Abnormal Returns

MARCH 20, 2024

peterlazaroff.com) Investing There's no magic rule for asset allocation. crr.bc.edu) Saving for college How much should you save in 529 accounts? (podcasts.apple.com) Peter Lazaroff talks with Manisha Thakor author of “MoneyZen: The Secret to Finding Your “Enough.”

Asset Allocation 278

Asset Allocation Retirement Commission Taxes 278

Nerd's Eye View

APRIL 10, 2024

Every document that considers the facts around any particular asset class will invariably include that disclaimer, but constructing a portfolio consisting of a mix of equities, fixed income, and other assets requires investors and advicers to make some fundamental assumptions around long-term expected returns and correlations between assets.

Asset Allocation 246

Asset Allocation Wealth Accumulation Assets Portfolio 246

Darrow Wealth Management

FEBRUARY 9, 2025

When investing in dividend stocks, bonds, or funds, a higher dividend yield may make an asset look more attractive, but this metric alone doesn’t make a worthwhile investment. In another words, if your asset allocation is 60% stocks and 40% bonds, the current weighted average yield is 2.19%.

Retirement 79

Retirement Asset Allocation Taxes Portfolio 79

Wealth Management

JULY 2, 2025

Advisor-facing agents auto-populate account forms, flag missing items, and confirm custodian requirements on the fly—all without human intervention. What would normally require a lengthy back-and-forth of data entry, PDF uploads, manual reviews, and e-signature coordination becomes near-instant. This isn’t automation for automation’s sake.

Wealth Management 179

Wealth Management Estate Planning Planning Clients 179

The Chicago Financial Planner

FEBRUARY 3, 2022

Review your accounts and assess the extent of the damage that has been done. Investors who are well-diversified may be hurt but generally not to the extent of those who are highly allocated to stocks. Review your asset allocation . Step back, take a deep breath and relax. Take stock of where you are . Go shopping .

Asset Allocation 190

Asset Allocation Financial Planner Marketing Marketing 190

MainStreet Financial Planning

MARCH 12, 2025

Reevaluate Your Asset Allocation If watching your investment portfolio fluctuate causes anxiety, your current allocation might be too aggressive. You can reduce your stock exposure and increase investments in fixed income options, such as cash or bonds, within tax-advantaged accounts (like a 401(k), IRA, or Roth IRA).

Economics 87

Economics Asset Allocation Financial Planning Taxes 87

WiserAdvisor

DECEMBER 2, 2022

When investors create an investment portfolio, they consider several factors, like risk, asset class, inflation, etc., However, what is equally critical when it comes to creating a portfolio is asset allocation and selection. If not allocated efficiently, you may become subject to a slew of taxes and other charges.

Asset Allocation 52

Asset Allocation Assets Portfolio Risk Tolerance 52

Alpha Architect

JANUARY 2, 2025

Do-It-Yourself trend-following asset allocation weights for the Robust Asset Allocation Index are posted here. Note: free registration required) Request a free account here if you want to access the site directly. If you are an advisor and want help implementing our models, please get in touch with Ryan Kirlin.

Asset Allocation 52

Asset Allocation Assets Accounting 52

Alpha Architect

DECEMBER 3, 2024

Do-It-Yourself trend-following asset allocation weights for the Robust Asset Allocation Index are posted here. Note: free registration required) Request a free account here if you want to access the site directly. If you are an advisor and want help implementing our models, please get in touch with Ryan Kirlin.

Asset Allocation 52

Asset Allocation Assets Accounting 52

A Wealth of Common Sense

JANUARY 16, 2025

We also answered questions about 2025 retirement account limits, Coast FIRE strategies, when to take money off the table from the stock market, how to account for pension and Social Security income during retirement and how other economies impact the U.S.

Retirement 145

Retirement Accounting Economy Marketing 145

A Wealth of Common Sense

JUNE 21, 2024

Just a collection of the holdings in our various accounts along with some simple calculations — net worth, annual retirement contributions, asset allocation, how much we’re saving each year, etc. Guess I’m old school and, yes, kind of a personal finance dork. I can’t help it. It’s nothing fancy.

Asset Allocation 126

Asset Allocation Retirement Accounting Assets 126

Abnormal Returns

JULY 26, 2022

alphaarchitect.com) Performance The performance of tactical asset allocation mutual funds has been no great shakes. evidenceinvestor.com) Research The accounting treatment of intangible investments is too conservative. Inflation Hedging inflation is harder than it looks.

Risk Management 130

Risk Management Management Asset Allocation Media 130

Brown Advisory

MARCH 18, 2022

CIO Perspectives Webinar, 2022 Asset Allocation Outlook mhannan Fri, 03/18/2022 - 06:42 Markets have been unsteady at the start of 2022, driven by geopolitical tensions, inflation, and concerns about equity valuations. The war in Ukraine is causing even more uncertainty. Brown Advisory does not render legal or tax advice.

