Zoe Financial

JUNE 20, 2025

For high-net-worth individuals, continuously refining your strategy over time is what keeps your plan efficient and aligned with evolving goals. At Zoe Financial, we’ve seen firsthand how proactive planning with a fiduciary advisor helps individuals protect and grow their wealth across generations.

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Retirement Planning Retirement Planning Estate Planning 40

Harness Wealth

DECEMBER 30, 2024

In these cases, the taxes owed would be triggered earlier than expected, which could disrupt the employees financial planning. Employers have the discretion to opt out of permitting 83(i) elections by declining to establish these conditions or explicitly excluding the election from equity compensation plans.

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Taxes Compliance Compensation Planning Financial Advisor 52

Yardley Wealth Management

FEBRUARY 4, 2025

From maximizing deductions to managing capital gains, we’ll cover everything you need to know about smart tax planning. It’s triggered by large deductions, multiple dependents, or significant capital gains, requiring careful planning of deductions and income recognition. Click here and contact us for more information.

Taxes 52

Taxes Wealth Management Healthcare Retirement 52

Diamond Consultants

JANUARY 21, 2025

But this question is a fair one, especially in light of the recent compensation plan announcement from UBS: Are the big firms delivering value commensurate with what they are charging? They may have the financial planning tools they need to service their mass affluent clients but not their HNW clients.

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Recruitment Compensation Planning Clients Consulting 52

Darrow Wealth Management

APRIL 23, 2025

The 83(b) election has the potential to significantly reduce the overall tax liability, especially for startup founders and employees who receive stock-based compensation. It’s usually a key part of pre-IPO tax planning and exit strategies. If you plan on leaving the company before vesting, this is likely not a good strategy.

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Taxes Startup Compensation Planning Sales 63

Diamond Consultants

JUNE 3, 2025

Maybe its a sweeping compensation plan overhaul, the retirement of a long-time manager, or an unexpected acquisition. Sometimes, waiting is the right move, especially when paired with thoughtful reflection and a clear plan for reevaluation. Its far more personal than most advisors imaginethat is, until it happens to them.

Financial Advisor 52

Financial Advisor Compliance Wealth Management Compensation Planning 52

Diamond Consultants

JUNE 23, 2025

That includes changes to compensation plans—which the firm is likely to make in the future. Many parent/child teams choose to forgo ALFA because the retiring advisor (the parent) presumably cares greatly for the well-being of their inheritor and knows that the “strings attached” are not necessarily worth the economic gain.

Retirement 52

Retirement Compensation Planning Recruitment Clients 52

Zajac Group

JULY 22, 2025

In terms of equity compensation planning, it’s important to remember that the transaction could involve two public companies, a public company acquiring a private one, or a private firm buying either a public company or another private entity. How Acquisitions Work Put simply, an acquisition occurs when one company purchases another.

Taxes 52

Taxes Compensation Planning Sales Numbers 52

Random Roger's Retirement Planning

JULY 1, 2025

It's a deferred compensation plan on what would have been a $5 million salary in 1999. With enough of a drop, just rebalance but looking at a 15% drop in a bond fund might not be easy to do. Closing out, July 1st is Bobby Bonilla Day. The Mets pay him what amounts to annual annuity payment of just over $1 million every July 1st.

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Compensation Planning Portfolio Management Assets 59

Diamond Consultants

JULY 22, 2025

In light of recent significant changes in our industry (including major acquisitions and compensation plan changes), we think the single most compelling argument against the comfort of the status quo is the idea that it really might not be all that comfortable. What if the comfort is just an illusion?

Compensation Planning 52

Compensation Planning Math Education Financial Advisor 52

Diamond Consultants

JUNE 17, 2025

Its internal retirement program (ALFA) and competitive payout structure continue to appeal to seasoned advisors, even despite some significant changes to the 2025 compensation plan. And for a time, UBS was a recruiting powerhouse—thanks in large part to an unusually rich, fully guaranteed transition package.

Recruitment 52

Recruitment Wealth Management Compensation Planning Communication 52

Wealth Management

SEPTEMBER 27, 2023

Family offices are relying more on salary increases and incentive compensation to compete for talent, according to a new survey by Morgan Stanley’s Single Family Office Advisory group.

Compensation Planning 328

Compensation Planning Planning 328

Nerd's Eye View

DECEMBER 5, 2023

So, whether you're interested in learning about how to build associate advisor compensation plans and career tracks, how to leverage a multi-faceted marketing approach to generate client leads, or what it looks like to roll up into a larger RIA, then we hope you enjoy this episode of the Financial Advisor Success podcast, with Jeff Brown.

