A Wealth of Common Sense

JULY 13, 2023

A reader asks: I am a 34-year-old with a high risk tolerance. The one thing I have a hard time finding a tried and true answer on when I do research is how to best allocate my stock investments among large-cap, mid-cap, international, emerging markets, etc. All of my investment accounts are 100% invested in stocks.

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WiserAdvisor

AUGUST 14, 2023

With global advancements and remarkable growth in stock markets and income streams, investors face the challenge of constructing portfolios that can withstand dynamic market conditions. In the quest for a robust and balanced investment approach, the 60/40 portfolio emerges as one of the oldest and time-tested methods.

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Nationwide Financial

OCTOBER 12, 2022

Investors now have a lot on their minds — inflation, market volatility, worries about a potential recession, etc. The possibility of a bear market for stocks adds even more stress for investors. What do “bear” and “bull” mean in the stock market? A bear market is typically defined as a 20% decline from peak to trough.

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Dear Mr. Market

AUGUST 5, 2022

Dear Mr. Market: Dividends! You’re a complex yet simple character, Mr. Market! but what they don’t realize is how powerful dividends are and how they make up a major portion of cumulative returns in the market. stock market’s return since 1930. Journalists write about you daily.

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The Chicago Financial Planner

NOVEMBER 8, 2021

At some point we are bound to see a stock market correction of some magnitude, hopefully not on the order of the 2008-09 financial crisis. The PBS Frontline special The Retirement Gamble put much of the blame on Wall Street and they are right to an extent, especially as it pertains to the overall market drop. Review and rebalance .

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Nationwide Financial

JANUARY 25, 2023

Last year’s considerable losses and market fluctuations underscore the need for clients to assess their retirement plans to ensure it aligns with their objectives, financial situations, timelines, and attitudes toward market volatility. Clients should not get discouraged by their portfolio’s past performance.

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Nationwide Financial

MARCH 24, 2023

Volatility can highlight the importance of working with your clients to understand their own risk tolerance. When investing for college in a volatile market, there can be opportunity to cash out on a 529 plan, with certain exemptions for tax penalty.

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BlueMind

SEPTEMBER 11, 2022

However, it should be well understood that a client’s financial profile includes their risk tolerance and their risk capacity. In this article, although we will be focusing on the latter one and why it is significant to determine your client’s risk capacity let’s first understand the difference between the two.

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Carson Wealth

MARCH 7, 2024

Your lifestyle, goals, family situation, and risk tolerance will give a unique signature to your retirement plan. Let’s look at a few of the starting points today for a healthy retirement savings portfolio. The same goes for investing, you cannot be conservative and expect to beat the market.

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BlueMind

OCTOBER 25, 2022

Category: Clients Risk. When it comes to their investment portfolios many tend to have a low-risk tolerance and with the unsettling economic situation with the ongoing pandemic, the word “risk” has become even more of a fearsome word for clients. But risk and investments are two sides of the same coin.

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Truemind Capital

APRIL 5, 2024

Similarly in investments, you have to keenly watch changes in market dynamics along with shifting micro & macroeconomic variables. One should always be ready for unexpected outcomes and prepare a portfolio that can handle uncertainties. Having a very low-risk tolerance can compromise achieving decent returns.

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Nationwide Financial

MARCH 15, 2023

The relationship between inflation and the economy and financial markets is a highly complex problem. Nevertheless, investors may want to consider how equities can enhance their portfolios as a hedge against inflation, while maintaining a diversified and balanced portfolio aligned with their risk tolerance and long-term goals.

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MainStreet Financial Planning

AUGUST 16, 2022

There are many steps in building an investment portfolio, in this article, I’ll discuss how asset allocation and risk tolerance are important considerations when investing. In simple terms, asset allocation is the mix of all the different types of investments you have in your portfolio. Some examples include U.S.

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Nationwide Financial

DECEMBER 7, 2022

The market headwinds have been many this year, with high inflation, rising interest rates, and diminishing liquidity causing concerns among investors. A market downturn at the start of retirement, hitting portfolio values when retirees begin to take account withdrawals, can be unsettling, even for seasoned investors.

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Integrity Financial Planning

JUNE 7, 2023

1] What are Your Investment Goals and Risk Tolerance When selecting investments for your IRA, consider your investment goals and risk tolerance. If you are younger, you may be able to take more risks because you have a longer time horizon to earn back potential gains and receive more income in the future.

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Integrity Financial Planning

SEPTEMBER 26, 2022

What Can We Expect from the Markets? We might see sustained inflation, more market volatility, and an overall tighter economy. When markets were smooth sailing, it may have felt easy to put your retirement finances on autopilot and watch them grow. Why Meet with a Financial Advisor?

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Darrow Wealth Management

JUNE 27, 2022

The United States currently represents 60% of the global equity market.¹ years would have worked out for you, but markets are cyclical, so it’s unlikely this lasts forever. Particularly in today’s challenging market environment, investors should think twice before giving ex-U.S. stock market doesn’t always dominate.

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eMoney Advisor

MARCH 21, 2023

Despite the toll on client emotions, times of market volatility give financial professionals a real opportunity to shine. Historically, staying the course and following a financial plan has outperformed rash investment decisions when there are times of uncertainty in the financial market. People have strong reactions to any loss.

