUGUST 5, 2025
Brian Marchiel August 5, 2025 4 Min Read Donny DBM/iStock/Getty Images Plus The unified managed account has undergone a quiet but powerful evolution over the past two decades as managed accounts continue their journey to client centricity. From Product Convenience to Coordinated Accounts UMA 1.0 Yet progress here remains slow.
42% More Likely to Succeed? Write Down Your 10 Financial Goals for 2025!
Dear Mr. Market
DECEMBER 31, 2024
Three to six months worth of expenses tucked away in a high-yield savings account. Maximize Retirement Contributions Contribute as much as possible to your 401(k), IRA, or Roth IRA. Whether youre fine-tuning your budget or planning your retirement roadmap, dont go it alone. A good rule of thumb? Ready to Tackle 2024?
How Do You Compare to National Averages?
MainStreet Financial Planning
OCTOBER 30, 2024
Whether it’s savings, retirement funds, or net worth, understanding where you stand can provide valuable perspective on your financial progress. 401(k) account contribution: 8.0% In 2023, Capitalize found the average employee-only contribution was 8%; the average dollar amount of employee-only contributions of $5,993.
Tax Benefits of Retirement Schemes in India: How to Save Lakhs While Planning Your Future
Trade Brains
JUNE 9, 2025
When you are preparing for retirement, you should keep in mind both financial strategies and what tax benefits you may gain. Older citizens can get helpful guidance from the Income Tax Department’s special brochure for retirement taxation matters. Key Tax Advantages for Retirees 1.
Q&A: Your Money Map
The Big Picture
MAY 1, 2025
If you are retiring in the next 12-36 months, you have a right to be concerned. As youre likely aware, were in the midst of Peak 65, where were seeing more people turning the traditional retirement age of 65 than ever before. How should a person who is approaching retirement NOT invest?
Personal finance links: mostly positive markets
Abnormal Returns
NOVEMBER 20, 2024
(sites.libsyn.com) Frazer Rice talks with Christine Benz author of "How to Retire" (podcasts.apple.com) Carl Richards talks money and more with journalist Kara Swisher. 50fires.com) Retirement Gray divorce can have a huge effect on your retirement. nytimes.com) Taxes in retirement only get more complicated.
5 Facts You Need to Know About Your Retirement Plan
Getting Your Financial Ducks In A Row
MARCH 10, 2025
Many of us are covered by one or more types of defined contribution retirement plans, such as a 401(k), 403(b), 457, or any of a number of other plans. These plans are also often referred to as Qualified Retirement Plans (QRPs). As you defer money into your retirement account, each dollar that you defer could be worth as much as $1.65.
Why Gen 2 Advisors Are a Flight Risk
Wealth Management
JULY 18, 2025
Resonant Capital Merges with Tax, Accounting Firm QBCo $2.2B Resonant Capital Merges with Tax, Accounting Firm QBCo Brennan’s experience is indicative of many young advisors working in the RIA space. Resonant Capital Merges with Tax, Accounting Firm QBCo $2.2B Related: $2.2B
Investing for Retirement: Strategies for Long-Term Success
Yardley Wealth Management
SEPTEMBER 10, 2024
The post Investing for Retirement: Strategies for Long-Term Success appeared first on Yardley Wealth Management, LLC. Investing for Retirement: Strategies for Long-Term Success Introduction Investing for retirement is a journey that demands careful planning, patience, and discipline. What lifestyle do you envision?
When is the Best Time for a Roth Conversion?
Darrow Wealth Management
APRIL 21, 2025
While a Roth conversion may never make sense for some individuals, for others, early retirement years may be the best time to convert pre-tax accounts to tax-free Roth. Converting a traditional IRA to a Roth doesnt make sense unless you have cash to pay taxes without dipping into your retirement savings.
How Inflation Can Impact Your Retirement Plan – What You Must Know Now!
Trade Brains
JULY 9, 2025
This poses a particular challenge for retirees who typically rely on fixed incomes from pensions, annuities, or savings accounts. That means if your retirement plan underestimates medical costs, you risk serious shortfalls. Written by Hiten Chauhan The post How Inflation Can Impact Your Retirement Plan – What You Must Know Now!
The Role of Financial Advisors in Managing Healthcare Expenses
WiserAdvisor
JULY 2, 2025
Healthcare costs are rising at a pace that demands attention, particularly for individuals nearing retirement. Without proper planning, healthcare expenses can quickly consume a significant portion of retirement savings. They can build a more resilient financial strategy for retirement. increase from the previous year.
