Investments, Planning and Retirement - Financial Advisor Source

How Much Does Having The ‘Right’ Capital Market Assumptions Matter In Retirement Planning?

Nerd's Eye View

DECEMBER 11, 2024

"How much can I spend in retirement?" Answering it well requires a range of assumptions – from estimating average investment returns to understanding correlations across asset classes. Ideally, retirement spending would align perfectly with a client's needs – neither too much nor too little.

Retirement Planning

Retirement Planning Retirement Planning Marketing

A 3-Step Sales Process To Clearly Demonstrate Financial Planning Value To Prospects

Nerd's Eye View

NOVEMBER 25, 2024

Over the past decade, a growing number of advisors have expanded into offering comprehensive financial planning services, reflecting a shift that not only helps them stand out from (increasingly commoditized) portfolio management offerings but also supports clients' broader financial goals.

Financial Planning

Financial Planning Sales Planning Retirement

Vanguard Plans First Junk ETF as JPMorgan Heats Up Active Race

Wealth Management

JULY 2, 2025

Katie Greifeld July 2, 2025 2 Min Read Bloomberg photo (Bloomberg) -- Vanguard Group is planning its debut into an increasingly competitive corner of the $11.6 trillion US exchange-traded fund arena.

Planning

Planning Estate Planning Wealth Management Commission

Webinars

Your Accounting Expertise Will Only Get You So Far: What Really Matters

MORE WEBINARS

Helping Clients Understand When They Have Enough Retirement Savings To “Coast FIRE” (And Keep Working Without Necessarily Contributing More)

Nerd's Eye View

JUNE 25, 2025

Many financial advisory clients might work for 40 years or more, ideally seeing their income – and capacity to save for retirement – increase over time as they advance in their careers. Still others, including adherents of the Financial Independence Retire Early (FIRE) movement, may hope to retire even sooner.

Retirement

Retirement Clients Financial Advisor Accounting

Avoid the Unforced Investment Errors Even Billionaires Make

The Big Picture

APRIL 17, 2025

In How Not to Invest , I showcase extreme examples of unforced errors to illustrate these behavioral mistakes. Chris Bloomstran, chief investment officer of Semper Augustus Investments Group, has tracked this. Decades as an investor and trader on Wall Street have taught me that panics come and go.

Investing

Investing Investments Accounting Startup

At The Money: How to Spend Your Money in Retirement

The Big Picture

JULY 16, 2025

At The Money: The Right Way to Spend Your Money in Retirement (July 16, 2025) One of the biggest challenges of retirement is actually spending your money! After decades of working, saving, and investing, pivoting to spending down your accumulated wealth can be surprisingly difficult.

Retirement

Retirement Retirement Planning Portfolio Planning

Cerulli: Gen X Presents the Next Great Opportunity for Financial Advisors

Wealth Management

JULY 2, 2025

trillion annually over the next decade as part of the great wealth transfer, a new report finds. trillion annually over the next decade as part of the great wealth transfer, a new report finds.

Financial Advisor

Financial Advisor Estate Planning Wealth Management Financial Planning

Why Advisors Can’t Ignore the Private Markets Revolution

Wealth Management

JUNE 18, 2025

Explore three mega-trends in private market investing, including big partnerships, semi-liquid structures and retirement plan integration.

Retirement Planning

Retirement Planning Marketing Marketing Retirement

The Diamond Podcast for Financial Advisors: 10 Ways Top Advisors Are Growing Their Businesses

Wealth Management

JUNE 26, 2025

The Diamond Podcast for Financial Advisors: 10 Ways Top Advisors Are Growing Their Businesses The Diamond Podcast for Financial Advisors: 10 Ways Top Advisors Are Growing Their Businesses A “Top 10” list of firm-level innovations and grassroots methodologies from some of the most successful advisors, teams and firms in the business.

Financial Advisor

Financial Advisor Wealth Management Estate Planning Recruitment

Weekend Reading For Financial Planners (June 7–8)

Nerd's Eye View

JUNE 6, 2025

Enjoy the current installment of "Weekend Reading For Financial Planners" – this week's edition kicks off with the news that a recent report finds that the number of SEC-registered RIAs, the assets that they manage, and the number of clients they serve all increased between 2023 and 2024 and suggests the industry is robust across the size spectrum, (..)

Financial Planner

Financial Planner Retirement Retirement Planning Clients

Pennsylvania Advisor Who Used Client Funds on Country Club Dues Gets 8 Years in Prison

Wealth Management

JUNE 26, 2025

Mason, who ran Rubicon Wealth Management, a registered investment advisor in Gladwyne, Pa., Mason, a former advisor who was barred from the industry, was sentenced to 97 months in prison and three years of supervised release for defrauding at least 13 advisory clients out of more than $17 million, according to the Department of Justice.

