Calculated Risk

APRIL 28, 2023

Fannie Mae reported that the Single-Family Serious Delinquency decreased to 0.59% in March from 0.62% in February. The serious delinquency rate is down from 1.01% in March 2022. This is below the pre-pandemic levels. These are mortgage loans that are "three monthly payments or more past due or in foreclosure". The Fannie Mae serious delinquency rate peaked in February 2010 at 5.59% following the housing bubble and peaked at 3.32% in August 2020 during the pandemic.

Portfolio 358

Portfolio 358

The Reformed Broker

APRIL 28, 2023

Welcome to the latest episode of The Compound & Friends. This week, Michael Batnick, Brian Shannon and Downtown Josh Brown discuss olume-Weighted Average Price (VWAP), trading strategies, technical analysis, tech earnings, and much more! You can listen to the whole thing below, or find it wherever you like to listen to your favorite pods! Listen here: Apple podcasts Spotify podcasts Google podcasts Everywhere else!

Marketing 308

Marketing Marketing 308

Calculated Risk

APRIL 28, 2023

Here is a graph of the year-over-year change in shelter from the CPI report and housing from the PCE report this morning, both through March 2023: CPI Shelter was up 8.2% year-over-year in March, up from 8.1% in February. Housing (PCE) was up 8.3% YoY in March, from 8.2% in February. Since rents are soft and " Apartment Market Continues to Loosen " this means both CPI and PCE measures are currently overstating actual inflation.

Marketing 357

Marketing Marketing 357

Wealth Management

APRIL 28, 2023

While much capital stalled earlier this year, those with liquidity and friendly relationships with their lenders can strike while the iron is hot and acquire value-add assets for their single-family portfolios.

Portfolio 290

Portfolio Assets 290

Advertisement

Where are top advisors focusing in 2025? AcquireUp’s 2025 Industry Index reveals it all. Based on insights from 200+ financial professionals nationwide, discover why 74% say seminars and referrals deliver the best ROI, how automation is helping advisors scale faster, and why only 8% are tapping into niche marketing (a major growth opportunity!). Whether you're refining your client acquisition strategy or scaling your practice, this report gives you the real-world data, benchmarks, and action ste

Clients

Calculated Risk

APRIL 28, 2023

The BEA released the Personal Income and Outlays report for March: Personal income increased $67.9 billion (0.3 percent) in March , according to estimates released today by the Bureau of Economic Analysis. Disposable personal income (DPI) increased $71.7 billion (0.4 percent) and personal consumption expenditures (PCE) increased $8.2 billion (less than 0.1 percent ).

Food 320

Food Economics 320

Wealth Management

APRIL 28, 2023

The Friedman Peters Group has more than $400 million in managed assets and will join RBC’s San Francisco location, following several other additions in the Golden State earlier this month.

Assets 290

Assets Management 290

Wealth Management

APRIL 28, 2023

Some investment pros have started to push back on the idea that commercial real estate as a whole is at risk. Some real estate developers are turning to AI to help with complex projects, reports Commercial Observer. These are among the must reads from around the real estate investment world to end the week.

Investing 289

Investing Investments 289

Calculated Risk

APRIL 28, 2023

Today, in the Calculated Risk Real Estate Newsletter: Freddie Mac House Price Index Increased Slightly in March; Up 1.0% Year-over-year A brief excerpt: Freddie Mac reported that its “National” Home Price Index (FMHPI) increased 0.3% month-over-month on a seasonally adjusted (SA) basis in March, putting the National FMHPI down 1.3% SA from its June 2022 peak, and down 2.6% Not Seasonally Adjusted (NSA) from the peak.

263

263

Wealth Management

APRIL 28, 2023

New features include additions to portfolio analytics and model portfolios from BlackRock, Clark Capital, Fidelity and T. Rowe Price.

Portfolio 287

Portfolio 287

Abnormal Returns

APRIL 28, 2023

Venture capital Ted Seides talks biotech investing with Rod Wong is the founder and Managing Partner of RTW Investments. (capitalallocators.com) Eric Newcomer talks climate investing with Albert Wenger of USV. (newcomer.co) Business Meb Faber talks with Sam Zell about the real estate market including private REITs. (mebfaber.com) David Rosenthal and Benjamin Gilbert talk gaming business models with Mitch Lasky and Blake Robbins of Benchmark Capital.

