Walkner Condon Financial Advisors

NOVEMBER 11, 2022

As we look forward to 2023, the IRS recently announced that the contribution limits for employer-sponsored retirement plans are going up. You may want to review your contribution amounts and adjust for January payrolls if your goal is to maximize funding your retirement plan contributions. . TAX AND ESTATE PLANNING.

Insurance Coverage 98

Insurance Coverage Retirement Planning Accounting Taxes 98

Integrity Financial Planning

NOVEMBER 20, 2023

1] Phase 3: Middle Retirement (Approximately Ages 70-80) A lot can happen financially during this phase. 1] Required Minimum Distributions (RMDs) for many kinds of accounts go into effect, requiring you to withdraw from your retirement accounts if you haven’t already. [1]

Retirement 88

Retirement Budgeting Medical Distribution 88

WiserAdvisor

FEBRUARY 19, 2024

Blind spots in retirement planning are those aspects that are often overlooked, either intentionally or subconsciously. From seemingly harmless low-interest debt to underestimating the emotional impact of transitioning out of the workforce, various factors can disrupt your peace of mind during your retirement years.

Retirement 66

Retirement Retirement Planning Healthcare Estate Planning 66

Fortune Financial

SEPTEMBER 25, 2023

Long-term goals typically encompass retirement planning, wealth preservation and estate planning. Certified Financial Planner (CFP) CFPs are professionals who have completed rigorous education, passed a comprehensive exam and have substantial experience in financial planning.

Wealth Management 59

Wealth Management Management Risk Tolerance Retirement Planning 59

eMoney Advisor

FEBRUARY 9, 2023

Financial Planning Needs: Retirement planning Education and family planning Obtaining appropriate insurance coverage Business and tax planning Significant asset purchases Strategies for Serving Clients in This Stage: Clients at this stage are experiencing life events — both large and small — that will impact their financial planning needs.

Financial Planning 95

Financial Planning Clients Planning Education 95

Yardley Wealth Management

FEBRUARY 4, 2025

Key deductions include: Mortgage interest payments on primary and secondary residences Property tax deductions (subject to SALT limitations) Home office deductions for qualifying spaces Maximizing Retirement Account Benefits Take full advantage of tax-advantaged retirement accounts to reduce your current tax burden: Contribute the maximum allowed to (..)

Taxes 52

Taxes Wealth Management Healthcare Retirement 52

Darrow Wealth Management

JULY 1, 2024

Business owners may be able to accelerate tax-deferred savings even more through different retirement plan structures. Plan for change There have been many major changes to the tax code in the last ten years, so taxpayers shouldn’t get comfortable with the current tax code.

Taxes 105

Taxes Tax Planning Planning Estate Planning 105

WiserAdvisor

OCTOBER 4, 2022

Retirement planning can be a bit complex. There are multiple factors to weigh in, right from healthcare and inflation to estate planning, business succession planning, tax planning, and more. However, the main drawback to this can be the lack of foresight regarding what and how to plan.

Budgeting 102

Budgeting Retirement Healthcare Food 102

Fortune Financial

SEPTEMBER 25, 2023

Long-term goals typically encompass retirement planning, wealth preservation and estate planning. Certified Financial Planner (CFP) CFPs are professionals who have completed rigorous education, passed a comprehensive exam and have substantial experience in financial planning.

Wealth Management 52

Wealth Management Management Risk Tolerance Retirement Planning 52

Gen Y Planning

NOVEMBER 5, 2021

By weaving in extra savings into your spending plan, you can have enough money to cover gifts, cook your fancy holiday dinner, and keep the lights on (literally). . Max Out Your Retirement Plans. Saving for retirement should be as commonplace as meal prepping for the week. Check-In On Your Estate Plan.

Taxes 75

Taxes Estate Planning Planning Budgeting 75

Integrity Financial Planning

NOVEMBER 20, 2023

1] Phase 3: Middle Retirement (Approximately Ages 70-80) A lot can happen financially during this phase. 1] Required Minimum Distributions (RMDs) for many kinds of accounts go into effect, requiring you to withdraw from your retirement accounts if you haven’t already. [1]

Retirement 52

Retirement Budgeting Medical Distribution 52

Gen Y Planning

DECEMBER 5, 2022

By weaving in extra savings into your spending plan, you can have enough money to cover gifts, cook your fancy holiday dinner, and keep the lights on (literally). . Max Out Your Retirement Plans. Saving for retirement should be as commonplace as meal prepping for the week. Check-In On Your Estate Plan.