Clients

Clients Estate Planning Wealth Management Planning

Empower Launches Private Market Investment Option for 401(k) Savers

Wealth Management

MAY 14, 2025

Empower has worked with private market investment providers such as Apollo and Goldman Sachs to make private credit, equity, and real estate available in defined contribution retirement plans.

Retirement Planning

Retirement Planning Investing Investments Marketing

Deals & Moves: Creative Plannings Snag Hawaii RIA; $5.1B True North Expands in SF

Wealth Management

JULY 15, 2025

True North Expands in SF Deals & Moves: Creative Plannings Snag Hawaii RIA; $5.1B True North Expands in SF Deals & Moves: Creative Plannings Snag Hawaii RIA; $5.1B True North Expands in SF Deals & Moves: Creative Plannings Snag Hawaii RIA; $5.1B

Planning

Planning Wealth Management Estate Planning Clients

The WealthStack Podcast: Unlocking Private Markets with AssetMark's Michael Kim

Wealth Management

JUNE 27, 2025

Q&A: What Was Behind Schechter’s Decision to Sell to Arax?

Estate Planning

Estate Planning Marketing Marketing Wealth Management

Schwab Expands Roster of No Transaction Fee Mutual Funds

Wealth Management

JULY 8, 2025

Elizabeth Warren Regulation & Compliance Warren, Empower Face Off Over Companys Private Market Moves Warren, Empower Face Off Over Companys Private Market Moves by Patrick Donachie Jul 8, 2025 3 Min Read Investment Related Topics Alternative Investments Digital Assets Equities ETFs Fixed Income Investing Strategies Mutual Funds Real Estate SMAs (..)

Wealth Management

Wealth Management Estate Planning Compliance Clients

Personal finance links: a worthy goal

Abnormal Returns

NOVEMBER 6, 2024

Podcasts Christine Benz and Amy Arnott talk the state of retirement with Anne Tergensen of the WSJ. morningstar.com) Barry Ritholtz talks shareholder yield with Meb Faber of Cambria Investments. podcasts.apple.com) Taxes A year-end tax planning checklist. kindnessfp.com) How to think about taxes in early retirement.

Estate Planning

Estate Planning Tax Planning Retirement Taxes

CoinShares: Investors Look to Advisors for Risk Assessment on Digital Assets

Wealth Management

JUNE 23, 2025

Podcasts & Videos CE Webinars Research Newsletters Subscribe Subscribe News Related Topics RIA IBD Wirehouse RPA Insights & Analysis Regulation & Compliance Career Moves Recent in News See all Altruist rebrand Support Platforms Altruist Rolls Out Rebrand Altruist Rolls Out Rebrand by Davis Janowski Jun 23, 2025 1 Min Read Cetera CEO Mike (..)

Assets

Assets Wealth Management Financial Advisor Estate Planning

The Liability Risk Of Giving Inadvertent Tax Advice (And How To Avoid It)

Nerd's Eye View

JUNE 18, 2025

In recent years, financial advisors have increasingly embraced tax planning as a core element of delivering value to clients. But as the profession has evolved toward more holistic planning, tax considerations have likewise expanded into more areas of advice, including Roth conversions, charitable strategies, and small business structuring.

Taxes

Taxes Tax Planning Communication Clients

11 Reasons Why People Hire Advisors (And How To Communicate That Value To Prospects)

Nerd's Eye View

JUNE 23, 2025

In this article, Senior Financial Planning Nerd Sydney Squires draws on research from Morningstar that identifies 11 core motivators that influence how prospects choose their particular advisor. These motivators fall into three categories: emotional, financial, and situational ("other").

Communication

Communication Retirement Planning Clients Financial Services

Raymond James Adds $1.1B New York Team From Ameriprise

Wealth Management

JULY 1, 2025

Podcasts & Videos CE Webinars Research Newsletters Subscribe Subscribe News Related Topics RIA IBD Wirehouse RPA Insights & Analysis Regulation & Compliance Career Moves Recent in News See all Margaret Jarocki EP Wealth Career Moves $32.6B EP Wealth Hires Integrations Head From Captrust $32.6B

Wealth Management

Wealth Management Estate Planning Recruitment Financial Advisor

Can You Live Off Dividends In Retirement?

Darrow Wealth Management

FEBRUARY 9, 2025

The idea of living off dividends in retirement sounds nice, but investors often don’t realize how much money they’ll need invested to generate enough income from dividends to cover lifestyle expenses. So historically, every $1 million invested would yield annual dividend income of $19,800 on average… before tax.