Medical 246

Medical Investing Investments Management 246

Speaker: Claire Grosjean, Global Finance & Operations Executive

Finance teams are drowning in data—but is it actually helping them spend smarter? Without the right approach, excess spending, inefficiencies, and missed opportunities continue to drain profitability. While analytics offers powerful insights, financial intelligence requires more than just numbers—it takes the right blend of automation, strategy, and human expertise.

Management

Wealth Management

APRIL 28, 2023

Why financial advisors should host one this year

Clients 279

Clients Financial Advisor 279

Nerd's Eye View

APRIL 28, 2023

Enjoy the current installment of "Weekend Reading For Financial Planners" — this week’s edition kicks off with the news that following previous guidance regarding obligations under Regulation Best Interest (Reg BI) regarding account recommendations and conflicts of interest, the SEC released a new bulletin this week focusing on the duty to care.

Financial Planner 246

Financial Planner Certification Retirement Planning Retirement 246

Wealth Management

APRIL 28, 2023

The Cynosure Group's plans to build an RIA for wealthy clients got a fortuitous boost in the wake of Silicon Valley Bank’s downfall, even as its chairman has come under scrutiny for his role in the collapse.

Management 278

Management Investments Investing Clients 278

Calculated Risk

APRIL 28, 2023

From CoStar: STR: Group Demand Boosts Weekly US Hotel Performance in Mid-April U.S. hotel performance increased from the previous week, according to STR‘s latest data through April 22. April 16-22, 2023 (percentage change from comparable week in 2022): • Occupancy: 67.2% (+2.3%) • Average daily rate (ADR): $155.76 (+4.2%) • Revenue per available room (RevPAR): $104.64 (+6.6%) emphasis added The following graph shows the seasonal pattern for the hotel occupancy rate using the four-week average.

162

162

Speaker: David Worrell, CFO, Author & Speaker

Your financial statements hold powerful insights—but are you truly paying attention? Many finance professionals focus on the income statement while overlooking key signals hidden in the balance sheet and cash flow statement. Understanding these numbers can unlock smarter decision-making, uncover risks, and drive long-term success. Join David Worrell, accomplished CFO, finance expert, and author, for an engaging, nontraditional take on reading financial statements.

Numbers

Wealth Management

APRIL 28, 2023

CI Financial says it will use the profits from selling a minority stake in $5 billion AUM Congress to pay down debt. Meanwhile, Captrust, Allworth Financial, Wealth Enhancement Group, Sanctuary Wealth and MAI announced transactions representing approximately $3.5 billion in assets this week.

Assets 264

Assets 264

The Big Picture

APRIL 28, 2023

My end-of-week morning train WFH reads: • Fearful Millennials Missed Stock Market Rally With Shift to Cash : Getting out of stocks last year meant missing 2023 rally Other generations were more likely to stay put during rout. ( Bloomberg ) • In Manhattan’s Sluggish Home Market, Cash Is Greasing the Wheels : A record share of buyers are avoiding mortgages, and sellers eager to close are jumping at their all-cash offers.( Wealth ) see also Commercial Real-Estate Woes Run Deeper Than in Past Downtu

Electronics 146

Electronics Retail Marketing Marketing 146

Wealth Management

APRIL 28, 2023

eCIO founder Rob Roquitte discusses why in the post-pandemic, virtual world the one-size-fits-all service model does not work anymore.

Investments 261

Investments Investing 261

Indigo Marketing Agency

APRIL 28, 2023

Your LinkedIn headline is a 120-character “hook” that appears right under your name on your profile and in search results. Similar to a newspaper or magazine headline, yours should be catchy, interesting, and easy to read. Your headline is your opportunity to capture interest and invite users to learn more about you. You may not realize that headlines show up along with your name during an active search, meaning that as I type into the LinkedIn search bar, profiles and their corresponding headli

Certified Financial Planner 130

Certified Financial Planner Financial Advisor Wealth Management Financial Planner 130

Speaker: Erroll Amacker

Automation is transforming finance but without strong financial oversight it can introduce more risk than reward. From missed discrepancies to strained vendor relationships, accounts payable automation needs a human touch to deliver lasting value. This session is your playbook to get automation right. We’ll explore how to balance speed with control, boost decision-making through human-machine collaboration, and unlock ROI with fewer errors, stronger fraud prevention, and smoother operations.

Accounting

Wealth Management

APRIL 28, 2023

The capital markets team supports clients in understanding and executing ETF trades.

Clients 258

Clients Marketing Marketing 258

Abnormal Returns

APRIL 28, 2023

Strategies Why anomalies don't often make for great ETFs. (citywire.com) Why traditional measures of market risk don't apply to private credit funds. (wsj.com) What if Warren Buffett had continued to run his hedge fund? (monevator.com) Finance The Fed now admits some blame for the demise of SVB. (npr.org) Why it's hard to say precisely what's going on in the office building market.

