The Better Letter

MARCH 18, 2025

Top seeds have only lost to 16 seeds twice in the seeded era – since 1979 – and both occurrences are recent (that said, 2008 was the only year all four top seeds made the Final Four). Motoyuki Mabuchi went all-in with four aces in the main event hand of the 2008 World Series of Poker but lost to Justin Phillips’ royal flush.

Numbers 76

Numbers Marketing Marketing Medicine 76

Nerd's Eye View

SEPTEMBER 25, 2023

As a result, in 1973, a group of 35 planners became the inaugural recipients of the CFP marks. The rising popularity of CFP certification was thanks in large part to CFP Board's setting of rigorous educational and examination requirements that established a high bar of competency for those who wished to use the CFP marks.

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CFP Financial Planning Planning Certification 247

Nerd's Eye View

AUGUST 22, 2023

We also talk about how Cary tried to navigate the 2-year non-compete clause in her contract and even offered to buy back her practice and undo the non-compete, how Cary ultimately reached a compromised path with a 6-month non-compete and decided that was good enough to be able to make a transition and not have to totally start over, and how, after (..)

Financial Advisor 245

Financial Advisor Media Sales Clients 245

Indigo Marketing Agency

DECEMBER 19, 2022

Steve Sanduski is a CFP® professional and personal coach to financial professionals. Taylor Schulte is a CFP Ⓡ professional and founder and CEO of Define Financial. Lazetta Braxton is a CFP® professional and co-founder and co-CEO of 2050 Wealth Partners. Steve Sanduski. Learn more about Grace on LinkedIn. Taylor Schulte .

Financial Advisor 116

Financial Advisor CFP Financial Services Education 116

Your Richest Life

MARCH 31, 2023

The top spot belongs to the 2008 Lehman Brothers collapse.) About Your Richest Life At Your Richest Life, Katie Brewer, CFP®, believes you too should have access to financial resources and fee-only financial planning. The markets responded erratically to these collapses, and are still very up and down.

Banking 105

Banking Insurance Accounting Fee Only 105

Nerd's Eye View

MARCH 14, 2023

Nancy is the CEO and Founder for Benchmark Wealth Management, an independent RIA affiliated with LPL Financial based in Memphis, Tennessee, that oversees nearly $340 million in assets under management for almost 1000 client households.

Management 130

Management Financial Advisor Clients CFP 130

BlueMind

JULY 15, 2022

The 2008 global financial crisis is one of the biggest examples of how significant it is to have proper compliance regulations in place in order to create a safe and healthy financial ground for the people. The primary cause of the 2008 global financial crisis was the deregulation of the financial industry.

Compliance 98

Compliance Financial Advisor Certified Financial Planner Clients 98

Steve Sanduski

AUGUST 21, 2023

Miele , CFP®, Managing Director, Partner, and Chief Business Development Officer with The Andriole Group. Alex Miele and I discuss: What starting out in financial services in 2008 taught Alex about proactive outreach and transactional client relationships and how she applies those lessons to today’s economic environment.

Clients 52

Clients CFP Marketing Marketing 52

Tobias Financial

AUGUST 16, 2024

Our Portfolio Manager, Chad NeSmith, CFA, CFP® offered his seasoned perspective on the situation. While fears of a recession are growing, Chad believes that even if a recession does occur, it won’t resemble the severe downturns of 2008 or the COVID-19 pandemic. Instead, he views the current market correction as an opportunity.

Marketing 52

Marketing Marketing CFP Taxes 52

Investing Caffeine

FEBRUARY 1, 2023

Over the last 25 years, we have arguably experienced three 100-year floods (2000 Tech Bubble, 2008 Financial Crisis, and 2020 COVID pandemic), so investors have been bracing for another enormous financial hurricane. As the earnings show, during the Financial Crisis (2008) and COVID (2020), the crash in earnings was much more severe.

Economy 59

Economy Economics CFP Investing 59

Validea

OCTOBER 5, 2022

By Jack Forehand, CFA, CFP® ( @practicalquant ) —. 12/31/2008 2.1% 12/31/2008 24.9% Two weeks ago, I wrote an article where I looked at the valuation of the median stock and how it has changed over time. Year End Date Negative Earner Percentage 12/30/2005 1.1% 12/29/2006 1.2% 12/31/2007 1.0% 12/31/2009 4.9% 12/31/2010 1.4%

CFP 59

CFP Valuation Economy Assets 59

Investing Caffeine

JANUARY 3, 2023

The bad news is last year turned out to be the 4th worst year in the stock market since World War II (1945) and also marked the worst year since 2008. Here’s a summary of the S&P 500’s worst years over the last eight decades: 2008: -38.5% Slome, CFA, CFP ®. 2022: -19.4%. Source: CNBC (Bob Pisani). www.Sidoxia.com.

Economy 59

Economy CFP Transportation Investing 59

Investing Caffeine

NOVEMBER 1, 2022

And contrary to many of the doomsday-er recession forecasting mongers, corporate profits have remained tenaciously high near record levels (see chart below), with no sign of collapsing as in 2020 (COVID) or 2008 (Financial Crisis). Slome, CFA, CFP ®. www.Sidoxia.com.

