Nerd's Eye View

MAY 5, 2025

This month's edition kicks off with the news that Altruist has announced a $152 million fundraising round, the latest in a steadily increasing series of capital raises as it has built out new technology features to compete with the "Big Two" custodians of Schwab and Fidelity – leaving the big question of what it intends to do with this fresh (..)

Financial Planning 170

Financial Planning Clients Retail Planning 170

Nerd's Eye View

APRIL 1, 2024

Vanilla announced a new Scenarios tool to facilitate advisors working with ultra-HNW clients that need to model various four-letter estate planning strategies (e.g., GRATs, SLATs, CRUTs, and ILITs) to show the impact of the advisor’s advice (at least for those clients who still have Federal estate tax exposure).

Estate Planning 242

Estate Planning Financial Advisor Clients Startup 242

Abnormal Returns

JANUARY 22, 2024

riabiz.com) Vanguard is partnering with estate planning software provider Vanilla. citywire.com) RIA data management startup OneAdvisory has raised capital and re-branded as Dispatch. (thinkadvisor.com) The biz Schwab's absorption of TD Ameritrade is "about 90% complete."

Wealth Management 157

Wealth Management Estate Planning Startup Retirement 157

Harness Wealth

NOVEMBER 12, 2024

Frontloading 529 Contributions Contributions to 529 plans can also be frontloaded or “superfunded”, allowing you to make up to five years’ worth of contributions in a single year without incurring gift taxes. Review Your Estate Planning The end of the year can also be a practical time to take stock of your long-term estate planning.

Tax Planning 52

Tax Planning Taxes Planning Estate Planning 52

Harness Wealth

MARCH 11, 2024

As a company founder, early startup employee, or small business owner, you may find yourself in a higher tax bracket as your business grows or you realize gains from equity compensation. Tax residency planning In 2024, there are nine US states that do not impose a state income tax, with some states also lacking taxes on investment income.

Startup 59

Startup Taxes Medical Retirement 59

Harness Wealth

SEPTEMBER 18, 2024

Only 26% of Americans have an estate plan. If you’re thinking, “But my clients are high-net-worth…many more have an estate plan.” And you’ll see in our Q&A below, that tax advisors can bring estate planning into the conversation early on in a client relationship. What do these numbers tell us?

Taxes 52

Taxes Clients Planning Estate Planning 52

Carson Wealth

JANUARY 4, 2024

Look for startups and opportunities that will let you grow and flourish. For those who might become isolated, it’s crucial you have a plan on how you’ll find meaning, happiness and value in retirement. It’s true from both an investment standpoint and a life standpoint. Take risks in your career too.

Financial Planning 96

Financial Planning Planning Retirement Estate Planning 96

WiserAdvisor

JUNE 16, 2025

Additionally, you also need to consider domestic disputes and estate planning issues related to property. Startups and private companies may offer significant growth. Comprehensive property insurance is a must to protect your holdings from natural disasters and legal claims.

Wealth Management 59

Wealth Management Taxes Insurance Assets 59

Yardley Wealth Management

FEBRUARY 11, 2025

To learn more about Yardley Wealth Management and Yardley Estate Planning, visit yardleywealth.net and yardleyestate.net. For more information about RD’s Total Lawn, visit rdtotallawn.com or find them on Facebook, Instagram, and YouTube.

Wealth Management 52

Wealth Management Communication Engineering Estate Planning 52

Harness Wealth

JUNE 9, 2023

Maximizing returns on startup equity Financial planning becomes especially critical for those involved with startups—whether you’re an employee with equity compensation, an investor, or a startup founder. For many, the plan offered by their employer may be sufficient.

Financial Planning 52

Financial Planning Planning Financial Planner Wealth Management 52

Harness Wealth

MARCH 6, 2025

Equity Compensation: Extensions offer valuable time to optimize tax strategies for startup employees and executives dealing with equity compensation such as RSUs, ISOs, and QSBS. As well as being complicated to complete, K-1 forms are often issued later than other tax documents, frequently compelling filers to seek tax extensions.

Taxes 52

Taxes Tax Planning Consulting Electronics 52

Harness Wealth

APRIL 17, 2025

Whether you’re a high earner, a startup employee, or a private investor, simplify your taxes today. Partner with Harness for top-tier advisory services in financial, tax, and estate planning. Connect with our expert advisors today for guidance on life events, equity compensation, or retirement planning.

Taxes 52

Taxes Tax Planning Professional Services Planning 52

Brown Advisory

MARCH 1, 2019

These often intersect and complement their plans for their businesses. Throughout the business growth cycle, from startup to exit, we concentrate our engagement with founders and builders on a limited set of focused activity periods, each one targeting key moments in their business’ evolution. Build / Grow. Post-Liquidity.

Planning 52

Planning Estate Planning Clients Startup 52

Brown Advisory

MARCH 1, 2019

These often intersect and complement their plans for their businesses. Throughout the business growth cycle, from startup to exit, we concentrate our engagement with founders and builders on a limited set of focused activity periods, each one targeting key moments in their business’ evolution. Build / Grow. Post-Liquidity.

