Calculated Risk

APRIL 8, 2025

Today, in the Calculated Risk Real Estate Newsletter: 1st Look at Local Housing Markets in March A brief excerpt: This is the first look at several early reporting local markets in March. Im tracking over 40 local housing markets in the US. Some of the 40 markets are states, and some are metropolitan areas.

Marketing 162

Marketing Marketing Sales Numbers 162

Nerd's Eye View

APRIL 2, 2025

Yet while these tools offer mathematical metrics, they often fall short in helping clients connect the numbers to their real lives. One way that advisors can help bridge this gap is by using Historical Market Visualization (HiMaV) as a more intuitive alternative for illustrating retirement income strategies.

Retirement 148

Retirement Clients Retirement Planning Marketing 148

Calculated Risk

JANUARY 8, 2025

From the Fed: Minutes of the Federal Open Market Committee, December 1718, 2024. A couple of participants judged that positive sentiment in financial markets and momentum in economic activity could continue to put upward pressure on inflation. emphasis added

Economics 273

Economics Accounting Financial Market Numbers 273

Calculated Risk

MARCH 20, 2025

Realtor.com has monthly and weekly data on the existing home market. above year-ago levels The number of homes for sale has now been higher than the previous year for 71 consecutive weeks. annually, suggesting there are more smaller homes on the market compared with last year. Now - on a weekly basis - inventory is up 28.5%

Sales 276

Sales Numbers Marketing Marketing 276

The Big Picture

MARCH 18, 2025

The challenge in writing How NOT to Invest was organizing a large number of ideas, many of which were only loosely connected, into something coherent, understandable, and, most importantly, readable. Bad Numbers : 4. Market Mayhem : As investors, we often rely on rules of thumb that fail us. It is March 18th!

Investments 318

Investments Investing Math Media 318

Calculated Risk

FEBRUARY 16, 2025

Realtor.com has monthly and weekly data on the existing home market. above year-ago levels For the 66th consecutive week, the number of homes for sale has increased compared with the same time last year. Fresh inventory increased year over year for the fifth week in a row, as sellers trickled back into the market.

Sales 261

Sales Numbers Marketing Marketing 261

Calculated Risk

APRIL 1, 2025

From the BLS: Job Openings and Labor Turnover Summary The number of job openings was little changed at 7.6 Note: The difference between JOLTS hires and separations is similar to the CES (payroll survey) net jobs headline numbers. This is a measure of labor market turnover. million in February , the U.S. million and 5.3

Numbers 229

Numbers Economy Marketing Marketing 229

Abnormal Returns

FEBRUARY 12, 2025

Markets The big multi-decade trends driving the U.S. stock market. awealthofcommonsense.com) The stock market is getting pricey, but that doesn't necessarily mean sell. markets are becoming less transparent and liquid. ft.com) Economy The January CPI number surprised to the upside. thinkadvisor.com) U.S.

Marketing 144

Marketing Marketing Media Economy 144

Calculated Risk

APRIL 29, 2025

From the BLS: Job Openings and Labor Turnover Summary The number of job openings was little changed at 7.2 Note: The difference between JOLTS hires and separations is similar to the CES (payroll survey) net jobs headline numbers. This is a measure of labor market turnover. million in March , the U.S. million) edged down.

Numbers 194

Numbers Economy Marketing Marketing 194

A Wealth of Common Sense

APRIL 15, 2025

I don’t know if that was the bottom or not but it’s possible we just had another near-bear market (for now): I don’t know why we’ve had so many close calls over the years but there have been a number of near bears over the years that were a hair from being down 20%. This got me.

Marketing 144

Marketing Marketing Numbers 144

Nerd's Eye View

APRIL 28, 2025

But for many advisors, the hardest part of creating a content marketing strategy is knowing where to start. This structured approach helps ensure that marketing efforts translate into measurable results rather than scattered content that fails to gain traction.

Clients 148

Clients Marketing Marketing Financial Advisor 148

Calculated Risk

MAY 8, 2025

Realtor.com has monthly and weekly data on the existing home market. year-over-year The number of homes actively for sale remains on a strong upward trajectory, now 31.1% The momentum from earlier this spring is still going strong, pointing to a lively market heading into late spring and early summer. compared to a year ago.

