Wealth Management

JUNE 20, 2025

The services they offer are great differentiators and help make advisors a go-to resource for navigating the intricacies of retirement income planning (which is very complex), healthcare-cost planning (a too often overlooked major expense), and as an end-of-life services guide (in the case of bQuest).

Wealth Management

Carson Wealth

DECEMBER 20, 2024

Or, if you have a windfall year, with an inheritance or business sale, you can put money in a DAF to reduce your tax footprint for the year. You can move these large stock holdings to a DAF, get the tax break, and then use the money to make donations every year through your retirement.

Financial Planning

Nerd's Eye View

JANUARY 3, 2025

Enjoy the current installment of "Weekend Reading For Financial Planners" - this week's edition kicks off with a recent survey indicating that a majority of advisors are viewing new client acquisition as their primary challenge in the current competitive environment for financial advice (followed by compliance and technology management) and suggests (..)

Financial Planner

Calculated Risk

DECEMBER 27, 2024

Some of these questions concern real estate (inventory, house prices, housing starts, new home sales), and I posted thoughts on those in the newsletter (others like GDP and employment will be on this blog). How about housing starts and new home sales in 2025? I'm adding some thoughts and predictions for each question.

Economics

Zoe Financial

JUNE 20, 2025

This guide consolidates what we’ve learned to help you refine, update, or pressure-test your current retirement and estate strategy with confidence. Consistent Contributions Despite market volatility, contribution rates remained stable among retirement savers. They are not real clients and are intended solely for educational purposes.

Retirement Planning

The Big Picture

APRIL 17, 2025

Every sale was a source of regret, as stocks kept going up, up, up. My buddy could pay off his mortgage and car loans, pre-pay the kids colleges, fully fund retirement accounts, and still have cash left over. Tech stocks and dotcoms kept galloping higher, doubling and tripling.

Investing

MainStreet Financial Planning

NOVEMBER 8, 2024

Maximize Your Retirement Contributions: Enhancing your retirement savings not only secures your future but also offers immediate tax benefits. Consult with a tax professional to navigate the complexities and avoid wash-sale rules.

Taxes

Nerd's Eye View

JULY 8, 2025

We also talk about how James (once his firm started to receive a strong flow of leads) increased the friction involved for prospects to schedule an introductory meeting by requiring them to fill out a short form on their financial situation and disclosing the firms fees and asset minimums (leading to a higher percentage of meetings with good-fit prospects), (..)

Education

Harness Wealth

NOVEMBER 12, 2024

Fully Utilize Tax-Advantaged Retirement and Savings Accounts There are multiple steps you can take using retirement accounts to reduce your taxable income. Contribute to Tax-Advantaged Retirement Accounts Do your best to fully contribute to one or multiple tax-advantaged retirement accounts, such as 401(k), 403(b), or IRAs.

Tax Planning

Nerd's Eye View

FEBRUARY 11, 2025

In this episode, we talk in-depth about the best practices David recommends to firms to start preparing in advance for an internal succession (including creating defined career tracks and compensation structures as well as getting the firm’s business metrics in order and receiving a third-party valuation), how David advocates for breaking up (..)

Planning

Diamond Consultants

DECEMBER 18, 2024

It is essential to the future success of the firm, especially during a period in which more advisors than ever are leaving for independence or retiring from the business entirely. Firm retire-in-place programs are the only way to retire. Advisors only move for money and/or when theyre unhappy.

Recruitment

Tobias Financial

JUNE 16, 2025

Life transitions such as marriage, divorce, the birth of a child or grandchild, career changes, retirement, an inheritance, or the purchase or sale of a home can all influence your broader financial picture. These events may affect your investment approach, tax planning strategies, insurance needs, and estate planning documents.

Planning

Random Roger's Retirement Planning

NOVEMBER 20, 2024

The 4% rule is generally the accepted standard for a safe withdrawal rate in retirement to ensure the assets last for 30 years. Bengen retired as a financial advisor in 2013 but he also considers himself a researcher. He basically ran the numbers for someone retiring in 1926 and then each each up into the 1970's.

Retirement

Darrow Wealth Management

JANUARY 13, 2025

How to buy a house while selling yours Using home equity from your current house or the one you’re buying 401(k) loan Cash-out refinance to pull equity from your current property Get a gift from family Make a smaller down payment Sale-leaseback contingency on your old home Securities-backed line of credit to tap your investments 1.

Taxes

Harness Wealth

APRIL 30, 2025

Key takeaways Begin exit planning 23 years prior to the intended sale to implement optimal tax strategies and structural changes that can save millions through proper entity selection, transaction timing, and specialized approaches. Stock sales tend to be more tax-advantageous for sellers, especially when capital gains treatment applies.

Taxes

Wealth Management

AUGUST 5, 2025

Multi-account completion portfolios , enabling unified investment strategies across retail, retirement, and taxable accounts.

Wealth Management

Diamond Consultants

DECEMBER 16, 2024

As a result, its often incumbent upon the retiring advisor to either accept a discounted valuation for the book and/or show a great deal of flexibility in how their next gen ultimately takes the reigns of the business. After all, shouldnt the retiring advisors be compensated fairly for their lifes work? But is that fair?

Wealth Management

Nerd's Eye View

FEBRUARY 25, 2025

In this episode, we talk in-depth about why Jennifer’s firm has taken an approach to grant equity rather than require buy-ins (and intends for every employee to either have equity, or at least a path to equity if they’re still new), how Jennifer’s firm sets individual performance targets for its client-facing wealth advisors to earn (..)

