Walkner Condon Financial Advisors

APRIL 21, 2023

Fee-Only financial advisors are most often compensated as a percentage of assets (AUM), though also may be paid hourly, as a retainer, or as a flat fee, depending upon the planner you choose. Fee-Only financial advisors , on the other hand, do not receive commissions and are compensated through a fee-for-service model.

Certified Financial Planner 52

Certified Financial Planner Financial Advisor Fee Only Financial Planner 52

Sara Grillo

OCTOBER 21, 2022

RIA firm – a Registered Investment Advisor firm registered with either the SEC or state regulators. An RIA firm’s financial advisors must follow the fiduciary standard which is believed to be the highest standard of care in the industry. What designations does a paraplanner usually have?

Insurance 98

Insurance Financial Planner Fee Only Financial Advisor 98

ClearMoney

MARCH 1, 2022

Diminished Distinction Index investing emerged amid a growing body of evidence showing that traditional active methods of attempting to select stocks and time markets were ineffective. DISCLOSURES The information in this document is provided in good faith without any warranty and is intended for the recipient’s background information only.

Commission 52

Commission Distribution Asset Allocation Investing 52

ClearMoney

DECEMBER 5, 2021

There is no assurance that any investment strategy will be successful. The information in this document is provided in good faith without any warranty and is intended for the recipient’s background information only. Unauthorized copying, reproducing, duplicating, or transmitting of this document are strictly prohibited.

Commission 52

Commission Retail Sales Distribution 52

Harness Wealth

MAY 18, 2023

However, in the past three decades, the confluence of tech innovation, and the democratization of financial product distribution and private capital have led to a boom in the independent registered investment advisor (RIA) channel. It is provided for information purposes only.

Taxes 52

Taxes Wealth Advisor Marketing Marketing 52

Harness Wealth

MAY 25, 2023

The primary fee structures are: Fee-only : Advisors only receive payment from their clients for the services they provide, not receiving any commissions or other incentives from product providers. Fee-based : This structure is a blend of fees and commissions. This percentage generally falls between 0.5%

Financial Advisor 52

Financial Advisor Certified Financial Planner Ethics CFP 52

ClearMoney

SEPTEMBER 24, 2021

Eugene Fama is a member of the Board of Directors of the general partner of, and provides consulting services to, Dimensional Fund Advisors LP. The information in this document is provided in good faith without any warranty and is intended for the recipient’s background information only.

Investments 52

Investments Investing Commission Financial Advisor 52

ClearMoney

NOVEMBER 4, 2021

The information in this document is provided in good faith without any warranty and is intended for the recipient’s background information only. It does not constitute investment advice, recommendation, or an offer of any services or products for sale and is not intended to provide a sufficient basis on which to make an investment decision.

Asset Allocation 52

Asset Allocation Commission Portfolio Assets 52

ClearMoney

DECEMBER 14, 2021

Past Dimensional research has documented the importance of a consistent emphasis to mitigate style drift5 and capture premiums when they appear.6 DISCLOSURES The information in this document is provided in good faith without any warranty and is intended for the recipient’s background information only. Actual returns may be lower.

Investments 52

Investments Investing Commission Distribution 52

ClearMoney

DECEMBER 5, 2021

Groups of stocks and their returns are hypothetical and are not representative of indices or actual strategies and do not reflect costs and fees associated with an actual investment. The information in this document is provided in good faith without any warranty and is intended for the recipient’s background information only.

Government 52

Government Commission Economics Distribution 52

ClearMoney

DECEMBER 5, 2021

Groups of stocks and their returns are hypothetical and are not representative of indices or actual strategies and do not reflect costs and fees associated with an actual investment. DISCLOSURES The information in this document is provided in good faith without any warranty and is intended for the recipient’s background information only.

Government 52

Government Commission Economics Distribution 52

WiserAdvisor

MAY 31, 2022

According to the Federal Trade Commission (FTC), in 2021, American consumers lost over $5.8 The objective is to thoroughly understand the background of the broker or investment advisor from whom you intend to buy a product or engage in a business. However, the numbers tell a different story. In 2021, over 2.8 on social media.