Retirement

Retirement Asset Allocation Taxes Portfolio

Adviser links: an ideal environment

Abnormal Returns

JULY 7, 2025

(youtube.com) Barry Ritholtz talks with Kate Moore, chief investment officer at Citi Wealth. podcasts.apple.com) The biz How Robinhood ($HOOD) plans to roll out links to TradePMR. advisorperspectives.com) Retirement Probabilities of success don't matter as much to people in retirement.

Certification

Certification Retirement Clients Portfolio

Eight Investment Must Reads for This Week (June 3, 2025)

Wealth Management

JUNE 3, 2025

CBIZ took a look at how the One Big Beautiful Bill Act would impact alternative investments. A federal appeals court ruling might have long-term implications for inclusion of private market assets in retirement plans, according to Private Funds CFO.

Investing

Investing Investments Retirement Planning Financial Advisor

Quinn Signals Another Wave in the Great Advisor Tech Acceleration

Wealth Management

JUNE 27, 2025

Q&A: What Was Behind Schechter’s Decision to Sell to Arax?

Wealth Management

Wealth Management Estate Planning Startup Financial Planning

Inspired Discovery: Asking Vision Questions To Focus On Clients’ “Ideal Self”

Nerd's Eye View

APRIL 9, 2025

It's natural for advisors to begin discovery meetings by asking questions about a client's current financial situation – understanding cash flow, debt, investments, risk tolerance, or even the burning tax concern that brought them to the advisor's door in the first place is crucial for financial planning. Read More.

Clients

Clients Financial Planning Risk Tolerance Planning

Values, Purpose, Action: A 3-Part Approach To Establish A “Statement Of Financial Purpose” And Unlock Deeper, More Meaningful Planning Conversations With Clients

Nerd's Eye View

NOVEMBER 6, 2024

In the early days of financial planning, serving clients often meant developing transactional relationships focused on facilitating trades and selling insurance. Over time, advisors shifted toward more analytical approaches, such as investment management and retirement planning.

Clients

Clients Planning Financial Planner Financial Planning

How Inflation Can Impact Your Retirement Plan – What You Must Know Now!

Trade Brains

JULY 9, 2025

Real Returns: The True Metric If your investments deliver 8% nominal annual returns , with 2.8% That means if your retirement plan underestimates medical costs, you risk serious shortfalls. over that period. If you planned to live on ₹1 lakh per month today, you might need ₹1.5 – ₹1.7 real return. 50,00,000.00

Retirement Planning

Retirement Planning Retirement Planning Medical

Weekend Reading For Financial Planners (November 16-17, 2024)

Nerd's Eye View

NOVEMBER 15, 2024

Also in industry news this week: NASAA has proposed an amendment to its broker-dealer conduct model rule that would restrict the use of the terms “advisor” and “adviser” for broker-dealers and their registered representatives who are not also investment advisers or investment adviser representatives A recent study suggests that (..)

Financial Planner

Financial Planner Asset Allocation Taxes Tax Planning

Deals & Moves: Focus Partners Wealth Merges in $5.6B California RIA

Wealth Management

JULY 3, 2025

Related: Allworth’s Latest Deal Signals a Shift in M&A Strategy Carson Group Acquires $300M Affiliate Carson Group, the $42 billion registered investment advisor, has acquired another location out of its Carson Wealth partner network. California RIA Deals & Moves: Focus Partners Wealth Merges in $5.6B

Wealth Management

Wealth Management Recruitment Estate Planning Financial Advisor

Weekend Reading For Financial Planners (November 2–3)

Nerd's Eye View

NOVEMBER 1, 2024

Enjoy the current installment of "Weekend Reading For Financial Planners" - this week's edition kicks off with the news that SIFMA, which represents broker-dealers, investment banks, and asset managers, released a white paper that argues that CFP Board "increasingly functions as a de facto private regulator for CFP certificants" and proposes that CFP (..)

Financial Planner

Financial Planner CFP Certification Retirement Planning

Fynancial Wins 'Best in Show' at Wealth Management EDGE Tech Demos

Wealth Management

JUNE 20, 2025

Related: Scenes from Day 2 of Wealth Management EDGE “My parents are 67 and 68, they have the classic Dell desktop covered in dust—everything is on their phone,” he said.