Compensation Planning

Yardley Wealth Management

FEBRUARY 18, 2025

Key benefits include: Ensuring essential financial obligations are met first – Taxes, estate planning, and retirement savings take precedence. Tier 2: Allocates funds to retirement accounts and family support. Waterfall wealth management simplifies the process by categorizing financial goals into priority levels.

Wealth Management

Midstream Marketing

DECEMBER 6, 2024

Running focused social media campaigns that highlight their services and share their skills in areas like tax planning or retirement planning. You can increase engagement and boost sales by dividing your email list into different groups. Creating case studies that show how they have helped current clients reach their financial goals.

Marketing

Harness Wealth

JULY 14, 2025

Capital gains, on the other hand, arise from the sale of capital assets held for investment. If the total positive UBTI across all applicable investments in a retirement account equals $1,000 or more, the tax-exempt entity is required to file Form 990-T and pay tax on the UBTI. for the highest earners should the TCJA expire.

Taxes

Yardley Wealth Management

FEBRUARY 4, 2025

A: Key tax deductions include maximizing retirement contributions, utilizing HSA accounts, strategic charitable giving through donor-advised funds, and property-related deductions like mortgage interest and property taxes. Tax Strategies for High-Income Earners in 2025.

Taxes

Harness Wealth

JANUARY 29, 2025

These contributions not only provide immediate tax relief but help secure longer-term financial stability during retirement. Individual Retirement Accounts (IRAs): Contribute up to $7,000 for 2024 ($8,000 if aged 50+). Planning ahead : Carefully plan stock sales or gifts for dependents to avoid triggering higher tax rates.

Taxes

Wealth Management

JUNE 10, 2025

Related: Four Key Questions to Help Unlock the Value of Your Practice This is certainly not a sales pitch for making a move. Many advisors experienced record years in 2023 and 2024, but now is the time to ask the difficult question: Am I growing because of my firm, or despite it?

Wealth Management

Harness Wealth

JANUARY 29, 2025

What is the wash-sale rule? The aim is to find investments that have declined in value since purchase, making them suitable for sale. Of these regulations, investors need to pay particular attention to the wash-sale rule. What is the wash-sale rule? Table of Contents What is tax-loss harvesting?

Taxes

Clever Girl Finance

FEBRUARY 11, 2025

Life happensunexpected sales, social events, or just mindless scrolling that turns into an Amazon delivery at your doorstep. Look ahead and stay motivated Saving money for the future isn’t just about retirement. Even the most financially disciplined people have moments where they spend more than they should.

Budgeting

Indigo Marketing Agency

JUNE 18, 2025

Consider topics like: “The Top 5 Retirement Mistakes I See Wealthy Professionals Make” “How Market Volatility Actually Affects Your Long-Term Goals” These videos position you as the expert while providing genuine value to viewers. Personal storytelling videos create powerful emotional connections.

Financial Advisor

Nerd's Eye View

JANUARY 29, 2025

In addition, the agreement should address how the firm will handle member departures – whether due to retirement or unexpected circumstances like death or disability, which is important whether the firm has one member or multiple members.

Distribution

Nerd's Eye View

JANUARY 29, 2025

In addition, the agreement should address how the firm will handle member departures – whether due to retirement or unexpected circumstances like death or disability, which is important whether the firm has one member or multiple members.

Distribution

International College of Financial Planning

JULY 2, 2025

Whether it’s investment planning, retirement planning, tax strategy, estate management, insurance planning, or holistic money management, the CFP designation proves that you can deliver advice that is both competent and client-centric.

Financial Planner

Harness Wealth

APRIL 17, 2025

Both ISOs and NSOs follow vesting schedules that determine when options become exercisable, with taxation occurring at exercise and sale points. These include student loan interest, educator expenses, and certain contributions to retirement accounts. Why do tax credits exist? Are you self-employed ?

Taxes

Financial Symmetry

JUNE 24, 2025

Longevity Risk: Today’s retirees and pre-retirees may live several decades beyond retirement. 15:10] Optimize cash flow through strategic sales while considering tax efficiency. [19:50] Resources & People Mentioned The Retirement Podcast Network Will Holt on LinkedIn Follow Our Podcast Apple Podcasts Spotify

Certification

Harness Wealth

APRIL 17, 2025

Facing a substantial windfall from a bonus, business sale, or investment gain? For professionals approaching retirement, DAFs offer the ideal solution: front-load your charitable giving during high-income working years while maintaining steady support for favorite causes throughout retirement.

Taxes

Clever Girl Finance

APRIL 14, 2025

But what if I were to tell you that when it comes to personal finance, stinginess , in every positive angle of the word, could actually be the difference between you retiring comfortably or having to work well into your retirement years. I remember almost buying a new designer bag during a sale. I wanted to travel without guilt.

Budgeting

A Wealth of Common Sense

JULY 17, 2025

I would also spend more time honing your communication and sales skills than learning a bunch of formulas for the CFA. It’s also never been easier to gain market knowledge on your own through blogs, newsletters, social media and podcasts. If you are inclined to follow or learn about investing, there are more avenues than ever before.

CFP

Mr. Money Mustache

FEBRUARY 25, 2025

The value of the S&P 500 index of stocks, where most of us hopefully have a good chunk of our retirement savings stashed into index funds, is up about fifty seven percent in just the past two years. Does this make it more vulnerable to a huge crash in the future, and will it affect my retirement? Its just basic math.

Marketing

Midstream Marketing

NOVEMBER 12, 2024

For example, you could help young families save for college, assist people close to retirement with their income, or guide business owners in planning for the future. It’s not only about making sales pitches. Instead of starting with a sales pitch, ask questions about their goals, problems, or dreams.

Financial Advisor