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Compensation Planning Planning Financial Advisor Clients 245

Wealth Management

MARCH 9, 2023

Wirehouse advisors are more likely to be unhappy with their compensation than those in other channels, saying the packages are too complex and change frequently, according to a new Cerulli report.

Compensation Planning 263

Compensation Planning Planning 263

Wealth Management

NOVEMBER 27, 2024

Louis Diamond offers UBS advisors a perspective on the firm’s compensation plan changes, which were announced on Nov.

Compensation Planning 262

Compensation Planning Financial Advisor Planning 262

Financial Symmetry

OCTOBER 3, 2022

Have you ever been offered a non-qualified deferred compensation plan as part of your benefits package? The post Should You Use a Non-Qualified Deferred-Compensation Plan for Your Retirement Savings? Do you know someone who has, but wasn’t sure exactly what it was? Ep #174 appeared first on Financial Symmetry, Inc.

Compensation Planning 98

Compensation Planning Retirement Planning 98

Abnormal Returns

JUNE 17, 2024

citywire.com) Advisers Compensation plans should align with your firm's overall goals. (kitces.com) Even self-directed investors want access to some advice. citywire.com) Most advisers have not implemented a direct indexing option. thinkadvisor.com) Why couples could benefit from separate AND joint accounts.

Financial Counseling 264

Financial Counseling Compensation Planning Wealth Management Startup 264

Nerd's Eye View

MARCH 13, 2024

Specifically, USC Section 114 defines certain types of "retirement income" that can only be taxed by the states in which a person resides, which include qualified employer retirement plans and IRAs as well as nonqualified deferred compensation plans that are either paid out over a period of at least 10 years or structured as an excess benefit plan.

Taxes 189

Taxes Compensation Planning Retirement Retirement Planning 189

Nerd's Eye View

SEPTEMBER 23, 2022

From there, we have several articles on insurance and investment planning: Why the chair of the Senate Finance Committee has taken an interest in the private placement life insurance market. A new designation is available for advisors looking to serve clients with nonqualified deferred compensation plans.

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Financial Planner Compensation Planning Insurance Compliance 246

Carson Wealth

MAY 24, 2023

Executive compensation plans can be used to attract, retain and reward high value employees. We’ve put together helpful information to know if you’re ever offered one of these plans through your employer. The post Executive Compensation Plans: Common Elements appeared first on Carson Wealth.

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Executive Compensation Compensation Planning Planning 52

Nerd's Eye View

JUNE 14, 2024

Also in industry news this week: While an infusion of Private Equity (PE) capital has shaken up the RIA M&A market, the ultimate implications for advisors, their clients, and the PE firms themselves remain unclear A recent study has found that a significant portion of 'DIY' investors are open to working with a human advisor (and paying for the (..)

Financial Planner 246

Financial Planner Compensation Planning Asset Allocation Retirement Planning 246

Cordant Wealth Partners

NOVEMBER 12, 2021

In this post, we cover three ways you can reduce the risk you have in your deferred compensation plan (DCP) for those that have a substantial portion of their net worth tied up in deferred compensation. 409(a) Nonqualified Deferred Compensation plans present a fantastic way to defer taxes and build net worth.

Compensation Planning 52

Compensation Planning Planning Taxes Insurance 52

Nerd's Eye View

AUGUST 8, 2023

And be certain to listen to the end, where Lori shares why, even though she has experienced turmoil in her business, she tries to maintain a positive outlook because without these experiences, she would not have developed the specific expertise or become the advisory firm owner she is today, why, after dealing with a personal tragedy and not coming (..)

Investments 246

Investments Investing Compensation Planning Financial Advisor 246

Advisor Perspectives

DECEMBER 6, 2022

This nonsense is non-existent in the RIA model.

Compensation Planning 52

Compensation Planning Planning 52

Advisor Perspectives

AUGUST 29, 2023

In a potentially positive trend for investors, the number of companies incorporating ESG metrics in their executive compensation plans has been growing.

Executive Compensation 81

Executive Compensation Compensation Planning Numbers Planning 81

Darrow Wealth Management

NOVEMBER 17, 2022

Considering tax planning strategies to reduce the impact of the new MA surtax. Further, if you weren’t planning to sell the asset, it’s usually not advisable to do so for tax reasons alone. Plan your income. Though tax planning is important, it’s equally important not to let the tax-tail wag the dog.