7 Steps to Define and Align Your Money Values for Success
Clever Girl Finance
JANUARY 10, 2025
I didnt want to reach the end of my life with a big savings account but very few memories of enjoying the journey. Creating this list helps you see the bigger picturemoney isnt just numbers in a bank account. This could include saving for a down payment on a home, contributing to retirement accounts, or growing an investment portfolio.
Types of Savings Accounts to Consider for Your Children
Financial Symmetry
APRIL 14, 2025
Each of these account types has its pros and cons, which I have outlined below. Once you open this account, it functions the same way as every other bank account does for deposits and withdrawals, and you can order a debit card for your child once they get older for spending purposes.
Personal finance links: changing circumstances
Abnormal Returns
FEBRUARY 26, 2025
mrmoneymustache.com) Why you need to account for your Treasury income on your state taxes. aptuscapitaladvisors.com) Retirement There are different levels of retirement readiness. fastcompany.com) What to consider when rolling over a 401(k) account to an IRA. theretirementmanifesto.com) Gen X is next up for senior living.
Your Future, Your Way: Navigating Estate & Retirement Planning as an Investor
Zoe Financial
JUNE 20, 2025
This guide consolidates what we’ve learned to help you refine, update, or pressure-test your current retirement and estate strategy with confidence. At Zoe Financial, we’ve seen firsthand how proactive planning with a fiduciary advisor helps individuals protect and grow their wealth across generations.
GeoWealth Raises $38M in Series C Funding Led by Apollo
Wealth Management
AUGUST 4, 2025
Related: Edward Jones Doubles SMAs on Managed Account Platform, with Further Expansion Planned Meanwhile, Apollo will make some private market investment strategies available in GeoWealth’s UMA platform. 4, 2025) 11 Investment Must Reads for This Week (Aug. It has partnered with State Street on a target-date fund and a private credit ETF.
Rabbithole: What Do People Get Wrong About Money?
The Big Picture
MARCH 10, 2025
Who we are financially is very different than who we become in middle age or after retirement. I have 30,000 foot data on spending and contentment and lots of fun anecdotes, but I really dont know Q :“ Historically, money has been understood as both a ‘medium of exchange’ and a ‘unit of account.’
8 Items That Can Be Crucial For Your Retirement Planning Checklist
Carson Wealth
MAY 29, 2025
Imagine yourself on your last ride home from work on the day you retire. It probably depends on whether you have a strong plan in place for income during your retirement years. Having a retirement planning checklist can help make this final commute the time of reflection and joy it should be. Theres also no steady paycheck.
Vanguard Plans First Junk ETF as JPMorgan Heats Up Active Race
Wealth Management
JULY 2, 2025
Assets in active ETFs now account about 10% of the overall industry, compared to less than 5% a decade ago, Bloomberg Intelligence data show. Vanguard, long known for its index-tracking funds, has launched at least two actively managed ETFs so far this year, bringing its total stable to 12 funds.
10 High-Income Tax Planning Strategies to Complete Before 2025: A Year-end Checklist
Harness Wealth
NOVEMBER 12, 2024
Fully Utilize Tax-Advantaged Retirement and Savings Accounts There are multiple steps you can take using retirement accounts to reduce your taxable income. Roth IRAs are funded with after-tax dollars and cannot be deducted on a tax return, but they do offer tax-free growth and withdrawals during retirement.
Top Passive Income Ideas for Retirees to Earn Money After Retirement
Trade Brains
JUNE 16, 2025
Retirement sets in motion a new life—one that promises freedom from day-to-day grind but also requires prudent planning of finances. Thankfully, India provides a range of safe and sound passive income alternatives designed exclusively for retired citizens. Investment Limit: ₹9 lakh in a single account; ₹15 lakh for a joint account.
Innovative CPA Group Launches RIA To Capture Client Wealth Management Demand
Wealth Management
JULY 17, 2025
based accounting firm, is taking a page from large registered investment advisors by bringing together taxes and wealth management. On the other hand, ICG has more than 90 employees who provide accounting, tax, fiduciary and business services for individuals and businesses.
The WealthStack Podcast: Unlocking Private Markets with AssetMark's Michael Kim
Wealth Management
JUNE 27, 2025
He began his career in public accounting at Coopers & Lybrand, LLC. Michael was instrumental during AssetMark’s leveraged buyout transition to Genstar in 2013, its sale to Huatai Securities in 2016, its IPO in 2019, and its sale to GTCR in 2024.
Personal finance links: putting in the reps
Abnormal Returns
MARCH 12, 2025
wsj.com) On the growth of university-affiliated retirement communities. ft.com) Retirement The sequence of returns matters most in the first few years of retirement. morningstar.com) Why you need to understand your retirement withdrawal strategy, especially in a downturn.
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