Taxes 59

Taxes Estate Planning Planning Budgeting 59

Brown Advisory

APRIL 1, 2020

These planning opportunities are driven primarily by four factors: Materially lower market values for publicly traded securities, and a likely downturn in valuations of real estate and other illiquid assets. Deferral of required retirement plan distributions. tax code that are not permanent.

Strategic Planning 52

Strategic Planning Planning Marketing Marketing 52

Brown Advisory

APRIL 1, 2020

These planning opportunities are driven primarily by four factors: Materially lower market values for publicly traded securities, and a likely downturn in valuations of real estate and other illiquid assets. Deferral of required retirement plan distributions. tax code that are not permanent.

Strategic Planning 52

Strategic Planning Planning Marketing Marketing 52

WiserAdvisor

JUNE 19, 2022

If you are co-parenting, both parents could distribute the monetary burden in their share of their earnings. However, your will is only a part of your estate planning, and if you want holistic financial planning for a baby, you should consider completing all steps of the estate planning process.

Financial Planning 52

Financial Planning Planning Education Budgeting 52

Harness Wealth

MARCH 11, 2024

Retirement contributions Individuals can take advantage of various tax-related retirement planning strategies to reduce their taxable income today and post-retirement. Health Savings Accounts (HSAs) HSAs are available to individuals enrolled in high-deductible health plans (HDHPs).

Startup 59

Startup Taxes Medical Retirement 59

Brown Advisory

NOVEMBER 12, 2015

AGI includes all taxable income, including wages, bonuses, taxable interest, dividends, capital gains, retirement distributions, annuities, rents and royalties. Distribute income out of trusts to reduce federal taxes. Gift and Estate Taxes. Harvest capital losses to offset realized gains.

Planning 52

Planning Taxes Distribution Medical 52

Yardley Wealth Management

MAY 29, 2020

If you are retiring at a bad time or have unexpected expenses, you should make some adjustments. A minor one that most can do is to not automatically increase their distributions every year for inflation. We are a fiduciary, fee-only financial planning, and wealth management firm in Newtown, Pennsylvania.

Retirement 40

Retirement Wealth Management Estate Planning Risk Tolerance 40

Yardley Wealth Management

FEBRUARY 1, 2022

You then recommend DAF distributions to your charities of choice over future years. Saving for Heirs Last but not least, a bounty of trusts, insurance policies, and other estate planning structures help families leverage existing tax breaks to tax-efficiently transfer their wealth to future generations.

Tax Planning 40

Tax Planning Taxes Planning Healthcare 40

Yardley Wealth Management

FEBRUARY 1, 2022

You then recommend DAF distributions to your charities of choice over future years. Last but not least, a bounty of trusts, insurance policies, and other estate planning structures help families leverage existing tax breaks to tax-efficiently transfer their wealth to future generations. .

Tax Planning 40

Tax Planning Taxes Planning Healthcare 40

WiserAdvisor

JULY 25, 2023

A financial advisor possesses a deep understanding of complex financial concepts and can help you navigate the intricacies of investing, retirement planning, debt management, estate planning, succession planning, tax optimization, and more. For instance, you may discuss estate planning.

Financial Advisor 52

Financial Advisor Communication Portfolio Financial Planning 52

Darrow Wealth Management

JULY 1, 2024

Business owners may be able to accelerate tax-deferred savings even more through different retirement plan structures. Plan for change There have been many major changes to the tax code in the last ten years, so taxpayers shouldn’t get comfortable with the current tax code.

Taxes 52

Taxes Tax Planning Planning Estate Planning 52

WiserAdvisor

APRIL 16, 2025

Planning for retirement is one of the biggest financial challenges you will ever face, and a financial advisor can help you adopt a strategy that can take you to your goals, mitigate risk, and adapt to the changes that will inevitably come your way. Retirement planning can be a long-term journey, and a lot can change along the way.

Financial Advisor 40

Financial Advisor Asset Allocation Financial Planning Retirement Planning 40

WiserAdvisor

APRIL 12, 2023

This feature makes the Roth IRA popular among those who expect to be in a higher tax bracket in retirement, or those who want to leave a tax-free inheritance to their heirs. Roth IRAs do not have any Required Minimum Distributions (RMDs), so you can keep your money in the account for as long as you like.

Accounting 40

Accounting Retirement Taxes Financial Advisor 40

Trade Brains

SEPTEMBER 27, 2022

Financial planning, depository participant services, mutual fund distribution, bonds, PMS, AIF, retirement planning, and estate planning. Some of its major products and services are: Retail broking for equities, commodities, and currency.