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Taxes Wealth Management Tax Planning Planning 111

Your Richest Life

APRIL 15, 2024

Do you have a plan in place for your retirement? For many people, the extent of their retirement planning includes signing up for the plan at work – which is often more of a starting point than a comprehensive retirement plan. Some 457 plans can allow for Roth contributions and in-plan rollovers.

Retirement Planning 52

Retirement Planning Retirement Planning Taxes 52

NAIFA Advisor Today

AUGUST 5, 2022

Nonqualified benefits, like deferred compensation plans, may be a good solution to appeal to executives looking for pre-tax opportunities beyond IRAs and 401(k) plans to accumulate greater wealth for retirement.

Compensation Planning 52

Compensation Planning Retirement Planning Taxes 52

Cordant Wealth Partners

NOVEMBER 20, 2020

409(a) Nonqualified Deferred Compensation Plans present one of these opportunities. As a participant in your company’s deferred compensation plan, you’ve become an unsecured creditor of your company. This framework is specific to the Intel SERPLUS fund but can be generalized to any deferred compensation decision.

Compensation Planning 52

Compensation Planning Taxes Distribution Retirement 52

Cordant Wealth Partners

JANUARY 28, 2021

Employees of what was formerly Mentor Graphics, now Siemens, may find that they are eligible for Siemens’ Deferred Compensation Plan (DCP) and wonder if they should defer their salary and/or bonus into the plan. The Benefits of Deferred Compensation. The Risks of Deferred Compensation Plans. Tax Benefits.

Compensation Planning 52

Compensation Planning Taxes Planning Retirement 52

Cordant Wealth Partners

SEPTEMBER 8, 2022

This article will discuss the key features of the Microsoft 401(k) plan, and after reading it, you should leave with a clear game plan of how to: Maximize the match (free money! ) The key benefits of any 401(k) plan (including Microsoft’s) include: Free Money : A company match on your contributions.

Retirement Planning 52

Retirement Planning Retirement Planning Taxes 52

Cordant Wealth Partners

AUGUST 16, 2024

Most recently, Intel announced layoffs impacting 15% of the workforce with a plan to cut $10 billion in total costs. Tax planning for a transition out of Intel is critical. Please check with your HR for the most up-to-date plan information. 18 months of coverage is being offered for COBRA plus a $20k Healthcare bonus.

Planning 52

Planning Retirement Taxes Accounting 52

Cordant Wealth Partners

DECEMBER 2, 2022

Most recently, Intel announced layoffs impacting 11% of the workforce in the fall of 2022 with a plan to cut $3 billion in costs over the next year. Tax planning for a transition out of Intel is critical. Intel Retirement Contribution Plan. SERPLUS (Intel’s deferred compensation account). Intel Minimum Pension.

Planning 52

Planning Retirement Taxes Accounting 52

MarketWatch

JUNE 14, 2023

The company said its buyback program doesn’t include shares repurchased in connection with share-based compensation plans. Based on Tuesday’s stock closing price of $18.31, the company could buy back 10.46 million shares under the current program, which represents 19.2% of the shares outstanding as of March 31.

Compensation Planning 40

Compensation Planning Planning Marketing Marketing 40

Zajac Group

MARCH 20, 2023

One strategy to consider particularly for those with significant wealth or instant wealth could be a 10b5-1 plan. Reason #5 – Tax Tradeoffs: So much of equity compensation and the decision to sell (or not sell) is tied to income tax. Or, as an executive, you may be subject to pre-clearance, section 16 reporting, or restrictions.

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Risk Tolerance Taxes Portfolio Planning 98

Ballast Advisors

NOVEMBER 29, 2022

It’s common for businesses to court talented executives with a variety of perks, including signing bonuses, stock options, and nonqualified deferred compensation plans to supplement regular pensions and retirement savings. For example, one could assume that, after one year, any marketing plan would be less useful to a competitor.

Recruitment 40

Recruitment Compensation Planning Clients Retirement 40

Cordant Wealth Partners

SEPTEMBER 9, 2022

Like any major corporation, Microsoft’s compensation package includes various programs and benefits for its employees. For example, base salary makes up around 70% of total compensation for the typical Level 59 Software Engineer versus less than 50% for a Level 67 Principle SDE. Planning opportunities with the ESPP: Enroll!

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Engineering Taxes Insurance Accounting 52