Investments 52

Investments Investing License Accounting 52

Sara Grillo

JANUARY 9, 2023

What are the changes in Colorado investment advisor regulations regarding financial planning? Specific examples: Educating financial advisors of all business models (AUM, fee only, commission, etc.) The primary disclosure document cited is Form ADV as opposed to an engagement agreement. Let’s get into it, folks!

Financial Planning 52

Financial Planning Planning Financial Planner CFP 52

Inside Information

SEPTEMBER 28, 2021

Then came Reg BI, in 2019, where the Commission decided that adopting a separate rule restricting these terms was ‘unnecessary.’. 202(a)(11)(c) of the Advisers Act,” the petition says, “the Commission can increase investor protection by (re-)asserting a distinction between product sales and stand-alone investment advice.”.

Financial Planner 40

Financial Planner Financial Planning Commission Sales 40

Inside Information

OCTOBER 30, 2021

The argument with the regulators is that the more they require all advisors (including, of course, wirehouse brokers who call themselves ‘advisors’) to behave as fiduciaries, the more likely investors will be to receive advice in their interests, quality investment counsel, low portfolio expenses and fewer conflicts getting in the way.

CFP 40

CFP Commission Education Investing 40

Yardley Wealth Management

JUNE 6, 2023

This plan can include a living trust, a legal document that allows assets to pass to beneficiaries without going through probate court. A good financial advisor can provide investment advice and help navigate the various types of financial advisors, such as registered investment advisors and fee-only advisors.

Certified Financial Planner 52

Certified Financial Planner Estate Planning Retirement Planning Financial Advisor 52

Good Financial Cents

AUGUST 5, 2022

Ad Invest as little or as much as you want with a Robinhood portfolio. With Robinhood, you can build a balanced portfolio and trade stocks, ETFs and options as frequently as you want, commission-free. Click your state to start investing today! If your emotions are in control, you may sell your stocks to prevent losses.

Accounting 102

Accounting Portfolio Retirement Planning Investing 102

ClearMoney

FEBRUARY 22, 2022

DISCLOSURES The information in this document is provided in good faith without any warranty and is intended for the recipient’s background information only. Unauthorized copying, reproducing, duplicating, or transmitting of this document are strictly prohibited.

Asset Allocation 52

Asset Allocation Commission Portfolio Assets 52

ClearMoney

FEBRUARY 21, 2022

DISCLOSURES The information in this document is provided in good faith without any warranty and is intended for the recipient’s background information only. Unauthorized copying, reproducing, duplicating, or transmitting of this document are strictly prohibited. Dimensional Japan Ltd., and Dimensional Hong Kong Limited. UNITED STATES.

Commission 52

Commission Portfolio Government Distribution 52

Tucker Advisors

AUGUST 9, 2021

According to the Department of Labor’s (DOL) website, the identification of a fiduciary follows ERISA standards and the five-part DOL test, based on the assumption that anyone who offers investment advice for a fee, commission or other compensation, will be regarded as a fiduciary. Download Your Free Referral Marketing Guide.

Financial Advisor 52

Financial Advisor License Clients Insurance 52

ClearMoney

JANUARY 4, 2022

GLOSSARY Nominal return: The rate of return on an investment without adjusting for inflation. DISCLOSURES The information in this document is provided in good faith without any warranty and is intended for the recipient’s background information only.

Marketing 52

Marketing Marketing Commission Government 52

ClearMoney

DECEMBER 13, 2021

DISCLOSURES The information in this document is provided in good faith without any warranty and is intended for the recipient’s background information only. Unauthorized copying, reproducing, duplicating, or transmitting of this document are strictly prohibited. Decrease of 19.6% was from Jan. 1, 2020–March 31, 2020.

Marketing 52

Marketing Marketing Commission Distribution 52

Sara Grillo

SEPTEMBER 26, 2022

I do believe it should be different regulated differently from portfolio management, which is the typical definition of the registered investment advisor, but that it shouldn’t be the CFP Board that is controlling the regulatory environment for financial planners. Salaske: What is an investment advisor?

CFP 59

CFP Financial Advisor Financial Planner Ethics 59