Asset Allocation 52

Asset Allocation Assets License Government 52

Brown Advisory

MARCH 18, 2022

CIO Perspectives Webinar, 2022 Asset Allocation Outlook. CIO Perspectives Webinar, 2022 Asset Allocation Outlook . The themes and topics discussed include: The performance of various markets and asset classes over recent years and since the onset of the Ukraine conflict. Fri, 03/18/2022 - 06:42. Watch the Video.

Asset Allocation 52

Asset Allocation Assets License Government 52

The Big Picture

APRIL 29, 2025

This is Masters in business with Barry Ritholtz on Bloomberg Radio 00:00:17 [Speaker Changed] This week on the podcast, Jeff Becker, chairman and CEO of Jenison Associates, they’re part of the PG Im family of Asset Managements. Jenison manages over $200 billion in assets. It was a, a great company.

Management 130

Management Assets Portfolio Insurance 130

Random Roger's Retirement Planning

MARCH 21, 2025

One of the pre-market Bloomberg emails gave a positive mention to the Cambria Global Asset Allocation ETF (GAA) because it is up in what of course has been a tough tape for equities this year. It is an interesting asset allocation that targets 40% in equities, 40% in fixed income and 20% in alternatives.

Asset Allocation 52

Asset Allocation Portfolio Assets Numbers 52

International College of Financial Planning

MARCH 12, 2025

What to Do Instead: Stick to fundamentals: Learn about asset allocation, risk management, and diversification before investing. Keep it separate: Use a high-interest savings account or liquid mutual fundsbut not your main spending account. Use it only for real emergencies: If you have to ask, Is this an emergency? ,

Financial Planning 52

Financial Planning Planning Asset Allocation Financial Advice 52

Yardley Wealth Management

FEBRUARY 18, 2025

Benefits of Waterfall Wealth Management Managing significant assets can be complex. Wealth preservation – Protects assets while allowing for strategic investments and philanthropy. Tier 2: Allocates funds to retirement accounts and family support. Peace of mind – Offers clarity and confidence in financial decision-making.

Wealth Management 52

Wealth Management Management Estate Planning Distribution 52

A Wealth of Common Sense

JANUARY 9, 2025

A reader asks: If Bill Sweet’s favorite topic is Roth IRA’s/401K’s, I’d bet his second favorite is tax gain harvesting (in a taxable account). For 2024, individuals with taxable income below $47,025 ($94,050 for married couples) pay 0% tax for long-term capital gains (LTCG).

Taxes 116

Taxes Retirement Accounting Asset Allocation 116

Darrow Wealth Management

OCTOBER 29, 2024

Your asset allocation is the percentage of your portfolio that you distribute between different asset classes, like stocks and bonds. To rebalance your portfolio, you’ll buy and sell certain investments to realign to your accounts with your desired asset allocation.

Asset Allocation 75

Asset Allocation Accounting Risk Tolerance Portfolio 75

Validea

APRIL 17, 2023

Most investors pay close attention to their asset allocation. And that makes sense since research has shown that the asset classes a portfolio is allocated to drive the majority of its return over time. But asset allocation isn’t the whole story.

Assets 52

Assets Asset Allocation Accounting Taxes 52

Financial Symmetry

JUNE 10, 2024

Did you know what account you place your investments in can make a meaningful difference in taxes over your investing lifetime? This is called asset location, and Vanguard has found that it can save you up to 0.60% annually in … Continued The post Asset Location appeared first on Financial Symmetry, Inc.

Assets 67

Assets Accounting Taxes Investing 67

The Chicago Financial Planner

FEBRUARY 5, 2022

Perhaps it’s time to rebalance and to rethink your ongoing asset allocation. View all accounts as part of a total portfolio. This means IRAs, your 401(k) , taxable accounts, mutual funds , individual stocks and bonds, etc. Costs matter. Low cost index mutual funds and ETFs can be great core holdings.

Investing 184

Investing Investments Financial Planner Risk Tolerance 184

A Wealth of Common Sense

OCTOBER 31, 2024

We also discussed questions about Roth vs. traditional retirement accounts, the pros and cons of targetdate funds, retiring in your mid-30s and what to do about big gains in Mag 7 stocks. Further Reading: What’s the Investment Case For Gold?

Retirement 136

Retirement Accounting Investing Investments 136

Harness Wealth

NOVEMBER 12, 2024

Fully Utilize Tax-Advantaged Retirement and Savings Accounts There are multiple steps you can take using retirement accounts to reduce your taxable income. Contribute to Tax-Advantaged Retirement Accounts Do your best to fully contribute to one or multiple tax-advantaged retirement accounts, such as 401(k), 403(b), or IRAs.

