The Big Picture

NOVEMBER 26, 2024

But ETFs had this core advantage, which were they were lower cost, they were more tax efficient, they were easier to use. Matt Hougan : If you think about Bitcoin, when it was created way back in 2008-09, there were no Bitcoin in existence. And over time, the world woke up to the reality. The same thing’s happening in crypto.

Investments

Carson Wealth

NOVEMBER 11, 2024

It is the most for a Republican President since 1988, but it trails the 365 (2008) and 332 (2012) President Obama won in his two elections. This was interesting, as yields soared and the past few years have seen higher yields as a negative for small caps, but optimism over lower taxes sparked the rally, in our opinion.

Marketing

Random Roger's Retirement Planning

APRIL 8, 2025

On December 24, 2008, the Dow Jones was down 1000 points and then on December 26th it was up 1000 points but of course that market event still had several months to go. They are not intended to constitute legal, tax, securities or investment advice or a recommended course of action in any given situation.

Marketing

Random Roger's Retirement Planning

MARCH 2, 2025

Generically, dividends are not tax efficient. They are taxed at ordinary income. SCHD has historically paid "qualified" dividends which are taxed more favorably as capital gains but this is something to continuously track. Derivative income funds that track indexes might be taxed 60/40, you have to check.

Taxes

Random Roger's Retirement Planning

FEBRUARY 12, 2025

Also PSLDX is capable of some huge drawdowns, dropping 43% in 2022 and 33% in 2008. They are not intended to constitute legal, tax, securities or investment advice or a recommended course of action in any given situation. It also fell 37% in the 2020 Pandemic Crash but it took that back in just four months.

Portfolio

Random Roger's Retirement Planning

JUNE 23, 2025

Client exposure is through XLY which I first bought in November, 2008. They are not intended to constitute legal, tax, securities or investment advice or a recommended course of action in any given situation. It has almost 30 years of going up more than the broad market on the way up and going down more on the way down.

Accounting

Validea

MARCH 7, 2025

Key Criteria for Stock Selection To find small, fast-growing companies, this strategy evaluates stocks based on a diverse set of fundamental metrics: Profit Margins A minimum after-tax profit margin of 7% is required, ensuring the company maintains strong profitability within its industry. annual return (477% cumulative).

Portfolio

Trade Brains

JULY 24, 2025

Profit before tax increased 5.1 Profit before tax increased 20.1 About the Company Bajaj Housing Finance Limited, founded in 2008, is a non-deposit-taking housing finance company registered with the National Housing Bank since 2015. percent increase in Revenue from Operations from Rs. 2,508 crore to Rs. 2,616 crore. 2,616 crore.

Taxes

Random Roger's Retirement Planning

MARCH 25, 2025

The S&P 500 doesn't fall 20% in a quarter very often but obviously it can happen, it happened in Q1 of 2020 and the 3rd quarter of 2008 and I imagine there were others. They are not intended to constitute legal, tax, securities or investment advice or a recommended course of action in any given situation.

Taxes

Random Roger's Retirement Planning

NOVEMBER 21, 2024

And since the other funds came along, RYMFX has shown to not be such a great representation of the strategy even though it helped in 2008. They are not intended to constitute legal, tax, securities or investment advice or a recommended course of action in any given situation. In the period studied, RYMFX compounded at a negative 1.55%.

Asset Allocation

Random Roger's Retirement Planning

DECEMBER 22, 2024

We spend a lot of time here on how to diversify to try to smooth out the ride and how to hold up better when markets have a year like 2022 or 2008. They are not intended to constitute legal, tax, securities or investment advice or a recommended course of action in any given situation. For us, that includes alternatives.

Portfolio

Validea

APRIL 14, 2025

Drawing on decades of experience, Bernstein offers practical wisdom for navigating today’s uncertain investment landscape.

Investments

Investing Caffeine

MAY 1, 2025

2008) In October 2008, the Time magazine cover encapsulated the zeitgeist of the period with a 1929 photo that included a line of desperate people waiting for food donations at a soup kitchen. In that same timeframe, Newsweek captured the essence of FOMO with its July 5, 1999 cover: Everyone Is Getting Rich but Me.