Economics 64

Economics Economy CFP Transportation 64

Darrow Wealth Management

APRIL 11, 2022

The Covid recession only lasted two months while the 2008 Great Financial Crisis was almost twice the average. Similarly, the GFC in 2008-2009 was by far the worst for stocks during a recession, and the outperformance one year after the Covid crash was also an outlier. In the 11 recessions since 1953, the average length was 10.3

Economics 52

Economics CFP Wealth Management Investing 52

Investing Caffeine

JULY 1, 2022

However, since 2008, the stock market has generally been on a consistent tear racking up a record of 10 wins, 2 losses (2015 and 2018), and one tie (2011). Slome, CFA, CFP ®. T he stock market has been a winning team for years, generating outsized returns for investors. In recent years, the U.S. Elections / Capitol Insurrection.

Economy 59

Economy CFP Investing Investments 59

Investing Caffeine

MAY 2, 2022

Slome, CFA, CFP®. For long-term stock investors who have reaped the massive +520% rewards from the March 2009 lows, they understand this gargantuan climb was not earned without some rocky times along the way. Market corrections are never comfortable, but successful, long-term investing comes with a price…no pain, no gain!

Economy 59

Economy Electronics CFP Government 59

Investing Caffeine

MARCH 1, 2023

As you can see from the chart belo w , sales of existing homes have plummeted at the fastest rate since the beginning of the 2008 Financial Crisis. Slome, CFA, CFP ® Plan. Source: Calafia Beach Pundit With all of that said, there is a consensus building that inflation is steadily coming down. www.Sidoxia.com Wade W.

Economy 59

Economy Economics License CFP 59

Investing Caffeine

AUGUST 2, 2024

For most of the 1990s, Growth was dominant, and ever since the aftermath of the 2008 Financial Crisis, Growth stocks have once again overshadowed Value stocks a majority of the time (2022 being a short-lived reprieve for Value stocks). Slome, CFA, CFP® Plan. www.Sidoxia.com Wade W. Subscribe Here to view all monthly articles.

CFP 52

CFP Investing Investments Economy 52

Bell Investment Advisors

OCTOBER 5, 2022

Forrest Bell, CFP®. You have to go back to the peak pessimism during the COVID-19 market panic or to the global financial crisis of 2008 to find a time when they touched this ratio for even a brief period of time. Volatility has been a consistent theme this year and September proved no different. However, that optimism faded.

Economy 52

Economy CFP Investment Advisor Marketing 52

Validea

SEPTEMBER 21, 2022

By Jack Forehand, CFA, CFP® ( @practicalquant ) —. 12/31/2008 9.5% It looks like the 2022 bear market might be with us longer than many of us had hoped. A study of history would have told us in advance that the 2020 bear market was an anomaly based on how fast things turned around, but you still can’t blame us for hoping for a repeat.

Valuation 72

Valuation Marketing Marketing CFP 72

Walkner Condon Financial Advisors

SEPTEMBER 27, 2022

We have had below-average interest rates since 2008. Alicia Vande Ven is a Candidate for CFP® Certification at Walkner Condon Financial Advisors, a fee-only, fiduciary financial advisor firm based in Madison, WI, that works with clients locally and around the country. Alicia Vande Ven, M.S. Financial Advisor.

Financial Advisor 52

Financial Advisor Fee Only Certification CFP 52

Indigo Marketing Agency

DECEMBER 8, 2022

And you know that they’re probably no longer as reassured by the message “It’s about time in the market, not timing the market” and being pointed back to 2008. You know your clients extremely well (maybe even better than some family members!). Something about our current volatile economic climate feels different.

Marketing 52

Marketing Marketing Financial Advisor Clients 52

Indigo Marketing Agency

JANUARY 17, 2022

Steve Sanduski Steve Sanduski is a CFP® professional and personal coach to financial professionals. Jim Blankenship Jim Blankenship is a CFP® professional who specializes in Social Security, income tax, and personal finance. You can connect with Cullen on Twitter. You can follow him on Twitter. Guess what?

Financial Advisor 52

Financial Advisor CFP Financial Services Education 52

Investing Caffeine

OCTOBER 2, 2023

As you can see, the inventory of homes has dramatically collapsed from a peak of about four million homes, circa the 2008 Financial Crisis, to around one million homes today. Slome, CFA, CFP® Plan. For the time being, betting on a soft economic landing over an imminent recession could be a winning use for that cash in your wallet.

Economics 52

Economics Economy CFP Government 52

Yardley Wealth Management

OCTOBER 6, 2021

Garry, Esquire, CFP©, MBA Founder & CEO. Superlatives like “best” and “worst” grab the most attention, so outlets have been abuzz with reports of how a 5% May consumer pricing surge was “the biggest 12-month inflation spike since 2008.” . The post Is Inflation Haunting Your Dreams? Is Inflation Haunting Your Dreams? What We Know.