Sales 179

Sales Numbers Marketing Marketing 179

The Big Picture

FEBRUARY 14, 2024

 At the Money: Is War Good for Markets? February 14, 2024) What does history tell us about how war impacts the stock market? Can these patterns inform us of future bull market behavior? A 500% move in the stock market. Explain your dad’s thinking about how war plus inflation equals a stock bull market.

Marketing 317

Marketing Marketing Government Numbers 317

Calculated Risk

NOVEMBER 5, 2024

According to the latest numbers from the U.S. Like much of the housing market at the moment, home prices remained relatively flat coming into the fall,” said CoreLogic Chief Economist Selma Hepp. Besides the uncertainty regarding the U.S. election and mortgage rate volatility, the mixed signals around the current state of the U.S.

Economy 254

Economy Numbers Economics Marketing 254

Calculated Risk

APRIL 16, 2025

The National Association of Home Builders (NAHB) reported the housing market index (HMI) was at 40, up from 39 last month. Any number below 50 indicates that more builders view sales conditions as poor than good.

Sales 277

Sales Numbers Economics Marketing 277

The Big Picture

MARCH 3, 2023

The chart shows the peak-to-trough declines of all the bear markets with the popular definition of a 20% decline, measured up until the start of the first 20% rally. As Batnick points out, all of these horrendous periods of market pain are already factored into long-term returns of equities. Have a look at the BAML chart above.

Marketing 336

Marketing Marketing Economics Portfolio 336

Wealth Management

MAY 13, 2024

Numerous speakers at Wealth Management EDGE said buyers would want to see that its AUM wasn’t primarily tied to a small number of clients and that its growth wasn’t spurred mainly by the market.

Wealth Management 312

Wealth Management Management Marketing Marketing 312

Calculated Risk

SEPTEMBER 12, 2023

Today, in the Calculated Risk Real Estate Newsletter: 2nd Look at Local Housing Markets in August A brief excerpt: This is the second look at local markets in August. I’m tracking a sample of about 40 local housing markets in the US. Some of the 40 markets are states, and some are metropolitan areas.

Marketing 290

Marketing Marketing Sales Numbers 290

Nerd's Eye View

OCTOBER 29, 2024

So, whether you're interested in learning about developing a profitable client niche, how to effectively raise fees to match the planning value being provided, or marketing strategies that can be used to rapidly gain clients within a niche, then we hope you enjoy this episode of the Financial Advisor Success podcast, with Travis Hornsby.

Consulting 243

Consulting Clients Financial Planning Compensation Planning 243

Nerd's Eye View

MAY 9, 2025

Also in industry news this week: Younger Americans are eager for financial advice (and appear willing to pay for it) according to a recent survey, creating a potential opportunity for advisors who have the wherewithal and capacity to meet their planning priorities (which can differ from older, retirement-focused clients) A study of advisors who are (..)

Financial Planner 245

Financial Planner Financial Advice Clients Retirement Planning 245

Nerd's Eye View

DECEMBER 20, 2024

Senate appears poised to pass legislation that would eliminate the long-established WEP and GPO provisions and increase the Social Security benefits of many state and local workers in the process From there, we have several articles on investment planning: While index funds are often viewed as 'passive' investments, advisors can add value for their (..)

Financial Planner 246

Financial Planner Certification CFP Education 246

Nerd's Eye View

JANUARY 10, 2025

Also in industry news this week: A survey indicates that nearly 71% of new financial advisors drop out in the first 5 years, with firms offering better training and mentorship opportunities (as well as entry-level positions that don't come with business development targets) seeing higher employee retention rates How broker-dealer self-regulatory organization (..)

Financial Planner 189

Financial Planner Clients Financial Advice Numbers 189

The Big Picture

MAY 1, 2025

These days, turning on the TV to get the latest news about the markets and the economy can be enough to send anyone into panic mode. The second section of your book focuses on Bad Numbers, or in other words, misleading numbers that could drive the economy, the markets and ultimately, your investments.

Retirement 190

Retirement Investing Investments Numbers 190

Nerd's Eye View

NOVEMBER 29, 2024

Also in industry news this week: While many financial advisors are paying close attention to the potential extension of sunsetting measures within the Tax Cuts and Jobs Act (TCJA) in the coming year, legislation related to retirement savings could be on Congress' agenda as well Fidelity is planning to change the default for its existing RIA non-retirement (..)