Media

Wealth Management

JUNE 12, 2025

The ETF structure then evolved with the advent of active ETFs in 2008, the first one coming out of Bear Stearns, which went under that same year. She cites ETFs’ accessibility, transparency, liquidity, tax efficiency and low cost. soon followed in 1993 with the SPDR S&P 500 Trust (SPY).

Assets

The Big Picture

JANUARY 21, 2025

And then when I left the journal for the first time in 2008, they said, well, who should we hire to replace you? 00:16:42 [Speaker Changed] Coming into sort of late 2008, I think, if I recall correctly, I was somewhere between 70 and 80% stocks by that point. I did it in 2008 in oh nine. I said, Jason’s wife.

Investing

Carson Wealth

JULY 10, 2025

With shifting tariff policies, proposed tax cuts, and a potentially higher federal deficit, market stability might seem like a distant opportunity. Can you share examples of how you’ve guided clients through past downturns, like in 2008 and 2020? How do you personalize risk tolerance for individual clients?

Risk Tolerance

Investing Caffeine

NOVEMBER 3, 2024

Our government simply spends too much money and doesn’t collect enough (tax receipts) to cover those expenses ( see chart below ). No information accessed through the Investing Caffeine (IC) website constitutes investment, financial, legal, tax or other advice nor is to be relied on in making an investment or other decision.

Economy

Clever Girl Finance

JUNE 5, 2025

On this podcast, Laura simplifies many finance topics such as investing, taxes and credit into segments that are under 30 minutes. Laura has been inspiring people with the Money Girl podcast since 2008. Her actionable advice and tips inspire listeners to take action immediately with their finances to achieve financial success.

Certified Financial Planner

The Big Picture

MAY 20, 2025

A a paper that caught my attention was following 2008 and this paper took a look at all hedge funds that reported to be market neutral. But when you really needed it in a downturn of 2008, the beta was 0.4. Our closest competitors to global opportunities have done a much better job than quote market neutral funds did back in 2008.

Management

Random Roger's Retirement Planning

MARCH 14, 2025

Dave Nadig found a potential tax problem in the fine print. Apparently it is not diversified enough to meet RIC, regulated investment company, standards which as Dave tells it would nullify the tax benefits associated with ETFs. I'm not sure if there is a process that would resolve this issue if/when it becomes more diversified.

Portfolio

Investing Caffeine

DECEMBER 2, 2024

For starters, we are coming off a fresh election last month, and the majority of Americans decided to vote for the new administration that has promised additional stimulative tax cuts, and deregulation. If these promises come to fruition, these changes could augur well for corporate profits and a rising stock market.

Marketing

The Big Picture

JULY 15, 2025

But in 2008 in the financial crisis, I turned 50. That’s the sort of stuff you, 00:23:21 [Speaker Changed] And, and it was the kind of thing where, you know, certainly on the private client side, for those of you to remember, you know, in, in 2008, 9, 10, 11, 12, the story was all about bonds, bonds, bonds, bonds, bonds.

Numbers

Carson Wealth

JULY 11, 2025

One of the opportunities we highlighted early in the year in our 2025 Outlook was a big tax bill that boosted corporate profits, similar to 2017. We got massive tariffs first, and it was quite a struggle to get the tax bill past the finish line. New individual tax benefits that are set to expire in a few years.

Taxes

Random Roger's Retirement Planning

FEBRUARY 28, 2025

If you have a taxable portfolio of at least $1 million where selling or rebalancing would hit very hard tax-wise, you can exchange your portfolio for shares in a 351 ETF. There were places to make money during that run, most notably foreign stocks and equal weight S&P 500, that ETF came out in 2003 and had very good years until 2008.

Portfolio

The Big Picture

JUNE 30, 2025

Barron’s ) • Why gold prices are forecast to rise to new record highs : “We have seen this before in 2008, 2020, and even in August 2024. What does it cost the IRS to collect taxes? But bonds now deserve a hard look because they are so attractively priced. Source: USA Facts Sign up for our reads-only mailing list here.