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WiserAdvisor

AUGUST 31, 2023

They can assess your financial situation, long-term goals, risk tolerance, and investment preferences to create personalized strategies. They can also help you optimize your savings and investment plans, ensuring that you maximize your earning potential while minimizing risks.

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Ballast Advisors

OCTOBER 25, 2023

Dive into our latest blog for a better understanding of the ever-shifting market sentiment in Ballast Advisor’s third-quarter update. The third quarter of the year has been marked by a fading bullish sentiment in the markets, as the initial optimism that drove stocks higher has given way to a more cautious outlook.

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Brown Advisory

SEPTEMBER 6, 2022

Given an institution’s long-term return objectives and risk tolerance, the Investment Committee (IC) should partner with its investment advisor to define an asset allocation approach that creates the greatest likelihood of achieving its financial goals. RISK AND RETURN. A MULTISTEP CLIENT-CENTRIC PROCESS.

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The Chicago Financial Planner

FEBRUARY 5, 2022

Every year the Super Bowl Indicator is resurrected as a forecasting tool for the stock market. The indicator says that a win by a team from the old pre-merger NFL is bullish for the stock market, while a win by a team from the old AFL is a bad sign for the markets. Rams) won in 2000 and the market dropped. Costs matter.

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MainStreet Financial Planning

DECEMBER 20, 2023

Over the course of the year the market moves up and down and that can throw off your portfolio allocation and the end of the year is a great time to do a rebalance where you evaluate whether you need to make any changes to get your portfolio aligned with the target asset allocation.

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Fortune Financial

SEPTEMBER 29, 2022

While returns are important to overall growth, having the discipline to contribute on a regular basis over many years along with a well-diversified portfolio plays a more critical role in achieving a positive result. . Depending on your personal risk tolerance level and the time until retirement, the more risk your allocation should include.

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Walkner Condon Financial Advisors

FEBRUARY 24, 2022

The domestic and international stock markets have started 2022 with a level of volatility unseen for the past few years. The rather benign market conditions, over the last 10 years, have lulled investors into a false sense of security and normalcy that is anything but normal. . What is a Market Correction?

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Yardley Wealth Management

DECEMBER 9, 2022

We think that people should have a globally diversified portfolio made of mutual funds and exchange traded funds that have low-costs and that are tax efficient. Otherwise, keep your portfolio as it is as long as that portfolio allocation makes sense for you. The post Should I Invest Differently This Time?

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WiserAdvisor

DECEMBER 15, 2023

Financial advisors can offer insights into a diverse range of investment instruments, including stocks, bonds, real estate, and precious metals like gold, and align the recommendations with your risk tolerance and long-term goals. They break down complex concepts and equip you with the knowledge needed to invest in financial markets.

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Trade Brains

NOVEMBER 7, 2023

Best Financial Markets to Trade : Are you looking to explore the best financial markets to trade in 2024? Whether you are a novice trader or an expert trader, this article on the best financial markets to trade in 2024 will assist you in making smarter investing selections by educating you on the major financial markets.

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WiserAdvisor

FEBRUARY 29, 2024

With numerous investment options, fluctuating markets, and evolving financial goals, it is easy to feel overwhelmed. Deciding what types of investments to allocate your funds into and in what proportion can significantly impact the growth and security of your portfolio. However, there is good news.

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WiserAdvisor

MARCH 2, 2023

This article also explores some strategies for investing a million dollars in the current market, with a focus on balancing risk and reward to maximize returns. It is essential to research the real estate market and trends, as well as the areas and types of properties you are interested in. How much risk are you willing to take?

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Integrity Financial Planning

JUNE 29, 2022

Where is the stock market headed? But you want to stress-test your plan and be sure that you can withstand risk, inflation, and market volatility in the future. Is the market in for a dose of reality? Will the stock market bubble burst? Does your plan properly account for inflation, now and in the future?

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International College of Financial Planning

JULY 31, 2023

Emotional decisions driven by fear or greed during market volatility can lead to impulsive actions, resulting in missed opportunities or steep losses. Similarly, a lack of diversification can expose investors to unnecessary risk, while chasing hot trends can lead to speculative investments with unpredictable outcomes.

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Validea

NOVEMBER 29, 2023

.” I think for most investors their degree of optimism and pessimism l ikely fluctuates with the performance of their investments and the overall market. And so even though current portfolio values might be down, the expected future returns are higher. Take 2022 and 2023 as an example.

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Clever Girl Finance

NOVEMBER 8, 2022

Although most people associate investing with the stock market, there are many other ways to invest. Historically, the stock market has provided returns between 6% and 7% , with inflation factored in. Then you can choose the options that are best for you when you create your investment portfolio and financial plan.

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Good Financial Cents

MAY 1, 2023

Individuals can choose the investment options that best suit their retirement goals and risk tolerance. Investment Options : Individuals should choose a provider that offers a wide range of investment options to meet their retirement goals and risk tolerance.

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Nationwide Financial

JANUARY 11, 2023

Two of the most significant developments in the financial markets during 2022 were the breakout of higher interest rates and the return of stock market volatility. For a glimpse of how volatile stocks were last year, consider the VIX Index, often used as a gauge of fear or stress in the stock market.

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Fortune Financial

SEPTEMBER 25, 2023

Your financial goals and risk tolerance are the roadmap for your entire wealth management strategy, shaping your decisions and the services you require. Risk Tolerance Identify and consider your risk tolerance when setting your financial goals.

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