Manufacturing 52

Manufacturing Retail Government Investing 52

Yardley Wealth Management

DECEMBER 10, 2024

The post Strategic Retirement Planning Guide for Single Women: Expert Financial Advice appeared first on Yardley Wealth Management, LLC. Without a partner to rely on for financial support, single women must take proactive steps to ensure a secure and comfortable retirement.

Retirement Planning 52

Retirement Planning Financial Advice Retirement Planning 52

WiserAdvisor

MARCH 13, 2024

Within this framework, the concept of the five pillars of retirement planning emerges as a valuable strategy. These pillars provide a comprehensive framework for building a resilient and sustainable plan. Withdrawals from tax-deferred retirement accounts are taxed as ordinary income.

Retirement Planning 105

Retirement Planning Retirement Planning Estate Planning 105

WiserAdvisor

MARCH 2, 2023

The key to creating a diversified portfolio is to distribute your money across multiple asset classes, such as stocks, bonds, real estate, and alternative investments. Build an emergency fund for future financial emergencies An emergency fund is one of the most critical yet overlooked aspects of a financial plan.

Investing 40

Investing Investments Risk Tolerance Financial Advisor 40

Nerd's Eye View

MAY 14, 2025

Owners of IRAs and qualified retirement accounts might name a trust as the account's beneficiary for a number of reasons. They might want to have more control over how the account assets are distributed to their beneficiaries. Or they might want to protect any of their beneficiaries who qualify for means-tested public benefits.

Distribution 156

Distribution Accounting Retirement Retirement Planning 156

Financial Symmetry

APRIL 28, 2025

When it comes to estate planning, there are many pieces to ensure that your heirs and loved ones are taken care of and have a clear understanding of your wishes. Any estate planning professional would tell you that the more you do while you are still living, the better.

Estate Planning 62

Estate Planning Accounting Insurance Distribution 62

Nerd's Eye View

JANUARY 31, 2024

In late 2019, Congress passed the Setting Every Community Up for Retirement Enhancement (SECURE) Act, introducing several significant changes to retirement planning. This allows the account to grow on a tax-deferred basis, with income to beneficiaries being taxed when distributions are made. Read More.

Financial Advisor 246

Financial Advisor Estate Planning Nonprofit Financial Planner 246

Carson Wealth

MAY 8, 2025

It takes consistent saving, smart decision-making, and a retirement strategy tailored to your goals. The earlier you start planning, the more confident you can feel about your future. These 10 practical retirement planning tips can help you build the financial foundation you need for the next chapter of your life.

Retirement 71

Retirement Retirement Planning Taxes Distribution 71

Nationwide Financial

AUGUST 23, 2024

Key Takeaways: Net Unrealized Appreciation (NUA) is the difference between the cost basis of employer securities in a retirement plan and their market value at the time of distribution. NUA is not taxed as ordinary income at the time of distribution, which can offer significant tax advantages.

Retirement 52

Retirement Retirement Planning Distribution Taxes 52

Discipline Funds

DECEMBER 29, 2024

Retirement Planning Review your retirement goals and objectives. Are you on track to retire when you want to? If youre nearing or early in retirement consider building a bond tent to help you navigate this big emotional and financial shift. Do so before year-end and plan for next years RMD now.

Financial Planning 64

Financial Planning Planning Asset Allocation Retirement Planning 64

Sara Grillo

APRIL 11, 2022

Integrating Social Security, Medicare, ermine, all of these things that go along with retirement, I’m very good at… So this is what I work with clients on.

Financial Advisor 52

Financial Advisor Portfolio Clients Management 52

Fortune Financial

JULY 28, 2022

Anyone who owns company stock will eventually have to decide how to distribute their assets — typically when there is a job change or retirement involved. To recap, NUA is the difference in value between the price initially paid for a stock (the cost basis) and its current market value at the time it is distributed.

Taxes 98

Taxes Planning Retirement Planning Distribution 98

Yardley Wealth Management

JUNE 25, 2025

Spending— Being flexible and intentional with your spending can help limit withdrawals and preserve your portfolio, especially in the early years of retirement. 3 RMDs apply to accounts such as traditional IRAs, SEP IRAs, SIMPLE IRAs, and retirement plans like 401(k)s. There are a few exceptions.

Retirement 52

Retirement Distribution Taxes Accounting 52