Wealth Management

Wealth Management Management Financial Advisor Clients

10 States with the Most and Least Potential AUM Per Advisor

Wealth Management

JULY 9, 2025

Podcasts & Videos CE Webinars Research Newsletters Subscribe Subscribe News Related Topics RIA IBD Wirehouse RPA Insights & Analysis Regulation & Compliance Career Moves Recent in News See all fixed income data computer fintech WealthTech Former Citadel Quants Raise $36M for Fixed-Income Fintech Former Citadel Quants Raise $36M for Fixed-Income (..)

Wealth Management

Wealth Management Estate Planning Business Planning Taxes

Transcript: Charley Ellis on Rethinking Investing

The Big Picture

FEBRUARY 25, 2025

The transcript from this weeks, MiB: Charley Ellis on Rethinking Investing , is below. Charlie Ellis is just a legend in the world of investing. He was chairman of the Yale’s Endowment Investment Committee and his, not only did he write 21 books, his new book, rethinking Investing, is just a delightful snack.

Investing

Investing Investments Management Engineering

The Digitally Borderless Society Is Coming—And Faster Than We Think

Wealth Management

JULY 2, 2025

Podcasts & Videos CE Webinars Research Newsletters Subscribe Subscribe News Related Topics RIA IBD Wirehouse RPA Insights & Analysis Regulation & Compliance Career Moves Recent in News See all Allworth financial office M&A Allworth’s Latest Deal Signals a Shift in M&A Strategy Allworth’s Latest Deal Signals a Shift in M&A Strategy (..)

Wealth Management

Wealth Management Estate Planning Planning Clients

Personal finance links: breaking the rules

Abnormal Returns

JUNE 25, 2025

podcasts.apple.com) Luca Dellanna and Ismail Manik talk with Barry Ritholtz about his book "How NOT to Invest." morningstar.com) Aging There no magic bullet when it comes to planning for long term care. wsj.com) Sari Botton talks with Dr. Samuel Masket about identity, aging and retirement.

Retirement

Retirement Taxes Portfolio Investments

#FASuccess Ep 421: Integrating Tax Preparation Without Hiring In-House CPAs To Bring More Tax-Focused Value, With Daniel Friedman

Nerd's Eye View

JANUARY 21, 2025

What's unique about Daniel, though, is how his firm has expanded its tax focus to include "in-house" tax return preparation for its clients as a one-stop shop, but actually outsources the tax preparation work itself to trusted CPAs that he pays out of his own revenue (rather than bringing this service fully in-house) so that he can focus his staff (..)

Taxes

Taxes Tax Planning Compensation Planning Financial Advisor

Q&A: Your Money Map

The Big Picture

MAY 1, 2025

I chatted with Jean Chatzky of Your Money Map about HNTI and some general investing concepts. Many, if not most, investing books aim to teach people how TO invest. Your focus is giving readers advice on how NOT to invest. The book is broken down into four categories of things not to do when youre investing.

Retirement

Retirement Investing Investments Numbers

Takeaways From Day 1 of Wealth Management EDGE

Wealth Management

JUNE 10, 2025

on Tuesday with a series of workshops focused on alternative investments, artificial intelligence and high-net-worth clients. WealthManagement.com Staff June 10, 2025 6 Slides START SLIDESHOW Joey Corsica Captured & SpotMyPhotos The Wealth Management EDGE conference kicked off at The Boca Raton resort in Boca Raton, Fla.,

Wealth Management

Wealth Management Management Estate Planning Business Planning

42% More Likely to Succeed? Write Down Your 10 Financial Goals for 2025!

Dear Mr. Market

DECEMBER 31, 2024

Because when it comes to financial planning, you’re ready to write it downand studies show that writing down your goals makes you 42% more likely to achieve them. Heres your top 10 financial planning checklist for the new year. Maximize Retirement Contributions Contribute as much as possible to your 401(k), IRA, or Roth IRA.

Budgeting

Budgeting Financial Planning Estate Planning Planning

Steward Partners Acquires $1.1B Bay Area Firm

Wealth Management

JULY 1, 2025

based registered investment advisor with $1.1 Bay Area Firm Steward Partners Acquires $1.1B Bay Area Firm Consilium Wealth Management joins Steward’s legacy division, which supports established teams seeking long-term succession and continuity. billion in client assets, expanding Steward’s presence in the Bay Area.

Wealth Management

Wealth Management Estate Planning Clients Planning

Personal finance links: the idea of enough

Abnormal Returns

DECEMBER 18, 2024

Just a 10-Step Plan to Create Your Rich Life Together." ritholtz.com) Investing How to deal with a stock market at or near all-time highs. tonyisola.com) Aging 10 steps to prepare financially for retirement, including 'Design a retirement paycheck.' No More Fights. blairbellecurve.com) Learning is unlearning.