Management

The Big Picture

APRIL 29, 2025

We learned everything, you know, across from accounting to auditing to, to tax and valuation. So 2008, you know, as you remember, Barry fourth quarter was chaotic. You know, in those days these companies hired, you know, crops of undergrads. They, they trained them together. Was it towards the tail end?

Management

Validea

MARCH 21, 2025

The top performing Zweig-inspired portfolio on Validea is the 20 stock, tax efficient portfolio. Its worst year came in 2008 , during the financial crisis, when the portfolio declined -38.9% , roughly in line with the S&P 500s -38.5% Since 2003, this portfolio has returned 1,113.1% , outperforming the market by 642.2%.

Risk Management

Investing Caffeine

JULY 1, 2025

During financial stress—like the 2008 crisis or the COVID crash in 2020—CDS prices surge as investors seek protection. No information accessed through the Investing Caffeine (IC) website constitutes investment, financial, legal, tax or other advice nor is to be relied on in making an investment or other decision.

Marketing

Random Roger's Retirement Planning

JUNE 13, 2025

We do have a fund we can look at for 2008 with what started out as the Rydex Managed Futures Fund that still trades with symbol RYMFX. That fund was up just over 6% in 2008. They are not intended to constitute legal, tax, securities or investment advice or a recommended course of action in any given situation.

Portfolio

Carson Wealth

APRIL 28, 2025

Congress also provides a cushion for the economy by raising deficits even further via tax cuts. Beyond renewing tax cuts that sunset at the end of 2025, they provide additional tax breaks for businesses and households (like no taxes on tips, social security, and raising the level for SALT deductions).

Marketing

Dear Mr. Market

NOVEMBER 22, 2024

If so, there’s a good chance your plan includes the classic “AB Trust” structure, which—prior to 2011—was the primary way for married couples to double the value of their federal estate tax exemptions. million estate tax exemption, Alice can file a portability election with the IRS—without needing a separate trust.

Estate Planning

Investing Caffeine

MARCH 3, 2025

In my more than three decades of investing, I have repeatedly encountered extensive segments of the financial markets that would qualify as speculative bubbles, whether it was subprime mortgages and credit default swaps (CDS) in the 2008 Financial Crisis, or dot-com companies in the 2000 bursting of the technology bubble.

Assets

The Big Picture

MAY 19, 2025

consumer VAT tax would reduce corporate revenues 10 to 20%, and profits 20 to 30% (or more). He reminded the House members that the Federal Reserves charter was to maintain high employment and low inflation. Prior tariffs had been in a 10-20% range; 100% tariffs applied to 182 countries worldwide and Antarctica!

Marketing

Zoe Financial

APRIL 28, 2025

Recession Risk: Risk exists, but no major imbalances like in 2008. Nothing in these materials is intended to serve as personalized tax and/or investment advice since the availability and effectiveness of any strategy is dependent upon your individual facts and circumstances. Consumer Health: Debt service as % of income remains low.

Marketing

Random Roger's Retirement Planning

JANUARY 1, 2025

If we go back to 2002 with this second back test using ProFunds Ultra S&P 500 (ULPIX) which is the mutual fund predecessor of SSO it looks bad because of how big of a hole any 2x fund would have had to dig out from after 2008 so there's some good context about the risk of any leverage strategy.

Retirement

Trade Brains

JULY 28, 2025

Profit before tax declined by 52.8 Profit before tax surged 142.9 About the Company Established in 2008 and backed by the 120-year-old Lalbhai Group, Arvind SmartSpaces is one of India’s prominent real estate development companies, headquartered in Ahmedabad. percent from Rs 163 crore in Q4FY25. Operating profit fell 38.2

Taxes

The Big Picture

MARCH 11, 2025

Worse in 2008, that wasn’t the case at all. And more recently, not just COVID, you can, you can go back to 2008. I think 2008 stands out among the ones you mentioned because that’s where the US economy actually came close to the precipice of this could be a structural depression. 00:23:57 [Speaker Changed] Yeah.

Economics