Planning 52

Planning Estate Planning Clients Startup 52

Harness Wealth

FEBRUARY 20, 2024

Specialized services: Tax advisors provide tailored advice for unique situations including estate planning, property tax, international taxes, and industry-specific taxes. Business taxes: Some tax advisors may specialize in areas of business tax such as corporate restructuring, small business, or startups.

Taxes 52

Taxes License Education Tax Planning 52

Bell Investment Advisors

JUNE 16, 2022

For example, an estate planning goal of reducing your net worth may call for a lump-sum gift. Creative alternatives include educational travel, business startup capital, adoption fees, and fertility treatment. Base amounts on current value or estimated future value?

Taxes 52

Taxes Assets Financial Planner Planning 52

Diamond Consultants

JUNE 28, 2023

Plus, they would be passing up on monetizing in the short term by eschewing a large transition package, in addition to the startup costs associated with setting up a business, leaving many advisors to conclude that independence is just a bridge too far. Yet he was unable to provide those services.

Compliance 52

Compliance Recruitment Clients Compensation Planning 52

Brown Advisory

JUNE 14, 2018

I asked Lisa Cuesta and Keith Stone, both of whom focus on the startup/venture universe, for their thoughts on the movement among startups to align business with mission. In many cases, mission drives passion, and this passion can be a powerful force for startups in their initial push to get off the ground.

Investing 52

Investing Investments Clients Numbers 52

Brown Advisory

JUNE 14, 2018

I asked Lisa Cuesta and Keith Stone, both of whom focus on the startup/venture universe, for their thoughts on the movement among startups to align business with mission. In many cases, mission drives passion, and this passion can be a powerful force for startups in their initial push to get off the ground.

Investing 52

Investing Investments Clients Numbers 52

Harness Wealth

MARCH 5, 2024

A CPA may charge $1,250 for a household’s tax return with two W2s, startup equity income, and investment transactions. A small business tax advisor may charge $2,000 to prepare and file taxes for a newly created startup that qualifies for a range of tax deductions and credits.

Taxes 52

Taxes Tax Planning Education Ethics 52

Harness Wealth

MAY 25, 2023

The per-hour fee structure is often used by financial advisors offering advice on estate planning; debt management; tax strategies; and Social Security claiming strategies. Our network of financial advisors is here to help with your unique financials, from startup equity tax planning to comprehensive financial planning.

Financial Advisor 52

Financial Advisor Certified Financial Planner Ethics CFP 52

Harness Wealth

FEBRUARY 4, 2025

Alternative investments offer investors access to startups, real estate, and other non-traditional opportunities beyond stocks and bonds. For VC and startup investments, platforms such as AngelList and Hiive offer solutions to individual investors. Eligibility: Usually requires accredited investor status.

Taxes 52

Taxes Investing Investments Startup 52

The Big Picture

JANUARY 21, 2025

And I think you will also, if you are at all curious about estate planning or investing or personal finance, this is not the usual discussion and I think it’s very worthwhile for you to hear this and share it with friends and family. One is the idea of doing a startup within a large corporation is absolutely absurd.

Investing 147

Investing Investments Management Retirement 147

The Big Picture

OCTOBER 19, 2022

It was a startup. It felt like a startup. I mean, it wasn’t quite a startup. So it was really, really fun startup, very collaborative, felt like a family. So there’s the, “Hey, I’ll work with you and we’ll develop goals and a plan how to get there.” They’ll do tax planning, right?

Clients 286

Clients Financial Advisor Taxes Investing 286

Harness Wealth

JANUARY 24, 2023

QSBS recognition for startup founders If you’re a startup founder, one of the most important tax considerations for you will be Qualified Small Business Stock (“QSBS”) Recognition. Maryland is the only state that imposes both estate and inheritance taxes. These state taxes range from 0.8% million or more.

Startup 52

Startup Tax Planning Taxes Planning 52

Sara Grillo

APRIL 10, 2023

Most recently James worked with several seed and pre-seed startups at Nerd United, a venture studio, specializing in working with Crypto Startups to identify their early product market fit and work to get them into a functioning BETA. James Giles James Giles works as a Product Manager specializing in the Fintech and Crypto space.

Investing 52

Investing Investments CFP License 52

The Big Picture

JUNE 11, 2024

We were basically dealing with 401k plans that were from startup to a hundred or so million. And they would say, well, hey, before you talk to my team about the 401k, how many $1 billion, 401k plans do you have? You were doing some estate planning and other legal services. Well, we have 60, 70,000 private clients.

Planning 162

Planning Clients Investing Investments 162

Brown Advisory

SEPTEMBER 17, 2021

Existing grantor trusts would still be out of the grantor’s estate and distributions from existing trusts would not be gifts. The elimination of certain valuation discounts frequently used in connection with estate planning transactions. Corporate Income Tax. An increase of the top corporate tax rate from 21% to 26.5%.

Taxes 52

Taxes Distribution Accounting Retirement 52

Harness Wealth

JANUARY 17, 2025

Find out if they focus on small businesses, startups, equity compensation, or specific industries, and if not, if they might be able to refer you to the firm best suited to meet your needs. The first answer you need from any potential tax advisor or accountant should be regarding their experience in your particular area of need.

Taxes 52

Taxes Certification Ethics Communication 52