Retirement Planning

Retirement Planning Retirement Valuation Insurance

Weekend Reading For Financial Planners (February 1–2)

Nerd's Eye View

JANUARY 31, 2025

Enjoy the current installment of "Weekend Reading For Financial Planners" – this week's edition kicks off with the news that following the change of administration (and a new incoming chair of the SEC), the Investment Adviser Association is seeking to find ways to help RIAs (particularly smaller firms) manage the compliance responsibilities they (..)

Financial Planner

Financial Planner Retirement Planning Compliance Valuation

Personal finance link: endings happen

Abnormal Returns

JUNE 11, 2025

ritholtz.com) Retirement Don't get scared into making a mistake with Social Security. whitecoatinvestor.com) There are a lot of moving parts when it comes to retirement withdrawal strategies. tonyisola.com) On the parallels between investing and vacations. wsj.com) How to get money out of your 529 plan.

Retirement

Retirement Planning Investments Investing

Personal finance links: simple beats complex

Abnormal Returns

FEBRUARY 5, 2025

Podcasts Peter Lazaroff talks with Benjamin Brandt author of "Retirement Starts Today." iwillteachyoutoberich.com) Retirement RMDs are typically below sustainable withdrawal rates. theretirementmanifesto.com) Fiduciaries Why you may want someone else to manage your investments. flowfp.com) Banks are not fiduciaries.

Retirement

Retirement Banking Planning Management

How Much Does Having The ‘Right’ Capital Market Assumptions Matter In Retirement Planning?

A 3-Step Sales Process To Clearly Demonstrate Financial Planning Value To Prospects

Webinars

Trending Sources

Vanguard Plans First Junk ETF as JPMorgan Heats Up Active Race

Webinars

Helping Clients Understand When They Have Enough Retirement Savings To “Coast FIRE” (And Keep Working Without Necessarily Contributing More)

Avoid the Unforced Investment Errors Even Billionaires Make

At The Money: How to Spend Your Money in Retirement

Cerulli: Gen X Presents the Next Great Opportunity for Financial Advisors

Why Advisors Can’t Ignore the Private Markets Revolution

The Diamond Podcast for Financial Advisors: 10 Ways Top Advisors Are Growing Their Businesses

Weekend Reading For Financial Planners (June 7–8)

Pennsylvania Advisor Who Used Client Funds on Country Club Dues Gets 8 Years in Prison

Empower Launches Private Market Investment Option for 401(k) Savers

Deals & Moves: Creative Plannings Snag Hawaii RIA; $5.1B True North Expands in SF

The WealthStack Podcast: Unlocking Private Markets with AssetMark's Michael Kim

Schwab Expands Roster of No Transaction Fee Mutual Funds

Personal finance links: a worthy goal

CoinShares: Investors Look to Advisors for Risk Assessment on Digital Assets

The Liability Risk Of Giving Inadvertent Tax Advice (And How To Avoid It)

11 Reasons Why People Hire Advisors (And How To Communicate That Value To Prospects)

Raymond James Adds $1.1B New York Team From Ameriprise

Can You Live Off Dividends In Retirement?

Adviser links: an ideal environment

Eight Investment Must Reads for This Week (June 3, 2025)

Quinn Signals Another Wave in the Great Advisor Tech Acceleration

Inspired Discovery: Asking Vision Questions To Focus On Clients’ “Ideal Self”

Values, Purpose, Action: A 3-Part Approach To Establish A “Statement Of Financial Purpose” And Unlock Deeper, More Meaningful Planning Conversations With Clients

How Inflation Can Impact Your Retirement Plan – What You Must Know Now!

Weekend Reading For Financial Planners (November 16-17, 2024)

Deals & Moves: Focus Partners Wealth Merges in $5.6B California RIA

Weekend Reading For Financial Planners (November 2–3)

Fynancial Wins 'Best in Show' at Wealth Management EDGE Tech Demos

10 States with the Most and Least Potential AUM Per Advisor

Transcript: Charley Ellis on Rethinking Investing

The Digitally Borderless Society Is Coming—And Faster Than We Think

Personal finance links: breaking the rules

#FASuccess Ep 421: Integrating Tax Preparation Without Hiring In-House CPAs To Bring More Tax-Focused Value, With Daniel Friedman

Q&A: Your Money Map

Takeaways From Day 1 of Wealth Management EDGE

42% More Likely to Succeed? Write Down Your 10 Financial Goals for 2025!

Steward Partners Acquires $1.1B Bay Area Firm

Personal finance links: the idea of enough

Weekend Reading For Financial Planners (February 1–2)

Personal finance link: endings happen

Personal finance links: simple beats complex

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