Wealth Management 52

Wealth Management Certification Economy CFP 52

Steve Sanduski

JANUARY 9, 2023

” After the Great Financial Crisis of 2008-09, large banks pulled pack on lending to companies and private equity firms that were looking to grow through acquisitions. Steve Sanduski, CFP® and John Christmas. “You can’t go to JP Morgan.” trillion in the last decade. “You can’t sell tomorrow.

Investing 52

Investing Investments Portfolio Clients 52

Investing Caffeine

APRIL 1, 2022

People forget that commodity prices approximately doubled after the 2008 Financial Crisis, only to experience a subsequent slow bleed over the next decade until prices were essentially chopped in half. Slome, CFA, CFP®. Source: Trading Economics. Many traders have short-term memories. As the saying goes, “price cures price.”

Economy 59

Economy Economics Valuation Investing 59

Zoe Financial

APRIL 3, 2023

Passing Down a Legacy Published April 4th, 2023 Reading Time: 5 minutes Written by: Kyle Attarian, MBA, CFA, CFP®, AIF® Zoe Network Advisor Passing Down a Legacy Published April 4th, 2023 Reading Time: 5 minutes Written by: Kyle Attarian, MBA, CFA, CFP®, AIF® Zoe Network Advisor Learning from a family tradition like no other.

CFP 40

CFP Financial Planning Financial Advisor Planning 40

Zoe Financial

FEBRUARY 16, 2023

Or if the security is missing cost basis, which means the shares were likely purchased prior to 2008. If you would like to schedule a time to speak directly with author Keith Corbett, CFP® about these strategies, or any other personal finance topics, please reach out using this link for a free consultation.

Taxes 40

Taxes Distribution CFP Accounting 40

Investing Caffeine

MARCH 1, 2024

At Sidoxia Capital Management , we have experienced this marvel on many of our investments, including our exponential gains in Amazon.com, which we first purchased in 2008 at s split-adjusted price of about $2.95 Slome, CFA, CFP® Plan. This is why Albert Einstein called compounding the “8th Wonder of the World.”

Taxes 52

Taxes Risk Tolerance Retirement Investing 52

Sara Grillo

AUGUST 14, 2023

Kelly Nilsson, CFP®, CDFA®, JD Kelly’s journey in finance began in 1992, and for the first 17 years of her career she worked for financial marketing firms and insurance companies, during which time her clients were financial advisors. She obtained her CFP designation in 2003. Bogle and His Lifelong Battle to Serve Investors First.

Financial Advisor 52

Financial Advisor Fiduciary Duty Insurance Financial Advice 52

The Better Letter

MARCH 14, 2024

Motoyuki Mabuchi went all-in with four aces in the main event game of the 2008 World Series of Poker but lost to Justin Phillips’ royal flush. ” Despite that reality, according to a study undertaken by the CFP Board , 88 percent of consumers and 30 percent of financial advisors think it’s easy to manage money.

Numbers 87

Numbers Medicine Math Marketing 87

Zoe Financial

APRIL 4, 2023

In fact, in 2008, many of these blue chip stocks declined by 38%. This blog is original content from ACM Wealth written by Cary Carbonaro, CFP®, MBA SVP. Our answer to that common question is a resounding, “No!” Because even though they have managed to stand the test of time so far, they are not without risk.

Assets 40

Assets Portfolio Taxes Financial Services 40

Bell Investment Advisors

MAY 24, 2024

On Friday, May 24 th at 12pm Pacific time, Investment Advisor & Financial Planner Laurent Harrison, CFP® joined Bell Portfolio Manager Ryan Kelley, CFA® for an engaging discussion of the following topics: Stock & Bond Market Commentary Global Economic Update Inflation Concerns & the Federal Reserve Are Stocks Expensive?

Marketing 52

Marketing Marketing Economy Financial Planner 52

Sara Grillo

SEPTEMBER 26, 2022

In Part Two of our two part series on the CFP Board, the heated debate continues. We’ll discuss these questions: The CFP Board has specifically stated that it wants the CFP® mark to be a requirement for anyone who practices financial planning. What do you believe the CFP Board’s role should be in the future?

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CFP Financial Advisor Financial Planner Ethics 59

The Better Letter

MARCH 16, 2023

Motoyuki Mabuchi went all-in with four aces in the main event game of the 2008 World Series of Poker but lost to a royal flush held by Justin Phillips. ” Despite that reality, according to a study undertaken by the CFP Board , 88 percent of consumers and 30 percent of financial advisors think it’s easy to manage money.

Math 98

Math Numbers Medicine Accounting 98

Steve Sanduski

APRIL 8, 2023

Back in 2008, ING ran a “Your Number” marketing campaign with print, web, and TV ads showing different people busy with their daily routines carrying a large orange six- or seven-figure number in dollars. Perhaps my CFP designation should be revoked! What’s your retirement number? But one thing I can’t tell you is “my number.”

Retirement Planning 52

Retirement Planning Retirement Planning Certified Financial Planner 52