Tax Planning 52

Tax Planning Taxes Planning Estate Planning 52

Nationwide Financial

JANUARY 25, 2023

Review risk tolerance and current asset allocation strategy It’s important to ensure your clients’ portfolios align with their risk tolerance because taking too much risk can negatively impact their ability to navigate market fluctuations. You can help them start the year right by conducting a retirement checkup.

Risk Tolerance 102

Risk Tolerance Retirement Planning Asset Allocation Retirement 102

Harness Wealth

JANUARY 29, 2025

This strategy gives individuals the opportunity to reinvest in comparable but not “substantially identical” assets (as defined by the IRS), and maintain a similar portfolio exposure. The tax treatment of this loss will depend on how long the asset has been held. All of this adds up to a total tax saving of $5,550.

Taxes 52

Taxes Assets Sales Portfolio 52

Yardley Wealth Management

SEPTEMBER 10, 2024

Take advantage of tax-advantaged retirement accounts such as 401(k)s, IRAs, and Roth IRAs to maximize your contributions and benefit from tax-deferred or tax-free growth. Aim to contribute as much as you can afford to these accounts each year to accelerate your retirement savings. Learn more about retirement plan options here.

Retirement 40

Retirement Risk Tolerance Investing Investments 40

Darrow Wealth Management

AUGUST 30, 2022

Depending on your financial situation and the type of asset you inherit, your options may differ. Inherited cash, stocks, or a brokerage account. Inheriting money or taxable investment accounts has some big benefits. Further, many beneficiaries are eligible for a step-up in basis on eligible assets. What not to do?

Accounting 111

Accounting Retirement Distribution Taxes 111

Alpha Architect

SEPTEMBER 3, 2024

Do-It-Yourself trend-following asset allocation weights for the Robust Asset Allocation Index are posted here. Note: free registration required) Request a free account here if you want to access the site directly. If you are an advisor and want help implementing our models, please get in touch with Ryan Kirlin.

Asset Allocation 52

Asset Allocation Assets Accounting 52

Zoe Financial

MARCH 21, 2025

Their role extends beyond investment managementthey can help with: Retirement Planning : Structuring your assets to support your desired lifestyle. Risk Management : Protecting assets from unforeseen events. Provide insights on asset allocation and risk management. Guide decision-making during uncertain times.

Financial Advisor 40

Financial Advisor Estate Planning Strategic Planning Retirement 40

Yardley Wealth Management

DECEMBER 17, 2024

In today’s economic climate, I recommend maintaining 6-9 months of living expenses in easily accessible accounts. If your employer offers a Roth 401(k) option, evaluate whether splitting your contributions between traditional and Roth accounts might benefit your long-term tax strategy.

Financial Planning 52

Financial Planning Debt Management Retirement Planning Retirement 52

Random Roger's Retirement Planning

MARCH 30, 2024

which accounts for about half of it's total outperformance since inception. Circling back to model ETF portfolio mentioned at the top of this post, the asset allocation was as follows. Right out of the starting block for GHTA, VBAIX fell off a small cliff and GHTA managed to avoid that decline.

Asset Allocation 96

Asset Allocation Portfolio Assets Management 96

Sara Grillo

AUGUST 25, 2023

I created this list of financial advisors for small accounts (less than $300,000 in assets) because there are alot of schmucks out there hawking crap products to people with portfolio of this size, and I don’t think it’s fair. Transform Retirement www.transformretirement.com Avg account size: Approx.

Financial Advisor 52

Financial Advisor Accounting License Financial Planning 52

Alpha Architect

JULY 1, 2024

Do-It-Yourself trend-following asset allocation weights for the Robust Asset Allocation Index are posted here. Note: free registration required) Request a free account here if you want to access the site directly. If you are an advisor and want help implementing our models, please get in touch with Ryan Kirlin.

Asset Allocation 52

Asset Allocation Assets Accounting 52

Alpha Architect

JUNE 3, 2024

Do-It-Yourself trend-following asset allocation weights for the Robust Asset Allocation Index are posted here. Note: free registration required) Request a free account here if you want to access the site directly. Our Advisor portal is available [.]

Asset Allocation 52

Asset Allocation Assets Accounting 52

WiserAdvisor

APRIL 25, 2023

Many people invest in their company-sponsored 401(k)s but only sometimes take the time to review the investments within the account. Rebalancing involves adjusting the mix of assets in your 401(k) portfolio to maintain a desired level of risk and return. Click to compare vetted advisors now. What is 401(k) rebalancing?

Risk Tolerance 76

Risk Tolerance Asset Allocation Portfolio Taxes 76