Financial Advising 130

Financial Advising Economy Media Marketing 130

Wealth Management

APRIL 28, 2023

The inflation-linked securities offers a tax-advantaged way to prepare for your child’s future.

Taxes 217

Taxes 217

Advisor Perspectives

APRIL 28, 2023

The S&P 500 finished the week up 0.87% after a strong push on Thursday and Friday. The index is currently up 8.59% year to date and is 13.07% below its record close from January 3, 2022.

119

119

Advertisement

Based off SkyStem's popular e-Book, the book of secrets to the month-end close will be revealed in this one-hour webinar. Learn leading practices when it comes to building a strong and sustainable month-end close that has room to grow and evolve. Learn about the power of precise estimates, why reconciliations are critical to closing the books, how and when to automate, and how the chart of accounts play into your close process.

Accounting

Wealth Management

APRIL 28, 2023

Monday, May 22, 2023 | 2:00 PM ET

147

147

Nationwide Financial

APRIL 28, 2023

Key Takeaways: The WA Cares Fund, a mandatory long-term care insurance benefit was officially signed into law in April of 2021, and its short lived opt-out opportunity affected the ability to get LTC business issued in a timely fashion all around the country. California is set to explore a publicly financed LTSS solution; the state has put together five options being studied and priced.

Insurance 105

Insurance Taxes Clients Numbers 105

Wealth Management

APRIL 28, 2023

“Cash is no longer trash.

Marketing 130

Marketing Marketing 130

Your Richest Life

APRIL 28, 2023

Knowing what you’re worth, and being able to negotiate for it, is an essential skill that can have profound impacts on your life. But for many people, negotiation can be so uncomfortable that they avoid it altogether. So whether you’re starting a new job or asking for a pay raise, negotiation skills are crucial for everyone. Here are some tips for negotiating successfully.

Financial Planner 105

Financial Planner Certification CFP Numbers 105

Advertisement

Like being inches from the end zone, many advisors are frustratingly close to their next level of success. You work hard. You put in the hours. But if your closing rate is stuck or your pipeline feels like a revolving door… something has to change. Most advisors are just one small shift away from dramatically increasing their revenue. The difference?

Sales

Alpha Architect

APRIL 28, 2023

John Campbell, Stefano Giglio, and Christopher Polk, authors of the March 2023 study “What Drives Booms and Busts in Value?,” sought to determine which factors drive value’s booms and busts. They interpreted the returns to the standard value strategy through the lens of Robert Merton’s intertemporal CAPM (ICAPM). The Drivers of Booms and Busts in the Value Premium was originally published at Alpha Architect.

Investing 104

Investing Investments 104

A Wealth of Common Sense

APRIL 28, 2023

I have a confession to make. I’ve never read a book that changed my life. I know a lot of thought leaders and influencers who make top 10 lists of the books that supposedly changed their life but it’s never happened for me.1 I’ve had some good teachers over the years but never any professors in high school or college that had a lasting impact on my life.

102

102

Indigo Marketing Agency

APRIL 28, 2023

When I work with advisors to grow their businesses, we always start with assessing their email list. Email is still the bread and butter of marketing. But if you’re not growing your email list, it’s probably shrinking due to a small number of people unsubscribing each month. Here are my tips for growing your email list, as well as two videos to show how to add people to your email list in both Constant Contact and MailChimp!

Engineering 98

Engineering Retirement Marketing Marketing 98

MarketWatch

APRIL 28, 2023

U.S. stock indexes opened lower on Friday after Amazon warned about a slowdown in its cloud business, while strong inflation data cemented expectations for higher rates in the U.S. The Dow Jones Industrial Average dropped 70 points, or 0.2%, to 33,758. The S&P 500 was down 0.1%, while the Nasdaq Composite lost 0.3%. Amazon.com Inc. shares slumped 2.5% after the company's chief financial officer said in a conference call on Thursday that the company's cloud revenue is decelerating in the current

Government 98

Government Economy Economics Marketing 98

Advertisement

Is your finance team bogged down by endless data requests and disorganized spreadsheets during the month-end close? It’s time to consider a better option – automate with ART! SkyStem’s solution works alongside your ERP to transform the close and account reconciliation process and speed up month-end work. Explore SkyStem’s ART - the award-winning account reconciliation automation platform - and receive a $100 Amazon gift card as a thank you for your time.

Accounting