Financial Planner 246

Financial Planner Financial Advice Retirement Financial Advisor 246

Calculated Risk

MARCH 13, 2025

Quarter-over-quarter, the total number of mortgage residential properties with negative equity increased by 9.3% From the press release: Home prices continued to be the major driver of equity shifts and markets with declining prices generally saw fallen equity in 2024. million homes or 2% of all mortgaged properties.

Numbers 191

Numbers Government Accounting Marketing 191

Nerd's Eye View

NOVEMBER 19, 2024

So, whether you're interested in learning about building a profitable hyperfocused practice, implementing a marketing approach that reaches a firm's ideal target client, or adding value for clients by offering advanced tax planning, then we hope you enjoy this episode of the Financial Advisor Success Podcast, with Anjali Jariwala.

Clients 244

Clients Financial Advisor Business Planning Taxes 244

Nerd's Eye View

NOVEMBER 15, 2024

Also in industry news this week: NASAA has proposed an amendment to its broker-dealer conduct model rule that would restrict the use of the terms “advisor” and “adviser” for broker-dealers and their registered representatives who are not also investment advisers or investment adviser representatives A recent study suggests that (..)

Financial Planner 246

Financial Planner Asset Allocation Taxes Tax Planning 246

Nerd's Eye View

MARCH 7, 2025

stocks has outpaced the rest of the market by so much that the number of companies categorized as “large cap” has shrunk from nearly 500 to only around 150 over the last 15 years Amid fears that U.S. equities underperforming international stocks over the next 10 years Why today’s high U.S.

Financial Planner 237

Financial Planner Taxes Numbers Planning 237

Nerd's Eye View

MAY 16, 2025

Also in industry news this week: A recent study finds that financial advisory clients are leaving largely positive, in-depth reviews for their advisors FINRA has responded to some concerns about its proposed rule regarding outside business activities, saying that it is designed to streamline regulations and not (as has been suggested by some commenters (..)

Financial Planner 225

Financial Planner Financial Advice Education Taxes 225

Calculated Risk

MARCH 11, 2025

From the BLS: Job Openings and Labor Turnover Summary The number of job openings was little changed at 7.7 Note: The difference between JOLTS hires and separations is similar to the CES (payroll survey) net jobs headline numbers. This is a measure of labor market turnover. million in January , the U.S. Hires held at 5.4

Numbers 165

Numbers Economy Marketing Marketing 165

Carson Wealth

NOVEMBER 4, 2024

We will say this about the election — we could see some market volatility this week, although the extra days it took to determine the winner in 2020 actually saw market strength. Bottom line, investors have been quite spoiled with a historic year for markets and it is important to remember that stocks indeed can go down.

Marketing 96

Marketing Marketing Economy Numbers 96

Calculated Risk

JANUARY 23, 2025

Realtor.com has monthly and weekly data on the existing home market. For the 63rd consecutive week, the number of homes for sale has increased compared to the same time last year. This week brought the highest number of new listings to the market since October suggesting that sellers are ready to get into the market this year.

Numbers 147

Numbers Sales Marketing Marketing 147

Calculated Risk

MARCH 30, 2023

Realtor.com has monthly and weekly data on the existing home market. Inventories of for-sale homes rose, but at a slightly slower pace than the previous week for a second time as the smaller number of hopeful homebuyers still outnumber new sellers on the market. The gap was steady this week, but at a fairly low level.

Numbers 334

Numbers Sales Marketing Marketing 334

Nerd's Eye View

MARCH 21, 2025

Also in industry news this week: While inter-channel advisor moves often make headlines, a recent study from Diamond Consultants found that most advisor transitions occur between firms in the same channel The number of disciplinary cases and restitution orders from FINRA increased in 2024 (the total amount of fines declined) as the self-regulatory (..)

Financial Planner 229

Financial Planner Commission Communication Clients 229

Nerd's Eye View

APRIL 18, 2025

Which could create opportunities for firms to seek opportunities to move 'upmarket' by trying to add new HNW clients who might not have an advice relationship (or whose current advisor doesn't provide sufficiently comprehensive service).

Financial Planner 196

Financial Planner Risk Tolerance Estate Planning Clients 196

Calculated Risk

JANUARY 27, 2023

Realtor.com has monthly and weekly data on the existing home market. In January, the housing market built further on the impressive growth seen in late 2022. Even after surging more than 50% in December 2022, the number of homes on the market trailed pre-pandemic counts by nearly 40%. • in the local markets I track.

Numbers 363

Numbers Sales Marketing Marketing 363